international risk solutions limited
international risk solutions limited Company Information
Company Number
03978143
Next Accounts
Dec 2025
Shareholders
mark birkett
john hall
View AllGroup Structure
View All
Industry
Non-life insurance
+1Registered Address
33 4th floor, creechurch lane, london, EC3A 5EB
Website
http://int-rs.cominternational risk solutions limited Estimated Valuation
Pomanda estimates the enterprise value of INTERNATIONAL RISK SOLUTIONS LIMITED at £6.3m based on a Turnover of £8.1m and 0.78x industry multiple (adjusted for size and gross margin).
international risk solutions limited Estimated Valuation
Pomanda estimates the enterprise value of INTERNATIONAL RISK SOLUTIONS LIMITED at £0 based on an EBITDA of £-822.7k and a 9.26x industry multiple (adjusted for size and gross margin).
international risk solutions limited Estimated Valuation
Pomanda estimates the enterprise value of INTERNATIONAL RISK SOLUTIONS LIMITED at £2.4m based on Net Assets of £1.5m and 1.58x industry multiple (adjusted for liquidity).
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International Risk Solutions Limited Overview
International Risk Solutions Limited is a live company located in london, EC3A 5EB with a Companies House number of 03978143. It operates in the non-life insurance sector, SIC Code 65120. Founded in April 2000, it's largest shareholder is mark birkett with a 50.1% stake. International Risk Solutions Limited is a mature, mid sized company, Pomanda has estimated its turnover at £8.1m with rapid growth in recent years.
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International Risk Solutions Limited Health Check
Pomanda's financial health check has awarded International Risk Solutions Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
4 Weak
Size
annual sales of £8.1m, make it larger than the average company (£2.1m)
- International Risk Solutions Limited
£2.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 35%, show it is growing at a faster rate (8.3%)
- International Risk Solutions Limited
8.3% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
- International Risk Solutions Limited
100% - Industry AVG
Profitability
an operating margin of -10.1% make it less profitable than the average company (16%)
- International Risk Solutions Limited
16% - Industry AVG
Employees
with 16 employees, this is below the industry average (26)
16 - International Risk Solutions Limited
26 - Industry AVG
Pay Structure
on an average salary of £104.3k, the company has an equivalent pay structure (£104.3k)
- International Risk Solutions Limited
£104.3k - Industry AVG
Efficiency
resulting in sales per employee of £509k, this is more efficient (£187.3k)
- International Risk Solutions Limited
£187.3k - Industry AVG
Debtor Days
it gets paid by customers after 199 days, this is later than average (161 days)
- International Risk Solutions Limited
161 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- International Risk Solutions Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- International Risk Solutions Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 29 weeks, this is more cash available to meet short term requirements (22 weeks)
29 weeks - International Risk Solutions Limited
22 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 84.6%, this is a higher level of debt than the average (76.5%)
84.6% - International Risk Solutions Limited
76.5% - Industry AVG
INTERNATIONAL RISK SOLUTIONS LIMITED financials
International Risk Solutions Limited's latest turnover from March 2024 is estimated at £8.1 million and the company has net assets of £1.5 million. According to their latest financial statements, International Risk Solutions Limited has 16 employees and maintains cash reserves of £4.7 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 3,494,650 | 3,026,308 | 3,308,865 | 5,046,517 | 5,076,545 | 4,138,214 | 4,432,936 | 4,427,258 | 4,040,071 | 3,122,654 | 2,259,182 | 2,014,189 | 1,978,284 | 1,613,085 | |
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | -99,577 | -341,104 | -319,937 | 368,678 | 257,125 | 284,618 | 631,805 | 525,789 | 651,760 | 245,830 | 210,144 | 182,128 | 10,564 | 66,072 | |
| Interest Payable | 829 | 2,231 | 911 | 500 | 2,629 | 4,229 | |||||||||
| Interest Receivable | 8,120 | 390 | 18,291 | 68,333 | 16,343 | 30,099 | 5,431 | 6,994 | 5,456 | 4,214 | 5,622 | 7,460 | 4,229 | 763 | |
