Pomanda estimates the enterprise value of RSL FINANCE (NO. 1) PLC at £4.2m based on a Turnover of £6.3m and 0.67x industry multiple (adjusted for size and gross margin).
rsl finance (no. 1) plcEstimated Valuation
£0
Pomanda estimates the enterprise value of RSL FINANCE (NO. 1) PLC at £0 based on an EBITDA of £-48k and a 2.44x industry multiple (adjusted for size and gross margin).
rsl finance (no. 1) plcEstimated Valuation
£927.2k
Pomanda estimates the enterprise value of RSL FINANCE (NO. 1) PLC at £927.2k based on Net Assets of £752k and 1.23x industry multiple (adjusted for liquidity).
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Rsl Finance (no. 1) PlcOverview
Rsl Finance (no. 1) Plc is a live company located in london, EC1A 4HY with a Companies House number of 03665612. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in November 1998, it's largest shareholder is
rsl finance (holdings) ltd
with a 100% stake. Rsl Finance (no. 1) Plc is a mature,
mid sized company, Pomanda has estimated its turnover at
£6.3m with
declining
growth in recent years.
Pomanda's financial health check has awarded Rsl Finance (No. 1) Plc a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 6 areas for improvement. Company Health Check FAQs
Health Rating1.5out of 5
1 Strong
1 Regular
6 Weak
Size
annual sales of £6.3m, make it in line with the average company (£5.4m)
£6.3m - Rsl Finance (no. 1) Plc
£5.4m - Industry AVG
Growth
3 year (CAGR) sales growth of -26%, show it is growing at a slower rate (7.8%)
-26% - Rsl Finance (no. 1) Plc
7.8% - Industry AVG
Production
with a gross margin of 0.9%, this company has a higher cost of product (54.4%)
0.9% - Rsl Finance (no. 1) Plc
54.4% - Industry AVG
Profitability
an operating margin of -0.8% make it less profitable than the average company (9.2%)
-0.8% - Rsl Finance (no. 1) Plc
9.2% - Industry AVG
Employees
with 3 employees, this is below the industry average (12)
3 - Rsl Finance (no. 1) Plc
12 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Rsl Finance (no. 1) Plc
- - Industry AVG
Efficiency
resulting in sales per employee of £2.1m, this is more efficient (£218.8k)
£2.1m - Rsl Finance (no. 1) Plc
£218.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Rsl Finance (no. 1) Plc
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Rsl Finance (no. 1) Plc
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Rsl Finance (no. 1) Plc
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 2 weeks, this is less cash available to meet short term requirements (28 weeks)
2 weeks - Rsl Finance (no. 1) Plc
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 99.3%, this is a higher level of debt than the average (70.2%)
99.3% - Rsl Finance (no. 1) Plc
70.2% - Industry AVG
RSL FINANCE (NO. 1) PLC financials
EXPORT
Rsl Finance (No. 1) Plc's latest turnover from May 2024 is £6.3 million and the company has net assets of £752 thousand. According to their latest financial statements, Rsl Finance (No. 1) Plc has 3 employees and maintains cash reserves of £251 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
May 2024
May 2023
May 2022
May 2021
May 2020
May 2019
May 2018
May 2017
May 2016
May 2015
May 2014
May 2013
May 2012
May 2011
May 2010
Turnover
6,264,000
10,303,000
12,243,000
15,338,000
15,788,000
16,214,000
16,614,000
16,992,000
17,348,000
17,676,000
18,738,000
22,603,000
22,795,000
22,807,000
22,805,000
Other Income Or Grants
Cost Of Sales
6,208,000
10,216,000
12,154,000
15,250,000
15,700,000
16,124,000
16,524,000
16,901,000
17,257,000
17,596,000
18,650,000
22,076,000
22,740,000
22,729,000
22,729,000
Gross Profit
56,000
87,000
89,000
88,000
88,000
90,000
90,000
