Pomanda estimates the enterprise value of CREDITSIGHTS LIMITED at £14m based on a Turnover of £19.3m and 0.73x industry multiple (adjusted for size and gross margin).
creditsights limitedEstimated Valuation
£18.2m
Pomanda estimates the enterprise value of CREDITSIGHTS LIMITED at £18.2m based on an EBITDA of £3.4m and a 5.31x industry multiple (adjusted for size and gross margin).
creditsights limitedEstimated Valuation
£6.2m
Pomanda estimates the enterprise value of CREDITSIGHTS LIMITED at £6.2m based on Net Assets of £2.9m and 2.13x industry multiple (adjusted for liquidity).
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Creditsights LimitedOverview
Creditsights Limited is a live company located in london, E14 5GN with a Companies House number of 04517022. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in August 2002, it's largest shareholder is
creditsights inc.
with a 100% stake. Creditsights Limited is a mature,
mid sized company, Pomanda has estimated its turnover at
£19.3m with
healthy
growth in recent years.
Pomanda's financial health check has awarded Creditsights Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 3 areas for improvement. Company Health Check FAQs
Health Rating5out of 5
7 Strong
1 Regular
3 Weak
Size
annual sales of £19.3m, make it larger than the average company (£4.8m)
£19.3m - Creditsights Limited
£4.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 13%, show it is growing at a faster rate (6.6%)
13% - Creditsights Limited
6.6% - Industry AVG
Production
with a gross margin of 30.3%, this company has a higher cost of product (38.3%)
30.3% - Creditsights Limited
38.3% - Industry AVG
Profitability
an operating margin of 17.7% make it more profitable than the average company (5.7%)
17.7% - Creditsights Limited
5.7% - Industry AVG
Employees
with 75 employees, this is above the industry average (27)
75 - Creditsights Limited
27 - Industry AVG
Pay Structure
on an average salary of £178.7k, the company has a higher pay structure (£54k)
£178.7k - Creditsights Limited
£54k - Industry AVG
Efficiency
resulting in sales per employee of £257.1k, this is more efficient (£171.4k)
£257.1k - Creditsights Limited
£171.4k - Industry AVG
Debtor Days
it gets paid by customers after 0 days, this is earlier than average (42 days)
0 days - Creditsights Limited
42 days - Industry AVG
Creditor Days
its suppliers are paid after 5 days, this is quicker than average (32 days)
5 days - Creditsights Limited
32 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Creditsights Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 66 weeks, this is more cash available to meet short term requirements (22 weeks)
66 weeks - Creditsights Limited
22 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 65.7%, this is a similar level of debt than the average (62.5%)
65.7% - Creditsights Limited
62.5% - Industry AVG
CREDITSIGHTS LIMITED financials
EXPORT
Creditsights Limited's latest turnover from December 2023 is £19.3 million and the company has net assets of £2.9 million. According to their latest financial statements, Creditsights Limited has 75 employees and maintains cash reserves of £5.8 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
19,279,201
16,449,081
14,775,568
13,536,755
12,768,419
10,742,672
9,723,205
8,938,837
6,309,932
6,157,457
5,587,804
6,187,370
6,664,632
6,289,777
5,732,006
Other Income Or Grants
Cost Of Sales
13,447,128
12,591,548
11,207,821
10,931,504
9,930,401
9,350,319
6,065,256
5,549,969
4,013,094
5,879,341
5,594,329
5,639,351
5,426,638
4,878,952
4,400,024
Gross Profit
5,832,073
3,857,533
3,567,747
2,605,251
2,838,018
1,392,353
3,657,949
3,388,869
2,296,838
278,116
-6,525
548,019
1,237,994
1,410,825
1,331,982
Admin Expenses
2,424,744
1,741,945
1,496,934
3,529,858
2,604,277
1,403,208
4,587,515
2,154,167
2,722,728
1,044,250
1,019,551
1,135,976
1,248,114
669,066
996,771
Operating Profit
3,407,329
2,115,588
2,070,813
-924,607
233,741
-10,855
-929,566
1,234,702
