Pomanda estimates the enterprise value of MASTHAVEN FINANCE LIMITED at £9m based on a Turnover of £8.3m and 1.09x industry multiple (adjusted for size and gross margin).
masthaven finance limitedEstimated Valuation
£3.6m
Pomanda estimates the enterprise value of MASTHAVEN FINANCE LIMITED at £3.6m based on an EBITDA of £875.7k and a 4.16x industry multiple (adjusted for size and gross margin).
masthaven finance limitedEstimated Valuation
£2.3m
Pomanda estimates the enterprise value of MASTHAVEN FINANCE LIMITED at £2.3m based on Net Assets of £958.6k and 2.38x industry multiple (adjusted for liquidity).
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Masthaven Finance LimitedOverview
Masthaven Finance Limited is a live company located in borehamwood, WD6 4RN with a Companies House number of 03709012. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in February 1999, it's largest shareholder is
masthaven finance group limited
with a 100% stake. Masthaven Finance Limited is a mature,
mid sized company, Pomanda has estimated its turnover at
£8.3m with
rapid
growth in recent years.
Pomanda's financial health check has awarded Masthaven Finance Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 3 areas for improvement. Company Health Check FAQs
Health Rating5out of 5
6 Strong
2 Regular
3 Weak
Size
annual sales of £8.3m, make it smaller than the average company (£20.8m)
£8.3m - Masthaven Finance Limited
£20.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 37%, show it is growing at a faster rate (21.6%)
37% - Masthaven Finance Limited
21.6% - Industry AVG
Production
with a gross margin of 15.6%, this company has a comparable cost of product (15.6%)
15.6% - Masthaven Finance Limited
15.6% - Industry AVG
Profitability
an operating margin of 10% make it more profitable than the average company (7.2%)
10% - Masthaven Finance Limited
7.2% - Industry AVG
Employees
with 31 employees, this is above the industry average (12)
31 - Masthaven Finance Limited
12 - Industry AVG
Pay Structure
on an average salary of £66k, the company has an equivalent pay structure (£66k)
£66k - Masthaven Finance Limited
£66k - Industry AVG
Efficiency
resulting in sales per employee of £267.1k, this is less efficient (£430.4k)
£267.1k - Masthaven Finance Limited
£430.4k - Industry AVG
Debtor Days
it gets paid by customers after 9 days, this is earlier than average (52 days)
9 days - Masthaven Finance Limited
52 days - Industry AVG
Creditor Days
its suppliers are paid after 4 days, this is quicker than average (134 days)
4 days - Masthaven Finance Limited
134 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Masthaven Finance Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 7 weeks, this is more cash available to meet short term requirements (5 weeks)
7 weeks - Masthaven Finance Limited
5 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 72.3%, this is a lower level of debt than the average (100%)
72.3% - Masthaven Finance Limited
100% - Industry AVG
MASTHAVEN FINANCE LIMITED financials
EXPORT
Masthaven Finance Limited's latest turnover from June 2024 is estimated at £8.3 million and the company has net assets of £958.6 thousand. According to their latest financial statements, Masthaven Finance Limited has 31 employees and maintains cash reserves of £339.1 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Jun 2024
Jun 2023
Jun 2022
Jun 2021
Jun 2020
Jun 2019
Jun 2018
Jun 2017
Jun 2016
Jun 2015
Jun 2014
Jun 2013
Jun 2012
Jun 2011
Jun 2010
Turnover
8,280,943
4,786,924
3,865,983
3,245,492
3,318,127
2,968,482
1,911,936
1,897,704
13,527
4,007,824
3,431,662
81,672
44,622
834,492
647,409
Other Income Or Grants
Cost Of Sales
6,987,277
3,892,132
3,122,681
2,465,196
2,363,518
2,073,390
1,080,191
781,561
10,800
1,091,659
850,957
25,183
16,048
285,565
280,635
Gross Profit
1,293,666
894,792
743,302
780,296
954,609
895,092
831,744
1,116,144
2,727
2,916,165
2,580,705
56,489
