excel -a- rate business services limitedEstimated Valuation
£135m
Pomanda estimates the enterprise value of EXCEL -A- RATE BUSINESS SERVICES LIMITED at £135m based on a Turnover of £55.4m and 2.44x industry multiple (adjusted for size and gross margin).
excel -a- rate business services limitedEstimated Valuation
£10.8m
Pomanda estimates the enterprise value of EXCEL -A- RATE BUSINESS SERVICES LIMITED at £10.8m based on an EBITDA of £1.2m and a 8.85x industry multiple (adjusted for size and gross margin).
excel -a- rate business services limitedEstimated Valuation
£4.2m
Pomanda estimates the enterprise value of EXCEL -A- RATE BUSINESS SERVICES LIMITED at £4.2m based on Net Assets of £3.4m and 1.23x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Excel -a- Rate Business Services LimitedOverview
Excel -a- Rate Business Services Limited is a live company located in manchester, M26 4HN with a Companies House number of 03282233. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in November 1996, it's largest shareholder is
trustees of ballan family trust
with a 100% stake. Excel -a- Rate Business Services Limited is a mature,
large sized company, Pomanda has estimated its turnover at
£55.4m with
high
growth in recent years.
Excel -a- Rate Business Services Limited Health Check
Pomanda's financial health check has awarded Excel -A- Rate Business Services Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 3 areas for improvement. Company Health Check FAQs
Health Rating3.5out of 5
3 Strong
4 Regular
3 Weak
Size
annual sales of £55.4m, make it larger than the average company (£5.6m)
£55.4m - Excel -a- Rate Business Services Limited
£5.6m - Industry AVG
Growth
3 year (CAGR) sales growth of 16%, show it is growing at a faster rate (7.6%)
16% - Excel -a- Rate Business Services Limited
7.6% - Industry AVG
Production
with a gross margin of 54.7%, this company has a comparable cost of product (54.7%)
54.7% - Excel -a- Rate Business Services Limited
54.7% - Industry AVG
Profitability
an operating margin of 2.1% make it less profitable than the average company (9.3%)
2.1% - Excel -a- Rate Business Services Limited
9.3% - Industry AVG
Employees
with 11 employees, this is similar to the industry average (12)
11 - Excel -a- Rate Business Services Limited
12 - Industry AVG
Pay Structure
on an average salary of £81.9k, the company has an equivalent pay structure (£81.9k)
£81.9k - Excel -a- Rate Business Services Limited
£81.9k - Industry AVG
Efficiency
resulting in sales per employee of £5m, this is more efficient (£224.7k)
£5m - Excel -a- Rate Business Services Limited
£224.7k - Industry AVG
Debtor Days
it gets paid by customers after 71 days, this is later than average (33 days)
71 days - Excel -a- Rate Business Services Limited
33 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Excel -a- Rate Business Services Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Excel -a- Rate Business Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 2 weeks, this is less cash available to meet short term requirements (29 weeks)
2 weeks - Excel -a- Rate Business Services Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 69.7%, this is a similar level of debt than the average (69.8%)
69.7% - Excel -a- Rate Business Services Limited
69.8% - Industry AVG
EXCEL -A- RATE BUSINESS SERVICES LIMITED financials
EXPORT
