creditsights limited

Live MatureMidHealthy

creditsights limited Company Information

Share CREDITSIGHTS LIMITED

Company Number

04517022

Directors

Simon Adamson

Mark Murphy

View All

Shareholders

creditsights inc.

Group Structure

View All

Industry

Other business support service activities n.e.c.

 

Registered Address

30 north colonnade, london, E14 5GN

creditsights limited Estimated Valuation

£13.9m

Pomanda estimates the enterprise value of CREDITSIGHTS LIMITED at £13.9m based on a Turnover of £19.3m and 0.72x industry multiple (adjusted for size and gross margin).

creditsights limited Estimated Valuation

£18m

Pomanda estimates the enterprise value of CREDITSIGHTS LIMITED at £18m based on an EBITDA of £3.4m and a 5.27x industry multiple (adjusted for size and gross margin).

creditsights limited Estimated Valuation

£6.2m

Pomanda estimates the enterprise value of CREDITSIGHTS LIMITED at £6.2m based on Net Assets of £2.9m and 2.13x industry multiple (adjusted for liquidity).

Edit your figures and get a professional valuation report.

Creditsights Limited Overview

Creditsights Limited is a live company located in london, E14 5GN with a Companies House number of 04517022. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in August 2002, it's largest shareholder is creditsights inc. with a 100% stake. Creditsights Limited is a mature, mid sized company, Pomanda has estimated its turnover at £19.3m with healthy growth in recent years.

View Sample
View Sample
View Sample

Upgrade for unlimited company reports & a free credit check

Creditsights Limited Health Check

Pomanda's financial health check has awarded Creditsights Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 3 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating5out of 5
positive_score

7 Strong

positive_score

1 Regular

positive_score

3 Weak

size

Size

annual sales of £19.3m, make it larger than the average company (£4.8m)

£19.3m - Creditsights Limited

£4.8m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 13%, show it is growing at a faster rate (6.7%)

13% - Creditsights Limited

6.7% - Industry AVG

production

Production

with a gross margin of 30.3%, this company has a higher cost of product (38.2%)

30.3% - Creditsights Limited

38.2% - Industry AVG

profitability

Profitability

an operating margin of 17.7% make it more profitable than the average company (5.7%)

17.7% - Creditsights Limited

5.7% - Industry AVG

employees

Employees

with 75 employees, this is above the industry average (27)

75 - Creditsights Limited

27 - Industry AVG

paystructure

Pay Structure

on an average salary of £178.7k, the company has a higher pay structure (£53.9k)

£178.7k - Creditsights Limited

£53.9k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £257.1k, this is more efficient (£171.3k)

£257.1k - Creditsights Limited

£171.3k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 0 days, this is earlier than average (42 days)

0 days - Creditsights Limited

42 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 5 days, this is quicker than average (32 days)

5 days - Creditsights Limited

32 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Creditsights Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 66 weeks, this is more cash available to meet short term requirements (22 weeks)

66 weeks - Creditsights Limited

22 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 65.7%, this is a similar level of debt than the average (62.6%)

65.7% - Creditsights Limited

62.6% - Industry AVG

CREDITSIGHTS LIMITED financials

EXPORTms excel logo

Creditsights Limited's latest turnover from December 2023 is £19.3 million and the company has net assets of £2.9 million. According to their latest financial statements, Creditsights Limited has 75 employees and maintains cash reserves of £5.8 million as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Turnover19,279,20116,449,08114,775,56813,536,75512,768,41910,742,6729,730,2708,938,5826,316,1216,157,4575,587,8046,187,3706,664,6326,289,7775,732,006
Other Income Or Grants
Cost Of Sales13,447,12812,591,54811,207,82110,931,5049,930,4019,350,3196,076,2135,545,8474,015,8685,879,3415,594,3295,639,3515,426,6384,878,9524,400,024
Gross Profit5,832,0733,857,5333,567,7472,605,2512,838,0181,392,3533,654,0573,392,7352,300,253278,116-6,525548,0191,237,9941,410,8251,331,982
Admin Expenses2,424,7441,741,9451,496,9343,529,8582,604,2771,403,2084,583,6232,158,0332,726,1431,044,2501,019,5511,135,9761,248,114669,066996,771
Operating Profit3,407,3292,115,5882,070,813-924,607233,741-10,855-929,5661,234,702-425,890-766,134-1,026,076-587,957-10,120741,759335,211
Interest Payable6277968489161,17832,50011,90311,855
Interest Receivable23551,6055,2068,1593,3611,8175,4593,419151410736
Pre-Tax Profit3,407,3232,115,5632,070,372-923,850232,825-6,827-921,4071,238,063-456,573-760,675-1,022,657-587,942-10,106741,769335,947
Tax-553,230-294,513236,422-247,61229,775-102,579-155
Profit After Tax2,854,0931,821,0502,306,794-923,850232,825-6,827-921,407990,450-456,573-760,675-1,022,657-587,94219,669639,190335,792
Dividends Paid800,000
Retained Profit2,054,0931,821,0502,306,794-923,850232,825-6,827-921,407990,450-456,573-760,675-1,022,657-587,94219,669639,190335,792
Employee Costs13,404,14212,371,09911,519,34411,084,82310,080,4009,503,2061,719,7991,550,7381,786,9185,699,9565,414,9155,464,0125,253,9884,715,3784,163,766
Number Of Employees756959555043413743322928282826
EBITDA*3,422,9592,128,8212,070,813-893,561275,21931,780-892,2601,276,119-378,207-720,327-978,267-538,60334,741790,719388,922

