rickett, baldwin (insurance agents) limited Company Information
Company Number
03237362
Next Accounts
Sep 2026
Directors
Shareholders
robert james downard
caroline downard
View AllGroup Structure
View All
Industry
Activities of insurance agents and brokers
Registered Address
odin cottage salisbury road, chilmark, salisbury, wiltshire, SP3 5AH
Website
www.rickettbaldwin.co.ukrickett, baldwin (insurance agents) limited Estimated Valuation
Pomanda estimates the enterprise value of RICKETT, BALDWIN (INSURANCE AGENTS) LIMITED at £221.8k based on a Turnover of £269.5k and 0.82x industry multiple (adjusted for size and gross margin).
rickett, baldwin (insurance agents) limited Estimated Valuation
Pomanda estimates the enterprise value of RICKETT, BALDWIN (INSURANCE AGENTS) LIMITED at £66.8k based on an EBITDA of £13.3k and a 5.01x industry multiple (adjusted for size and gross margin).
rickett, baldwin (insurance agents) limited Estimated Valuation
Pomanda estimates the enterprise value of RICKETT, BALDWIN (INSURANCE AGENTS) LIMITED at £158.9k based on Net Assets of £83.7k and 1.9x industry multiple (adjusted for liquidity).
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Rickett, Baldwin (insurance Agents) Limited Overview
Rickett, Baldwin (insurance Agents) Limited is a live company located in salisbury, SP3 5AH with a Companies House number of 03237362. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in August 1996, it's largest shareholder is robert james downard with a 80% stake. Rickett, Baldwin (insurance Agents) Limited is a mature, micro sized company, Pomanda has estimated its turnover at £269.5k with declining growth in recent years.
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Rickett, Baldwin (insurance Agents) Limited Health Check
Pomanda's financial health check has awarded Rickett, Baldwin (Insurance Agents) Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs


1 Strong

2 Regular

7 Weak

Size
annual sales of £269.5k, make it smaller than the average company (£2.6m)
- Rickett, Baldwin (insurance Agents) Limited
£2.6m - Industry AVG

Growth
3 year (CAGR) sales growth of -2%, show it is growing at a slower rate (8.1%)
- Rickett, Baldwin (insurance Agents) Limited
8.1% - Industry AVG

Production
with a gross margin of 65.6%, this company has a higher cost of product (95.3%)
- Rickett, Baldwin (insurance Agents) Limited
95.3% - Industry AVG

Profitability
an operating margin of 5% make it less profitable than the average company (19.7%)
- Rickett, Baldwin (insurance Agents) Limited
19.7% - Industry AVG

Employees
with 3 employees, this is below the industry average (17)
3 - Rickett, Baldwin (insurance Agents) Limited
17 - Industry AVG

Pay Structure
on an average salary of £58.4k, the company has an equivalent pay structure (£58.4k)
- Rickett, Baldwin (insurance Agents) Limited
£58.4k - Industry AVG

Efficiency
resulting in sales per employee of £89.8k, this is less efficient (£134.2k)
- Rickett, Baldwin (insurance Agents) Limited
£134.2k - Industry AVG

Debtor Days
it gets paid by customers after 211 days, this is later than average (67 days)
- Rickett, Baldwin (insurance Agents) Limited
67 days - Industry AVG

Creditor Days
its suppliers are paid after 322 days, this is slower than average (238 days)
- Rickett, Baldwin (insurance Agents) Limited
238 days - Industry AVG

Stock Days
There is insufficient data available for this Key Performance Indicator!
- Rickett, Baldwin (insurance Agents) Limited
- - Industry AVG

Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Rickett, Baldwin (insurance Agents) Limited
- - Industry AVG

Debt Level
it has a ratio of liabilities to total assets of 49.5%, this is a similar level of debt than the average (51.8%)
49.5% - Rickett, Baldwin (insurance Agents) Limited
51.8% - Industry AVG
RICKETT, BALDWIN (INSURANCE AGENTS) LIMITED financials

