Pomanda estimates the enterprise value of INS-SURE SERVICES LIMITED at £6.4m based on a Turnover of £12.8m and 0.5x industry multiple (adjusted for size and gross margin).
ins-sure services limitedEstimated Valuation
£49m
Pomanda estimates the enterprise value of INS-SURE SERVICES LIMITED at £49m based on an EBITDA of £9.2m and a 5.32x industry multiple (adjusted for size and gross margin).
ins-sure services limitedEstimated Valuation
£20.2m
Pomanda estimates the enterprise value of INS-SURE SERVICES LIMITED at £20.2m based on Net Assets of £12.8m and 1.58x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Ins-sure Services LimitedOverview
Ins-sure Services Limited is a live company located in farnborough, GU14 7BF with a Companies House number of 04124846. It operates in the non-life insurance sector, SIC Code 65120. Founded in December 2000, it's largest shareholder is
ins-sure holdings limited
with a 100% stake. Ins-sure Services Limited is a mature,
mid sized company, Pomanda has estimated its turnover at
£12.8m with
declining
growth in recent years.
Pomanda's financial health check has awarded Ins-Sure Services Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 6 areas for improvement. Company Health Check FAQs
Health Rating2out of 5
3 Strong
2 Regular
6 Weak
Size
annual sales of £12.8m, make it larger than the average company (£2.2m)
£12.8m - Ins-sure Services Limited
£2.2m - Industry AVG
Growth
3 year (CAGR) sales growth of -4%, show it is growing at a slower rate (10.2%)
-4% - Ins-sure Services Limited
10.2% - Industry AVG
Production
with a gross margin of 36.6%, this company has a higher cost of product (100%)
36.6% - Ins-sure Services Limited
100% - Industry AVG
Profitability
an operating margin of 17.8% make it as profitable than the average company (19.1%)
17.8% - Ins-sure Services Limited
19.1% - Industry AVG
Employees
with 303 employees, this is above the industry average (25)
303 - Ins-sure Services Limited
25 - Industry AVG
Pay Structure
on an average salary of £66.4k, the company has an equivalent pay structure (£61k)
£66.4k - Ins-sure Services Limited
£61k - Industry AVG
Efficiency
resulting in sales per employee of £42.4k, this is less efficient (£146k)
£42.4k - Ins-sure Services Limited
£146k - Industry AVG
Debtor Days
it gets paid by customers after 17 days, this is earlier than average (198 days)
17 days - Ins-sure Services Limited
198 days - Industry AVG
Creditor Days
its suppliers are paid after 57 days, this is quicker than average (230 days)
57 days - Ins-sure Services Limited
230 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Ins-sure Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 2 weeks, this is less cash available to meet short term requirements (19 weeks)
2 weeks - Ins-sure Services Limited
19 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 89%, this is a higher level of debt than the average (77.5%)
89% - Ins-sure Services Limited
77.5% - Industry AVG
INS-SURE SERVICES LIMITED financials
EXPORT
Ins-Sure Services Limited's latest turnover from March 2024 is £12.8 million and the company has net assets of £12.8 million. According to their latest financial statements, Ins-Sure Services Limited has 303 employees and maintains cash reserves of £5.1 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