91,000
91,000
80,000
88,000
527,000
55,000
78,000
76,000
Admin Expenses
104,000
179,000
79,000
17,000
34,000
115,000
31,000
-4,000
31,000
65,000
49,000
141,000
54,000
208,000
9,000
Operating Profit
-48,000
-92,000
10,000
71,000
54,000
-25,000
59,000
95,000
60,000
15,000
39,000
386,000
1,000
-130,000
67,000
Interest Payable
Interest Receivable
Pre-Tax Profit
-346,000
-94,000
38,000
63,000
46,000
-17,000
48,000
138,000
58,000
28,000
18,000
400,000
70,000
-130,000
67,000
Tax
-5,000
-11,000
1,000
-7,000
-2,000
-11,000
Profit After Tax
-346,000
-94,000
38,000
63,000
46,000
-22,000
48,000
138,000
47,000
28,000
19,000
393,000
68,000
-130,000
56,000
Dividends Paid
Retained Profit
-346,000
-94,000
38,000
63,000
46,000
-22,000
48,000
138,000
47,000
28,000
19,000
393,000
68,000
-130,000
56,000
Employee Costs
7,355,540
Number Of Employees
3
3
58
81
82
83
85
94
95
3
3
122
112
126
128
EBITDA*
-48,000
-92,000
10,000
71,000
54,000
-25,000
59,000
95,000
60,000
15,000
39,000
386,000
1,000
-130,000
67,000
* Earnings Before Interest, Tax, Depreciation and Amortisation
May 2024
May 2023
May 2022
May 2021
May 2020
May 2019
May 2018
May 2017
May 2016
May 2015
May 2014
May 2013
May 2012
May 2011
May 2010
Tangible Assets
104,033,000
136,515,000
172,353,000
241,984,000
250,215,000
257,971,000
265,261,000
272,147,000
278,580,000
284,686,000
274,012,000
283,139,000
342,644,000
342,565,000
342,384,000
Intangible Assets
Investments & Other
104,033,000
136,515,000
172,353,000
241,984,000
250,215,000
257,971,000
265,261,000
272,147,000
278,580,000
284,686,000
274,012,000
283,139,000
342,644,000
342,565,000
342,384,000
Debtors (Due After 1 year)
Total Fixed Assets
104,033,000
136,515,000
172,353,000
241,984,000
250,215,000
257,971,000
265,261,000
272,147,000
278,580,000
284,686,000
274,012,000
283,139,000
342,644,000
342,565,000
342,384,000
Stock & work in progress
Trade Debtors
Group Debtors
Misc Debtors
1,193,000
1,482,000
1,974,000
2,674,000
2,718,000
2,764,000
8,960,000
8,607,000
8,295,000
8,056,000
7,897,000
3,222,000
3,838,000
3,859,000
3,855,000
Cash
251,000
275,000
228,000
216,000
253,000
324,000
294,000
321,000
361,000
310,000
316,000
326,000
297,000
293,000
375,000
misc current assets
4,355,000
5,128,000
7,960,000
7,458,000
6,987,000
6,547,000
total current assets
5,799,000
6,885,000
10,162,000
10,348,000
9,958,000
9,635,000
9,254,000
8,928,000
8,656,000
8,366,000
8,213,000
3,548,000
4,135,000
4,152,000
4,230,000
total assets
109,832,000
143,400,000
182,515,000
252,332,000
260,173,000
267,606,000
274,515,000
281,075,000
287,236,000
293,052,000
282,225,000
286,687,000
346,779,000
346,717,000
346,614,000
Bank overdraft
Bank loan
Trade Creditors
Group/Directors Accounts
other short term finances
4,712,000
236,000
hp & lease commitments
other current liabilities
5,509,000
6,552,000
9,788,000
10,010,000
9,622,000
9,272,000
8,892,000
8,578,000
8,301,000
7,996,000
3,171,000
3,258,000
3,867,000
3,863,000
3,875,000
total current liabilities
5,509,000
6,552,000
9,788,000
10,010,000
9,622,000
9,272,000
8,892,000
8,578,000
8,301,000
7,996,000
7,883,000
3,258,000
3,867,000
4,099,000
3,875,000
loans
103,571,000
135,750,000
171,615,000
241,218,000
249,572,000
257,474,000
529,112,000
542,956,000
556,108,000
567,788,000
546,462,000
564,664,000
684,624,000
342,293,000
684,568,000
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
656,000
610,000
620,000
412,000
total long term liabilities
103,571,000
135,750,000
171,535,000
241,168,000
249,460,000
257,289,000
264,556,000
271,478,000
278,054,000
284,222,000
273,536,000
282,642,000
342,518,000
342,293,000
342,284,000
total liabilities
109,080,000
142,302,000
181,323,000
