Cashfac Plc

POWER SEARCH PRICING

SOLUTIONS

cashfac plc Company Information

Company Number

03781239

Next Accounts

Mar 2026

Directors

Paul Ormrod

Joseph Jeng

View All

Shareholders

antilla investments ltd

paul ormrod

View All

Group Structure

View All

Industry

Business and domestic software development

Registered Address

monument house, 18 king william street, london, EC4N 7BP

Website

www.cashfac.com

cashfac plc Estimated Valuation

£14.6m

Pomanda estimates the enterprise value of CASHFAC PLC at £14.6m based on Net Assets of £6.1m and 2.38x industry multiple (adjusted for liquidity).

Edit your figures and get a professional valuation report.

Cashfac Plc is a live company located in london, EC4N 7BP with a Companies House number of 03781239. It operates in the business and domestic software development sector, SIC Code 62012. Founded in June 1999, it's largest shareholder is antilla investments ltd with a 27.9% stake. Cashfac Plc is a mature, mid sized company, Pomanda has estimated its turnover at £9.9m with low growth in recent years.

View Sample

Upgrade for unlimited company reports & a free credit check

Pomanda's financial health check has awarded Cashfac Plc a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 3 areas for improvement. Company Health Check FAQs

Health Rating5out of 5

6 Strong

2 Regular

3 Weak

Size

annual sales of £9.9m, make it larger than the average company (£4.7m)

Growth

3 year (CAGR) sales growth of 2%, show it is growing at a slower rate (11.9%)

EXPORT

Cashfac Plc's latest turnover from September 2024 is £9.9 million and the company has net assets of £6.1 million. According to their latest financial statements, Cashfac Plc has 72 employees and maintains cash reserves of £3.7 million as reported in the balance sheet.

Data source: Companies House, Pomanda Estimates

	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020	Sep 2019	Sep 2018	Sep 2017	Sep 2016	Sep 2015	Sep 2014	Sep 2013	Sep 2012	Sep 2011	Sep 2010	Sep 2009
Turnover	9,925,548	9,029,949	8,074,149	9,425,110	9,354,516	9,144,863	9,123,160	9,444,953	7,862,683	7,901,519	5,651,633	5,555,535	5,622,653	4,135,429	3,784,084	3,135,009
Other Income Or Grants
Cost Of Sales	2,766,764	2,499,547	2,154,730			840,395	633,420	996,174	770,597	1,428,388	1,480,782	1,372,454	1,384,147	1,019,778	904,838
Gross Profit	7,158,784	6,530,402	5,919,419	9,425,110	9,354,516	8,304,468	8,489,740	8,448,779	7,092,086	6,473,131	4,170,851	4,183,081	4,238,506	3,115,651	2,879,246
Admin Expenses	7,988,101	6,934,104	8,024,239	10,298,458	9,906,010	8,430,942	7,892,779	7,268,797	5,956,731	5,901,057	4,050,827	3,684,319	3,433,424	2,812,284	2,558,390	-72,397
Operating Profit	-829,317	-403,702	-2,104,820	-873,348	-551,494	-126,474	596,961	1,179,982	1,135,355	572,074	120,024	498,762	805,082	303,367	320,856	72,397
Interest Payable	3,728	3,658	4,120	3,662	3,264	3,489	2,975	2,871	3,112	3,309	3,201	2,671	2,376	3,785	1,585	1,656
Interest Receivable	58,679	25,251	7,140	2,316	5,537	9,731	11,162	2,636	9,663	18,710	16,713	30,334	16,884	3,418	5,845	23,907
Pre-Tax Profit	-774,366	-382,109	-2,101,800	-874,694	-549,221	-120,232	605,148	1,179,747	1,141,906	587,475	133,536	526,425	819,590	303,000	325,116	94,648
Tax	305,638	257,950	582,460	153,123	5,979	527,340	437,310	254,109	129,515	223,837	248,072	112,298	-136,638	-16,485	-11,982	418,179
Profit After Tax	-468,728	-124,159	-1,519,340	-721,571	-543,242	407,108	1,042,458	1,433,856	1,271,421	811,312	381,608	638,723	682,952	286,515	313,134	512,827
Dividends Paid				-106,845	106,845	212,490	211,418	210,110	126,066	115,198
Retained Profit	-468,728	-124,159	-1,519,340	-614,726	-650,087	194,618	831,040	1,223,746	1,145,355	696,114	381,608	638,723	682,952	286,515	313,134	512,827
Employee Costs	6,635,446	5,640,411	6,167,124	6,542,916	6,111,890	5,967,155	5,400,498	5,045,699	4,399,820	4,789,118	3,415,639	3,182,231	3,032,898	2,205,988	2,066,945	1,833,094
Number Of Employees	72	67	72	77	85	82	92	67	59	57	50	46	46	36	31	28
EBITDA*	1,297,959	1,907,569	225,606	1,389,617	1,529,930	1,603,137	2,062,458	2,473,963	2,279,937	1,563,045	1,027,749	1,299,237	1,468,437	859,190	813,721	500,957