12,847,000
12,851,000
12,413,000
14,336,000
13,970,000
15,649,000
11,860,000
17,578,000
14,555,000
14,031,000
15,011,000
14,482,000
12,430,000
12,638,000
12,645,000
Other Income Or Grants
Cost Of Sales
8,141,000
8,022,000
9,820,000
9,722,000
8,847,000
11,036,000
7,661,000
11,148,000
9,176,000
9,900,000
182,000
3,598,612
3,360,269
3,704,140
Gross Profit
4,706,000
4,829,000
2,593,000
4,614,000
5,123,000
4,613,000
4,199,000
6,430,000
5,379,000
4,131,000
14,829,000
10,883,388
9,069,731
8,933,860
Admin Expenses
2,417,000
2,403,000
2,942,000
2,346,000
2,284,000
2,820,000
2,891,000
4,207,000
3,463,000
3,161,000
10,720,552
7,836,388
6,050,731
4,342,860
-461,000
Operating Profit
2,289,000
2,426,000
-349,000
2,268,000
2,839,000
1,793,000
1,308,000
2,223,000
1,916,000
970,000
4,108,448
3,047,000
3,019,000
4,591,000
461,000
Interest Payable
107,000
52,000
37,000
47,000
58,000
1,000
1,000
25,000
Interest Receivable
1,000
1,000
27,000
22,000
5,000
7,000
17,000
10,000
4,000
8,000
Pre-Tax Profit
2,182,000
2,374,000
-385,000
2,222,000
2,808,000
1,814,000
1,313,000
2,230,000
1,932,000
970,000
4,322,000
3,022,000
3,029,000
4,595,000
469,000
Tax
-495,000
-536,000
-328,000
-436,000
-591,000
-89,000
-553,000
-17,000
-323,000
-325,000
-1,156,000
-1,305,000
-927,000
-1,016,000
-133,000
Profit After Tax
1,687,000
1,838,000
-713,000
1,786,000
2,217,000
1,725,000
760,000
2,213,000
1,609,000
645,000
3,166,000
1,717,000
2,102,000
3,579,000
336,000
Dividends Paid
855,000
1,774,000
389,000
3,642,000
1,937,000
2,102,000
3,505,000
283,000
Retained Profit
1,687,000
1,838,000
-713,000
1,786,000
2,217,000
1,725,000
-95,000
439,000
1,220,000
-2,997,000
1,229,000
-385,000
-1,403,000
3,296,000
336,000
Employee Costs
20,112,000
13,616,000
9,249,000
7,592,000
6,814,000
7,241,000
10,765,000
15,433,000
12,590,000
12,659,000
12,785,000
10,590,000
8,518,000
10,298,000
9,999,000
Number Of Employees
303
253
208
188
194
205
286
299
281
95
262
225
202
215
270
EBITDA*
9,212,000
10,267,000
7,244,000
9,628,000
10,552,000
8,974,000
5,440,000
4,897,000
4,397,000
1,172,000
5,001,448
6,950,000
8,181,000
9,951,000
5,957,000
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
2,420,000
1,012,000
26,537,000
3,010,000
3,528,000
990,000
1,213,000
1,226,000
871,000
1,824,000
4,967,000
2,738,000
5,652,000
9,316,000
13,871,000
Intangible Assets
4,643,000
10,952,000
15,858,000
23,138,000
28,573,000
33,279,000
35,791,000
33,804,000
20,948,000
8,630,000
Investments & Other
522,000
622,000
Debtors (Due After 1 year)
96,752,000
47,547,000
24,471,000
709,000
918,000
952,000
Total Fixed Assets
104,337,000
60,133,000
41,651,000
25,439,000
31,183,000
34,269,000
37,004,000
35,030,000
21,819,000
10,454,000
4,967,000
2,738,000
5,652,000
9,316,000
13,871,000
Stock & work in progress
Trade Debtors
605,000
799,000
1,273,000
2,362,000
2,392,000
2,496,000
3,414,000
5,157,000
2,501,000
2,230,000
3,009,000
1,897,000
504,000
1,201,000
4,428,000
Group Debtors
1,237,000
13,638,000
3,920,000
4,787,000
24,678,000
81,114,000
137,988,000
31,815,000
2,362,000
20,878,000
30,580,000
16,578,000