-425,890
-766,134
-1,026,076
-587,957
-10,120
741,759
335,211
Interest Payable
6
27
796
848
916
1,178
32,500
11,903
11,855
Interest Receivable
2
355
1,605
5,206
8,159
3,361
1,817
5,459
3,419
15
14
10
736
Pre-Tax Profit
3,407,323
2,115,563
2,070,372
-923,850
232,825
-6,827
-921,407
1,238,063
-456,573
-760,675
-1,022,657
-587,942
-10,106
741,769
335,947
Tax
-553,230
-294,513
236,422
-247,612
29,775
-102,579
-155
Profit After Tax
2,854,093
1,821,050
2,306,794
-923,850
232,825
-6,827
-921,407
990,450
-456,573
-760,675
-1,022,657
-587,942
19,669
639,190
335,792
Dividends Paid
800,000
Retained Profit
2,054,093
1,821,050
2,306,794
-923,850
232,825
-6,827
-921,407
990,450
-456,573
-760,675
-1,022,657
-587,942
19,669
639,190
335,792
Employee Costs
13,404,142
12,371,099
11,519,344
11,084,823
10,080,400
9,503,206
1,721,068
1,555,924
1,788,213
5,699,956
5,414,915
5,464,012
5,253,988
4,715,378
4,163,766
Number Of Employees
75
69
59
55
50
43
41
37
43
32
29
28
28
28
26
EBITDA*
3,422,959
2,128,821
2,070,813
-893,561
275,219
31,780
-892,260
1,276,119
-378,207
-720,327
-978,267
-538,603
34,741
790,719
388,922
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
31,479
47,109
28,793
10,869
44,721
86,199
125,090
119,341
148,892
184,643
224,341
268,658
301,964
35,766
84,726
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
213,751
500,772
668,363
288,187
196,637
318,271
Total Fixed Assets
31,479
47,109
28,793
10,869
44,721
86,199
338,841
620,113
817,255
472,830
420,978
586,929
301,964
35,766
84,726
Stock & work in progress
Trade Debtors
5,112
5,169
8,745
1,871,528
2,688,734
4,799,694
2,455,410
2,143,747
1,246,206
1,280,347
1,107,165
596,114
450,475
650,603
481,723
Group Debtors
1,579,996
3,692,355
7,312,952
6,336,979
5,845,642
4,552,148
3,723,084
2,375,953
2,709,728
1,767,087
1,569,537
2,224,062
1,697,966
965,027
423,085
Misc Debtors
1,027,312
593,905
557,578
3,585,696
339,267
338,819
313,384
310,527
481,607
468,783
423,526
342,323
311,203
87,417
71,266
Cash
5,838,679
1,606,046
1,444,113
1,887,992
1,603,518
1,423,861
844,132
2,419,599
269,114
457,550
408,543
590,672
2,069,982
3,135,003
2,453,859
misc current assets
total current assets
8,451,099
5,897,475
9,323,388
13,682,195
10,477,161
11,114,522
7,336,010
7,249,826
4,706,655
3,973,767
3,508,771
3,753,171
4,529,626
4,838,050
3,429,933
total assets
8,482,578
5,944,584
9,352,181
13,693,064
10,521,882
11,200,721
7,674,851
7,869,939
5,523,910
4,446,597
3,929,749
4,340,100
4,831,590
4,873,816
3,514,659
Bank overdraft
Bank loan
Trade Creditors
193,281
272,918
77,071
45,731
179,346
45,369
85,657
81,920
27,908
43,788
80,262
26,545
79,325
46,263
Group/Directors Accounts
2,105,013
2,425,798
2,371,874
2,319,152
2,267,601
1,725,538
1,687,182
1,104,841
90,367
41,892
other short term finances
hp & lease commitments
3,866
3,557
3,272
other current liabilities
4,379,725
3,816,187
7,212,739
10,942,075
8,701,335
9,147,005
6,422,620
5,491,209
4,472,368
3,693,509
3,346,744
2,812,639
3,256,810
3,314,976
2,635,070
total current liabilities
4,573,006
4,089,105
9,317,752
13,448,810
11,122,497
11,648,775
8,735,590
7,302,404
6,241,470
4,826,258
3,390,532
2,983,268
3,325,247
3,394,301
2,681,333
loans
1,000,000
1,000,000
1,000,000
1,486,861
1,329,373
1,322,052
1,314,893
1,307,894
hp & lease commitments
2,058
5,925
9,482
Accruals and Deferred Income
2,514,561
741,975
1,123,804
510,020
1,220,641
807,322
478,664
431,110
other liabilities
1,000,000
1,000,000
1,000,000
1,000,000
1,003,754
1,000,000
1,925,996
provisions
total long term liabilities
1,000,000
1,000,000
1,000,000
3,516,619
1,747,900
2,133,286
1,513,774
2,220,641
1,925,996
1,807,322
1,965,525
1,760,483
1,322,052
1,314,893
1,307,894
total liabilities
5,573,006
5,089,105
10,317,752
16,965,429
12,870,397
13,782,061
10,249,364
9,523,045
8,167,466
6,633,580
5,356,057
4,743,751
4,647,299
4,709,194
3,989,227
net assets
2,909,572
855,479
-965,571
-3,272,365
-2,348,515
-2,581,340
-2,574,513
-1,653,106
-2,643,556
-2,186,983
-1,426,308
-403,651
