Pomanda estimates the enterprise value of PALL MALL FINANCIAL INDEPENDENCE LIMITED at £1.3m based on a Turnover of £2m and 0.65x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of PALL MALL FINANCIAL INDEPENDENCE LIMITED at £0 based on an EBITDA of £-363 and a 3.65x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of PALL MALL FINANCIAL INDEPENDENCE LIMITED at £192k based on Net Assets of £111.7k and 1.72x industry multiple (adjusted for liquidity).
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Pall Mall Financial Independence LimitedOverview
Pall Mall Financial Independence Limited is a live company located in london, SE1 2FB with a Companies House number of 03283424. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in November 1996, it's largest shareholder is
stephen james white
with a 33.3% stake. Pall Mall Financial Independence Limited is a mature,
small sized company, Pomanda has estimated its turnover at
£2m with
rapid
growth in recent years.
Pall Mall Financial Independence Limited Health Check
Pomanda's financial health check has awarded Pall Mall Financial Independence Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating3.5out of 5
3 Strong
2 Regular
5 Weak
Size
annual sales of £2m, make it smaller than the average company (£2.6m)
£2m - Pall Mall Financial Independence Limited
£2.6m - Industry AVG
Growth
3 year (CAGR) sales growth of 69%, show it is growing at a faster rate (8.4%)
69% - Pall Mall Financial Independence Limited
8.4% - Industry AVG
Production
with a gross margin of 34.6%, this company has a higher cost of product (95.4%)
34.6% - Pall Mall Financial Independence Limited
95.4% - Industry AVG
Profitability
an operating margin of -0.2% make it less profitable than the average company (19.5%)
-0.2% - Pall Mall Financial Independence Limited
19.5% - Industry AVG
Employees
with 4 employees, this is below the industry average (17)
4 - Pall Mall Financial Independence Limited
17 - Industry AVG
Pay Structure
on an average salary of £55.5k, the company has an equivalent pay structure (£55.5k)
£55.5k - Pall Mall Financial Independence Limited
£55.5k - Industry AVG
Efficiency
resulting in sales per employee of £509.3k, this is more efficient (£128k)
Pall Mall Financial Independence Limited's latest turnover from April 2024 is £2 million and the company has net assets of £111.7 thousand. According to their latest financial statements, Pall Mall Financial Independence Limited has 4 employees and maintains cash reserves of £375.4 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Apr 2024
Apr 2023
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Apr 2018
Apr 2017
Apr 2016
Apr 2015
Apr 2014
Apr 2013
Apr 2012
Apr 2011
Apr 2010
Turnover
2,037,275
1,971,205
447,190
421,706
427,382
391,224
386,563
334,226
382,507
47,010
67,067
70,124
74,635
71,877
77,358
Other Income Or Grants
Cost Of Sales
1,332,844
1,343,110
25,110
46,076
50,352
50,955
46,374
49,810
70,932
11,386
17,623
22,640
24,866
18,101
22,592
Gross Profit
704,431
628,095
422,080
375,630
377,030
340,270
340,189
284,417
311,574
35,624
49,444
47,484
49,770
53,777
54,766
Admin Expenses
708,184
613,277
407,128
369,609
376,447
339,864
327,450
240,499
313,063
35,735
50,234
48,285
45,564
52,668
29,194
Operating Profit
-3,753
14,818
14,952
6,021
583
406
12,739
43,918
-1,489
-111
-790
-801
4,206
1,109
25,572
Interest Payable
41
Interest Receivable
2,341
210
202
1,697
1,178
364
555
657
627
522
436
528
290
Pre-Tax Profit
859
14,726
17,293
6,231
785
2,102
13,917
44,281
-934
546
-163
-279
4,642
1,638
25,861
Tax
-1,609
-3,246
-3,286
-1,184
-149
-399
-2,644
-8,413
-109
-1,114
-426
-7,241
Profit After Tax
-750
11,480
14,007
5,047
636
1,703
11,273
35,868
-934
437
-163
-279
3,528
1,212
18,620
Dividends Paid
Retained Profit
-750
11,480
14,007
5,047
636
1,703
11,273
35,868
-934
437
-163
-279
3,528
1,212
18,620
Employee Costs
222,000
194,335
196,481
202,880
189,948
181,410
173,143
174,322
171,322
42,135
41,035
40,443
39,533
38,142
39,522
Number Of Employees
4
4
4
4
4
4
4
4
4
1
1
1
1
1
1
EBITDA*
-363
18,705
19,207
10,385
5,587
6,544
17,230
44,913
-643
1,304
502
787
5,869
1,607
26,231
* Earnings Before Interest, Tax, Depreciation and Amortisation
Apr 2024
Apr 2023
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Apr 2018
Apr 2017
Apr 2016
Apr 2015
Apr 2014
Apr 2013
Apr 2012
Apr 2011
Apr 2010
Tangible Assets
10,171
11,666
12,770
13,094
15,013
18,417
13,478
2,988
2,538
3,384
3,219
3,925
4,203
1,982
2,480
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
10,171
11,666
12,770
13,094
15,013
18,417
13,478
2,988
2,538
3,384
3,219
3,925
4,203
1,982
2,480
Stock & work in progress
96,336
95,291