* Earnings Before Interest, Tax, Depreciation and Amortisation

	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020	Sep 2019	Sep 2018	Sep 2017	Sep 2016	Sep 2015	Sep 2014	Sep 2013	Sep 2012	Sep 2011	Sep 2010	Sep 2009
Tangible Assets	11,293	15,058	35,477	47,303	63,072	84,095	112,127	134,387	156,408	165,238	220,317	205,031	214,670	49,828	66,437	65,095
Intangible Assets	5,361,132	5,728,223	6,415,470	6,973,834	7,274,588	6,899,219	5,729,297	4,719,117	4,071,454	3,580,458	3,014,554	2,788,014	2,449,169	2,080,730	1,792,660	1,578,653
Investments & Other
Debtors (Due After 1 year)	176,224	89,570	285,000	285,000	285,000	640,907
Total Fixed Assets	5,548,649	5,832,851	6,735,947	7,306,137	7,622,660	7,624,221	5,841,424	4,853,504	4,227,862	3,745,696	3,234,871	2,993,045	2,663,839	2,130,558	1,859,097	1,643,748
Stock & work in progress
Trade Debtors	1,174,549	1,274,667	816,314	526,117	792,357	962,193	1,214,354	1,185,556	1,015,422	949,899	581,580	501,064	939,396	734,060	345,463	353,332
Group Debtors
Misc Debtors	1,256,407	1,402,872	1,557,407	1,581,892	1,420,103	1,717,244	2,293,452	1,331,558	2,479,246	2,400,063	1,614,658	1,329,117	1,088,989	986,476	940,380	955,509
Cash	3,690,137	2,392,023	1,460,726	3,054,645	3,992,418	2,707,322	3,079,427	4,390,311	2,450,016	2,206,365	2,562,343	2,265,436	2,314,003	2,085,516	1,483,644	1,309,845
misc current assets
total current assets	6,121,093	5,069,562	3,834,447	5,162,654	6,204,878	5,386,759	6,587,233	6,907,425	5,944,684	5,556,327	4,758,581	4,095,617	4,342,388	3,806,052	2,769,487	2,618,686
total assets	11,669,742	10,902,413	10,570,394	12,468,791	13,827,538	13,010,980	12,428,657	11,760,929	10,172,546	9,302,023	7,993,452	7,088,662	7,006,227	5,936,610	4,628,584	4,262,434
Bank overdraft
Bank loan
Trade Creditors	429,754	277,004	225,513	362,965	313,197	598,919	563,723	413,341	253,096	421,461	248,328	164,164	279,770	188,720	109,658	218,224
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities	3,920,172	3,206,807	2,666,188	2,819,919	3,829,677	2,284,472	2,440,790	2,817,777	2,658,317	1,556,228	2,331,367	770,920	793,153	629,503	1,556,160	1,396,149
total current liabilities	4,349,926	3,483,811	2,891,701	3,182,884	4,142,874	2,883,391	3,004,513	3,231,118	2,911,413	1,977,689	2,579,695	935,084	1,072,923	818,223	1,665,818	1,614,373
loans
hp & lease commitments
Accruals and Deferred Income										1,165,770		1,017,081	1,322,446	1,254,844
other liabilities
provisions	1,170,747	1,256,034	1,400,040	1,492,091	1,209,672	1,010,193	821,161
total long term liabilities	1,170,747	1,256,034	1,400,040	1,492,091	1,209,672	1,010,193	821,161			1,165,770		1,017,081	1,322,446	1,254,844
total liabilities	5,520,673	4,739,845	4,291,741	4,674,975	5,352,546	3,893,584	3,825,674	3,231,118	2,911,413	3,143,459	2,579,695	1,952,165	2,395,369	2,073,067	1,665,818	1,614,373
net assets	6,149,069	6,162,568	6,278,653	7,793,816	8,474,992	9,117,396	8,602,983	8,529,811	7,261,133	6,158,564	5,413,757	5,136,497	4,610,858	3,863,543	2,962,766	2,648,061
total shareholders funds	6,149,069	6,162,568	6,278,653	7,793,816	8,474,992	9,117,396	8,602,983	8,529,811	7,261,133	6,158,564	5,413,757	5,136,497	4,610,858	3,863,543	2,962,766	2,648,061