* Earnings Before Interest, Tax, Depreciation and Amortisation

Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Tangible Assets31,47947,10928,79310,86944,72186,199125,090119,341148,892184,643224,341268,658301,96435,76684,726
Intangible Assets
Investments & Other
Debtors (Due After 1 year)213,751500,772668,363288,187196,637318,271
Total Fixed Assets31,47947,10928,79310,86944,72186,199338,841620,113817,255472,830420,978586,929301,96435,76684,726
Stock & work in progress
Trade Debtors5,1125,1698,7451,871,5282,688,7344,799,6942,455,4102,143,7471,246,2061,280,3471,107,165596,114450,475650,603481,723
Group Debtors1,579,9963,692,3557,312,9526,336,9795,845,6424,552,1483,723,0842,375,9532,709,7281,767,0871,569,5372,224,0621,697,966965,027423,085
Misc Debtors1,027,312593,905557,5783,585,696339,267338,819313,384310,527481,607468,783423,526342,323311,20387,41771,266
Cash5,838,6791,606,0461,444,1131,887,9921,603,5181,423,861844,1322,419,599269,114457,550408,543590,6722,069,9823,135,0032,453,859
misc current assets
total current assets8,451,0995,897,4759,323,38813,682,19510,477,16111,114,5227,336,0107,249,8264,706,6553,973,7673,508,7713,753,1714,529,6264,838,0503,429,933
total assets8,482,5785,944,5849,352,18113,693,06410,521,88211,200,7217,674,8517,869,9395,523,9104,446,5973,929,7494,340,1004,831,5904,873,8163,514,659
Bank overdraft
Bank loan
Trade Creditors 193,281272,91877,07145,731179,34645,36985,65781,92027,90843,78880,26226,54579,32546,263
Group/Directors Accounts2,105,0132,425,7982,371,8742,319,1522,267,6011,725,5381,687,1821,104,84190,36741,892
other short term finances
hp & lease commitments3,8663,5573,272
other current liabilities4,379,7253,816,1877,212,73910,942,0758,701,3359,147,0056,422,6205,491,2094,472,3683,693,5093,346,7442,812,6393,256,8103,314,9762,635,070
total current liabilities4,573,0064,089,1059,317,75213,448,81011,122,49711,648,7758,735,5907,302,4046,241,4704,826,2583,390,5322,983,2683,325,2473,394,3012,681,333
loans1,000,0001,000,0001,000,0001,486,8611,329,3731,322,0521,314,8931,307,894
hp & lease commitments2,0585,9259,482
Accruals and Deferred Income2,514,561741,9751,123,804510,0201,220,641807,322478,664431,110
other liabilities1,000,0001,000,0001,000,0001,000,0001,003,7541,000,0001,925,996
provisions
total long term liabilities1,000,0001,000,0001,000,0003,516,6191,747,9002,133,2861,513,7742,220,6411,925,9961,807,3221,965,5251,760,4831,322,0521,314,8931,307,894
total liabilities5,573,0065,089,10510,317,75216,965,42912,870,39713,782,06110,249,3649,523,0458,167,4666,633,5805,356,0574,743,7514,647,2994,709,1943,989,227
net assets2,909,572855,479-965,571-3,272,365-2,348,515-2,581,340-2,574,513-1,653,106-2,643,556-2,186,983-1,426,308-403,651184,291164,622-474,568
total shareholders funds2,909,572855,479-965,571-3,272,365-2,348,515-2,581,340-2,574,513-1,653,106-2,643,556-2,186,983-1,426,308-403,651184,291164,622-474,568
Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Operating Activities
Operating Profit3,407,3292,115,5882,070,813-924,607233,741-10,855-929,5661,234,702-425,890-766,134-1,026,076-587,957-10,120741,759335,211
Depreciation15,63013,23331,04641,47842,63537,30641,41747,68345,80747,80949,35444,86148,96053,711
Amortisation
Tax-553,230-294,513236,422-247,61229,775-102,579-155
Stock
Debtors-1,679,009-3,587,846-3,914,9282,920,560-817,0182,985,0321,374,630225,0951,301,500507,539-183,9051,021,126756,597726,973976,074
Creditors-79,637272,918-77,07131,340-133,615133,977-40,2883,73754,012-15,880-36,47453,717-52,78033,06246,263
Accruals and Deferred Income563,538-3,396,552-6,243,8974,013,326-827,4993,338,169220,7902,239,482-28,463675,423581,659-13,061-58,166679,9062,635,070
Deferred Taxes & Provisions
Cash flow from operations5,032,6392,298,520-98,805230,545131,123518,894-2,086,3883,046,631-1,654,158-568,323-249,177-1,519,073-803,027674,1352,094,026
Investing Activities
capital expenditure-3,744-43,055-11,866-3,492-16,048-311,059
Change in Investments
cash flow from investments-3,744-43,055-11,866-3,492-16,048-311,059
Financing Activities
Bank loans
Group/Directors Accounts-2,105,013-320,78553,92452,72251,551542,06338,356582,3411,104,841-90,36748,47541,892
Other Short Term Loans
Long term loans1,000,000-1,000,000-486,861157,4887,3217,1596,9991,307,894
Hire Purchase and Lease Commitments-5,924-3,558-3,27212,754
other long term liabilities-1,000,000-3,7543,754-925,9961,925,996
share issue-810,360
interest-6-25-441757-9164,0288,1593,361-30,6835,4593,4191514-11,893-11,119
cash flow from financing-6-2,105,038-327,15051,12348,53464,579553,976-884,2791,477,654623,43970,54055,81149,065-4,894486,415
cash and cash equivalents
cash4,232,633161,933-443,879284,474179,657579,729-1,575,4672,150,485-188,43649,007-182,129-1,479,310-1,065,021681,1442,453,859
overdraft
change in cash4,232,633161,933-443,879284,474179,657579,729-1,575,4672,150,485-188,43649,007-182,129-1,479,310-1,065,021681,1442,453,859