Rickett, Baldwin (Insurance Agents) Limited's latest turnover from December 2024 is estimated at £269.5 thousand and the company has net assets of £83.7 thousand. According to their latest financial statements, Rickett, Baldwin (Insurance Agents) Limited has 3 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | ||||||||||||||||
Other Income Or Grants | ||||||||||||||||
Cost Of Sales | ||||||||||||||||
Gross Profit | ||||||||||||||||
Admin Expenses | ||||||||||||||||
Operating Profit | ||||||||||||||||
Interest Payable | ||||||||||||||||
Interest Receivable | ||||||||||||||||
Pre-Tax Profit | ||||||||||||||||
Tax | ||||||||||||||||
Profit After Tax | ||||||||||||||||
Dividends Paid | ||||||||||||||||
Retained Profit | ||||||||||||||||
Employee Costs | ||||||||||||||||
Number Of Employees | 3 | 3 | 3 | 4 | 5 | 4 | 3 | 4 | ||||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 7,896 | 13,020 | 17,155 | 24,193 | 32,056 | 19,621 | 23,814 | 25,644 | 32,204 | 39,526 | 3,225 | 3,584 | 2,945 | 3,034 | 4,148 | 5,528 |
Intangible Assets | 6,825 | 10,918 | 15,011 | 19,104 | 23,197 | 27,291 | ||||||||||
Investments & Other | ||||||||||||||||
Debtors (Due After 1 year) | ||||||||||||||||
Total Fixed Assets | 7,896 | 13,020 | 17,155 | 24,193 | 32,056 | 19,621 | 23,814 | 25,644 | 32,204 | 39,526 | 10,050 | 14,502 | 17,956 | 22,138 | 27,345 | 32,819 |
Stock & work in progress | ||||||||||||||||
Trade Debtors | 156,444 | 184,016 | 178,520 | 165,448 | 124,302 | 136,537 | 142,334 | 123,498 | 135,590 | 123,513 | 72,393 | 84,071 | 125,528 | 125,871 | 126,956 | 112,106 |
Group Debtors | ||||||||||||||||
Misc Debtors | 1,255 | 1,175 | 722 | 416 | 224 | 222 | ||||||||||
Cash | 50,339 | 63,317 | 56,703 | 28,257 | 30,863 | 60,477 | ||||||||||
misc current assets | 169 | 196 | ||||||||||||||
total current assets | 157,699 | 185,191 | 179,242 | 165,864 | 124,526 | 136,759 | 142,503 | 123,694 | 135,590 | 123,513 | 122,732 | 147,388 | 182,231 | 154,128 | 157,819 | 172,583 |
total assets | 165,595 | 198,211 | 196,397 | 190,057 | 156,582 | 156,380 | 166,317 | 149,338 | 167,794 | 163,039 | 132,782 | 161,890 | 200,187 | 176,266 | 185,164 | 205,402 |
Bank overdraft | ||||||||||||||||
Bank loan | ||||||||||||||||
Trade Creditors | 81,794 | 124,415 | 125,731 | 109,405 | 87,143 | 99,073 | 123,029 | 118,428 | 101,608 | 106,210 | 99,787 | 128,066 | 161,087 | 139,112 | 148,372 | 162,950 |
Group/Directors Accounts | ||||||||||||||||
other short term finances | ||||||||||||||||
hp & lease commitments | ||||||||||||||||
other current liabilities | ||||||||||||||||
total current liabilities | 81,794 | 124,415 | 125,731 | 109,405 | 87,143 | 99,073 | 123,029 | 118,428 | 101,608 | 106,210 | 99,787 | 128,066 | 161,087 | 139,112 | 148,372 | 162,950 |
loans | ||||||||||||||||
hp & lease commitments | ||||||||||||||||
Accruals and Deferred Income | 140 | 140 | 140 | 140 | 319 | 540 | 195 | 96 | ||||||||
other liabilities | 1,124 | 3,646 | 6,021 | 8,169 | ||||||||||||
provisions | ||||||||||||||||
total long term liabilities | 140 | 140 | 140 | 140 | 319 | 540 | 195 | 96 | 1,124 | 3,646 | 6,021 | 8,169 | ||||
total liabilities | 81,934 | 124,555 | 125,871 | 109,545 | 87,462 | 99,613 | 123,224 | 118,524 | 101,608 | 107,334 | 103,433 | 134,087 | 169,256 | 139,112 | 148,372 | 162,950 |
net assets | 83,661 | 73,656 | 70,526 | 80,512 | 69,120 | 56,767 | 43,093 | 30,814 | 66,186 | 55,705 | 29,349 | 27,803 | 30,931 | 37,154 | 36,792 | 42,452 |
total shareholders funds | 83,661 | 73,656 | 70,526 | 80,512 | 69,120 | 56,767 | 43,093 | 30,814 | 66,186 | 55,705 | 29,349 | 27,803 | 30,931 | 37,154 | 36,792 | 42,452 |
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||||||||
Operating Profit | ||||||||||||||||
Depreciation | 2,126 | 1,072 | 881 | 1,025 | 1,380 | 1,185 | ||||||||||
Amortisation | 4,093 | 4,093 | 4,093 | 4,093 | 4,094 | 4,093 | ||||||||||
Tax | ||||||||||||||||
Stock | ||||||||||||||||
Debtors | -27,492 | 5,949 | 13,378 | 41,338 | -12,233 | -5,575 | 18,836 | -12,092 | 12,077 | 51,120 | -11,678 | -41,457 | -343 | -1,085 | 14,850 | 112,106 |
Creditors | -42,621 | -1,316 | 16,326 | 22,262 | -11,930 | -23,956 | 4,601 | 16,820 | -4,602 | 6,423 | -28,279 | -33,021 | 21,975 | -9,260 | -14,578 | 162,950 |
Accruals and Deferred Income | -179 | -221 | 345 | 99 | 96 | |||||||||||
Deferred Taxes & Provisions | ||||||||||||||||
Cash flow from operations | ||||||||||||||||
Investing Activities | ||||||||||||||||
capital expenditure | ||||||||||||||||
Change in Investments | ||||||||||||||||
cash flow from investments | ||||||||||||||||
Financing Activities | ||||||||||||||||
Bank loans | ||||||||||||||||
Group/Directors Accounts | ||||||||||||||||
Other Short Term Loans | ||||||||||||||||
Long term loans | ||||||||||||||||
Hire Purchase and Lease Commitments | ||||||||||||||||
other long term liabilities | -1,124 | -2,522 | -2,375 | -2,148 | 8,169 | |||||||||||
share issue | ||||||||||||||||
interest | ||||||||||||||||
cash flow from financing | ||||||||||||||||
cash and cash equivalents | ||||||||||||||||
cash | -50,339 | -12,978 | 6,614 | 28,446 | -2,606 | -29,614 | 60,477 | |||||||||
overdraft | ||||||||||||||||
change in cash | -50,339 | -12,978 | 6,614 | 28,446 | -2,606 | -29,614 | 60,477 |
rickett, baldwin (insurance agents) limited Credit Report and Business Information
Rickett, Baldwin (insurance Agents) Limited Competitor Analysis

