Pomanda estimates the enterprise value of D.C. PENSIONS & INVESTMENT LTD at £684.8k based on a Turnover of £792.1k and 0.86x industry multiple (adjusted for size and gross margin).
d.c. pensions & investment ltdEstimated Valuation
£0
Pomanda estimates the enterprise value of D.C. PENSIONS & INVESTMENT LTD at £0 based on an EBITDA of £-31.7k and a 4.7x industry multiple (adjusted for size and gross margin).
d.c. pensions & investment ltdEstimated Valuation
£666k
Pomanda estimates the enterprise value of D.C. PENSIONS & INVESTMENT LTD at £666k based on Net Assets of £344.2k and 1.94x industry multiple (adjusted for liquidity).
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D.c. Pensions & Investment LtdOverview
D.c. Pensions & Investment Ltd is a live company located in maidstone, ME17 1AB with a Companies House number of 04109598. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in November 2000, it's largest shareholder is
watts holdings limited
with a 100% stake. D.c. Pensions & Investment Ltd is a mature,
small sized company, Pomanda has estimated its turnover at
£792.1k with
healthy
growth in recent years.
Pomanda's financial health check has awarded D.C. Pensions & Investment Ltd a 4 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 3 areas for improvement. Company Health Check FAQs
Health Rating4out of 5
3 Strong
3 Regular
3 Weak
Size
annual sales of £792.1k, make it smaller than the average company (£2.8m)
£792.1k - D.c. Pensions & Investment Ltd
£2.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 15%, show it is growing at a faster rate (8.6%)
15% - D.c. Pensions & Investment Ltd
8.6% - Industry AVG
Production
with a gross margin of 94.4%, this company has a comparable cost of product (94.4%)
94.4% - D.c. Pensions & Investment Ltd
94.4% - Industry AVG
Profitability
an operating margin of -4.3% make it less profitable than the average company (18.6%)
-4.3% - D.c. Pensions & Investment Ltd
18.6% - Industry AVG
Employees
with 6 employees, this is below the industry average (19)
6 - D.c. Pensions & Investment Ltd
19 - Industry AVG
Pay Structure
on an average salary of £58k, the company has an equivalent pay structure (£58k)
£58k - D.c. Pensions & Investment Ltd
£58k - Industry AVG
Efficiency
resulting in sales per employee of £132k, this is equally as efficient (£132k)
£132k - D.c. Pensions & Investment Ltd
£132k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - D.c. Pensions & Investment Ltd
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - D.c. Pensions & Investment Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - D.c. Pensions & Investment Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 114 weeks, this is more cash available to meet short term requirements (33 weeks)
114 weeks - D.c. Pensions & Investment Ltd
33 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 44.9%, this is a lower level of debt than the average (51.8%)
44.9% - D.c. Pensions & Investment Ltd
51.8% - Industry AVG
D.C. PENSIONS & INVESTMENT LTD financials
EXPORT
D.C. Pensions & Investment Ltd's latest turnover from July 2024 is estimated at £792.1 thousand and the company has net assets of £344.2 thousand. According to their latest financial statements, D.C. Pensions & Investment Ltd has 6 employees and maintains cash reserves of £619.7 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Jul 2024
Jul 2023
Jul 2022
Jul 2021
Jul 2020
Jul 2019
Jul 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Turnover
792,080
562,833
546,619
525,303
428,766
402,603
577,606
288,300
234,282
48,428
36,102
25,982
15,886
13,745
7,250
Other Income Or Grants
Cost Of Sales
44,691
21,437
35,042
63,665
43,138
52,437
61,241
39,146
43,251
11,530
9,711
8,689
4,523
3,848
2,050
Gross Profit
747,390
541,396
511,576
461,638
385,628
350,166
516,365
249,154
191,031
36,898
26,391
17,293
11,362
9,897
5,200
Admin Expenses
781,498
549,254
337,295
412,550
323,312
250,468
543,346
212,272
192,769
36,655
23,331
17,374
11,381
9,951
5,216
Operating Profit
-34,108
-7,858
174,281
49,088
62,316
99,698
-26,981
36,882
-1,738
243
3,060
-81
-19
-54
-16
Interest Payable
Interest Receivable
35,368
35,209
6,188
264
173
633
100
22
82
71
61
65
71
59
26
Pre-Tax Profit
1,260
27,351
180,469
49,352
62,489
100,331
-26,881
36,904
-1,656
314
3,121
-16
51
6
10
Tax
-315
-6,838
-34,289
-9,377
-11,873
-19,063
-7,381
-66
-718
-13
-2
-3
Profit After Tax
945
20,513
146,180
39,975
50,616
81,268
-26,881
29,523
-1,656
248
2,403
-16
38
4
7
Dividends Paid
Retained Profit
945
20,513
146,180
39,975
50,616
81,268
-26,881
29,523
-1,656
248
2,403
-16
38
4
7
Employee Costs
348,100
242,918
245,485
252,288
193,645
185,936
262,117
174,400
171,322
42,177
40,619
39,729
39,380
37,350
39,906
Number Of Employees
6
5
5
5
4
4
6
4
4
1
1
1
1
1
1
EBITDA*
-31,654
-5,209
176,575
51,012
63,189
100,350
-26,981
36,882
603
2,761
6,060
2,939