creditsights limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for creditsights limited. Get real-time insights into creditsights limited's credit score, group structure and payment trends.

From as little as £6.99

This will not impact your credit rating!

View Credit Report Sample

Creditsights Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for creditsights limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other mid companies, companies in E14 area or any other competitors across 12 key performance metrics.

creditsights limited Ownership

CREDITSIGHTS LIMITED group structure

Creditsights Limited has no subsidiary companies.

Ultimate parent company

CREDITSIGHTS INC

#0044377

1 parent

CREDITSIGHTS LIMITED

04517022

CREDITSIGHTS LIMITED Shareholders

creditsights inc. 100%

creditsights limited directors

Creditsights Limited currently has 3 directors. The longest serving directors include Mr Simon Adamson (Dec 2015) and Mr Mark Murphy (May 2021).

officercountryagestartendrole
Mr Simon AdamsonEngland63 years Dec 2015- Director
Mr Mark Murphy53 years May 2021- Director
Mr Wojciech Nakielski44 years Feb 2024- Director

P&L

December 2023

turnover

19.3m

+17%

operating profit

3.4m

+61%

gross margin

30.3%

+28.99%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

December 2023

net assets

2.9m

+2.4%

total assets

8.5m

+0.43%

cash

5.8m

+2.64%

net assets

Total assets minus all liabilities

creditsights limited company details

company number

04517022

Type

Private limited with Share Capital

industry

82990 - Other business support service activities n.e.c.

incorporation date

August 2002

age

23

incorporated

UK

ultimate parent company

CREDITSIGHTS INC

accounts

Full Accounts

last accounts submitted

December 2023

previous names

N/A

accountant

-

auditor

SHIPLEYS LLP

address

30 north colonnade, london, E14 5GN

Bank

HSBC BANK PLC

Legal Advisor

KEMP LITTLE LLP

creditsights limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 2 charges/mortgages relating to creditsights limited. Currently there are 2 open charges and 0 have been satisfied in the past.

creditsights limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

Click to start generating capital raising & share issue transactions for CREDITSIGHTS LIMITED. This can take several minutes, an email will notify you when this has completed.

creditsights limited Companies House Filings - See Documents

datedescriptionview/download