Perform a competitor analysis for rickett, baldwin (insurance agents) limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in SP3 area or any other competitors across 12 key performance metrics.
rickett, baldwin (insurance agents) limited Ownership
RICKETT, BALDWIN (INSURANCE AGENTS) LIMITED group structure
Rickett, Baldwin (Insurance Agents) Limited has no subsidiary companies.
Ultimate parent company
RICKETT, BALDWIN (INSURANCE AGENTS) LIMITED
03237362
rickett, baldwin (insurance agents) limited directors
Rickett, Baldwin (Insurance Agents) Limited currently has 1 director, Mr Robert Downard serving since Sep 1998.
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Robert Downard | 57 years | Sep 1998 | - | Director |
P&L
December 2024turnover
269.5k
-2%
operating profit
13.3k
0%
gross margin
65.7%
+8.3%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2024net assets
83.7k
+0.14%
total assets
165.6k
-0.16%
cash
0
0%
net assets
Total assets minus all liabilities
rickett, baldwin (insurance agents) limited company details
company number
03237362
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
incorporation date
August 1996
age
29
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
December 2024
previous names
N/A
accountant
-
auditor
-
address
odin cottage salisbury road, chilmark, salisbury, wiltshire, SP3 5AH
Bank
-
Legal Advisor
-
rickett, baldwin (insurance agents) limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to rickett, baldwin (insurance agents) limited.
rickett, baldwin (insurance agents) limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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rickett, baldwin (insurance agents) limited Companies House Filings - See Documents
date | description | view/download |
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