8,859,000
47,340,000
1,622,000
Misc Debtors
4,984,000
3,592,000
3,723,000
3,828,000
4,665,000
9,012,000
7,554,000
8,360,000
8,234,000
5,602,000
6,873,000
5,424,000
6,142,000
6,919,000
4,416,000
Cash
5,056,000
3,747,000
30,414,000
18,509,000
7,279,000
11,821,000
5,314,000
5,090,000
5,484,000
9,220,000
1,100,000
196,000
167,000
2,501,000
1,195,000
misc current assets
802,000
1,330,000
668,000
total current assets
11,882,000
21,776,000
39,330,000
29,486,000
39,816,000
104,443,000
154,270,000
50,422,000
19,911,000
38,598,000
41,562,000
24,095,000
15,672,000
57,961,000
11,661,000
total assets
116,219,000
81,909,000
80,981,000
54,925,000
70,999,000
138,712,000
191,274,000
85,452,000
41,730,000
49,052,000
46,529,000
26,833,000
21,324,000
67,277,000
25,532,000
Bank overdraft
Bank loan
Trade Creditors
1,282,000
1,939,000
973,000
914,000
1,517,000
160,000
1,043,000
565,000
178,000
1,653,000
735,000
530,000
821,000
471,000
799,000
Group/Directors Accounts
92,611,000
4,436,000
34,906,000
17,761,000
14,223,000
55,263,000
17,965,000
other short term finances
hp & lease commitments
555,000
425,000
388,000
372,000
363,000
other current liabilities
7,016,000
4,496,000
33,786,000
8,764,000
59,397,000
132,313,000
185,663,000
80,171,000
37,253,000
44,928,000
5,596,000
4,670,000
2,032,000
5,406,000
1,964,000
total current liabilities
101,464,000
11,296,000
35,147,000
10,050,000
61,277,000
132,473,000
186,706,000
80,736,000
37,431,000
46,581,000
41,237,000
22,961,000
17,076,000
61,140,000
20,728,000
loans
56,873,000
1,188,000
1,916,000
2,640,000
hp & lease commitments
1,672,000
2,317,000
594,000
958,000
1,320,000
Accruals and Deferred Income
272,000
272,000
other liabilities
27,000
35,954,000
33,918,000
189,000
243,000
297,000
350,000
463,000
21,000
provisions
493,000
2,460,000
total long term liabilities
1,944,000
59,489,000
36,548,000
34,876,000
1,509,000
243,000
297,000
350,000
463,000
21,000
493,000
2,460,000
total liabilities
103,408,000
70,785,000
71,695,000
44,926,000
62,786,000
132,716,000
187,003,000
81,086,000
37,894,000
46,602,000
41,237,000
22,961,000
17,076,000
61,633,000
23,188,000
net assets
12,811,000
11,124,000
9,286,000
9,999,000
8,213,000
5,996,000
4,271,000
4,366,000
3,836,000
2,450,000
5,292,000
3,872,000
4,248,000
5,644,000
2,344,000
total shareholders funds
12,811,000
11,124,000
9,286,000
9,999,000
8,213,000
5,996,000
4,271,000
4,366,000
3,836,000
2,450,000
5,292,000
3,872,000
4,248,000
5,644,000
2,344,000
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
2,289,000
2,426,000
-349,000
2,268,000
2,839,000
1,793,000
1,308,000
2,223,000
1,916,000
970,000
4,108,448
3,047,000
3,019,000
4,591,000
461,000
Depreciation
633,000
655,000
503,000
428,000
380,000
85,000
182,000
397,000
278,000
202,000
893,000
3,903,000
5,162,000
5,360,000
5,496,000
Amortisation
6,290,000
7,186,000
7,090,000
6,932,000
7,333,000
7,096,000
3,950,000
2,277,000
2,203,000
Tax
-495,000
-536,000
-328,000
-436,000
-591,000
-89,000
-553,000
-17,000
-323,000
-325,000
-1,156,000
-1,305,000
-927,000
-1,016,000
-133,000
Stock
Debtors
38,002,000
32,189,000
21,701,000
-20,967,000
-60,921,000
-55,382,000
103,624,000
45,332,000
-15,613,000
-11,752,000
16,563,000
