rds finance limited
rds finance limited Company Information
Company Number
04645364
Next Accounts
Mar 2025
Shareholders
mrs dianne sigley
mr ray sigley
View AllGroup Structure
View All
Industry
Banks
Registered Address
c/o dpc accountants stone house, 55 stone road business park, stoke on trent, staffordshire, ST4 6SR
Website
-rds finance limited Estimated Valuation
Pomanda estimates the enterprise value of RDS FINANCE LIMITED at £521.6k based on a Turnover of £484.6k and 1.08x industry multiple (adjusted for size and gross margin).
rds finance limited Estimated Valuation
Pomanda estimates the enterprise value of RDS FINANCE LIMITED at £93.3k based on an EBITDA of £20.6k and a 4.52x industry multiple (adjusted for size and gross margin).
rds finance limited Estimated Valuation
Pomanda estimates the enterprise value of RDS FINANCE LIMITED at £137.9k based on Net Assets of £31.2k and 4.42x industry multiple (adjusted for liquidity).
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Rds Finance Limited Overview
Rds Finance Limited is a dissolved company that was located in stoke on trent, ST4 6SR with a Companies House number of 04645364. It operated in the banks sector, SIC Code 64191. Founded in January 2003, it's largest shareholder was mrs dianne sigley with a 40% stake. The last turnover for Rds Finance Limited was estimated at £484.6k.
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Rds Finance Limited Health Check
Pomanda's financial health check has awarded Rds Finance Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
4 Weak
Size
annual sales of £484.6k, make it smaller than the average company (£25.9m)
- Rds Finance Limited
£25.9m - Industry AVG
Growth
3 year (CAGR) sales growth of 401%, show it is growing at a faster rate (5.1%)
- Rds Finance Limited
5.1% - Industry AVG
Production
with a gross margin of 71.5%, this company has a comparable cost of product (71.5%)
- Rds Finance Limited
71.5% - Industry AVG
Profitability
an operating margin of 1.8% make it less profitable than the average company (14.4%)
- Rds Finance Limited
14.4% - Industry AVG
Employees
with 3 employees, this is below the industry average (84)
3 - Rds Finance Limited
84 - Industry AVG
Pay Structure
on an average salary of £85k, the company has an equivalent pay structure (£85k)
- Rds Finance Limited
£85k - Industry AVG
Efficiency
resulting in sales per employee of £161.5k, this is less efficient (£332.2k)
- Rds Finance Limited
£332.2k - Industry AVG
Debtor Days
it gets paid by customers after 30 days, this is earlier than average (6933 days)
- Rds Finance Limited
6933 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Rds Finance Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Rds Finance Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 23 weeks, this is more cash available to meet short term requirements (8 weeks)
23 weeks - Rds Finance Limited
8 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 49.3%, this is a lower level of debt than the average (88.7%)
49.3% - Rds Finance Limited
88.7% - Industry AVG
RDS FINANCE LIMITED financials
Rds Finance Limited's latest turnover from November 2018 is estimated at £484.6 thousand and the company has net assets of £31.2 thousand. According to their latest financial statements, Rds Finance Limited has 3 employees and maintains cash reserves of £14 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Nov 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||
| Other Income Or Grants | ||||||||||
| Cost Of Sales | ||||||||||
| Gross Profit | ||||||||||
| Admin Expenses | ||||||||||
| Operating Profit | ||||||||||
| Interest Payable | ||||||||||
| Interest Receivable | ||||||||||
| Pre-Tax Profit | ||||||||||
| Tax | ||||||||||
| Profit After Tax | ||||||||||
| Dividends Paid | ||||||||||
| Retained Profit | ||||||||||
| Employee Costs | ||||||||||
| Number Of Employees | 3 | 3 | 3 | |||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Nov 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 392 | 754 | 257 | 128 | 254 | 380 | 506 | |||
| Intangible Assets | 11,333 | 13,333 | 15,333 | 17,333 | 19,333 | 21,333 | 23,333 | 25,333 | 27,333 | |
| Investments & Other | ||||||||||
| Debtors (Due After 1 year) | ||||||||||
| Total Fixed Assets | 11,725 | 14,087 | 15,590 | 17,461 | 19,587 | 21,713 | 23,839 | 25,333 | 27,333 | |
| Stock & work in progress | ||||||||||
| Trade Debtors | 40,451 | 30,143 | 33,429 | 32,584 | 34,429 | 37,641 | 47,035 | 45,978 | 44,812 | 39,823 |
| Group Debtors | ||||||||||
| Misc Debtors | 7,145 | 2,173 | 1,264 | 9,880 | ||||||
| Cash | 13,955 | 12,023 | 11,656 | 14,478 | 19,427 | 18,097 | 19,891 | 10,094 | 11,528 | 8,730 |
