n.j. usher & son limited
n.j. usher & son limited Company Information
Company Number
04447692
Website
njusherandsons.co.ukRegistered Address
smith house george street, nailsworth, stroud, gloucestershire, GL6 0AG
Industry
Development of building projects
Buying and selling of own real estate
Telephone
01453759430
Next Accounts Due
April 2025
Group Structure
View All
Shareholders
steven andrew usher 50.7%
mark james usher 49.4%
n.j. usher & son limited Estimated Valuation
Pomanda estimates the enterprise value of N.J. USHER & SON LIMITED at £1.1m based on a Turnover of £716.7k and 1.47x industry multiple (adjusted for size and gross margin).
n.j. usher & son limited Estimated Valuation
Pomanda estimates the enterprise value of N.J. USHER & SON LIMITED at £381.6k based on an EBITDA of £78k and a 4.89x industry multiple (adjusted for size and gross margin).
n.j. usher & son limited Estimated Valuation
Pomanda estimates the enterprise value of N.J. USHER & SON LIMITED at £411.3k based on Net Assets of £319.6k and 1.29x industry multiple (adjusted for liquidity).
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N.j. Usher & Son Limited Overview
N.j. Usher & Son Limited is a live company located in stroud, GL6 0AG with a Companies House number of 04447692. It operates in the development of building projects sector, SIC Code 41100. Founded in May 2002, it's largest shareholder is steven andrew usher with a 50.6% stake. N.j. Usher & Son Limited is a mature, small sized company, Pomanda has estimated its turnover at £716.7k with declining growth in recent years.
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N.j. Usher & Son Limited Health Check
Pomanda's financial health check has awarded N.J. Usher & Son Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 7 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
7 Weak
Size
annual sales of £716.7k, make it smaller than the average company (£1.6m)
- N.j. Usher & Son Limited
£1.6m - Industry AVG
Growth
3 year (CAGR) sales growth of -21%, show it is growing at a slower rate (2.7%)
- N.j. Usher & Son Limited
2.7% - Industry AVG
Production
with a gross margin of 47.6%, this company has a comparable cost of product (47.6%)
- N.j. Usher & Son Limited
47.6% - Industry AVG
Profitability
an operating margin of 10% make it less profitable than the average company (16.8%)
- N.j. Usher & Son Limited
16.8% - Industry AVG
Employees
with 7 employees, this is above the industry average (5)
7 - N.j. Usher & Son Limited
5 - Industry AVG
Pay Structure
on an average salary of £42.6k, the company has an equivalent pay structure (£42.6k)
- N.j. Usher & Son Limited
£42.6k - Industry AVG
Efficiency
resulting in sales per employee of £102.4k, this is less efficient (£240.9k)
- N.j. Usher & Son Limited
£240.9k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- N.j. Usher & Son Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 18 days, this is quicker than average (30 days)
- N.j. Usher & Son Limited
30 days - Industry AVG
Stock Days
it holds stock equivalent to 1166 days, this is more than average (275 days)
- N.j. Usher & Son Limited
275 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 15 weeks, this is more cash available to meet short term requirements (10 weeks)
15 weeks - N.j. Usher & Son Limited
10 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 77.2%, this is a higher level of debt than the average (68.8%)
77.2% - N.j. Usher & Son Limited
68.8% - Industry AVG
N.J. USHER & SON LIMITED financials
N.J. Usher & Son Limited's latest turnover from July 2023 is estimated at £716.7 thousand and the company has net assets of £319.6 thousand. According to their latest financial statements, N.J. Usher & Son Limited has 7 employees and maintains cash reserves of £68.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 7 | 7 | 7 | 7 | 7 | 7 | |||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 133,349 | 148,071 | 158,644 | 149,952 | 146,874 | 156,882 | 163,602 | 132,643 | 31,611 | 16,002 | 10,418 | 14,155 | 18,791 | 13,147 | 9,178 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 133,349 | 148,071 | 158,644 | 149,952 | 146,874 | 156,882 | 163,602 | 132,643 | 31,611 | 16,002 | 10,418 | 14,155 | 18,791 | 13,147 | 9,178 |
| Stock & work in progress | 1,200,000 | 1,040,000 | 620,000 | 750,000 | 295,000 | 640,000 | 0 | 358,000 | 150,000 | 480,000 | 200,000 | 333,250 | 535,000 | 465,000 | 470,000 |
| Trade Debtors | 0 | 4,067 | 0 | 18,600 | 15,974 | 22,487 | 511,658 | 37,057 | 4,755 | 7,750 | 4,292 | 1,329 | 7,183 | 5,714 | 300 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 1,849 | 34,773 | 768 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 68,556 | 110,831 | 48,958 | 144,414 | 72,616 | 36,976 | 0 | 92,016 | 190,710 | 38,600 | 0 | 126,290 | 0 | 103,758 | 37 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 1,270,405 | 1,189,671 | 669,726 | 913,014 | 383,590 | 699,463 | 511,658 | 487,073 | 345,465 | 526,350 | 204,292 | 460,869 | 542,183 | 574,472 | 470,337 |
| total assets | 1,403,754 | 1,337,742 | 828,370 | 1,062,966 | 530,464 | 856,345 | 675,260 | 619,716 | 377,076 | 542,352 | 214,710 | 475,024 | 560,974 | 587,619 | 479,515 |