184,291
164,622
-474,568
total shareholders funds
2,909,572
855,479
-965,571
-3,272,365
-2,348,515
-2,581,340
-2,574,513
-1,653,106
-2,643,556
-2,186,983
-1,426,308
-403,651
184,291
164,622
-474,568
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
3,407,329
2,115,588
2,070,813
-924,607
233,741
-10,855
-929,566
1,234,702
-425,890
-766,134
-1,026,076
-587,957
-10,120
741,759
335,211
Depreciation
15,630
13,233
31,046
41,478
42,635
37,306
41,417
47,683
45,807
47,809
49,354
44,861
48,960
53,711
Amortisation
Tax
-553,230
-294,513
236,422
-247,612
29,775
-102,579
-155
Stock
Debtors
-1,679,009
-3,587,846
-3,914,928
2,920,560
-817,018
2,985,032
1,374,630
225,095
1,301,500
507,539
-183,905
1,021,126
756,597
726,973
976,074
Creditors
-79,637
272,918
-77,071
31,340
-133,615
133,977
-40,288
3,737
54,012
-15,880
-36,474
53,717
-52,780
33,062
46,263
Accruals and Deferred Income
563,538
-3,396,552
-6,243,897
4,013,326
-827,499
3,338,169
220,790
2,239,482
-28,463
675,423
581,659
-13,061
-58,166
679,906
2,635,070
Deferred Taxes & Provisions
Cash flow from operations
5,032,639
2,298,520
-98,805
230,545
131,123
518,894
-2,086,388
3,046,631
-1,654,158
-568,323
-249,177
-1,519,073
-803,027
674,135
2,094,026
Investing Activities
capital expenditure
-3,744
-43,055
-11,866
-3,492
-16,048
-311,059
Change in Investments
cash flow from investments
-3,744
-43,055
-11,866
-3,492
-16,048
-311,059
Financing Activities
Bank loans
Group/Directors Accounts
-2,105,013
-320,785
53,924
52,722
51,551
542,063
38,356
582,341
1,104,841
-90,367
48,475
41,892
Other Short Term Loans
Long term loans
1,000,000
-1,000,000
-486,861
157,488
7,321
7,159
6,999
1,307,894
Hire Purchase and Lease Commitments
-5,924
-3,558
-3,272
12,754
other long term liabilities
-1,000,000
-3,754
3,754
-925,996
1,925,996
share issue
-810,360
interest
-6
-25
-441
757
-916
4,028
8,159
3,361
-30,683
5,459
3,419
15
14
-11,893
-11,119
cash flow from financing
-6
-2,105,038
-327,150
51,123
48,534
64,579
553,976
-884,279
1,477,654
623,439
70,540
55,811
49,065
-4,894
486,415
cash and cash equivalents
cash
4,232,633
161,933
-443,879
284,474
179,657
579,729
-1,575,467
2,150,485
-188,436
49,007
-182,129
-1,479,310
-1,065,021
681,144
2,453,859
overdraft
change in cash
4,232,633
161,933
-443,879
284,474
179,657
579,729
-1,575,467
2,150,485
-188,436
49,007
-182,129
-1,479,310
-1,065,021
681,144
2,453,859
creditsights limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for creditsights limited. Get real-time insights into creditsights limited's credit score, group structure and payment trends.
Perform a competitor analysis for creditsights limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other mid companies, companies in E14 area or any other competitors across 12 key performance metrics.
creditsights limited Ownership
CREDITSIGHTS LIMITED group structure
Creditsights Limited has no subsidiary companies.
Ultimate parent company
CREDITSIGHTS INC
#0044377
1 parent
CREDITSIGHTS LIMITED
04517022
CREDITSIGHTS LIMITED Shareholders
The sole shareholder of Creditsights Limited is Creditsights Inc..
creditsights inc.
100%
creditsights limited directors
Creditsights Limited currently has 3 directors.
The longest serving directors include
Mr Simon Adamson (Dec 2015) and
Mr Mark Murphy (May 2021).
82990 - Other business support service activities n.e.c.
incorporation date
August 2002
age
23
incorporated
UK
ultimate parent company
CREDITSIGHTS INC
accounts
Full Accounts
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
SHIPLEYS LLP
address
30 north colonnade, london, E14 5GN
Bank
HSBC BANK PLC
Legal Advisor
KEMP LITTLE LLP
creditsights limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to creditsights limited. Currently there are 2 open charges and 0 have been satisfied in the past.
creditsights limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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creditsights limitedCompanies House Filings - See Documents