	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020	Sep 2019	Sep 2018	Sep 2017	Sep 2016	Sep 2015	Sep 2014	Sep 2013	Sep 2012	Sep 2011	Sep 2010	Sep 2009
Operating Activities
Operating Profit	-829,317	-403,702	-2,104,820	-873,348	-551,494	-126,474	596,961	1,179,982	1,135,355	572,074	120,024	498,762	805,082	303,367	320,856	72,397
Depreciation	3,765	20,419	11,826	15,769	21,023	28,032	35,365	42,878	45,948	55,079	56,874	56,247	28,160	16,609	18,790	21,719
Amortisation	2,123,511	2,290,852	2,318,600	2,247,196	2,060,401	1,701,579	1,430,132	1,251,103	1,098,634	935,892	850,851	744,228	635,195	539,214	474,075	406,841
Tax	305,638	257,950	582,460	153,123	5,979	527,340	437,310	254,109	129,515	223,837	248,072	112,298	-136,638	-16,485	-11,982	418,179
Stock
Debtors	-159,929	108,388	265,712	-104,451	-822,884	-187,462	990,692	-977,554	144,706	1,153,724	366,057	-198,204	307,849	434,693	-22,998	1,308,841
Creditors	152,750	51,491	-137,452	49,768	-285,722	35,196	150,382	160,245	-168,365	173,133	84,164	-115,606	91,050	79,062	-108,566	218,224
Accruals and Deferred Income	713,365	540,619	-153,731	-1,009,758	1,545,205	-156,318	-376,987	159,460	-63,681	390,631	543,366	-327,598	231,252	328,187	160,011	1,396,149
Deferred Taxes & Provisions	-85,287	-144,006	-92,051	282,419	199,479	189,032	821,161
Cash flow from operations	2,544,354	2,505,235	159,120	969,620	3,817,755	2,385,849	2,103,632	4,025,331	2,032,700	1,196,922	1,537,294	1,166,535	1,346,252	815,261	876,182	1,224,668
Investing Activities
capital expenditure							-2,453,417	-1,919,623	-1,626,747	-1,501,796	-1,149,551	-1,129,681	-1,196,636	-827,284	-708,214	-2,072,308
Change in Investments
cash flow from investments							-2,453,417	-1,919,623	-1,626,747	-1,501,796	-1,149,551	-1,129,681	-1,196,636	-827,284	-708,214	-2,072,308
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue	455,229	8,074	4,177	-66,450	7,683	319,795	-757,868	44,932	-42,786	48,693	-104,348	-113,084	64,363	614,262	1,571	2,135,234
interest	54,951	21,593	3,020	-1,346	2,273	6,242	8,187	-235	6,551	15,401	13,512	27,663	14,508	-367	4,260	22,251
cash flow from financing	510,180	29,667	7,197	-67,796	9,956	326,037	-749,681	44,697	-36,235	64,094	-90,836	-85,421	78,871	613,895	5,831	2,157,485
cash and cash equivalents
cash	1,298,114	931,297	-1,593,919	-937,773	1,285,096	-372,105	-1,310,884	1,940,295	243,651	-355,978	296,907	-48,567	228,487	601,872	173,799	1,309,845
overdraft
change in cash	1,298,114	931,297	-1,593,919	-937,773	1,285,096	-372,105	-1,310,884	1,940,295	243,651	-355,978	296,907	-48,567	228,487	601,872	173,799	1,309,845

