Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
31/33 commercial road, poole, dorset, BH14 0HU
Website
-
commercial finance bureau limitedEstimated Valuation
£323.4k
Pomanda estimates the enterprise value of COMMERCIAL FINANCE BUREAU LIMITED at £323.4k based on a Turnover of £441.5k and 0.73x industry multiple (adjusted for size and gross margin).
commercial finance bureau limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of COMMERCIAL FINANCE BUREAU LIMITED at £0 based on an EBITDA of £-16.4k and a 2.66x industry multiple (adjusted for size and gross margin).
commercial finance bureau limitedEstimated Valuation
£86.7k
Pomanda estimates the enterprise value of COMMERCIAL FINANCE BUREAU LIMITED at £86.7k based on Net Assets of £70.3k and 1.23x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Commercial Finance Bureau LimitedOverview
Commercial Finance Bureau Limited is a live company located in dorset, BH14 0HU with a Companies House number of 04076024. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in September 2000, it's largest shareholder is
christopher bialan
with a 100% stake. Commercial Finance Bureau Limited is a mature,
micro sized company, Pomanda has estimated its turnover at
£441.5k with
rapid
growth in recent years.
Pomanda's financial health check has awarded Commercial Finance Bureau Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating3out of 5
3 Strong
2 Regular
5 Weak
Size
annual sales of £441.5k, make it smaller than the average company (£4.7m)
£441.5k - Commercial Finance Bureau Limited
£4.7m - Industry AVG
Growth
3 year (CAGR) sales growth of 113%, show it is growing at a faster rate (3.8%)
113% - Commercial Finance Bureau Limited
3.8% - Industry AVG
Production
with a gross margin of 16.3%, this company has a higher cost of product (57.6%)
16.3% - Commercial Finance Bureau Limited
57.6% - Industry AVG
Profitability
an operating margin of -3.9% make it less profitable than the average company (9.9%)
-3.9% - Commercial Finance Bureau Limited
9.9% - Industry AVG
Employees
with 1 employees, this is below the industry average (13)
1 - Commercial Finance Bureau Limited
13 - Industry AVG
Pay Structure
on an average salary of £77.2k, the company has an equivalent pay structure (£77.2k)
£77.2k - Commercial Finance Bureau Limited
£77.2k - Industry AVG
Efficiency
resulting in sales per employee of £441.5k, this is more efficient (£204.2k)
£441.5k - Commercial Finance Bureau Limited
£204.2k - Industry AVG
Debtor Days
it gets paid by customers after 202 days, this is later than average (33 days)
202 days - Commercial Finance Bureau Limited
33 days - Industry AVG
Creditor Days
its suppliers are paid after 173 days, this is slower than average (48 days)
173 days - Commercial Finance Bureau Limited
48 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Commercial Finance Bureau Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Commercial Finance Bureau Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 71.5%, this is a similar level of debt than the average (68.8%)
71.5% - Commercial Finance Bureau Limited
68.8% - Industry AVG
COMMERCIAL FINANCE BUREAU LIMITED financials
EXPORT
Commercial Finance Bureau Limited's latest turnover from September 2023 is estimated at £441.5 thousand and the company has net assets of £70.3 thousand. According to their latest financial statements, Commercial Finance Bureau Limited has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Sep 2014
Sep 2013
Apr 2012
Apr 2011
Apr 2010
Turnover
441,548
56,785
54,223
45,626
73,196
14,978
16,601
12,019
7,951
7,830
10,063
Other Income Or Grants
Cost Of Sales
369,658
47,019
44,473
36,780
59,785
10,455
12,169
8,710
5,706
5,759
7,693
Gross Profit
71,891
9,765
9,750
8,846
13,411
4,523
4,432
3,308
2,245
2,071
2,370
Admin Expenses
89,262
-6,851
-74,463
31,004
-34,450
1
6,444
8,075
7,262
11,848
51,241
-70,901
Operating Profit
-17,371
16,616
84,213
-22,158
47,861
-1
-1,921
-3,643
-3,954
-9,603
-49,170
73,271
Interest Payable
Interest Receivable
3,448
1,590
6
2
8
1
1
1
1
1
119
119
Pre-Tax Profit
-13,923
18,206
84,219
-22,156
47,869
-1,920
-3,642
-3,953
-9,602
-49,051
73,390
Tax
-3,459
-16,002
-9,095
-20,549
Profit After Tax
-13,923
14,747
68,217
-22,156
38,774
-1,920
-3,642
-3,953
-9,602
-49,051
52,841
Dividends Paid
Retained Profit
-13,923
14,747
68,217
-22,156
38,774
-1,920
-3,642
-3,953
-9,602
-49,051
52,841
Employee Costs
77,232
73,751
70,041
69,398
69,960
58,867
59,050
59,014
56,314
56,887
55,941
Number Of Employees
1
1
1
1
1
1
1
1
1
1
1
EBITDA*
-16,442
17,399
84,996
-21,720
47,861
-1
840
-177
2,945
-3,487
-41,486
82,722
* Earnings Before Interest, Tax, Depreciation and Amortisation
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Sep 2014
Sep 2013
Apr 2012
Apr 2011
Apr 2010
