Pomanda estimates the enterprise value of BOS (SHARED APPRECIATION MORTGAGES) NO. 4 PLC at £179.8k based on a Turnover of £192k and 0.94x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of BOS (SHARED APPRECIATION MORTGAGES) NO. 4 PLC at £0 based on an EBITDA of £-97.5k and a 3.59x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of BOS (SHARED APPRECIATION MORTGAGES) NO. 4 PLC at £5.3m based on Net Assets of £2.2m and 2.38x industry multiple (adjusted for liquidity).
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Bos (shared Appreciation Mortgages) No. 4 Plc is a live company located in halifax, HX1 2RG with a Companies House number of 03331873. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in March 1997, it's largest shareholder is
bank of scotland plc
with a 100% stake. Bos (shared Appreciation Mortgages) No. 4 Plc is a mature,
micro sized company, Pomanda has estimated its turnover at
£192k with
rapid
growth in recent years.
Bos (shared Appreciation Mortgages) No. 4 Plc Health Check
Pomanda's financial health check has awarded Bos (Shared Appreciation Mortgages) No. 4 Plc a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating1.5out of 5
1 Strong
2 Regular
5 Weak
Size
annual sales of £192k, make it smaller than the average company (£16.1m)
Bos (Shared Appreciation Mortgages) No. 4 Plc's latest turnover from December 2023 is £192 thousand and the company has net assets of £2.2 million. According to their latest financial statements, we estimate that Bos (Shared Appreciation Mortgages) No. 4 Plc has 1 employee and maintains cash reserves of £4.2 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
191,965
52,499
130
4,214
23,104
16,480
1,954,994
2,441,423
3,238,786
1,347,821
1,349,575
1,098,546
14,189,247
7,672,592
7,211,972
Other Income Or Grants
Cost Of Sales
159,414
42,761
104
3,237
17,596
11,483
2,018,410
2,515,605
3,280,311
1,081,881
1,081,882
854,114
13,070,359
2,003,858
2,829,149
Gross Profit
32,551
9,738
26
977
5,508
4,997
-63,416
-74,182
-41,525
265,940
267,693
244,432
1,118,888
5,668,734
4,382,823
Admin Expenses
130,040
205,250
408,788
-337,411
47,708
-7,643,256
-14,964,172
-14,300,623
-14,177,637
-13,241,479
-14,602,507
-12,807,071
-17,752,056
-22,461,492
-11,242,608
Operating Profit
-97,489
-195,512
-408,762
338,388
-42,200
7,648,253
14,900,756
14,226,441
14,136,112
13,507,419
14,870,200
13,051,503
18,870,944
28,130,226
15,625,431
Interest Payable
Interest Receivable
Pre-Tax Profit
136,217
-53,045
-498,600
338,727
-15,495
-70,025
-116,626
-134,718
-109,842
190,715
187,232
158,244
1,030,346
5,582,015
4,290,303
Tax
-32,011
10,078
100,981
-60,960
2,945
13,304
22,325
58,061
-8,493
-41,764
1,539,574
-33,449
-266,708
-1,559,419
-1,201,284
Profit After Tax
104,206
-42,967
-397,619
277,767
-12,550
-56,721
-94,301
-76,657
-118,335
148,951
1,726,806
124,795
763,638
4,022,596
3,089,019
Dividends Paid
2,500,000
4,000,000
4,500,000
423,000
Retained Profit
104,206
-42,967
-397,619
277,767
-12,550
-56,721
-94,301
-76,657
-118,335
-2,351,049
1,726,806
-3,875,205
763,638
-477,404
2,666,019
Employee Costs
2,430,039
1,419,358
Number Of Employees
1
1
1
1
1
1
11
18
24
10
6
5
61
36
EBITDA*
-97,489
-195,512
-408,762
338,388
-42,200
7,648,253
14,900,756
14,226,441
14,136,112
13,507,419
14,870,200
13,051,503
18,870,944
28,130,226
15,625,431
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
43,838
54,140
172,339,952
209,781,771
213,621,125
206,733,987
196,707,800
178,205,797
173,104,432
183,697,648
189,767,159
186,982,774
Intangible Assets
Investments & Other
172,305,869
209,781,771
213,621,125
206,733,987
196,707,800
178,205,797
173,104,432
183,697,648
189,767,159
186,982,774
Debtors (Due After 1 year)
21,919
27,070
Total Fixed Assets
21,919
27,070
172,339,952
209,781,771
213,621,125
206,733,987
196,707,800
178,205,797
173,104,432
183,697,648
189,767,159
186,982,774
Stock & work in progress
Trade Debtors
Group Debtors
Misc Debtors
Cash
4,210,356
4,804,646
3,941,709
5,277,359
3,975,033
3,931,663
3,959,041
4,627,643
5,086,007
4,008,555
7,199,795
5,967,169
8,384,092
78,977,297
81,750,659
misc current assets
86,168,087
87,531,440
100,351,683
149,299,928
170,095,450
17,469
12,696
25,178
36,790
36,791
29,044
14,565
total current assets
90,378,443
92,350,329
104,423,526
154,606,440
174,100,402
3,949,132