Excel -A- Rate Business Services Limited's latest turnover from September 2024 is estimated at £55.4 million and the company has net assets of £3.4 million. According to their latest financial statements, Excel -A- Rate Business Services Limited has 11 employees and maintains cash reserves of £174.5 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Sep 2024
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Sep 2014
Sep 2013
Sep 2012
Sep 2011
Sep 2010
Sep 2009
Turnover
55,378,975
44,372,627
41,095,880
35,146,400
22,126,089
17,428,758
17,723,474
47,269,115
38,595,740
63,666,023
48,935,865
46,837,929
42,204,975
41,025,987
41,192,769
Other Income Or Grants
Cost Of Sales
25,102,829
18,835,232
17,178,976
14,146,435
9,140,651
7,185,228
7,238,102
19,261,833
14,189,221
22,814,657
19,126,806
17,853,712
17,389,958
17,086,395
17,813,421
Gross Profit
30,276,147
25,537,395
23,916,904
20,999,965
12,985,438
10,243,530
10,485,371
28,007,282
24,406,519
40,851,366
29,809,059
28,984,217
24,815,017
23,939,592
23,379,348
Admin Expenses
29,100,933
24,602,473
23,209,062
20,399,975
12,422,147
9,484,052
9,723,461
27,145,862
23,902,274
40,708,174
29,591,719
28,823,564
24,727,591
23,839,736
23,358,829
-1,397,600
Operating Profit
1,175,214
934,922
707,842
599,990
563,291
759,478
761,910
861,420
504,245
143,192
217,340
160,653
87,426
99,856
20,519
1,397,600
Interest Payable
713,874
684,321
481,563
369,041
441,108
560,769
580,943
508,527
234,522
Interest Receivable
12,551
13,372
4,221
304
276
1,187
676
223
292
860
723
9
360
475
123
Pre-Tax Profit
473,892
263,972
230,500
231,253
122,459
199,896
181,643
353,115
270,014
144,051
218,063
160,662
87,786
100,331
20,642
1,397,600
Tax
-118,473
-65,993
-43,795
-43,938
-23,267
-37,980
-34,512
-67,092
-54,003
-28,810
-45,793
-36,952
-21,069
-26,086
-5,780
-391,328
Profit After Tax
355,419
197,979
186,705
187,315
99,192
161,916
147,131
286,023
216,011
115,241
172,270
123,710
66,717
74,245
14,862
1,006,272
Dividends Paid
Retained Profit
355,419
197,979
186,705
187,315
99,192
161,916
147,131
286,023
216,011
115,241
172,270
123,710
66,717
74,245
14,862
1,006,272
Employee Costs
901,258
849,551
885,011
910,533
1,110,375
1,189,323
1,139,706
1,085,760
1,061,570
19,838,179
14,939,664
14,812,486
11,648,981
12,742,694
13,221,040
Number Of Employees
11
11
12
13
16
17
17
17
17
337
253
251
207
224
239
EBITDA*
1,223,389
982,945
770,308
638,078
602,655
795,196
801,893
910,426
539,423
172,720
257,075
178,157
106,013
132,820
56,289
1,433,393
* Earnings Before Interest, Tax, Depreciation and Amortisation
Sep 2024
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Sep 2014
Sep 2013
Sep 2012
Sep 2011
Sep 2010
Sep 2009
Tangible Assets
188,803
213,110
232,988
247,804
179,797
152,576
172,124
173,546
165,950
131,303
150,099
139,733
61,063
71,628
101,912
137,090
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
3,849,659
7,262,726
7,212,844
Total Fixed Assets
188,803
213,110
232,988
247,804
4,029,456
7,415,302
7,384,968
173,546
165,950
131,303
150,099
139,733
61,063
71,628
101,912
137,090
Stock & work in progress
Trade Debtors
10,891,705
10,061,273
9,410,008
8,904,863
5,105,694
4,133,337
4,185,518
11,877,270
9,957,001
8,864,914
6,998,170
6,396,138
5,812,831
5,667,881
6,076,005
6,375,595
Group Debtors
Misc Debtors
43,606
23,764
7,664
69,348
36,658
18,637
30,083
36,722
20,823
90,370
11,691
11,056
61,968
Cash
174,468
327,577
181,823
193,381
415,199
136,140
180,360
35
178,091
55,160
288,737
483
3,095
140,758
49,214
14
misc current assets
total current assets
11,109,779
10,412,614
9,599,495
9,167,592
5,557,551
4,288,114
4,395,961