| Bank overdraft | 18,881 | 472,198 | 51,392 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 18,846 | 26,864 | 9,552 | 623,198 | 131,063 | 203,941 | 317,203 | 311,346 | 144,959 | 376,071 | 64,452 | 233,587 | 314,946 | 343,538 | 261,560 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 4,250 | 7,100 | 7,100 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 192,861 | 178,940 | 365,631 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 234,838 | 685,102 | 433,675 | 623,198 | 131,063 | 203,941 | 317,203 | 311,346 | 144,959 | 376,071 | 64,452 | 233,587 | 314,946 | 343,538 | 261,560 |
| loans | 625,538 | 87,992 | 62,575 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 2,125 | 9,701 | 16,801 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 221,697 | 242,937 | 0 | 76,659 | 73,536 | 332,468 | 73,918 | 84,280 | 9,665 | 6,025 | 0 | 100,000 | 105,773 | 105,494 | 100,000 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 849,360 | 340,630 | 79,376 | 76,659 | 73,536 | 332,468 | 73,918 | 84,280 | 9,665 | 6,025 | 0 | 100,000 | 105,773 | 105,494 | 100,000 |
| total liabilities | 1,084,198 | 1,025,732 | 513,051 | 699,857 | 204,599 | 536,409 | 391,121 | 395,626 | 154,624 | 382,096 | 64,452 | 333,587 | 420,719 | 449,032 | 361,560 |
| net assets | 319,556 | 312,010 | 315,319 | 363,109 | 325,865 | 319,936 | 284,139 | 224,090 | 222,452 | 160,256 | 150,258 | 141,437 | 140,255 | 138,587 | 117,955 |
| total shareholders funds | 319,556 | 312,010 | 315,319 | 363,109 | 325,865 | 319,936 | 284,139 | 224,090 | 222,452 | 160,256 | 150,258 | 141,437 | 140,255 | 138,587 | 117,955 |
| Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 6,196 | 10,943 | 11,485 | 11,225 | 10,008 | 6,176 | 6,747 | 3,371 | 3,403 | 4,636 | 6,168 | 1,461 | 2,926 | ||
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Tax | |||||||||||||||
| Stock | 160,000 | 420,000 | -130,000 | 455,000 | -345,000 | 640,000 | -358,000 | 208,000 | -330,000 | 280,000 | -133,250 | -201,750 | 70,000 | -5,000 | 470,000 |
| Debtors | -36,991 | 38,072 | -17,832 | 2,626 | -6,513 | -489,171 | 474,601 | 32,302 | -2,995 | 3,458 | 2,963 | -5,854 | 1,469 | 5,414 | 300 |
| Creditors | -8,018 | 17,312 | -613,646 | 492,135 | -72,878 | -113,262 | 5,857 | 166,387 | -231,112 | 311,619 | -169,135 | -81,359 | -28,592 | 81,978 | 261,560 |
| Accruals and Deferred Income | 13,921 | -186,691 | 365,631 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 537,546 | 25,417 | 62,575 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | -10,426 | -7,100 | 23,901 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | -21,240 | 242,937 | -76,659 | 3,123 | -258,932 | 258,550 | -10,362 | 74,615 | 3,640 | 6,025 | -100,000 | -5,773 | 279 | 5,494 | 100,000 |
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -42,275 | 61,873 | -95,456 | 71,798 | 35,640 | 36,976 | -92,016 | -98,694 | 152,110 | 38,600 | -126,290 | 126,290 | -103,758 | 103,721 | 37 |
| overdraft | -453,317 | 420,806 | 51,392 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 411,042 | -358,933 | -146,848 | 71,798 | 35,640 | 36,976 | -92,016 | -98,694 | 152,110 | 38,600 | -126,290 | 126,290 | -103,758 | 103,721 | 37 |
n.j. usher & son limited Credit Report and Business Information
N.j. Usher & Son Limited Competitor Analysis
Perform a competitor analysis for n.j. usher & son limited by selecting its closest rivals, whether from the CONSTRUCTION sector, other small companies, companies in GL6 area or any other competitors across 12 key performance metrics.
n.j. usher & son limited Ownership
N.J. USHER & SON LIMITED group structure
N.J. Usher & Son Limited has no subsidiary companies.
Ultimate parent company
N.J. USHER & SON LIMITED
04447692
n.j. usher & son limited directors
N.J. Usher & Son Limited currently has 2 directors. The longest serving directors include Mr Steven Usher (Jul 2002) and Mr Mark Usher (Sep 2003).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Steven Usher | England | 48 years | Jul 2002 | - | Director |
| Mr Mark Usher | England | 51 years | Sep 2003 | - | Director |
P&L
July 2023turnover
716.7k
+48%
operating profit
71.8k
0%
gross margin
47.7%
+4.03%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
July 2023net assets
319.6k
+0.02%
total assets
1.4m
+0.05%
cash
68.6k
-0.38%
net assets
Total assets minus all liabilities
Similar Companies
n.j. usher & son limited company details
company number
04447692
Type
Private limited with Share Capital
industry
41100 - Development of building projects
68100 - Buying and selling of own real estate
incorporation date
May 2002
age
22
incorporated
UK
accounts
Total Exemption Full
ultimate parent company
previous names
N/A
last accounts submitted
July 2023
address
smith house george street, nailsworth, stroud, gloucestershire, GL6 0AG
accountant
SHINER MITCHELL FISHER & CO LTD
auditor
-
n.j. usher & son limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 15 charges/mortgages relating to n.j. usher & son limited. Currently there are 4 open charges and 11 have been satisfied in the past.
n.j. usher & son limited Companies House Filings - See Documents
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