| Pre-Tax Profit | -91,457 | -340,714 | -301,646 | 437,011 | 273,468 | 314,717 | 637,236 | 532,783 | 656,387 | 247,813 | 214,855 | 189,088 | 102,164 | 62,606 | |
| Tax | -93 | 82,639 | 81,388 | -113,485 | -117,367 | -42,599 | -149,823 | -124,766 | -171,250 | -67,570 | -52,821 | -41,191 | -25,703 | -14,316 | |
| Profit After Tax | -91,550 | -258,075 | -220,258 | 323,526 | 156,101 | 272,118 | 487,413 | 408,017 | 485,137 | 180,243 | 162,034 | 147,897 | 76,461 | 48,290 | |
| Dividends Paid | 32,750 | 65,500 | 65,500 | 65,500 | 71,099 | 45,850 | 32,750 | 32,750 | 32,750 | 32,750 | |||||
| Retained Profit | -154,499 | -309,900 | -166,641 | 245,271 | 90,601 | 206,618 | 416,314 | 271,677 | 355,721 | 126,663 | 114,973 | 96,023 | 76,461 | 48,290 | |
| Employee Costs | |||||||||||||||
| Number Of Employees | 16 | 20 | 22 | 25 | 27 | 23 | 24 | 23 | |||||||
| EBITDA* | -74,546 | -305,716 | -298,547 | 388,795 | 276,302 | 314,754 | 673,573 | 566,955 | 687,505 | 267,630 | 228,160 | 193,354 | 16,068 | 69,942 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 2,650 | 36,023 | 54,874 | 71,560 | 51,959 | 24,406 | 28,035 | 45,340 | 57,658 | 82,898 | 29,317 | 32,964 | 32,592 | 17,497 | 9,803 |
| Intangible Assets | |||||||||||||||
| Investments & Other | 159,946 | 1,383 | 1,383 | 1,383 | 1,383 | 1,383 | 1,383 | 1,383 | 1,383 | 1,383 | 1,383 | 1,383 | 1,383 | 1,383 | 1,383 |
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 162,596 | 37,406 | 56,257 | 72,943 | 53,342 | 25,789 | 29,418 | 46,723 | 59,041 | 84,281 | 30,700 | 34,347 | 33,975 | 18,880 | 11,186 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 4,442,438 | 4,353,421 | 8,420,454 | 12,151,959 | 7,584,832 | 7,772,343 | 6,476,375 | 4,999,469 | 4,800,499 | 5,113,294 | 3,171,340 | 3,156,496 | 2,047,705 | 1,661,782 | 2,055,715 |
| Group Debtors | 200,547 | ||||||||||||||
| Misc Debtors | 306,500 | 232,363 | 244,779 | 307,048 | 228,408 | 205,592 | 262,723 | 159,090 | 119,165 | 117,714 | 270,714 | 71,880 | 34,583 | 11,818 | 16,633 |
| Cash | 4,744,644 | 6,162,006 | 6,212,101 | 5,855,057 | 8,173,896 | 9,392,448 | 7,597,213 | 5,619,203 | 5,677,302 | 3,942,869 | 3,061,502 | 1,855,230 | 1,742,261 | 1,317,015 | 1,104,154 |
| misc current assets | |||||||||||||||
| total current assets | 9,694,129 | 10,747,790 | 14,877,334 | 18,314,064 | 15,987,136 | 17,370,383 | 14,336,311 | 10,777,762 | 10,596,966 | 9,173,877 | 6,503,556 | 5,083,606 | 3,824,549 | 2,990,615 | 3,176,502 |
| total assets | 9,856,725 | 10,785,196 | 14,933,591 | 18,387,007 | 16,040,478 | 17,396,172 | 14,365,729 | 10,824,485 | 10,656,007 | 9,258,158 | 6,534,256 | 5,117,953 | 3,858,524 | 3,009,495 | 3,187,688 |
| Bank overdraft | 28,125 | 37,500 | 42,188 | 63,281 | |||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 7,981,290 | 8,318,485 | 12,433,185 | 15,573,194 | 12,801,924 | 14,447,425 | 11,596,467 | 8,080,730 | 8,381,761 | 7,339,511 | 5,202,455 | 3,884,972 | 2,976,346 | 2,217,630 | 2,420,449 |
| Group/Directors Accounts | 231,009 | ||||||||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 122,941 | 221,214 | 163,360 | 185,942 | 312,566 | 267,887 | 179,003 | 360,114 | 306,919 | 313,487 | 150,902 | 161,343 | 94,539 | 77,257 | 65,811 |
| total current liabilities | 8,335,240 | 8,539,699 | 12,596,545 | 15,759,136 | 13,114,490 | 14,715,312 | 11,775,470 | 8,440,844 | 8,688,680 | 7,652,998 | 5,381,482 | 4,083,815 | 3,070,885 | 2,337,075 | 2,549,541 |
| loans | 28,125 | 42,188 | |||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | |||||||||||||||
| total long term liabilities | 28,125 | 42,188 | |||||||||||||
| total liabilities | 8,335,240 | 8,539,699 | 12,596,545 | 15,759,136 | 13,114,490 | 14,715,312 | 11,775,470 | 8,440,844 | 8,688,680 | 7,652,998 | 5,381,482 | 4,111,940 | 3,070,885 | 2,337,075 | 2,591,729 |
| net assets | 1,521,485 | 2,061,330 | 2,215,829 | 2,525,729 | 2,595,886 | 2,348,512 | 2,193,262 | 2,030,253 | 1,638,536 | 1,365,800 | 1,010,079 | 883,416 | 768,443 | 672,420 | 595,959 |
| total shareholders funds | 1,521,485 | 2,061,330 | 2,215,829 | 2,525,729 | 2,595,886 | 2,348,512 | 2,193,262 | 2,030,253 | 1,638,536 | 1,365,800 | 1,010,079 | 883,416 | 768,443 | 672,420 | 595,959 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | -99,577 | -341,104 | -319,937 | 368,678 | 257,125 | 284,618 | 631,805 | 525,789 | 651,760 | 245,830 | 210,144 | 182,128 | 10,564 | 66,072 | |