11,914,027
10,155,915
8,920,074
7,286,907
6,396,621
5,906,296
5,820,330
6,136,275
6,437,577
total assets
11,298,582
10,625,724
9,832,483
9,415,396
9,587,007
11,703,416
11,780,929
12,087,573
10,321,865
9,051,377
7,437,006
6,536,354
5,967,359
5,891,958
6,238,187
6,574,667
Bank overdraft
2,196,245
2,400,886
3,365,920
3,228,566
3,024,104
Bank loan
2,494,619
2,171,002
1,998,109
2,848,304
Trade Creditors
4,262
13,243
2,276
13,408
13,429
26,946
76,841
75,294
3,217,346
2,720,231
2,156,048
2,033,164
1,868,292
2,374,246
3,728,366
Group/Directors Accounts
other short term finances
hp & lease commitments
30,568
30,568
30,568
20,779
13,772
15,600
21,878
12,180
25,356
other current liabilities
1,121,164
1,063,955
935,790
814,757
719,073
1,062,531
993,851
1,099,779
891,724
total current liabilities
3,646,351
3,269,787
2,977,710
3,034,057
3,147,139
4,457,480
4,271,241
4,212,904
3,840,678
3,217,346
2,720,231
2,156,048
2,033,164
1,868,292
2,374,246
3,728,366
loans
4,185,882
4,128,016
3,868,585
3,611,322
3,891,262
4,804,482
5,216,411
5,744,057
4,656,413
hp & lease commitments
21,017
47,126
82,304
68,867
36,181
27,873
43,242
40,261
15,823
Accruals and Deferred Income
other liabilities
4,226,992
3,241,167
3,055,163
2,751,392
2,908,888
2,783,099
1,760,301
provisions
19,324
110,206
31,274
15,245
13,835
14,183
12,553
4,623
18,722
2,532
24,337
5,707
4,399
44,708
64,728
total long term liabilities
4,226,223
4,285,348
3,982,163
3,695,434
3,941,278
4,846,538
5,272,206
5,784,318
4,676,859
4,245,714
3,243,699
3,079,500
2,757,099
2,913,287
2,827,807
1,825,029
total liabilities
7,872,574
7,555,135
6,959,873
6,729,491
7,088,417
9,304,018
9,543,447
9,997,222
8,517,537
7,463,060
5,963,930
5,235,548
4,790,263
4,781,579
5,202,053
5,553,395
net assets
3,426,008
3,070,589
2,872,610
2,685,905
2,498,590
2,399,398
2,237,482
2,090,351
1,804,328
1,588,317
1,473,076
1,300,806
1,177,096
1,110,379
1,036,134
1,021,272
total shareholders funds
3,426,008
3,070,589
2,872,610
2,685,905
2,498,590
2,399,398
2,237,482
2,090,351
1,804,328
1,588,317
1,473,076
1,300,806
1,177,096
1,110,379
1,036,134
1,021,272
Sep 2024
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Sep 2014
Sep 2013
Sep 2012
Sep 2011
Sep 2010
Sep 2009
Operating Activities
Operating Profit
1,175,214
934,922
707,842
599,990
563,291
759,478
761,910
861,420
504,245
143,192
217,340
160,653
87,426
99,856
20,519
1,397,600
Depreciation
48,175
48,023
62,466
38,088
39,364
35,718
39,983
49,006
35,178
29,528
39,735
17,504
18,587
32,964
35,770
35,793
Amortisation
Tax
-118,473
-65,993
-43,795
-43,938
-23,267
-37,980
-34,512
-67,092
-54,003
-28,810
-45,793
-36,952
-21,069
-26,086
-5,780
-391,328
Stock
Debtors
850,274
667,365
443,461
-17,800
-2,422,689
-13,745
-485,547
1,936,168
1,112,910
1,866,744
602,032
492,937
223,629
-407,489
-350,502
6,437,563
Creditors
-4,262
-8,981
10,967
-11,132
-21
-13,517
-49,895
1,547
-3,142,052
497,115
564,183
122,884
164,872
-505,954
-1,354,120
3,728,366
Accruals and Deferred Income
57,209
128,165
121,033
95,684
-343,458
68,680
-105,928
208,055
891,724
Deferred Taxes & Provisions
-90,882
78,932
16,029
1,410
-348
1,630
12,553
-4,623
-14,099
16,190
-21,805
18,630
1,308
-40,309
-20,020
64,728
Cash flow from operations
216,707
447,703
431,081
697,902
2,658,250
827,754
1,109,658
-887,855
-2,891,917
-1,209,529
151,628
-210,218
27,495
-32,040
-973,129
-1,602,404
Investing Activities
capital expenditure
-23,868
-28,145
-47,650
-106,095
-66,585
-16,170
-38,561
-56,602
-69,825
-10,732