251,178,000
259,082,000
266,561,000
273,448,000
280,056,000
286,355,000
292,218,000
281,419,000
285,900,000
346,385,000
346,392,000
346,159,000
net assets
752,000
1,098,000
1,192,000
1,154,000
1,091,000
1,045,000
1,067,000
1,019,000
881,000
834,000
806,000
787,000
394,000
325,000
455,000
total shareholders funds
752,000
1,098,000
1,192,000
1,154,000
1,091,000
1,045,000
1,067,000
1,019,000
881,000
834,000
806,000
787,000
394,000
325,000
455,000
May 2024
May 2023
May 2022
May 2021
May 2020
May 2019
May 2018
May 2017
May 2016
May 2015
May 2014
May 2013
May 2012
May 2011
May 2010
Operating Activities
Operating Profit
-48,000
-92,000
10,000
71,000
54,000
-25,000
59,000
95,000
60,000
15,000
39,000
386,000
1,000
-130,000
67,000
Depreciation
Amortisation
Tax
-5,000
-11,000
1,000
-7,000
-2,000
-11,000
Stock
Debtors
-289,000
-492,000
-700,000
-44,000
-46,000
-6,196,000
353,000
312,000
239,000
159,000
4,675,000
-616,000
-21,000
4,000
3,855,000
Creditors
Accruals and Deferred Income
-1,043,000
-3,236,000
-222,000
388,000
350,000
380,000
314,000
277,000
305,000
4,825,000
-87,000
-609,000
4,000
-12,000
3,875,000
Deferred Taxes & Provisions
-656,000
46,000
-10,000
208,000
412,000
Cash flow from operations
-802,000
-2,836,000
488,000
503,000
450,000
6,546,000
20,000
60,000
-541,000
4,727,000
-4,732,000
594,000
436,000
-146,000
76,000
Investing Activities
capital expenditure
32,482,000
35,838,000
69,631,000
8,231,000
7,756,000
7,290,000
6,886,000
6,433,000
6,106,000
-10,674,000
9,127,000
59,505,000
-79,000
-181,000
-342,384,000
Change in Investments
-32,482,000
-35,838,000
-69,631,000
-8,231,000
-7,756,000
-7,290,000
-6,886,000
-6,433,000
-6,106,000
10,674,000
-9,127,000
-59,505,000
79,000
181,000
342,384,000
cash flow from investments
64,964,000
71,676,000
139,262,000
16,462,000
15,512,000
14,580,000
13,772,000
12,866,000
12,212,000
-21,348,000
18,254,000
119,010,000
-158,000
-362,000
-684,768,000
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
-4,712,000
4,712,000
-236,000
236,000
Long term loans
-32,179,000
-35,865,000
-69,603,000
-8,354,000
-7,902,000
-271,638,000
-13,844,000
-13,152,000
-11,680,000
21,326,000
-18,202,000
-119,960,000
342,331,000
-342,275,000
684,568,000
Hire Purchase and Lease Commitments
other long term liabilities
share issue
1,000
399,000
interest
cash flow from financing
-32,179,000
-35,865,000
-69,603,000
-8,354,000
-7,902,000
-271,638,000
-13,844,000
-13,152,000
-11,680,000
16,614,000
-13,490,000
-119,960,000
342,096,000
-342,039,000
684,967,000
cash and cash equivalents
cash
-24,000
47,000
12,000
-37,000
-71,000
30,000
-27,000
-40,000
51,000
-6,000
-10,000
29,000
4,000
-82,000
375,000
overdraft
change in cash
-24,000
47,000
12,000
-37,000
-71,000
30,000
-27,000
-40,000
51,000
-6,000
-10,000
29,000
4,000
-82,000
375,000
rsl finance (no. 1) plc Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for rsl finance (no. 1) plc. Get real-time insights into rsl finance (no. 1) plc's credit score, group structure and payment trends.
Perform a competitor analysis for rsl finance (no. 1) plc by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in EC1A area or any other competitors across 12 key performance metrics.
rsl finance (no. 1) plc Ownership
RSL FINANCE (NO. 1) PLC group structure
Rsl Finance (No. 1) Plc has no subsidiary companies.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 5 charges/mortgages relating to rsl finance (no. 1) plc. Currently there are 2 open charges and 3 have been satisfied in the past.
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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rsl finance (no. 1) plcCompanies House Filings - See Documents
