insure & go insurance services limitedEstimated Valuation
£10.2m
Pomanda estimates the enterprise value of INSURE & GO INSURANCE SERVICES LIMITED at £10.2m based on a Turnover of £9.3m and 1.1x industry multiple (adjusted for size and gross margin).
insure & go insurance services limitedEstimated Valuation
£14.2m
Pomanda estimates the enterprise value of INSURE & GO INSURANCE SERVICES LIMITED at £14.2m based on an EBITDA of £1.8m and a 7.88x industry multiple (adjusted for size and gross margin).
insure & go insurance services limitedEstimated Valuation
£14.2m
Pomanda estimates the enterprise value of INSURE & GO INSURANCE SERVICES LIMITED at £14.2m based on Net Assets of £6m and 2.37x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Insure & Go Insurance Services LimitedOverview
Insure & Go Insurance Services Limited is a live company located in southend-on-sea, SS1 2JY with a Companies House number of 04056769. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in August 2000, it's largest shareholder is
greenco holdings limited
with a 100% stake. Insure & Go Insurance Services Limited is a mature,
mid sized company, Pomanda has estimated its turnover at
£9.3m with
high
growth in recent years.
Insure & Go Insurance Services Limited Health Check
Pomanda's financial health check has awarded Insure & Go Insurance Services Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 9 measures and has 1 areas for improvement. Company Health Check FAQs
Health Rating5out of 5
9 Strong
0 Regular
1 Weak
Size
annual sales of £9.3m, make it larger than the average company (£3.7m)
£9.3m - Insure & Go Insurance Services Limited
£3.7m - Industry AVG
Growth
3 year (CAGR) sales growth of 25%, show it is growing at a faster rate (8.3%)
25% - Insure & Go Insurance Services Limited
8.3% - Industry AVG
Production
with a gross margin of 98.2%, this company has a lower cost of product (37.9%)
98.2% - Insure & Go Insurance Services Limited
37.9% - Industry AVG
Profitability
an operating margin of 18.2% make it more profitable than the average company (5.7%)
18.2% - Insure & Go Insurance Services Limited
5.7% - Industry AVG
Employees
with 111 employees, this is above the industry average (22)
111 - Insure & Go Insurance Services Limited
22 - Industry AVG
Pay Structure
on an average salary of £30.1k, the company has a lower pay structure (£46.6k)
£30.1k - Insure & Go Insurance Services Limited
£46.6k - Industry AVG
Efficiency
resulting in sales per employee of £83.5k, this is less efficient (£145.7k)
£83.5k - Insure & Go Insurance Services Limited
£145.7k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Insure & Go Insurance Services Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 197 days, this is slower than average (33 days)
197 days - Insure & Go Insurance Services Limited
33 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Insure & Go Insurance Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 87 weeks, this is more cash available to meet short term requirements (26 weeks)
87 weeks - Insure & Go Insurance Services Limited
26 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 18.3%, this is a lower level of debt than the average (59%)
18.3% - Insure & Go Insurance Services Limited
59% - Industry AVG
INSURE & GO INSURANCE SERVICES LIMITED financials
EXPORT
Insure & Go Insurance Services Limited's latest turnover from March 2024 is £9.3 million and the company has net assets of £6 million. According to their latest financial statements, Insure & Go Insurance Services Limited has 111 employees and maintains cash reserves of £2.3 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Aug 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
9,271,392
12,803,797
5,690,000
4,757,000
13,174,000
35,113,000
33,074,000
33,361,000
33,694,000
29,742,000
30,873,000
33,249,000
30,092,000
24,929,000
20,866,000
16,832,000
Other Income Or Grants
Cost Of Sales
168,172
770,536
1,307,000
1,760,000
7,494,000
24,899,000
24,025,000
27,249,000
27,699,000
22,961,000
25,940,000
24,558,000
22,636,000
18,794,000
11,646,000
10,026,000
Gross Profit
9,103,220
12,033,261
4,383,000
2,997,000
5,680,000
10,214,000
9,049,000
6,112,000
5,995,000
6,781,000
4,933,000
8,691,000
7,456,000
6,135,000
9,220,000
6,806,000
Admin Expenses
7,416,443
10,720,824
4,587,000
4,705,000
8,364,000
10,231,000
8,683,000
3,641,000
3,660,000
4,301,000
4,142,000