Tangible Assets
929
1,128
1,911
1,312
10,876
10,876
10,876
10,877
13,638
17,104
24,002
30,118
37,802
Intangible Assets
Investments & Other
2
Debtors (Due After 1 year)
2,892
3,044
3,338
3,338
3,338
Total Fixed Assets
929
1,128
1,911
4,204
3,044
14,214
14,214
14,214
10,877
13,638
17,104
24,002
30,118
37,804
Stock & work in progress
Trade Debtors
245,489
6,833
7,426
1,275
3,906
3,795
2,331
581
581
596
Group Debtors
Misc Debtors
10,019
111,936
42,094
79,461
568
568
568
Cash
131,338
10,009
2,020
1,906
180
180
180
180
180
180
180
119
47,635
misc current assets
total current assets
245,489
148,190
129,371
45,389
81,367
748
748
748
4,086
3,975
2,511
761
700
48,231
total assets
246,418
149,318
131,282
49,593
84,411
14,962
14,962
14,962
14,963
17,613
19,615
24,763
30,818
86,035
Bank overdraft
Bank loan
Trade Creditors
176,086
11
1,706
120
11,088
30,190
30,920
29,280
30,475
26,928
33,094
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
64,738
59,605
47,833
49,776
30,189
30,189
30,189
total current liabilities
176,086
64,749
61,311
47,953
60,864
30,189
30,189
30,189
30,190
30,920
29,280
30,475
26,928
33,094
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
214
363
249
total long term liabilities
214
363
249
total liabilities
176,086
64,963
61,674
48,202
60,864
30,189
30,189
30,189
30,190
30,920
29,280
30,475
26,928
33,094
net assets
70,332
84,355
69,608
1,391
23,547
-15,227
-15,227
-15,227
-15,227
-13,307
-9,665
-5,712
3,890
52,941
total shareholders funds
70,332
84,355
69,608
1,391
23,547
-15,227
-15,227
-15,227
-15,227
-13,307
-9,665
-5,712
3,890
52,941
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Sep 2014
Sep 2013
Apr 2012
Apr 2011
Apr 2010
Operating Activities
Operating Profit
-17,371
16,616
84,213
-22,158
47,861
-1
-1,921
-3,643
-3,954
-9,603
-49,170
73,271
Depreciation
929
783
783
438
2,761
3,466
6,899
6,116
7,684
9,451
Amortisation
Tax
-3,459
-16,002
-9,095
-20,549
Stock
Debtors
228,637
-102,510
73,101
-36,244
78,599
111
1,464
1,750
-15
596
Creditors
176,075
-1,695
1,586
-10,968
11,088
-30,190
-730
1,640
-1,195
3,547
-6,166
33,094
Accruals and Deferred Income
-64,738
5,133
11,772
-1,943
19,587
30,189
Deferred Taxes & Provisions
-214
-149
114
249
Cash flow from operations
-133,956
119,739
9,365
1,862
-9,158
-1
-1
-1
-1
60
-47,637
94,671
Investing Activities
capital expenditure
-730
-1,382
-1,750
10,876
1
-1
-47,253
Change in Investments
-2
2
cash flow from investments
-730
-1,382
-1,750
10,876
1
-1
2
-47,255
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
-100
100
interest
3,448
1,590
6
2
8
1
1
1
1
1
119
119
cash flow from financing
3,348
1,590
6
2
8
1
1
1
1
1
119
219
cash and cash equivalents
cash
-131,338
121,329
7,989
114
1,726
61
-47,516
47,635
overdraft
change in cash
-131,338
121,329
7,989
114
1,726
61
-47,516
47,635
commercial finance bureau limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for commercial finance bureau limited. Get real-time insights into commercial finance bureau limited's credit score, group structure and payment trends.
Commercial Finance Bureau Limited Competitor Analysis
Perform a competitor analysis for commercial finance bureau limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in BH14 area or any other competitors across 12 key performance metrics.
commercial finance bureau limited Ownership
COMMERCIAL FINANCE BUREAU LIMITED group structure
Commercial Finance Bureau Limited has no subsidiary companies.
Ultimate parent company
COMMERCIAL FINANCE BUREAU LIMITED
04076024
COMMERCIAL FINANCE BUREAU LIMITED Shareholders
The sole shareholder of Commercial Finance Bureau Limited is Christopher Bialan.
christopher bialan
100%
commercial finance bureau limited directors
Commercial Finance Bureau Limited currently has 1 director, Mr Christopher Bialan serving since Sep 2000.
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2023
net assets
70.3k
-0.17%
total assets
246.4k
+0.65%
cash
0
-1%
net assets
Total assets minus all liabilities
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commercial finance bureau limited company details
company number
04076024
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
September 2000
age
25
incorporated
UK
ultimate parent company
None
accounts
Micro-Entity Accounts
last accounts submitted
September 2023
previous names
professional debt recovery limited (November 2001)
accountant
-
auditor
-
address
31/33 commercial road, poole, dorset, BH14 0HU
Bank
-
Legal Advisor
-
commercial finance bureau limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to commercial finance bureau limited.
commercial finance bureau limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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commercial finance bureau limitedCompanies House Filings - See Documents