95,291
95,291
95,291
95,291
104,291
97,291
97,291
97,291
96,791
97,096
99,071
89,438
87,988
Trade Debtors
3,754
18,451
18,451
18,451
18,451
18,451
Group Debtors
27,157
27,157
27,157
52,157
52,157
51,863
51,863
51,863
51,863
Misc Debtors
21,407
21,042
18,622
18,522
14,464
8,277
9,608
5,475
6,261
Cash
375,366
343,893
416,427
207,776
211,605
192,107
260,346
211,002
80,014
141,886
120,979
129,778
78,987
95,510
115,846
misc current assets
total current assets
520,266
487,383
557,497
373,746
373,517
347,538
426,108
365,631
235,429
242,931
236,221
245,325
196,509
203,399
222,285
total assets
530,437
499,049
570,267
386,840
388,530
365,955
439,586
368,619
237,967
246,315
239,440
249,250
200,712
205,381
224,765
Bank overdraft
Bank loan
Trade Creditors
5,398
198,753
8,217
6,893
7,027
7,480
6,189
Group/Directors Accounts
186,048
188,355
139,511
152,733
174,491
other short term finances
hp & lease commitments
other current liabilities
385,765
354,618
437,485
271,932
279,439
257,648
333,920
273,969
190,638
total current liabilities
385,765
354,618
437,485
271,932
279,439
257,648
333,920
279,367
190,638
198,753
194,265
195,248
146,538
160,213
180,680
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
32,985
31,994
31,825
27,958
27,188
27,040
26,102
20,961
14,906
14,205
12,255
20,919
20,812
15,334
15,463
total long term liabilities
32,985
31,994
31,825
27,958
27,188
27,040
26,102
20,961
14,906
14,205
12,255
20,919
20,812
15,334
15,463
total liabilities
418,750
386,612
469,310
299,890
306,627
284,688
360,022
300,328
205,544
212,958
206,520
216,167
167,350
175,547
196,143
net assets
111,687
112,437
100,957
86,950
81,903
81,267
79,564
68,291
32,423
33,357
32,920
33,083
33,362
29,834
28,622
total shareholders funds
111,687
112,437
100,957
86,950
81,903
81,267
79,564
68,291
32,423
33,357
32,920
33,083
33,362
29,834
28,622
Apr 2024
Apr 2023
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Apr 2018
Apr 2017
Apr 2016
Apr 2015
Apr 2014
Apr 2013
Apr 2012
Apr 2011
Apr 2010
Operating Activities
Operating Profit
-3,753
14,818
14,952
6,021
583
406
12,739
43,918
-1,489
-111
-790
-801
4,206
1,109
25,572
Depreciation
3,390
3,887
4,255
4,364
5,004
6,138
4,491
995
846
1,415
1,292
1,588
1,663
498
659
Amortisation
Tax
-1,609
-3,246
-3,286
-1,184
-149
-399
-2,644
-8,413
-109
-1,114
-426
-7,241
Stock
1,045
-9,000
7,000
500
-305
-1,975
9,633
1,450
87,988
Debtors
365
2,420
-24,900
4,058
6,481
-1,331
4,133
-786
54,370
-14,697
18,451
Creditors
-5,398
5,398
-198,753
190,536
1,324
-134
-453
1,291
6,189
Accruals and Deferred Income
31,147
-82,867
165,553
-7,507
21,791
-76,272
59,951
83,331
190,638
Deferred Taxes & Provisions
991
169
3,867
770
148
938
5,141
6,055
701
1,950
-8,664
107
5,478
-129
15,463
Cash flow from operations
28,756
-69,659
210,241
-1,594
20,896
-58,858
63,147
132,070
-62,427
207,878
-6,533
2,735
147
893
-65,797
Investing Activities
capital expenditure
-1,895
-2,783
-3,931
-2,445
-1,600
-11,077
-14,981
-1,445
-1,580
-586
-1,310
-3,884
-3,139
Change in Investments
cash flow from investments
-1,895
-2,783
-3,931
-2,445
-1,600
-11,077
-14,981
-1,445
-1,580
-586
-1,310
-3,884
-3,139
Financing Activities
Bank loans
Group/Directors Accounts
-186,048
-2,307
48,844
-13,222
-21,758
174,491
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
10,002
interest
-41
2,341
210
202
1,697
1,178
364
555
657
627
522
436
528
290
cash flow from financing
-41
2,341
210
202
1,697
1,178
364
555
-185,391
-1,680
49,366
-12,786
-21,230
184,783
cash and cash equivalents
cash
31,473
-72,534
208,651
-3,829
19,498
-68,239
49,344
130,988
-61,872
20,907
-8,799
50,791
-16,523
-20,336
115,846
overdraft
change in cash
31,473
-72,534
208,651
-3,829
19,498
-68,239
49,344
130,988
-61,872
20,907
-8,799
50,791
-16,523
-20,336
115,846
pall mall financial independence limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for pall mall financial independence limited. Get real-time insights into pall mall financial independence limited's credit score, group structure and payment trends.
Perform a competitor analysis for pall mall financial independence limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in SE1 area or any other competitors across 12 key performance metrics.
Pall Mall Financial Independence Limited currently has 3 directors.
The longest serving directors include
Mr Mark Delahunty (Nov 1996) and
Mr Stephen White (Nov 1996).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to pall mall financial independence limited.
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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pall mall financial independence limitedCompanies House Filings - See Documents