28,574
548,927
366,774
Admin Expenses
463,481
2,091,829
-3,578,609
-1,796,485
-1,542,579
542,713
-59,629
493,939
993,386
3,474,384
3,131,385
14,992
-466,771
1,063,525
1,025
Operating Profit
830,185
-1,197,037
4,321,911
2,576,781
2,497,188
352,379
891,373
622,205
-990,659
-558,219
-550,680
41,497
495,345
-514,598
365,749
Interest Payable
483,822
1,349,528
1,846,803
1,555,502
1,182,121
1,067,621
522,025
4,051
Interest Receivable
17,917
22,169
21,021
2,020
886
6,199
6,396
2,050
2,121
1,109
853
450
Pre-Tax Profit
848,101
-1,658,690
2,993,404
731,998
942,572
-823,543
-169,851
102,230
-234,710
-556,098
-549,571
42,351
495,795
-514,598
365,749
Tax
-212,025
-568,747
-139,080
-179,089
-19,424
-9,741
-118,991
Profit After Tax
636,076
-1,658,690
2,424,657
592,918
763,483
-823,543
-169,851
82,806
-234,710
-556,098
-549,571
32,610
376,804
-514,598
365,749
Dividends Paid
Retained Profit
636,076
-1,658,690
2,424,657
592,918
763,483
-823,543
-169,851
82,806
-234,710
-556,098
-549,571
32,610
376,804
-514,598
365,749
Employee Costs
2,046,000
1,323,553
898,995
722,585
739,462
688,648
556,881
565,830
463,919
1,185,643
761,522
39,413
40,655
112,828
55,316
Number Of Employees
31
21
14
13
14
14
12
12
11
32
20
1
1
2
3
EBITDA*
875,708
-1,168,272
4,342,863
2,635,541
2,572,902
429,878
964,605
622,205
-964,457
-547,184
-543,155
43,018
495,345
-514,598
365,749
* Earnings Before Interest, Tax, Depreciation and Amortisation
Jun 2024
Jun 2023
Jun 2022
Jun 2021
Jun 2020
Jun 2019
Jun 2018
Jun 2017
Jun 2016
Jun 2015
Jun 2014
Jun 2013
Jun 2012
Jun 2011
Jun 2010
Tangible Assets
149,651
25,151
14,869
75,815
129,310
171,885
198,473
265,285
236,737
25,344
18,316
16,700
Intangible Assets
134,535
79,758
75,762
Investments & Other
500,200
500,400
500,400
500,400
200
100
Debtors (Due After 1 year)
499,640
26,464,536
31,030,045
26,565,647
23,751,341
22,629,812
Total Fixed Assets
284,186
604,549
590,831
26,540,351
31,159,355
26,737,532
23,949,814
22,895,097
737,137
525,744
518,716
16,900
100
Stock & work in progress
Trade Debtors
208,960
347,174
1,497,783
1,015,015
1,071,348
1,389,795
1,121,435
1,059,404
4,996,326
5,501,085
45,561
1,472
879,513
1,731,811
Group Debtors
206,742
72,866
8,739,942
4,928,388
1,500
Misc Debtors
2,422,244
257,929
57,638
61,662
64,823
123,792
321,312
685,818
26,679
823,066
49,471
Cash
339,093
343,443
543,325
2,820,013
1,219,597
551,489
1,101,708
1,456,710
183,506
566,331
282,083
161,353
179,976
misc current assets
total current assets
3,177,039
1,021,412
10,838,688
3,896,690
2,355,768
2,065,076
2,544,455
3,201,932
5,138,573
5,562,657
5,783,168
206,914
181,448
1,704,079
1,781,282
total assets
3,461,225
1,625,961
11,429,519
30,437,041
33,515,123
28,802,608
26,494,269
26,097,029
5,875,710
6,088,401
6,301,884
223,814
181,548
1,704,079
1,781,282
Bank overdraft
6,133,568
Bank loan
8,333
16,145,054
Trade Creditors
87,111
51,698
29,176
49,420
30,042
22,249
118,521
37,226
22,503
256,727
263,206
44,284
34,628
Group/Directors Accounts
2,070,838
975,485
100
41,160
1,734,187
other short term finances
379,500
1,574,842
hp & lease commitments
24,696
other current liabilities
254,132
276,262
622,374
384,900
387,577
6,607,289
2,785,933
322,636
256,143
103,063
23,531
total current liabilities
2,436,777
1,303,445
1,031,050
2,017,495
417,619
6,629,538
19,049,508
6,493,430
278,746
256,727
263,206
44,284
34,628
144,223
1,757,718
loans
8,417,263
26,848,430
32,119,306
18,880,765
10,571,240
hp & lease commitments
65,856
Accruals and Deferred Income
other liabilities
3,077,590
7,406,601
8,824,348
5,471,759
5,471,759
5,471,759
provisions
total long term liabilities
65,856
8,417,263
26,848,430
32,119,306
21,958,355
7,406,601
19,395,588
5,471,759
5,471,759
5,471,759
total liabilities
2,502,633
1,303,445
9,448,313
28,865,925
32,536,925
28,587,893
26,456,109
25,889,018
5,750,505
5,728,486
5,734,965
44,284
34,628
144,223
1,757,718
net assets
958,592
322,516
1,981,206
1,571,116
978,198
214,715
