city finance limited
city finance limited Company Information
Company Number
03574922
Next Accounts
Oct 2025
Shareholders
a. reed
mandy mcevoy
Group Structure
View All
Industry
Operation of sports facilities
Registered Address
tara house grains road, shaw, oldham, lancs, OL2 8JB
Website
cityfinance.com.aucity finance limited Estimated Valuation
Pomanda estimates the enterprise value of CITY FINANCE LIMITED at £238.1k based on a Turnover of £351.6k and 0.68x industry multiple (adjusted for size and gross margin).
city finance limited Estimated Valuation
Pomanda estimates the enterprise value of CITY FINANCE LIMITED at £89.9k based on an EBITDA of £28.3k and a 3.18x industry multiple (adjusted for size and gross margin).
city finance limited Estimated Valuation
Pomanda estimates the enterprise value of CITY FINANCE LIMITED at £98.3k based on Net Assets of £56k and 1.76x industry multiple (adjusted for liquidity).
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City Finance Limited Overview
City Finance Limited is a live company located in oldham, OL2 8JB with a Companies House number of 03574922. It operates in the operation of sports facilities sector, SIC Code 93110. Founded in June 1998, it's largest shareholder is a. reed with a 50% stake. City Finance Limited is a mature, micro sized company, Pomanda has estimated its turnover at £351.6k with declining growth in recent years.
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City Finance Limited Health Check
Pomanda's financial health check has awarded City Finance Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 6 areas for improvement. Company Health Check FAQs
3 Strong
1 Regular
6 Weak
Size
annual sales of £351.6k, make it smaller than the average company (£706.6k)
- City Finance Limited
£706.6k - Industry AVG
Growth
3 year (CAGR) sales growth of -14%, show it is growing at a slower rate (10.3%)
- City Finance Limited
10.3% - Industry AVG
Production
with a gross margin of 35.2%, this company has a higher cost of product (56.9%)
- City Finance Limited
56.9% - Industry AVG
Profitability
an operating margin of 8% make it more profitable than the average company (3.7%)
- City Finance Limited
3.7% - Industry AVG
Employees
with 4 employees, this is below the industry average (21)
4 - City Finance Limited
21 - Industry AVG
Pay Structure
on an average salary of £19.9k, the company has an equivalent pay structure (£19.9k)
- City Finance Limited
£19.9k - Industry AVG
Efficiency
resulting in sales per employee of £87.9k, this is more efficient (£46k)
- City Finance Limited
£46k - Industry AVG
Debtor Days
it gets paid by customers after 69 days, this is later than average (8 days)
- City Finance Limited
8 days - Industry AVG
Creditor Days
its suppliers are paid after 14 days, this is quicker than average (39 days)
- City Finance Limited
39 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- City Finance Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - City Finance Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 16%, this is a lower level of debt than the average (42.8%)
16% - City Finance Limited
42.8% - Industry AVG
CITY FINANCE LIMITED financials
City Finance Limited's latest turnover from January 2024 is estimated at £351.6 thousand and the company has net assets of £56 thousand. According to their latest financial statements, City Finance Limited has 4 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 4 | 4 | 3 | 3 | 3 | ||||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 250 | 500 | 500 | 500 | 1,000 | 2,000 | 3,000 | 4,000 | 5,000 | 6,000 | 7,960 | 10,100 | 12,240 | 20,000 | |
| Intangible Assets | 17,500 | ||||||||||||||
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 250 | 500 | 500 | 500 | 1,000 | 2,000 | 3,000 | 4,000 | 5,000 | 6,000 | 7,960 | 10,100 | 12,240 | 37,500 | |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 66,695 | 38,263 | 7,521 | 99,903 | 122,336 | 122,228 | 130,803 | 138,467 | 144,018 | 158,145 | 175,343 | 190,443 | 204,618 | 171,763 | 157,997 |
| Group Debtors | |||||||||||||||
| Misc Debtors | 14,598 | 6,317 | 6,670 | ||||||||||||
| Cash | 3,242 | 1,463 | 4,375 | 14,856 | 22,715 | 25,562 | 17,284 | ||||||||
| misc current assets | 10,162 | ||||||||||||||
| total current assets | 66,695 | 38,263 | 32,281 | 106,220 | 129,006 | 122,228 | 130,803 | 138,467 | 147,260 | 159,608 | 179,718 | 205,299 | 227,333 | 197,325 | 175,281 |