-50,101
-96,174
-8,022
-2,680
-592
-172,883
Change in Investments
cash flow from investments
-23,868
-28,145
-47,650
-106,095
-66,585
-16,170
-38,561
-56,602
-69,825
-10,732
-50,101
-96,174
-8,022
-2,680
-592
-172,883
Financing Activities
Bank loans
323,617
172,893
1,998,109
-2,848,304
2,848,304
Group/Directors Accounts
Other Short Term Loans
Long term loans
57,866
259,431
257,263
-279,940
-913,220
-411,929
-527,646
1,087,644
4,656,413
Hire Purchase and Lease Commitments
-26,109
-35,178
23,226
39,693
6,480
-21,647
12,679
11,262
41,179
other long term liabilities
-4,226,992
985,825
186,004
303,771
-157,496
125,789
1,022,798
1,760,301
share issue
15,000
interest
-701,323
-670,949
-477,342
-368,737
-440,832
-559,582
-580,267
-508,304
-234,230
860
723
9
360
475
123
cash flow from financing
-345,949
-273,803
1,801,256
-608,984
-1,347,572
-993,158
-1,095,234
-2,257,702
3,084,674
986,685
186,727
303,780
-157,136
126,264
1,022,921
1,775,301
cash and cash equivalents
cash
-153,109
145,754
-11,558
-221,818
279,059
-44,220
180,325
-178,056
122,931
-233,577
288,254
-2,612
-137,663
91,544
49,200
14
overdraft
-2,196,245
-204,641
-965,034
137,354
204,462
3,024,104
change in cash
-153,109
145,754
2,184,687
-17,177
1,244,093
-181,574
-24,137
-3,202,160
122,931
-233,577
288,254
-2,612
-137,663
91,544
49,200
14
excel -a- rate business services limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for excel -a- rate business services limited. Get real-time insights into excel -a- rate business services limited's credit score, group structure and payment trends.
Excel -a- Rate Business Services Limited Competitor Analysis
Perform a competitor analysis for excel -a- rate business services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in M26 area or any other competitors across 12 key performance metrics.
excel -a- rate business services limited Ownership
EXCEL -A- RATE BUSINESS SERVICES LIMITED group structure
Excel -A- Rate Business Services Limited has no subsidiary companies.
Ultimate parent company
EXCEL -A- RATE BUSINESS SERVICES LIMITED
03282233
EXCEL -A- RATE BUSINESS SERVICES LIMITED Shareholders
The sole shareholder of Excel -A- Rate Business Services Limited is Trustees Of Ballan Family Trust.
trustees of ballan family trust
100%
excel -a- rate business services limited directors
Excel -A- Rate Business Services Limited currently has 3 directors.
The longest serving directors include
Mr David Ballan (Nov 1996) and
Mrs Denise Pinder (May 2001).
excel -a- rate business services limited company details
company number
03282233
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
November 1996
age
29
incorporated
UK
ultimate parent company
None
accounts
Small Company
last accounts submitted
September 2024
previous names
N/A
accountant
-
auditor
ANTHONY MARSHALL LTD
address
prospect house 389-391 ainsworth, road radcliffe, manchester, M26 4HN
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
-
excel -a- rate business services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 41 charges/mortgages relating to excel -a- rate business services limited. Currently there are 30 open charges and 11 have been satisfied in the past.
excel -a- rate business services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for EXCEL -A- RATE BUSINESS SERVICES LIMITED. This can take several minutes, an email will notify you when this has completed.
excel -a- rate business services limitedCompanies House Filings - See Documents