4,478,000
4,680,000
4,656,000
8,237,000
11,439,000
Operating Profit
1,686,777
1,312,437
-204,000
-1,708,000
-2,684,000
-17,000
366,000
2,471,000
2,335,000
2,480,000
791,000
4,213,000
2,776,000
1,479,000
983,000
-4,633,000
Interest Payable
9,000
2,000
27,000
8,000
8,000
5,000
13,000
Interest Receivable
139,194
38,173
7,000
69,000
66,000
42,000
65,000
53,000
Pre-Tax Profit
4,258,223
1,350,610
-197,000
-1,017,000
-2,686,000
-44,000
366,000
2,471,000
2,343,000
2,488,000
1,496,000
4,282,000
2,842,000
1,728,000
1,048,000
-4,593,000
Tax
-1,077,011
-40,466
-5,000
-153,000
-70,000
-480,000
-527,000
-511,000
-228,000
-1,118,000
-839,000
-605,000
783,000
-106,000
Profit After Tax
3,181,212
1,310,144
-202,000
-1,017,000
-2,686,000
-197,000
296,000
1,991,000
1,816,000
1,977,000
1,268,000
3,164,000
2,003,000
1,123,000
1,831,000
-4,699,000
Dividends Paid
1,953,000
2,546,000
1,768,000
2,700,000
Retained Profit
3,181,212
1,310,144
-202,000
-1,017,000
-2,686,000
-197,000
-1,657,000
-555,000
1,816,000
209,000
-1,432,000
3,164,000
2,003,000
1,123,000
1,831,000
-4,699,000
Employee Costs
3,345,530
2,950,770
1,613,000
2,523,000
5,042,000
5,565,000
4,980,000
4,843,000
4,609,000
4,633,000
4,513,000
4,744,000
4,467,000
4,105,000
3,904,000
3,656,000
Number Of Employees
111
115
120
135
197
228
223
260
245
250
246
247
240
222
214
220
EBITDA*
1,803,987
1,373,306
-183,000
-1,606,000
-2,403,000
63,000
461,000
2,605,000
2,562,000
2,782,000
1,398,000
5,004,000
3,463,000
2,170,000
1,534,000
-3,839,000
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Aug 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
348,581
327,476
134,000
11,000
65,000
338,000
105,000
152,000
269,000
417,000
369,000
798,000
1,321,000
1,851,000
2,081,000
2,877,000
Intangible Assets
412,000
204,000
28,000
22,000
40,000
104,000
149,000
194,000
226,000
33,000
34,000
16,000
Investments & Other
12,359
12,359
12,000
12,000
12,000
12,000
12,000
12,000
12,000
12,000
12,000
12,000
12,000
12,000
12,000
12,000
Debtors (Due After 1 year)
Total Fixed Assets
360,940
339,835
146,000
23,000
489,000
554,000
145,000
186,000
321,000
533,000
530,000
1,004,000
1,559,000
1,896,000
2,127,000
2,905,000
Stock & work in progress
Trade Debtors
33,429
203,000
8,000
495,000
918,000
797,000
1,889,000
1,800,000
1,464,000
1,358,000
1,295,000
1,110,000
1,050,000
1,772,000
281,000
Group Debtors
4,501,602
1,106,811
802,000
249,000
509,000
197,000
15,000
604,000
1,709,000
7,696,000
7,184,000
7,311,000
5,436,000
1,180,000
4,530,000
392,000
Misc Debtors
205,751
320,157
172,000
254,000
300,000
418,000
624,000
705,000
626,000
503,000
2,139,000
1,618,000
410,000
410,000
1,842,000
1,657,000
Cash
2,267,397
7,480,706
4,908,000
3,710,000
3,711,000
11,624,000
11,255,000
12,016,000
4,681,000
454,000
432,000
559,000
401,000
917,000
1,333,000
4,863,000
misc current assets
500,000
84,000
98,000
total current assets
6,974,750
8,941,103
6,085,000
4,221,000
5,015,000
13,157,000
12,691,000
15,214,000
8,816,000
10,117,000
11,113,000
11,283,000
7,441,000
3,655,000
9,477,000
7,193,000
total assets
7,335,690
9,280,938
6,231,000
4,244,000
5,504,000
13,711,000
12,836,000
15,400,000
9,137,000
10,650,000
11,643,000
12,287,000
9,000,000
5,551,000
11,604,000
10,098,000
Bank overdraft
Bank loan
Trade Creditors
90,945
4,803,404
3,502,000
40,000
120,000
401,000
241,000
365,000
291,000
905,000
437,000
317,000
280,000
322,000
4,627,000
Group/Directors Accounts
199,643
397,390
175,000
1,681,000
1,688,000
5,633,000
5,431,000
7,387,000
432,000
3,772,000
5,009,000
3,387,000
1,812,000
1,142,000
3,863,000
other short term finances
hp & lease commitments
other current liabilities
1,051,571
1,267,825
1,053,000
860,000
2,633,000
4,129,000
2,949,000
2,060,000
2,073,000
2,136,000
1,487,000
2,789,000
2,358,000
1,619,000
9,582,000
9,465,000
total current liabilities
1,342,159
6,468,619
4,730,000
2,541,000
4,361,000
9,882,000
8,781,000
9,688,000
2,870,000
6,199,000
7,401,000
6,613,000
4,487,000
3,041,000
13,767,000
14,092,000
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities
1,342,159
6,468,619
4,730,000
2,541,000
4,361,000
9,882,000
8,781,000
9,688,000
2,870,000
6,199,000
7,401,000
6,613,000
4,487,000
3,041,000
13,767,000
14,092,000
net assets
5,993,531
2,812,319
1,501,000
1,703,000
1,143,000
3,829,000
4,055,000
5,712,000
6,267,000
4,451,000
4,242,000
5,674,000
4,513,000
2,510,000
-2,163,000
-3,994,000
total shareholders funds