| total assets | 66,695 | 38,513 | 32,781 | 106,720 | 129,506 | 123,228 | 132,803 | 141,467 | 151,260 | 164,608 | 185,718 | 213,259 | 237,433 | 209,565 | 212,781 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 9,235 | 2,442 | 43,684 | 55,298 | 80,113 | 91,128 | 97,677 | 103,285 | 116,277 | 117,016 | 84,733 | 76,794 | 131,067 | 123,017 | |
| Group/Directors Accounts | |||||||||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | |||||||||||||||
| total current liabilities | 9,235 | 2,442 | 43,684 | 55,298 | 80,113 | 91,128 | 97,677 | 103,285 | 116,277 | 117,016 | 84,733 | 76,794 | 131,067 | 123,017 | |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | 1,445 | 1,270 | 1,245 | 25,475 | 27,550 | ||||||||||
| other liabilities | |||||||||||||||
| provisions | 48 | 60 | 702 | ||||||||||||
| total long term liabilities | 1,445 | 1,270 | 1,245 | 25,475 | 27,550 | 48 | 60 | 702 | |||||||
| total liabilities | 10,680 | 3,712 | 1,245 | 69,159 | 82,848 | 80,113 | 91,128 | 97,677 | 103,285 | 116,277 | 117,016 | 84,733 | 76,842 | 131,127 | 123,719 |
| net assets | 56,015 | 34,801 | 31,536 | 37,561 | 46,658 | 43,115 | 41,675 | 43,790 | 47,975 | 48,331 | 68,702 | 128,526 | 160,591 | 78,438 | 89,062 |
| total shareholders funds | 56,015 | 34,801 | 31,536 | 37,561 | 46,658 | 43,115 | 41,675 | 43,790 | 47,975 | 48,331 | 68,702 | 128,526 | 160,591 | 78,438 | 89,062 |
| Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 1,000 | 1,000 | 1,960 | 2,140 | 2,140 | 6,760 | 8,275 | ||||||||
| Amortisation | 3,500 | 3,500 | |||||||||||||
| Tax | |||||||||||||||
| Stock | |||||||||||||||
| Debtors | 28,432 | 16,144 | -84,101 | -22,786 | 6,778 | -8,575 | -7,664 | -5,551 | -14,127 | -17,198 | -15,100 | -14,175 | 32,855 | 13,766 | 157,997 |
| Creditors | 6,793 | 2,442 | -43,684 | -11,614 | -24,815 | -11,015 | -6,549 | -5,608 | -12,992 | -739 | 32,283 | 7,939 | -54,273 | 8,050 | 123,017 |
| Accruals and Deferred Income | 175 | 25 | -24,230 | -2,075 | 27,550 | ||||||||||
| Deferred Taxes & Provisions | -48 | -12 | -642 | 702 | |||||||||||
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | |||||||||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -3,242 | 1,779 | -2,912 | -10,481 | -7,859 | -2,847 | 8,278 | 17,284 | |||||||
| overdraft | |||||||||||||||
| change in cash | -3,242 | 1,779 | -2,912 | -10,481 | -7,859 | -2,847 | 8,278 | 17,284 |
city finance limited Credit Report and Business Information
City Finance Limited Competitor Analysis
Perform a competitor analysis for city finance limited by selecting its closest rivals, whether from the ARTS, ENTERTAINMENT AND RECREATION sector, other micro companies, companies in OL2 area or any other competitors across 12 key performance metrics.
city finance limited Ownership
CITY FINANCE LIMITED group structure
City Finance Limited has no subsidiary companies.
Ultimate parent company
CITY FINANCE LIMITED
03574922
city finance limited directors
City Finance Limited currently has 2 directors. The longest serving directors include Mr Andrew Reed (Jun 1998) and Mrs Mandy McEvoy (Nov 2023).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Andrew Reed | England | 57 years | Jun 1998 | - | Director |
| Mrs Mandy McEvoy | 55 years | Nov 2023 | - | Director |
P&L
January 2024turnover
351.6k
+54%
operating profit
28.3k
0%
gross margin
35.2%
+6.25%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
January 2024net assets
56k
+0.61%
total assets
66.7k
+0.73%
cash
0
0%
net assets
Total assets minus all liabilities
city finance limited company details
company number
03574922
Type
Private limited with Share Capital
industry
93110 - Operation of sports facilities
incorporation date
June 1998
age
27
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
January 2024
previous names
N/A
accountant
PAUL AUSTEN ASSOCIATES LTD
auditor
-
address
tara house grains road, shaw, oldham, lancs, OL2 8JB
Bank
-
Legal Advisor
-
city finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to city finance limited. Currently there are 1 open charges and 0 have been satisfied in the past.
city finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for CITY FINANCE LIMITED. This can take several minutes, an email will notify you when this has completed.
city finance limited Companies House Filings - See Documents
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