Pomanda estimates the enterprise value of CABOT FINANCIAL (UK) LIMITED at £443m based on a Turnover of £172.7m and 2.56x industry multiple (adjusted for size and gross margin).
cabot financial (uk) limitedEstimated Valuation
£765.1m
Pomanda estimates the enterprise value of CABOT FINANCIAL (UK) LIMITED at £765.1m based on an EBITDA of £86.5m and a 8.85x industry multiple (adjusted for size and gross margin).
cabot financial (uk) limitedEstimated Valuation
£5.1m
Pomanda estimates the enterprise value of CABOT FINANCIAL (UK) LIMITED at £5.1m based on Net Assets of £3.9m and 1.31x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Cabot Financial (uk) LimitedOverview
Cabot Financial (uk) Limited is a live company located in west malling, ME19 4UA with a Companies House number of 03757424. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in April 1999, it's largest shareholder is
cabot financial debt recovery services limited
with a 100% stake. Cabot Financial (uk) Limited is a mature,
mega sized company, Pomanda has estimated its turnover at
£172.7m with
declining
growth in recent years.
Pomanda's financial health check has awarded Cabot Financial (Uk) Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 3 areas for improvement. Company Health Check FAQs
Health Rating3out of 5
3 Strong
2 Regular
3 Weak
Size
annual sales of £172.7m, make it larger than the average company (£5.6m)
£172.7m - Cabot Financial (uk) Limited
£5.6m - Industry AVG
Growth
3 year (CAGR) sales growth of -9%, show it is growing at a slower rate (5%)
-9% - Cabot Financial (uk) Limited
5% - Industry AVG
Production
with a gross margin of 50.1%, this company has a comparable cost of product (54.1%)
50.1% - Cabot Financial (uk) Limited
54.1% - Industry AVG
Profitability
an operating margin of 50.1% make it more profitable than the average company (9.1%)
50.1% - Cabot Financial (uk) Limited
9.1% - Industry AVG
Employees
with 774 employees, this is above the industry average (14)
774 - Cabot Financial (uk) Limited
14 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Cabot Financial (uk) Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £223.2k, this is equally as efficient (£223.3k)
£223.2k - Cabot Financial (uk) Limited
£223.3k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Cabot Financial (uk) Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Cabot Financial (uk) Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Cabot Financial (uk) Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 0 weeks, this is less cash available to meet short term requirements (29 weeks)
0 weeks - Cabot Financial (uk) Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 99.7%, this is a higher level of debt than the average (71.4%)
99.7% - Cabot Financial (uk) Limited
71.4% - Industry AVG
CABOT FINANCIAL (UK) LIMITED financials
EXPORT
Cabot Financial (Uk) Limited's latest turnover from December 2023 is £172.7 million and the company has net assets of £3.9 million. According to their latest financial statements, we estimate that Cabot Financial (Uk) Limited has 774 employees and maintains cash reserves of £2.8 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Oct 2010
Oct 2009
Turnover
172,735,000
146,965,000
155,734,000
227,652,000
214,330,000
208,013,000
151,802,000
150,507,000
166,171,000
123,713,000
161,763,000
141,564,000
130,770,000
84,215,419
85,458,996
Other Income Or Grants
Cost Of Sales
86,279,000
79,775,000
91,939,000
88,336,000
86,427,000
86,609,000
87,184,000
78,541,000