2,887
3,512
3,864
* Earnings Before Interest, Tax, Depreciation and Amortisation
Jul 2024
Jul 2023
Jul 2022
Jul 2021
Jul 2020
Jul 2019
Jul 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Tangible Assets
4,687
4,849
5,724
6,169
2,839
2,607
4,669
3,891
5,137
7,113
9,001
9,060
8,718
10,698
11,641
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
4,687
4,849
5,724
6,169
2,839
2,607
4,669
3,891
5,137
7,113
9,001
9,060
8,718
10,698
11,641
Stock & work in progress
13,500
13,500
15,567
4,740
4,512
4,447
2,891
Trade Debtors
42,348
11,510
11,614
10,075
6,811
3,739
3,403
1,718
Group Debtors
5,818
Misc Debtors
132
1,140
Cash
619,684
727,661
680,689
309,361
217,928
128,744
40,000
17,571
15,412
13,078
11,393
14,742
13,466
10,250
misc current assets
5,348
total current assets
619,816
728,801
680,689
309,361
223,746
128,744
40,000
47,696
42,581
40,526
38,720
22,944
22,993
21,316
14,859
total assets
624,503
733,650
686,413
315,530
226,585
131,351
44,669
51,587
47,718
47,639
47,721
32,004
31,711
32,014
26,500
Bank overdraft
Bank loan
Trade Creditors
19,146
17,240
15,505
15,835
13,321
13,012
13,353
9,293
Group/Directors Accounts
177,302
265,742
254,182
54,182
1,890
550
other short term finances
hp & lease commitments
other current liabilities
103,034
124,686
109,522
84,819
90,031
43,523
39,449
total current liabilities
280,336
390,428
363,704
139,001
90,031
45,413
39,999
19,146
17,240
15,505
15,835
13,321
13,012
13,353
9,293
loans
hp & lease commitments
Accruals and Deferred Income
1,890
other liabilities
provisions
total long term liabilities
1,890
total liabilities
280,336
390,428
363,704
139,001
90,031
45,413
39,999
21,036
17,240
15,505
15,835
13,321
13,012
13,353
9,293
net assets
344,167
343,222
322,709
176,529
136,554
85,938
4,670
30,551
30,478
32,134
31,886
18,683
18,699
18,661
17,207
total shareholders funds
344,167
343,222
322,709
176,529
136,554
85,938
4,670
30,551
30,478
32,134
31,886
18,683
18,699
18,661
17,207
Jul 2024
Jul 2023
Jul 2022
Jul 2021
Jul 2020
Jul 2019
Jul 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Operating Activities
Operating Profit
-34,108
-7,858
174,281
49,088
62,316
99,698
-26,981
36,882
-1,738
243
3,060
-81
-19
-54
-16
Depreciation
2,454
2,649
2,294
1,924
873
652
2,341
2,518
3,000
3,020
2,906
3,566
3,880
Amortisation
Tax
-315
-6,838
-34,289
-9,377
-11,873
-19,063
-7,381
-66
-718
-13
-2
-3
Stock
-13,500
-2,067
10,827
228
65
1,556
2,891
Debtors
-1,008
1,140
-5,818
5,818
-42,348
30,838
-104
1,539
3,264
3,072
336
1,685
1,718
Creditors
-19,146
1,906
1,735
-330
2,514
309
-341
4,060
9,293
Accruals and Deferred Income
-21,652
15,164
24,703
-5,212
46,508
4,074
37,559
1,890
Deferred Taxes & Provisions
Cash flow from operations
-52,613
1,977
166,989
42,241
92,006
85,361
33,780
15,959
2,442
2,893
-6,235
-52
2,132
4,329
8,545
Investing Activities
capital expenditure
-2,292
-1,774
-1,849
-5,254
-1,105
1,410
-778
1,246
-365
-630
-2,941
-3,362
-926
-2,623
-15,521
Change in Investments
cash flow from investments
-2,292
-1,774
-1,849
-5,254
-1,105
1,410
-778
1,246
-365
-630
-2,941
-3,362
-926
-2,623
-15,521
Financing Activities
Bank loans
Group/Directors Accounts
-88,440
11,560
200,000
54,182
-1,890
1,340
550
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
1,000
-29,450
10,800
1,450
17,200
interest
35,368
35,209
6,188
264
173
633
100
22
82
71
61
65
71
59
26
cash flow from financing
-53,072
46,769
206,188
54,446
-1,717
1,973
1,650
-29,428
82
71
10,861
65
71
1,509
17,226
cash and cash equivalents
cash
-107,977
46,972
371,328
91,433
89,184
88,744
40,000
-17,571
2,159
2,334
1,685
-3,349
1,276
3,216
10,250
overdraft
change in cash
-107,977
46,972
371,328
91,433
89,184
88,744
40,000
-17,571
2,159
2,334
1,685
-3,349
1,276
3,216
10,250
d.c. pensions & investment ltd Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for d.c. pensions & investment ltd. Get real-time insights into d.c. pensions & investment ltd's credit score, group structure and payment trends.
Perform a competitor analysis for d.c. pensions & investment ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in ME17 area or any other competitors across 12 key performance metrics.
d.c. pensions & investment ltd Ownership
D.C. PENSIONS & INVESTMENT LTD group structure
D.C. Pensions & Investment Ltd has no subsidiary companies.
The sole shareholder of D.C. Pensions & Investment Ltd is Watts Holdings Limited.
watts holdings limited
100%
d.c. pensions & investment ltd directors
D.C. Pensions & Investment Ltd currently has 2 directors.
The longest serving directors include
Mr William Glebioska (Jul 2018) and
Mr James Watts (Aug 2018).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to d.c. pensions & investment ltd.
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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d.c. pensions & investment ltdCompanies House Filings - See Documents