| misc current assets | ||||||||||
| total current assets | 61,551 | 44,339 | 46,349 | 47,062 | 53,856 | 55,738 | 66,926 | 65,952 | 56,340 | 48,553 |
| total assets | 61,551 | 56,064 | 60,436 | 62,652 | 71,317 | 75,325 | 88,639 | 89,791 | 81,673 | 75,886 |
| Bank overdraft | ||||||||||
| Bank loan | ||||||||||
| Trade Creditors | 42,136 | 43,413 | 47,969 | 70,343 | 25,068 | 37,400 | 48,129 | |||
| Group/Directors Accounts | 21,249 | |||||||||
| other short term finances | ||||||||||
| hp & lease commitments | ||||||||||
| other current liabilities | 30,336 | 29,916 | 14,247 | |||||||
| total current liabilities | 30,336 | 29,916 | 35,496 | 42,136 | 43,413 | 47,969 | 70,343 | 25,068 | 37,400 | 48,129 |
| loans | ||||||||||
| hp & lease commitments | ||||||||||
| Accruals and Deferred Income | ||||||||||
| other liabilities | ||||||||||
| provisions | 2,228 | |||||||||
| total long term liabilities | 2,228 | |||||||||
| total liabilities | 30,336 | 32,144 | 35,496 | 42,136 | 43,413 | 47,969 | 70,343 | 25,068 | 37,400 | 48,129 |
| net assets | 31,215 | 23,920 | 24,940 | 20,516 | 27,904 | 27,356 | 18,296 | 64,723 | 44,273 | 27,757 |
| total shareholders funds | 31,215 | 23,920 | 24,940 | 20,516 | 27,904 | 27,356 | 18,296 | 64,723 | 44,273 | 27,757 |
| Nov 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | ||||||||||
| Depreciation | 392 | 362 | 362 | 190 | 126 | 126 | 126 | 126 | ||
| Amortisation | 11,333 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 |
| Tax | ||||||||||
| Stock | ||||||||||
| Debtors | 15,280 | -2,377 | 2,109 | -1,845 | -3,212 | -9,394 | -8,823 | 11,046 | 4,989 | 39,823 |
| Creditors | -42,136 | -1,277 | -4,556 | -22,374 | 45,275 | -12,332 | -10,729 | 48,129 | ||
| Accruals and Deferred Income | 420 | 15,669 | 14,247 | |||||||
| Deferred Taxes & Provisions | -2,228 | 2,228 | ||||||||
| Cash flow from operations | ||||||||||
| Investing Activities | ||||||||||
| capital expenditure | ||||||||||
| Change in Investments | ||||||||||
| cash flow from investments | ||||||||||
| Financing Activities | ||||||||||
| Bank loans | ||||||||||
| Group/Directors Accounts | -21,249 | 21,249 | ||||||||
| Other Short Term Loans | ||||||||||
| Long term loans | ||||||||||
| Hire Purchase and Lease Commitments | ||||||||||
| other long term liabilities | ||||||||||
| share issue | ||||||||||
| interest | ||||||||||
| cash flow from financing | ||||||||||
| cash and cash equivalents | ||||||||||
| cash | 1,932 | 367 | -2,822 | -4,949 | 1,330 | -1,794 | 9,797 | -1,434 | 2,798 | 8,730 |
| overdraft | ||||||||||
| change in cash | 1,932 | 367 | -2,822 | -4,949 | 1,330 | -1,794 | 9,797 | -1,434 | 2,798 | 8,730 |
rds finance limited Credit Report and Business Information
Rds Finance Limited Competitor Analysis
Perform a competitor analysis for rds finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other undefined companies, companies in ST4 area or any other competitors across 12 key performance metrics.
rds finance limited Ownership
RDS FINANCE LIMITED group structure
Rds Finance Limited has no subsidiary companies.
Ultimate parent company
RDS FINANCE LIMITED
04645364
rds finance limited directors
Rds Finance Limited currently has 3 directors. The longest serving directors include Mr Ray Sigley (Jan 2003) and Mrs Dianne Sigley (Aug 2004).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Ray Sigley | England | 78 years | Jan 2003 | - | Director |
| Mrs Dianne Sigley | England | 76 years | Aug 2004 | - | Director |
| Mrs Michelle Sigley-Parrish | England | 53 years | Sep 2006 | - | Director |
P&L
November 2018turnover
484.6k
+14%
operating profit
8.9k
0%
gross margin
71.6%
+5.69%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
November 2018net assets
31.2k
+0.3%
total assets
61.6k
+0.1%
cash
14k
+0.16%
net assets
Total assets minus all liabilities
Similar Companies
rds finance limited company details
company number
04645364
Type
Private limited with Share Capital
industry
64191 - Banks
incorporation date
January 2003
age
22
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
November 2018
previous names
N/A
accountant
-
auditor
-
address
c/o dpc accountants stone house, 55 stone road business park, stoke on trent, staffordshire, ST4 6SR
Bank
-
Legal Advisor
-
rds finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to rds finance limited.
rds finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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rds finance limited Companies House Filings - See Documents
| date | description | view/download |
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