5,993,531
2,812,319
1,501,000
1,703,000
1,143,000
3,829,000
4,055,000
5,712,000
6,267,000
4,451,000
4,242,000
5,674,000
4,513,000
2,510,000
-2,163,000
-3,994,000
Mar 2024
Mar 2023
Mar 2022
Aug 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
1,686,777
1,312,437
-204,000
-1,708,000
-2,684,000
-17,000
366,000
2,471,000
2,335,000
2,480,000
791,000
4,213,000
2,776,000
1,479,000
983,000
-4,633,000
Depreciation
117,210
60,869
21,000
49,000
274,000
70,000
81,000
116,000
162,000
232,000
536,000
725,000
670,000
679,000
543,000
733,000
Amortisation
53,000
7,000
10,000
14,000
18,000
65,000
70,000
71,000
66,000
17,000
12,000
8,000
61,000
Tax
-1,077,011
-40,466
-5,000
-153,000
-70,000
-480,000
-527,000
-511,000
-228,000
-1,118,000
-839,000
-605,000
783,000
-106,000
Stock
Debtors
3,246,956
283,397
666,000
-793,000
-229,000
97,000
-1,762,000
-937,000
-5,528,000
-1,018,000
457,000
3,268,000
4,316,000
-5,504,000
5,814,000
2,330,000
Creditors
-4,712,459
1,301,404
3,502,000
-40,000
-80,000
-281,000
160,000
-124,000
74,000
-614,000
468,000
120,000
37,000
-42,000
-4,305,000
4,627,000
Accruals and Deferred Income
-216,254
214,825
193,000
-1,773,000
-1,496,000
1,180,000
889,000
-13,000
-63,000
649,000
-1,302,000
431,000
739,000
-7,963,000
117,000
9,465,000
Deferred Taxes & Provisions
Cash flow from operations
-7,448,693
2,565,672
2,841,000
-2,626,000
-3,750,000
712,000
3,202,000
2,925,000
7,574,000
3,324,000
-121,000
1,169,000
-916,000
-936,000
-7,685,000
7,817,000
Investing Activities
capital expenditure
-138,315
-254,345
-144,000
364,000
-216,000
-489,000
-54,000
1,000
-15,000
-305,000
-133,000
-236,000
-350,000
-460,000
227,000
-219,000
Change in Investments
359
12,000
cash flow from investments
-138,315
-254,704
-144,000
364,000
-216,000
-489,000
-54,000
1,000
-15,000
-305,000
-133,000
-236,000
-350,000
-460,000
227,000
-231,000
Financing Activities
Bank loans
Group/Directors Accounts
-197,747
222,390
-1,506,000
-7,000
-3,945,000
202,000
-1,956,000
6,955,000
-3,340,000
-1,237,000
1,622,000
1,575,000
670,000
-2,721,000
3,863,000
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
1,175
1,577,000
-29,000
-2,003,000
3,550,000
705,000
interest
139,194
38,173
7,000
-9,000
-2,000
-27,000
-8,000
-8,000
-5,000
69,000
66,000
42,000
65,000
40,000
cash flow from financing
-58,553
261,738
-1,499,000
1,561,000
-3,947,000
146,000
-1,956,000
6,955,000
-3,348,000
-1,245,000
1,617,000
-359,000
736,000
871,000
3,928,000
745,000
cash and cash equivalents
cash
-5,213,309
2,572,706
1,198,000
-1,000
-7,913,000
369,000
-761,000
7,335,000
4,227,000
22,000
-127,000
158,000
-516,000
-416,000
-3,530,000
4,863,000
overdraft
change in cash
-5,213,309
2,572,706
1,198,000
-1,000
-7,913,000
369,000
-761,000
7,335,000
4,227,000
22,000
-127,000
158,000
-516,000
-416,000
-3,530,000
4,863,000
insure & go insurance services limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for insure & go insurance services limited. Get real-time insights into insure & go insurance services limited's credit score, group structure and payment trends.
Insure & Go Insurance Services Limited Competitor Analysis
Perform a competitor analysis for insure & go insurance services limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other mid companies, companies in SS1 area or any other competitors across 12 key performance metrics.
insure & go insurance services limited Ownership
INSURE & GO INSURANCE SERVICES LIMITED group structure
Insure & Go Insurance Services Limited has 1 subsidiary company.
INSURE & GO INSURANCE SERVICES LIMITED Shareholders
The sole shareholder of Insure & Go Insurance Services Limited is Greenco Holdings Limited.
greenco holdings limited
100%
insure & go insurance services limited directors
Insure & Go Insurance Services Limited currently has 4 directors.
The longest serving directors include
Ms Monica Garcia Cristobal (May 2019) and
Mrs Nicola Hunt (Aug 2021).
insure & go insurance services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to insure & go insurance services limited. Currently there are 0 open charges and 1 have been satisfied in the past.
insure & go insurance services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for INSURE & GO INSURANCE SERVICES LIMITED. This can take several minutes, an email will notify you when this has completed.
insure & go insurance services limitedCompanies House Filings - See Documents
