main finance limited
main finance limited Company Information
Company Number
03896768
Next Accounts
Dec 2025
Directors
Shareholders
david adam watters
suzanne watters
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
ground floor offices printware, court cumberland business centre, northumberland road southsea, hampshire, PO5 1DS
Website
mainfinance.co.ukmain finance limited Estimated Valuation
Pomanda estimates the enterprise value of MAIN FINANCE LIMITED at £270.1k based on a Turnover of £217.3k and 1.24x industry multiple (adjusted for size and gross margin).
main finance limited Estimated Valuation
Pomanda estimates the enterprise value of MAIN FINANCE LIMITED at £0 based on an EBITDA of £-4.5k and a 4.29x industry multiple (adjusted for size and gross margin).
main finance limited Estimated Valuation
Pomanda estimates the enterprise value of MAIN FINANCE LIMITED at £1.5m based on Net Assets of £1.2m and 1.31x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Main Finance Limited Overview
Main Finance Limited is a live company located in northumberland road southsea, PO5 1DS with a Companies House number of 03896768. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in December 1999, it's largest shareholder is david adam watters with a 50% stake. Main Finance Limited is a mature, micro sized company, Pomanda has estimated its turnover at £217.3k with healthy growth in recent years.
Upgrade for unlimited company reports & a free credit check
Main Finance Limited Health Check
Pomanda's financial health check has awarded Main Finance Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 5 areas for improvement. Company Health Check FAQs
1 Strong
3 Regular
5 Weak
Size
annual sales of £217.3k, make it smaller than the average company (£5.3m)
- Main Finance Limited
£5.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 5%, show it is growing at a slower rate (6.7%)
- Main Finance Limited
6.7% - Industry AVG
Production
with a gross margin of 55.6%, this company has a comparable cost of product (55.6%)
- Main Finance Limited
55.6% - Industry AVG
Profitability
an operating margin of -2.1% make it less profitable than the average company (9.1%)
- Main Finance Limited
9.1% - Industry AVG
Employees
with 1 employees, this is below the industry average (12)
1 - Main Finance Limited
12 - Industry AVG
Pay Structure
on an average salary of £79.7k, the company has an equivalent pay structure (£79.7k)
- Main Finance Limited
£79.7k - Industry AVG
Efficiency
resulting in sales per employee of £217.3k, this is equally as efficient (£217.3k)
- Main Finance Limited
£217.3k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Main Finance Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Main Finance Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Main Finance Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 7 weeks, this is less cash available to meet short term requirements (29 weeks)
7 weeks - Main Finance Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 6.8%, this is a lower level of debt than the average (69.1%)
6.8% - Main Finance Limited
69.1% - Industry AVG
MAIN FINANCE LIMITED financials
Main Finance Limited's latest turnover from March 2024 is estimated at £217.3 thousand and the company has net assets of £1.2 million. According to their latest financial statements, Main Finance Limited has 1 employee and maintains cash reserves of £12 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 877,424 | 877,615 | 877,860 | 1,140,682 | 1,141,101 | 1,140,590 | 1,140,951 | 1,141,414 | 1,141,073 | 1,141,522 | 1,142,084 | 1,359,588 | 1,359,656 | 1,360,313 | 1,540,325 |
| Intangible Assets | |||||||||||||||
| Investments & Other | 3 | 3 | 3 | 4 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 877,427 | 877,618 | 877,863 | 1,140,686 | 1,141,102 | 1,140,591 | 1,140,952 | 1,141,415 | 1,141,074 | 1,141,523 | 1,142,084 | 1,359,588 | 1,359,656 | 1,360,313 | 1,540,325 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 117,416 | 86,606 | 14,620 | 29,221 | 20,438 | 115,069 | |||||||||
| Group Debtors | |||||||||||||||
| Misc Debtors | 345,654 | 330,874 | 139,777 | 474,485 | 497,770 | 261,903 | 182,359 | 85,942 | 126,334 | ||||||
| Cash | 12,001 | 28,264 | 587,841 | 8,317 | 31,342 | 106,467 | 77,712 | 119,859 | 62,326 | 5,594 | 51,084 | 752 | 2,328 | 26,472 | 70 |
| misc current assets | |||||||||||||||
| total current assets | 357,655 | 359,138 | 727,618 | 482,802 | 529,112 | 368,370 | 260,071 | 205,801 | 188,660 | 123,010 | 137,690 | 15,372 | 31,549 | 46,910 | 115,139 |
| total assets | 1,235,082 | 1,236,756 | 1,605,481 | 1,623,488 | 1,670,214 | 1,508,961 | 1,401,023 | 1,347,216 | 1,329,734 | 1,264,533 | 1,279,774 | 1,374,960 | 1,391,205 | 1,407,223 | 1,655,464 |
