acumen independent financial advisers limited

Live MatureMicroHealthy

acumen independent financial advisers limited Company Information

Share ACUMEN INDEPENDENT FINANCIAL ADVISERS LIMITED

Company Number

03826528

Shareholders

mark david francis

david andrew thompson

Group Structure

View All

Industry

Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

 

Registered Address

acumen house howarth court, gateway crescent, oldham, lancashire, OL9 9XB

acumen independent financial advisers limited Estimated Valuation

£49.8k

Pomanda estimates the enterprise value of ACUMEN INDEPENDENT FINANCIAL ADVISERS LIMITED at £49.8k based on a Turnover of £65.3k and 0.76x industry multiple (adjusted for size and gross margin).

acumen independent financial advisers limited Estimated Valuation

£0

Pomanda estimates the enterprise value of ACUMEN INDEPENDENT FINANCIAL ADVISERS LIMITED at £0 based on an EBITDA of £-1.7k and a 2.63x industry multiple (adjusted for size and gross margin).

acumen independent financial advisers limited Estimated Valuation

£0

Pomanda estimates the enterprise value of ACUMEN INDEPENDENT FINANCIAL ADVISERS LIMITED at £0 based on Net Assets of £-18.2k and 1.31x industry multiple (adjusted for liquidity).

Edit your figures and get a professional valuation report.

Acumen Independent Financial Advisers Limited Overview

Acumen Independent Financial Advisers Limited is a live company located in oldham, OL9 9XB with a Companies House number of 03826528. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in August 1999, it's largest shareholder is mark david francis with a 50% stake. Acumen Independent Financial Advisers Limited is a mature, micro sized company, Pomanda has estimated its turnover at £65.3k with healthy growth in recent years.

View Sample
View Sample
View Sample

Acumen Independent Financial Advisers Limited Health Check

Pomanda's financial health check has awarded Acumen Independent Financial Advisers Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating1.5out of 5
positive_score

2 Strong

positive_score

2 Regular

positive_score

6 Weak

size

Size

annual sales of £65.3k, make it smaller than the average company (£5.3m)

£65.3k - Acumen Independent Financial Advisers Limited

£5.3m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 6%, show it is growing at a similar rate (6.5%)

6% - Acumen Independent Financial Advisers Limited

6.5% - Industry AVG

production

Production

with a gross margin of 13.2%, this company has a higher cost of product (54.9%)

13.2% - Acumen Independent Financial Advisers Limited

54.9% - Industry AVG

profitability

Profitability

an operating margin of -2.5% make it less profitable than the average company (9.1%)

-2.5% - Acumen Independent Financial Advisers Limited

9.1% - Industry AVG

employees

Employees

with 1 employees, this is below the industry average (12)

1 - Acumen Independent Financial Advisers Limited

12 - Industry AVG

paystructure

Pay Structure

on an average salary of £79.5k, the company has an equivalent pay structure (£79.5k)

£79.5k - Acumen Independent Financial Advisers Limited

£79.5k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £65.3k, this is less efficient (£214.9k)

£65.3k - Acumen Independent Financial Advisers Limited

£214.9k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 4 days, this is earlier than average (33 days)

4 days - Acumen Independent Financial Advisers Limited

33 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 1493 days, this is slower than average (41 days)

1493 days - Acumen Independent Financial Advisers Limited

41 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Acumen Independent Financial Advisers Limited

- - Industry AVG

cashbalance

Cash Balance

There is insufficient data available for this Key Performance Indicator!