8,394,000
-39,955,000
44,994,000
10,466,000
Creditors
-657,000
966,000
59,000
-603,000
1,357,000
-883,000
478,000
565,000
-1,475,000
918,000
205,000
-291,000
350,000
-328,000
799,000
Accruals and Deferred Income
2,520,000
-29,018,000
25,022,000
-50,633,000
-72,916,000
-53,350,000
105,492,000
80,171,000
-7,675,000
39,332,000
926,000
2,638,000
-3,374,000
3,442,000
1,964,000
Deferred Taxes & Provisions
-493,000
-1,967,000
2,460,000
Cash flow from operations
-27,422,000
-50,510,000
10,296,000
-21,077,000
-677,000
10,034,000
7,233,000
40,284,000
10,537,000
52,849,000
-11,586,552
-402,000
43,692,000
-34,912,000
581,000
Investing Activities
capital expenditure
-2,022,000
22,590,000
-23,840,000
-1,407,000
-5,545,000
-4,446,000
-6,106,000
-37,704,000
-13,846,000
-5,689,000
-3,122,000
-989,000
-1,498,000
-805,000
-19,367,000
Change in Investments
-100,000
622,000
cash flow from investments
-1,922,000
21,968,000
-23,840,000
-1,407,000
-5,545,000
-4,446,000
-6,106,000
-37,704,000
-13,846,000
-5,689,000
-3,122,000
-989,000
-1,498,000
-805,000
-19,367,000
Financing Activities
Bank loans
Group/Directors Accounts
88,175,000
4,436,000
-34,906,000
17,145,000
3,538,000
-41,040,000
37,298,000
17,965,000
Other Short Term Loans
Long term loans
-56,873,000
55,685,000
-728,000
-724,000
2,640,000
Hire Purchase and Lease Commitments
-515,000
1,760,000
-348,000
-353,000
1,683,000
other long term liabilities
-27,000
-35,927,000
2,036,000
33,729,000
-54,000
-54,000
-53,000
350,000
442,000
21,000
share issue
3,927,000
166,000
155,000
191,000
9,000
7,000
4,000
2,008,000
interest
-107,000
-52,000
-36,000
-46,000
-31,000
21,000
5,000
7,000
16,000
-25,000
10,000
4,000
8,000
cash flow from financing
30,653,000
25,902,000
924,000
32,606,000
4,238,000
-33,000
-48,000
4,284,000
624,000
-34,730,000
17,336,000
3,522,000
-41,023,000
37,306,000
19,981,000
cash and cash equivalents
cash
1,309,000
-26,667,000
11,905,000
11,230,000
-4,542,000
6,507,000
224,000
5,090,000
-3,736,000
8,120,000
904,000
29,000
-2,334,000
1,306,000
1,195,000
overdraft
change in cash
1,309,000
-26,667,000
11,905,000
11,230,000
-4,542,000
6,507,000
224,000
5,090,000
-3,736,000
8,120,000
904,000
29,000
-2,334,000
1,306,000
1,195,000
ins-sure services limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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ins-sure services limited Ownership
INS-SURE SERVICES LIMITED group structure
Ins-Sure Services Limited has no subsidiary companies.
The sole shareholder of Ins-Sure Services Limited is Ins-Sure Holdings Limited.
ins-sure holdings limited
100%
ins-sure services limited directors
Ins-Sure Services Limited currently has 11 directors.
The longest serving directors include
Mr Dave Matcham (Mar 2007) and
Mr Gilles Bonvarlet (Feb 2015).
110 pinehurst road, farnborough business park, farnborough, hampshire, GU14 7BF
Bank
THE ROYAL BANK OF SCOTLAND PLC
Legal Advisor
-
ins-sure services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to ins-sure services limited.
ins-sure services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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ins-sure services limitedCompanies House Filings - See Documents