| Depreciation | 3,445 | 25,031 | 35,388 | 21,390 | 20,117 | 19,177 | 30,136 | 41,768 | 41,166 | 35,745 | 21,800 | 18,016 | 11,226 | 5,504 | 3,870 |
| Amortisation | |||||||||||||||
| Tax | -93 | 82,639 | 81,388 | -113,485 | -117,367 | -42,599 | -149,823 | -124,766 | -171,250 | -67,570 | -52,821 | -41,191 | -25,703 | -14,316 | |
| Stock | |||||||||||||||
| Debtors | 363,701 | -4,079,449 | -3,793,774 | 4,645,767 | -164,695 | 1,238,837 | 1,580,539 | 238,895 | -311,344 | 1,788,954 | 213,678 | 1,146,088 | 408,688 | -398,748 | 2,072,348 |
| Creditors | -337,195 | -4,114,700 | -3,140,009 | 2,771,270 | -1,645,501 | 2,850,958 | 3,515,737 | -301,031 | 1,042,250 | 2,137,056 | 1,317,483 | 908,626 | 758,716 | -202,819 | 2,420,449 |
| Accruals and Deferred Income | -98,273 | 57,854 | -22,582 | -126,624 | 44,679 | 88,884 | -181,111 | 53,195 | -6,568 | 162,585 | -10,441 | 66,804 | 17,282 | 11,446 | 65,811 |
| Deferred Taxes & Provisions | |||||||||||||||
| Cash flow from operations | -52,036 | 408,106 | -2,218,280 | -1,160,817 | 1,859,940 | 2,026,242 | 37,019 | 1,789,215 | 1,026,942 | 1,293,424 | 4,681 | 519,473 | 197,740 | 469,538 | |
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 158,563 | 1,383 | |||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | 231,009 | ||||||||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | -28,125 | 28,125 | -42,188 | 42,188 | |||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | 8,120 | 390 | 18,291 | 68,333 | 16,343 | 30,099 | 5,431 | 6,994 | 4,627 | 1,983 | 4,711 | 6,960 | 1,600 | -3,466 | |
| cash flow from financing | 8,120 | 390 | 114,775 | 70,436 | 80,992 | -13,510 | -19,166 | 8,053 | 4,627 | -26,142 | 32,836 | 6,960 | -40,588 | 586,391 | |
| cash and cash equivalents | |||||||||||||||
| cash | -1,417,362 | -50,095 | 357,044 | -2,318,839 | -1,218,552 | 1,795,235 | 1,978,010 | -58,099 | 1,734,433 | 881,367 | 1,206,272 | 112,969 | 425,246 | 212,861 | 1,104,154 |
| overdraft | -28,125 | -9,375 | 37,500 | -42,188 | -21,093 | 63,281 | |||||||||
| change in cash | -1,417,362 | -50,095 | 357,044 | -2,318,839 | -1,218,552 | 1,795,235 | 1,978,010 | -58,099 | 1,734,433 | 909,492 | 1,215,647 | 75,469 | 467,434 | 233,954 | 1,040,873 |
international risk solutions limited Credit Report and Business Information
International Risk Solutions Limited Competitor Analysis
Perform a competitor analysis for international risk solutions limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in EC3A area or any other competitors across 12 key performance metrics.
international risk solutions limited Ownership
INTERNATIONAL RISK SOLUTIONS LIMITED group structure
International Risk Solutions Limited has 3 subsidiary companies.
Ultimate parent company
INTERNATIONAL RISK SOLUTIONS LIMITED
03978143
3 subsidiaries
international risk solutions limited directors
International Risk Solutions Limited currently has 3 directors. The longest serving directors include Mr Mark Birkett (Nov 2000) and Mr Nigel Paxman (Sep 2020).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Mark Birkett | 60 years | Nov 2000 | - | Director | |
| Mr Nigel Paxman | England | 67 years | Sep 2020 | - | Director |
| Mr Stuart Markley | 66 years | Apr 2024 | - | Director |
P&L
March 2024turnover
8.1m
+133%
operating profit
-826.1k
0%
gross margin
100%
+0.32%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
1.5m
-0.26%
total assets
9.9m
-0.09%
cash
4.7m
-0.23%
net assets
Total assets minus all liabilities
international risk solutions limited company details
company number
03978143
Type
Private limited with Share Capital
industry
65120 - Non-life insurance
65202 - Non-life reinsurance
incorporation date
April 2000
age
25
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
March 2024
previous names
minmar (512) limited (June 2000)
accountant
-
auditor
THORNE LANCASTER PARKER
address
33 4th floor, creechurch lane, london, EC3A 5EB
Bank
BARCLAYS BANK PLC
Legal Advisor
-
international risk solutions limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to international risk solutions limited.
international risk solutions limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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international risk solutions limited Companies House Filings - See Documents
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