3,971,737
4,652,821
5,086,007
4,008,555
7,236,585
6,003,960
8,413,136
78,977,297
81,765,224
total assets
90,400,362
92,377,399
104,423,526
154,606,440
174,100,402
176,289,084
213,753,508
218,273,946
211,819,994
200,716,355
185,442,382
179,108,392
192,110,784
268,744,456
268,747,998
Bank overdraft
2,100
1,700
9,173
3,000
50
1,992
5,600
2,832
4,754
7,536
Bank loan
Trade Creditors
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
88,183,647
90,265,290
102,260,977
152,052,445
171,827,174
174,003,306
1,733,646
2,354,773
2,805,251
1,716,463
2,586,777
3,104,529
1,639,682
3,198,633
2,456,061
total current liabilities
88,185,747
90,266,990
102,270,150
152,055,445
171,827,174
174,003,306
1,733,696
2,354,773
2,807,243
1,722,063
2,589,609
3,109,283
1,639,682
3,198,633
2,463,597
loans
229,172,206
232,874,619
225,211,079
214,079,281
196,585,968
192,960,679
204,670,794
350,941,631
355,054,115
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
19,254
40,536
60,804
81,072
116,542
152,012
191,534
227,004
total long term liabilities
209,496,374
213,301,434
206,318,355
196,181,561
177,688,993
172,562,135
183,158,923
258,997,282
259,258,456
total liabilities
88,185,747
90,266,990
102,270,150
152,055,445
171,827,174
174,003,306
211,230,070
215,656,207
209,125,598
197,903,624
180,278,602
175,671,418
184,798,605
262,195,915
261,722,053
net assets
2,214,615
2,110,409
2,153,376
2,550,995
2,273,228
2,285,778
2,523,438
2,617,739
2,694,396
2,812,731
5,163,780
3,436,974
7,312,179
6,548,541
7,025,945
total shareholders funds
2,214,615
2,110,409
2,153,376
2,550,995
2,273,228
2,285,778
2,523,438
2,617,739
2,694,396
2,812,731
5,163,780
3,436,974
7,312,179
6,548,541
7,025,945
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
-97,489
-195,512
-408,762
338,388
-42,200
7,648,253
14,900,756
14,226,441
14,136,112
13,507,419
14,870,200
13,051,503
18,870,944
28,130,226
15,625,431
Depreciation
Amortisation
Tax
-32,011
10,078
100,981
-60,960
2,945
13,304
22,325
58,061
-8,493
-41,764
1,539,574
-33,449
-266,708
-1,559,419
-1,201,284
Stock
Debtors
-5,151
27,070
Creditors
Accruals and Deferred Income
-2,081,643
-11,995,687
-49,791,468
-19,774,729
-2,176,132
172,269,660
-621,127
-450,478
1,088,788
-870,314
-517,752
1,464,847
-1,558,951
742,572
2,456,061
Deferred Taxes & Provisions
-19,254
-21,282
-20,268
-20,268
-35,470
-35,470
-39,522
-35,470
227,004
Cash flow from operations
-2,205,992
-12,208,191
-50,099,249
-19,497,301
-2,215,387
179,931,217
14,282,700
13,812,742
15,196,139
12,575,073
15,856,552
14,447,431
17,005,763
27,277,909
17,107,212
Investing Activities
capital expenditure
10,302
-54,140
172,339,952
37,441,819
3,839,354
-6,887,138
-10,026,187
-18,502,003
-5,101,365
10,593,216
6,069,511
-2,784,385
-186,982,774
Change in Investments
-172,305,869
-37,475,902
-3,839,354
6,887,138
10,026,187
18,502,003
5,101,365
-10,593,216
-6,069,511
2,784,385
186,982,774
cash flow from investments
10,302
-54,140
344,645,821
74,917,721
7,678,708
-13,774,276
-20,052,374
-37,004,006
-10,202,730
21,186,432
12,139,022
-5,568,770
-373,965,548
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
-229,172,206
-3,702,413
7,663,540
11,131,798
17,493,313
3,625,289
-11,710,115
-146,270,837
-4,112,484
355,054,115
Hire Purchase and Lease Commitments
other long term liabilities
share issue
-180,939
4,359,926
interest
cash flow from financing
-229,353,145
-3,702,413
7,663,540
11,131,798
17,493,313
3,625,289
-11,710,115
-146,270,837
-4,112,484
359,414,041
cash and cash equivalents
cash
-594,290
862,937
-1,335,650
1,302,326
43,370
-27,378
-668,602
-458,364
1,077,452
-3,191,240
1,232,626
-2,416,923
-70,593,205
-2,773,362
81,750,659
overdraft
400
-7,473
6,173
3,000
-50
50
-1,992
-3,608
2,768
-1,922
4,754
-7,536
7,536
change in cash
-594,690
870,410
-1,341,823
1,299,326
43,370
-27,328
-668,652
-456,372
1,081,060
-3,194,008
1,234,548
-2,421,677
-70,593,205
-2,765,826
81,743,123
bos (shared appreciation mortgages) no. 4 plc Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to bos (shared appreciation mortgages) no. 4 plc. Currently there are 2 open charges and 0 have been satisfied in the past.
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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bos (shared appreciation mortgages) no. 4 plcCompanies House Filings - See Documents