| Bank overdraft | 10,000 | ||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 95,341 | 98,315 | 68,434 | 68,882 | 64,398 | 151,841 | |||||||||
| Group/Directors Accounts | |||||||||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 83,761 | 81,809 | 102,057 | 186,347 | 299,196 | 167,694 | 91,771 | 91,680 | 100,246 | ||||||
| total current liabilities | 83,761 | 81,809 | 102,057 | 196,347 | 299,196 | 167,694 | 91,771 | 91,680 | 100,246 | 95,341 | 98,315 | 68,434 | 68,882 | 64,398 | 151,841 |
| loans | 354,110 | 504,600 | 464,600 | 464,600 | 464,600 | 464,600 | 464,600 | ||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | 464,600 | 464,600 | 634,139 | 634,139 | 636,000 | 740,621 | |||||||||
| provisions | 326 | 408 | 511 | 401 | 401 | 514 | 414 | ||||||||
| total long term liabilities | 354,110 | 504,600 | 464,600 | 464,600 | 464,600 | 464,600 | 464,926 | 465,008 | 465,111 | 634,540 | 634,540 | 636,514 | 741,035 | ||
| total liabilities | 83,761 | 81,809 | 456,167 | 700,947 | 763,796 | 632,294 | 556,371 | 556,280 | 565,172 | 560,349 | 563,426 | 702,974 | 703,422 | 700,912 | 892,876 |
| net assets | 1,151,321 | 1,154,947 | 1,149,314 | 922,541 | 906,418 | 876,667 | 844,652 | 790,936 | 764,562 | 704,184 | 716,348 | 671,986 | 687,783 | 706,311 | 762,588 |
| total shareholders funds | 1,151,321 | 1,154,947 | 1,149,314 | 922,541 | 906,418 | 876,667 | 844,652 | 790,936 | 764,562 | 704,184 | 716,348 | 671,986 | 687,783 | 706,311 | 762,588 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 191 | 245 | 322 | 419 | 283 | 361 | 463 | 359 | 449 | 562 | 462 | 578 | 657 | 759 | 640 |
| Amortisation | |||||||||||||||
| Tax | |||||||||||||||
| Stock | |||||||||||||||
| Debtors | 14,780 | 191,097 | -334,708 | -23,285 | 235,867 | 79,544 | 96,417 | -40,392 | 8,918 | 30,810 | 71,986 | -14,601 | 8,783 | -94,631 | 115,069 |
| Creditors | -95,341 | -2,974 | 29,881 | -448 | 4,484 | -87,443 | 151,841 | ||||||||
| Accruals and Deferred Income | 1,952 | -20,248 | -84,290 | -112,849 | 131,502 | 75,923 | 91 | -8,566 | 100,246 | ||||||
| Deferred Taxes & Provisions | -326 | -82 | -103 | 110 | -113 | 100 | 414 | ||||||||
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | -1 | 3 | 1 | ||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | |||||||||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | -354,110 | -150,490 | 40,000 | 464,600 | |||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | -464,600 | -169,539 | -1,861 | -104,621 | 740,621 | ||||||||||
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -16,263 | -559,577 | 579,524 | -23,025 | -75,125 | 28,755 | -42,147 | 57,533 | 56,732 | -45,490 | 50,332 | -1,576 | -24,144 | 26,402 | 70 |
| overdraft | -10,000 | 10,000 | |||||||||||||
| change in cash | -16,263 | -559,577 | 589,524 | -33,025 | -75,125 | 28,755 | -42,147 | 57,533 | 56,732 | -45,490 | 50,332 | -1,576 | -24,144 | 26,402 | 70 |
main finance limited Credit Report and Business Information
Main Finance Limited Competitor Analysis
Perform a competitor analysis for main finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in PO5 area or any other competitors across 12 key performance metrics.
main finance limited Ownership
MAIN FINANCE LIMITED group structure
Main Finance Limited has 1 subsidiary company.
Ultimate parent company
MAIN FINANCE LIMITED
03896768
1 subsidiary
main finance limited directors
Main Finance Limited currently has 1 director, Mr David Watters serving since Dec 1999.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr David Watters | 64 years | Dec 1999 | - | Director |
P&L
March 2024turnover
217.3k
+9%
operating profit
-4.7k
0%
gross margin
55.6%
-4.27%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
1.2m
0%
total assets
1.2m
0%
cash
12k
-0.58%
net assets
Total assets minus all liabilities
main finance limited company details
company number
03896768
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
December 1999
age
26
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
March 2024
previous names
N/A
accountant
A B A
auditor
-
address
ground floor offices printware, court cumberland business centre, northumberland road southsea, hampshire, PO5 1DS
Bank
-
Legal Advisor
-
main finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 11 charges/mortgages relating to main finance limited. Currently there are 10 open charges and 1 have been satisfied in the past.
main finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for MAIN FINANCE LIMITED. This can take several minutes, an email will notify you when this has completed.
main finance limited Companies House Filings - See Documents
| date | description | view/download |
|---|