83,304,000
66,452,000
102,039,000
90,909,000
72,972,000
43,998,449
61,408,045
Gross Profit
86,456,000
67,190,000
63,795,000
139,316,000
127,903,000
121,404,000
64,618,000
71,966,000
82,867,000
57,261,000
59,724,000
50,655,000
57,798,000
40,216,970
24,050,951
Admin Expenses
-3,701,000
-12,000
10,406,000
6,418,000
13,394,000
672,000
21,578,000
7,268,000
3,984,000
4,503,000
27,970,000
672,000
2,387,486
886,924
Operating Profit
86,456,000
70,891,000
63,807,000
128,910,000
121,485,000
108,010,000
63,946,000
50,388,000
75,599,000
53,277,000
55,221,000
22,685,000
57,126,000
37,829,484
23,164,027
Interest Payable
253,189,000
174,275,000
189,572,000
217,009,000
203,459,000
180,000,000
82,038,000
56,058,000
52,908,000
47,694,000
37,134,000
27,065,000
12,305,000
6,139,843
6,657,959
Interest Receivable
104,954,000
94,442,000
48,268,000
57,162,000
32,488,000
24,912,000
10,878,000
4,707,000
5,026,000
3,854,000
1,727,000
2,906,000
2,241,000
1,857,340
2,099,801
Pre-Tax Profit
-61,779,000
-8,942,000
-77,497,000
-30,937,000
-49,486,000
-47,078,000
-1,857,000
18,195,000
27,789,000
8,984,000
19,814,000
-1,474,000
47,062,000
33,546,981
18,605,869
Tax
14,529,000
2,404,000
5,886,000
4,574,000
8,230,000
10,675,000
-280,000
-3,580,000
-5,853,000
-1,963,000
-4,595,000
-6,389,000
-12,455,000
-9,197,329
-5,198,086
Profit After Tax
-47,250,000
-6,538,000
-71,611,000
-26,363,000
-41,256,000
-36,403,000
-2,137,000
14,615,000
21,936,000
7,021,000
15,219,000
-7,863,000
34,607,000
24,349,652
13,407,783
Dividends Paid
86,614,000
225,548,000
4,804,000
25,000,000
106,900,000
Retained Profit
-133,864,000
-6,538,000
-71,611,000
-26,363,000
-41,256,000
-36,403,000
-2,137,000
14,615,000
-203,612,000
2,217,000
-9,781,000
-114,763,000
34,607,000
24,349,652
13,407,783
Employee Costs
51,461,095
55,032,894
38,159,796
Number Of Employees
774
665
711
1,082
1,024
997
752
778
858
618
802
672
626
478
EBITDA*
86,456,000
70,891,000
63,807,000
128,910,000
121,485,000
108,010,000
63,946,000
50,388,000
75,599,000
53,277,000
55,221,000
22,685,000
57,126,000
37,829,484
23,164,027
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Oct 2010
Oct 2009
Tangible Assets
909,000
1,438,000
6,183,000
Intangible Assets
Investments & Other
583,874,000
570,139,000
909,000
1,438,000
6,183,000
39,790,000
72
72
Debtors (Due After 1 year)
Total Fixed Assets
583,874,000
570,139,000
909,000
1,438,000
6,183,000
39,790,000
72
72
Stock & work in progress
Trade Debtors
Group Debtors
627,728,000
1,327,930,000
1,171,015,000
1,027,137,000
927,927,000
618,073,000
456,866,000
179,569,000
43,068,000
157,122,000
50,149,000
29,672,000
60,991,000
68,069,751
66,758,883
Misc Debtors
10,817,000
17,982,000
5,840,000
8,984,000
5,055,000
600,000
2,678,000
3,523,000
1,836,000
3,893,000
2,964,000
613,000
100,148
1,938,533
Cash
2,789,000
4,068,000
7,356,000
4,500,000
4,078,000
3,270,000
9,410,000
10,801,000
10,155,000
1,148,000
19,979,000
5,477,000
5,537,000
2,693,251
3,101,076
misc current assets
261,265,000
262,572,000
875,592,000
989,486,000
927,089,000
898,524,000
763,335,000
549,974,000
514,066,000
467,400,000
404,407,000
334,576,000
282,232,000
172,409,065
159,313,914
total current assets
902,599,000
1,612,552,000
2,059,803,000
2,030,107,000
1,864,149,000
1,520,467,000
1,232,289,000
743,867,000
569,125,000
629,563,000
477,499,000
370,338,000
348,760,000
243,272,215
231,112,406
total assets
1,486,473,000
2,182,691,000
2,059,803,000
2,031,016,000
1,865,587,000
1,526,650,000
1,232,289,000
743,867,000
569,125,000
669,353,000