38,160
208,011
125,205
359,915
566,919
179,530
146,920
1,559,856
23,564
total shareholders funds
958,592
322,516
1,981,206
1,571,116
978,198
214,715
38,160
208,011
125,205
359,915
566,919
179,530
146,920
1,559,856
23,564
Jun 2024
Jun 2023
Jun 2022
Jun 2021
Jun 2020
Jun 2019
Jun 2018
Jun 2017
Jun 2016
Jun 2015
Jun 2014
Jun 2013
Jun 2012
Jun 2011
Jun 2010
Operating Activities
Operating Profit
830,185
-1,197,037
4,321,911
2,576,781
2,497,188
352,379
891,373
622,205
-990,659
-558,219
-550,680
41,497
495,345
-514,598
365,749
Depreciation
24,351
10,501
20,952
58,760
75,714
77,499
73,232
26,202
11,035
7,525
1,521
Amortisation
21,172
18,264
Tax
-212,025
-568,747
-139,080
-179,089
-19,424
-9,741
-118,991
Stock
Debtors
1,660,337
-9,117,754
-17,245,850
-4,625,003
4,086,982
2,885,146
819,054
19,419,967
-41,259
-504,759
5,455,524
44,089
-1,702,607
-77,203
1,781,282
Creditors
35,413
22,522
-20,244
19,378
7,793
-96,272
81,295
14,723
-234,224
-6,479
218,922
9,656
34,628
Accruals and Deferred Income
-22,130
-346,112
237,474
-2,677
-6,219,712
3,821,356
2,463,297
66,493
256,143
-103,063
79,532
23,531
Deferred Taxes & Provisions
Cash flow from operations
-983,371
7,625,892
21,237,196
7,138,165
-7,905,088
1,269,816
2,690,143
-18,735,970
-901,279
-48,904
-5,779,757
-1,156
2,010,526
-357,863
-1,392,002
Investing Activities
capital expenditure
-224,800
-43,043
-35,768
-5,265
-33,139
-50,911
-6,420
-28,548
-237,595
-18,063
-9,141
-18,221
Change in Investments
-500,200
500,200
-500,400
500,200
100
100
cash flow from investments
-224,800
457,157
-535,968
-5,265
-33,139
-50,911
-6,420
471,852
-237,595
-18,063
-509,341
-18,321
-100
Financing Activities
Bank loans
-8,333
8,333
-16,145,054
16,145,054
Group/Directors Accounts
1,095,353
975,485
-100
100
-41,160
-1,693,027
1,734,187
Other Short Term Loans
-379,500
-1,195,342
1,574,842
Long term loans
-8,417,263
-18,431,167
-5,270,876
13,238,541
18,880,765
-10,571,240
10,571,240
Hire Purchase and Lease Commitments
90,552
other long term liabilities
-3,077,590
-4,329,011
-1,417,747
3,352,589
5,471,759
share issue
-2,014,567
1,000,098
349,094
936,960
-1,789,740
2,050,890
-342,185
interest
17,917
-461,653
-1,328,507
-1,844,783
-1,554,616
-1,175,922
-1,061,225
-519,975
-4,051
2,121
1,109
853
450
cash flow from financing
1,203,822
-8,282,931
-22,977,916
-5,532,484
8,606,335
-1,769,124
3,094,842
13,403,754
-3,951
351,215
6,409,828
853
-1,830,450
357,863
1,392,002
cash and cash equivalents
cash
-4,350
-199,882
-2,276,688
1,600,416
668,108
-550,219
-355,002
1,273,204
-382,825
284,248
120,730
-18,623
179,976
overdraft
-6,133,568
6,133,568
change in cash
-4,350
-199,882
-2,276,688
1,600,416
668,108
-550,219
5,778,566
-4,860,364
-382,825
284,248
120,730
-18,623
179,976
masthaven finance limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for masthaven finance limited. Get real-time insights into masthaven finance limited's credit score, group structure and payment trends.
Perform a competitor analysis for masthaven finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in WD6 area or any other competitors across 12 key performance metrics.
masthaven finance limited Ownership
MASTHAVEN FINANCE LIMITED group structure
Masthaven Finance Limited has 2 subsidiary companies.
The sole shareholder of Masthaven Finance Limited is Masthaven Finance Group Limited.
masthaven finance group limited
100%
masthaven finance limited directors
Masthaven Finance Limited currently has 2 directors.
The longest serving directors include
Mr Martin Chesler (Sep 2011) and
Mr Andrew Bloom (Dec 2021).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 67 charges/mortgages relating to masthaven finance limited. Currently there are 9 open charges and 58 have been satisfied in the past.
masthaven finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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masthaven finance limitedCompanies House Filings - See Documents