- - Acumen Independent Financial Advisers Limited

- - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 108.5%, this is a higher level of debt than the average (70.2%)

108.5% - Acumen Independent Financial Advisers Limited

70.2% - Industry AVG

ACUMEN INDEPENDENT FINANCIAL ADVISERS LIMITED financials

EXPORTms excel logo

Acumen Independent Financial Advisers Limited's latest turnover from February 2024 is estimated at £65.3 thousand and the company has net assets of -£18.2 thousand. According to their latest financial statements, we estimate that Acumen Independent Financial Advisers Limited has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Feb 2024Feb 2023Feb 2022Jan 2021Jan 2020Jan 2019Jan 2018Jan 2017Jan 2016Jan 2015Jan 2014Jan 2013Jan 2012Jan 2011Jan 2010
Turnover65,32655,49849,69055,06357,63253,75841,556164,382122,561117,84832,74624,15579,16198,83255,058
Other Income Or Grants
Cost Of Sales56,70946,65141,44845,04046,38343,78532,810128,04383,69382,79823,22817,19957,27773,29644,415
Gross Profit8,6168,8478,24210,02311,2499,9738,74636,33938,86735,0509,5186,95521,88525,53610,643
Admin Expenses10,2789,10211,24610,51915,4108,6327,24240,42782,90931,74418,761-4,090-12,223-5,547403
Operating Profit-1,662-255-3,004-496-4,1611,3411,504-4,088-44,0423,306-9,24311,04534,10831,08310,240
Interest Payable2,0825,1416,4397,2213,841
Interest Receivable7612373729536029
Pre-Tax Profit-1,662-255-3,004-496-4,1611,3411,511-4,082-44,0301,261-14,3474,63626,94127,30310,269
Tax-255-287-265-1,113-7,005-7,645-2,875
Profit After Tax-1,662-255-3,004-496-4,1611,0861,224-4,082-44,030996-14,3473,52319,93619,6587,394
Dividends Paid
Retained Profit-1,662-255-3,004-496-4,1611,0861,224-4,082-44,030996-14,3473,52319,93619,6587,394
Employee Costs79,54574,02473,95369,75870,96069,38866,03762,72561,37758,76260,23357,28756,38955,84859,005
Number Of Employees111111111111111
EBITDA*-1,662-255-3,004-496-4,1611,3411,504-4,088-44,0423,306-9,24311,04534,10831,08310,240

* Earnings Before Interest, Tax, Depreciation and Amortisation

Feb 2024Feb 2023Feb 2022Jan 2021Jan 2020Jan 2019Jan 2018Jan 2017Jan 2016Jan 2015Jan 2014Jan 2013Jan 2012Jan 2011Jan 2010
Tangible Assets212,970212,970212,970212,970218,726224,482230,238235,994241,750287,798287,798287,798287,798287,798287,798
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets212,970212,970212,970212,970218,726224,482230,238235,994241,750287,798287,798287,798287,798287,798287,798
Stock & work in progress
Trade Debtors7952,5859971622,8966,04477880510,233
Group Debtors
Misc Debtors
Cash2,8691,8242,82811,8102,9118,82912,42611,688
misc current assets
total current assets7952,5859971622,8966,044772,8691,8242,82812,6902,9168,82912,42621,921
total assets213,765215,555213,967213,132221,622230,526230,315238,863243,574290,626300,488290,714296,627300,224309,719
Bank overdraft
Bank loan
Trade Creditors 231,985232,113230,270226,431234,425186,268172,604169,759153,928144,391141,13599,98994,68897,113105,531
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
total current liabilities231,985232,113230,270226,431234,425186,268172,604169,759153,928144,391141,13599,98994,68897,113105,531
loans64,05894,115104,006118,175
hp & lease commitments
Accruals and Deferred Income
other liabilities52,90067,43980,05696,516109,07359,12946,09750,94357,882196,792
provisions
total long term liabilities52,90067,43980,05696,516109,073123,187140,212154,949176,057196,792
total liabilities231,985232,113230,270226,431234,425239,168240,043249,815250,444253,464264,322240,201249,637273,170302,323
net assets-18,220-16,558-16,303-13,299-12,803-8,642-9,728-10,952-6,87037,16236,16650,51346,99027,0547,396
total shareholders funds-18,220-16,558-16,303-13,299-12,803-8,642-9,728-10,952-6,87037,16236,16650,51346,99027,0547,396
Feb 2024Feb 2023Feb 2022Jan 2021Jan 2020Jan 2019Jan 2018Jan 2017Jan 2016Jan 2015Jan 2014Jan 2013Jan 2012Jan 2011Jan 2010
Operating Activities
Operating Profit-1,662-255-3,004-496-4,1611,3411,504-4,088-44,0423,306-9,24311,04534,10831,08310,240
Depreciation
Amortisation
Tax-255-287-265-1,113-7,005-7,645-2,875
Stock
Debtors-1,7901,588835-2,734-3,1485,96777-8808755-10,23310,233
Creditors-1281,8433,839-7,99448,15713,6642,84515,8319,5373,25641,1465,301-2,425-8,418105,531
Accruals and Deferred Income
Deferred Taxes & Provisions
Cash flow from operations-5,75647,1448,7833,98511,743-34,5057,17731,02815,22824,67825,253102,663
Investing Activities
capital expenditure5,7565,7565,7565,7565,75646,048-287,798
Change in Investments
cash flow from investments5,7565,7565,7565,7565,75646,048-287,798
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans-64,058-30,057-9,891-14,169118,175
Hire Purchase and Lease Commitments
other long term liabilities-52,900-14,539-12,617-16,460-12,55749,94413,032-4,846-6,939-138,910196,792
share issue-22
interest7612-2,045-5,104-6,410-7,168-3,78129
cash flow from financing-52,900-14,539-12,610-16,454-12,547-16,159-22,129-21,147-28,276-24,516196,823
cash and cash equivalents
cash-2,8691,045-1,004-8,9828,899-5,918-3,59773811,688
overdraft
change in cash-2,8691,045-1,004-8,9828,899-5,918-3,59773811,688