477,499,000
370,338,000
348,760,000
243,272,287
231,112,478
Bank overdraft
Bank loan
52,000
164,000
268,000
262,000
127,871,000
Trade Creditors
1,805,000
3,869,000
1,716,000
2,990,000
12,000
17,000
9,000
9,290
9,289
Group/Directors Accounts
1,320,998,000
2,288,538,000
620,167,000
569,884,000
443,709,000
233,815,000
145,795,000
63,482,000
209,836,000
83,722,000
53,934,000
34,848,000
24,960,012
27,482,419
other short term finances
119,938,000
hp & lease commitments
other current liabilities
2,061,000
1,540,000
996,325,000
1,088,423,000
935,867,000
689,082,000
485,129,000
123,767,000
4,513,000
13,148,000
1,270,000
6,730,000
8,713,000
518,678
590,490
total current liabilities
1,323,059,000
2,290,078,000
1,616,544,000
1,660,276,000
1,383,713,000
924,875,000
633,914,000
251,638,000
187,933,000
222,996,000
85,009,000
60,664,000
43,570,000
25,487,980
28,082,198
loans
157,000,000
53,500,000
647,625,000
590,625,000
752,240,000
852,666,000
711,187,000
950,770,000
364,235,000
271,463,000
152,068,000
98,976,822
108,295,069
hp & lease commitments
Accruals and Deferred Income
other liabilities
379,539,000
416,221,000
provisions
2,469,000
4,791,000
13,338,000
1,214,000
1,028,000
3,128,000
4,182,000
2,366,000
607,000
336,000
511,000
659,000
936,150
1,213,528
total long term liabilities
159,469,000
58,291,000
605,367,000
461,237,000
546,008,000
624,653,000
584,851,000
476,568,000
380,146,000
416,221,000
364,571,000
271,974,000
152,727,000
99,912,972
109,508,597
total liabilities
1,482,528,000
2,348,369,000
2,221,911,000
2,121,513,000
1,929,721,000
1,549,528,000
1,218,765,000
728,206,000
568,079,000
639,217,000
449,580,000
332,638,000
196,297,000
125,400,952
137,590,795
net assets
3,945,000
-165,678,000
-162,108,000
-90,497,000
-64,134,000
-22,878,000
13,524,000
15,661,000
1,046,000
30,136,000
27,919,000
37,700,000
152,463,000
117,871,335
93,521,683
total shareholders funds
3,945,000
-165,678,000
-162,108,000
-90,497,000
-64,134,000
-22,878,000
13,524,000
15,661,000
1,046,000
30,136,000
27,919,000
37,700,000
152,463,000
117,871,335
93,521,683
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Oct 2010
Oct 2009
Operating Activities
Operating Profit
86,456,000
70,891,000
63,807,000
128,910,000
121,485,000
108,010,000
63,946,000
50,388,000
75,599,000
53,277,000
55,221,000
22,685,000
57,126,000
37,829,484
23,164,027
Depreciation
Amortisation
Tax
14,529,000
2,404,000
5,886,000
4,574,000
8,230,000
10,675,000
-280,000
-3,580,000
-5,853,000
-1,963,000
-4,595,000
-6,389,000
-12,455,000
-9,197,329
-5,198,086
Stock
Debtors
-707,367,000
169,057,000
140,734,000
103,139,000
314,309,000
159,129,000
276,452,000
138,188,000
-116,111,000
107,902,000
22,828,000
-30,706,000
-7,178,899
-527,517
68,697,416
Creditors
-1,805,000
-2,064,000
2,153,000
-1,274,000
2,990,000
-12,000
-5,000
17,000
-9,000
-290
1
9,289
Accruals and Deferred Income
521,000
-994,785,000
-92,098,000
152,556,000
246,785,000
203,953,000
361,362,000
119,254,000
-8,635,000
11,878,000
-5,460,000
-1,983,000
8,194,322
-71,812
590,490
Deferred Taxes & Provisions
-2,322,000
-8,547,000
12,124,000
186,000
-2,100,000
-1,054,000
1,816,000
1,759,000
607,000
-336,000
-175,000
-148,000
-277,150
-277,378
1,213,528
Cash flow from operations
806,551,000
-1,099,094,000
-152,820,000
181,023,000
62,244,000
161,181,000
153,382,000
29,633,000
177,817,000
-45,051,000
22,180,000
44,862,000
59,766,781
28,810,483
-48,918,168
Investing Activities
capital expenditure
909,000
529,000
4,745,000
-6,183,000
Change in Investments
13,735,000