Very Low Risk70 - 100

Low Risk50 - 70

Moderate Risk30 - 50

High Risk20 - 30

Very High Risk0 - 20

Get a comprehensive credit check for cashfac plc. Get real-time insights into cashfac plc's credit score, group structure and payment trends.

From as little as £6.99

This will not impact your credit rating!

View Credit Report Sample

Perform a competitor analysis for cashfac plc by selecting its closest rivals, whether from the INFORMATION AND COMMUNICATION sector, other mid companies, companies in EC4N area or any other competitors across 12 key performance metrics.

CASHFAC PLC group structure

Cashfac Plc has 4 subsidiary companies.

Ultimate parent company

CASHFAC PLC

03781239

4 subsidiaries

CASHFAC TECHNOLOGIES LIMITED

02788618

CASHFAC INITIATIVE LIMITED

02570541

WHENTOPAY LIMITED

04000032

CASHFAC SOLUTIONS LIMITED

02821150

CASHFAC PLC Shareholders

antilla investments ltd	27.95%
paul ormrod	14.76%
sybase inc	6.78%
gaynor ormrod	5.89%
forrest nominees limited a/c gc1	3.37%
annabel girelli-kent	3.22%
molten ventures vct plc	3.07%
mobeus income & growth 4 vct plc	3.07%
frederick adair & sarah lucy linzee gordon	3.05%
moulton goodies ltd	3.02%

Cashfac Plc currently has 4 directors. The longest serving directors include Mr Paul Ormrod (Jun 1999) and Mr Joseph Jeng (Sep 1999).

officer	country	age	start	end	role
Mr Paul Ormrod	England	71 years	Jun 1999	-	Director
Mr Joseph Jeng	England	75 years	Sep 1999	-	Director
Mr David Houghton	England	71 years	Mar 2018	-	Director
Mr Andrew Blair	England	61 years	Jan 2021	-	Director

P&L

September 2024

turnover

9.9m

+10%

operating profit

-829.3k

+105%

gross margin

72.2%

-0.27%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

September 2024

net assets

6.1m

total assets

11.7m

+0.07%

cash

3.7m

+0.54%

net assets

Total assets minus all liabilities

Similar Companies

duco technology limited

kallidus limited

cr2 (u.k) limited

p.c.t.i. solutions limited

4.5

apd communications limited

3.5

company number

03781239

Type

Public limited with Share Capital

industry

62012 - Business and domestic software development

incorporation date

June 1999

ultimate parent company

None

previous names

cashfac limited (June 2012)

lawgra (no.554) limited (July 1999)

address

monument house, 18 king william street, london, EC4N 7BP

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to cashfac plc.

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

Click to start generating capital raising & share issue transactions for CASHFAC PLC. This can take several minutes, an email will notify you when this has completed.

cashfac plc Company Information

cashfac plc Estimated Valuation

cashfac plc Estimated Valuation

cashfac plc Estimated Valuation

Cashfac Plc Overview

Cashfac Plc Health Check

CASHFAC PLC financials

cashfac plc Credit Report and Business Information

Cashfac Plc Competitor Analysis

cashfac plc Ownership

cashfac plc directors

cashfac plc company details

cashfac plc Charges & Mortgages

cashfac plc Capital Raised & Share Issues BETA

cashfac plc Companies House Filings - See Documents