acumen independent financial advisers limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for acumen independent financial advisers limited. Get real-time insights into acumen independent financial advisers limited's credit score, group structure and payment trends.

From as little as £6.99

This will not impact your credit rating!

View Credit Report Sample

Acumen Independent Financial Advisers Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for acumen independent financial advisers limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in OL9 area or any other competitors across 12 key performance metrics.

acumen independent financial advisers limited Ownership

ACUMEN INDEPENDENT FINANCIAL ADVISERS LIMITED group structure

Acumen Independent Financial Advisers Limited has no subsidiary companies.

Ultimate parent company

ACUMEN INDEPENDENT FINANCIAL ADVISERS LIMITED

03826528

ACUMEN INDEPENDENT FINANCIAL ADVISERS LIMITED Shareholders

mark david francis 50%
david andrew thompson 50%

acumen independent financial advisers limited directors

Acumen Independent Financial Advisers Limited currently has 2 directors. The longest serving directors include Mr Mark Francis (Aug 1999) and Mr David Thompson (Aug 1999).

officercountryagestartendrole
Mr Mark Francis60 years Aug 1999- Director
Mr David ThompsonUnited Kingdom60 years Aug 1999- Director

P&L

February 2024

turnover

65.3k

+18%

operating profit

-1.7k

0%

gross margin

13.2%

-17.26%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

February 2024

net assets

-18.2k

+0.1%

total assets

213.8k

-0.01%

cash

0

0%

net assets

Total assets minus all liabilities

acumen independent financial advisers limited company details

company number

03826528

Type

Private limited with Share Capital

industry

64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

incorporation date

August 1999

age

26

incorporated

UK

ultimate parent company

None

accounts

Micro-Entity Accounts

last accounts submitted

February 2024

previous names

N/A

accountant

-

auditor

-

address

acumen house howarth court, gateway crescent, oldham, lancashire, OL9 9XB

Bank

-

Legal Advisor

-

acumen independent financial advisers limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 1 charges/mortgages relating to acumen independent financial advisers limited. Currently there are 1 open charges and 0 have been satisfied in the past.

acumen independent financial advisers limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

Click to start generating capital raising & share issue transactions for ACUMEN INDEPENDENT FINANCIAL ADVISERS LIMITED. This can take several minutes, an email will notify you when this has completed.

acumen independent financial advisers limited Companies House Filings - See Documents

datedescriptionview/download