570,139,000
-909,000
-529,000
-4,745,000
6,183,000
-39,790,000
39,790,000
-72
72
cash flow from investments
-13,735,000
-570,139,000
1,818,000
1,058,000
9,490,000
-12,366,000
39,790,000
-39,790,000
72
-72
Financing Activities
Bank loans
-52,000
-112,000
-104,000
6,000
262,000
-127,871,000
127,871,000
Group/Directors Accounts
-967,540,000
1,668,371,000
50,283,000
126,175,000
209,894,000
88,020,000
145,795,000
-63,482,000
-146,354,000
126,114,000
29,788,000
19,086,000
9,887,988
-2,522,407
27,482,419
Other Short Term Loans
-119,938,000
119,938,000
Long term loans
103,500,000
-594,125,000
57,000,000
-161,615,000
-100,426,000
141,479,000
-239,583,000
950,770,000
-364,235,000
92,772,000
119,395,000
53,091,178
-9,318,247
108,295,069
Hire Purchase and Lease Commitments
other long term liabilities
-379,539,000
-36,682,000
416,221,000
share issue
303,487,000
2,968,000
1,000
174,522,000
-15,335
80,113,900
interest
-148,235,000
-79,833,000
-141,304,000
-159,847,000
-170,971,000
-155,088,000
-71,160,000
-51,351,000
-47,882,000
-43,840,000
-35,407,000
-24,159,000
-10,064,000
-4,282,503
-4,558,158
cash flow from financing
-708,788,000
997,329,000
-34,133,000
-195,391,000
-61,497,000
74,674,000
-292,819,000
464,331,000
63,542,000
134,260,000
87,153,000
114,322,000
52,899,831
-16,123,157
211,333,230
cash and cash equivalents
cash
-1,279,000
-3,288,000
2,856,000
422,000
808,000
-6,140,000
-1,391,000
646,000
9,007,000
-18,831,000
14,502,000
-60,000
2,843,749
-407,825
3,101,076
overdraft
change in cash
-1,279,000
-3,288,000
2,856,000
422,000
808,000
-6,140,000
-1,391,000
646,000
9,007,000
-18,831,000
14,502,000
-60,000
2,843,749
-407,825
3,101,076
cabot financial (uk) limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for cabot financial (uk) limited. Get real-time insights into cabot financial (uk) limited's credit score, group structure and payment trends.
Perform a competitor analysis for cabot financial (uk) limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mega companies, companies in ME19 area or any other competitors across 12 key performance metrics.
cabot financial (uk) limited Ownership
CABOT FINANCIAL (UK) LIMITED group structure
Cabot Financial (Uk) Limited has 8 subsidiary companies.
The sole shareholder of Cabot Financial (Uk) Limited is Cabot Financial Debt Recovery Services Limited.
cabot financial debt recovery services limited
100%
cabot financial (uk) limited directors
Cabot Financial (Uk) Limited currently has 2 directors.
The longest serving directors include
Mr Paul Jenkins (Dec 2020) and
Mr Jonathan Graham (Sep 2021).
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
April 1999
age
26
incorporated
UK
ultimate parent company
ENCORE CAPITAL GROUP INC
accounts
Full Accounts
last accounts submitted
December 2023
previous names
kings hill (no.1) limited (January 2007)
cloudhaven limited (June 1999)
accountant
-
auditor
BDO LLP
address
1 kings hill avenue, kings hill, west malling, kent, ME19 4UA
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
-
cabot financial (uk) limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 28 charges/mortgages relating to cabot financial (uk) limited. Currently there are 15 open charges and 13 have been satisfied in the past.
cabot financial (uk) limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for CABOT FINANCIAL (UK) LIMITED. This can take several minutes, an email will notify you when this has completed.
cabot financial (uk) limitedCompanies House Filings - See Documents
