your mortgage shop limited Company Information
Company Number
04679298
Next Accounts
Jan 2026
Shareholders
james andrew roys
jonathan everett raybould
Group Structure
View All
Industry
Real estate agencies
Registered Address
45b plains road, mapperley, nottingham, NG3 5JU
your mortgage shop limited Estimated Valuation
Pomanda estimates the enterprise value of YOUR MORTGAGE SHOP LIMITED at £444.4k based on a Turnover of £299.4k and 1.48x industry multiple (adjusted for size and gross margin).
your mortgage shop limited Estimated Valuation
Pomanda estimates the enterprise value of YOUR MORTGAGE SHOP LIMITED at £0 based on an EBITDA of £-2.5k and a 5.14x industry multiple (adjusted for size and gross margin).
your mortgage shop limited Estimated Valuation
Pomanda estimates the enterprise value of YOUR MORTGAGE SHOP LIMITED at £147.6k based on Net Assets of £73.9k and 2x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Your Mortgage Shop Limited Overview
Your Mortgage Shop Limited is a live company located in nottingham, NG3 5JU with a Companies House number of 04679298. It operates in the real estate agencies sector, SIC Code 68310. Founded in February 2003, it's largest shareholder is james andrew roys with a 98.4% stake. Your Mortgage Shop Limited is a mature, micro sized company, Pomanda has estimated its turnover at £299.4k with declining growth in recent years.
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Your Mortgage Shop Limited Health Check
Pomanda's financial health check has awarded Your Mortgage Shop Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs
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1 Strong
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1 Regular
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8 Weak
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Size
annual sales of £299.4k, make it smaller than the average company (£516.3k)
- Your Mortgage Shop Limited
£516.3k - Industry AVG
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Growth
3 year (CAGR) sales growth of -1%, show it is growing at a slower rate (6.6%)
- Your Mortgage Shop Limited
6.6% - Industry AVG
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Production
with a gross margin of 39%, this company has a higher cost of product (85.3%)
- Your Mortgage Shop Limited
85.3% - Industry AVG
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Profitability
an operating margin of -0.8% make it less profitable than the average company (5.1%)
- Your Mortgage Shop Limited
5.1% - Industry AVG
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Employees
with 6 employees, this is below the industry average (14)
6 - Your Mortgage Shop Limited
14 - Industry AVG
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Pay Structure
on an average salary of £39.8k, the company has an equivalent pay structure (£39.8k)
- Your Mortgage Shop Limited
£39.8k - Industry AVG
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Efficiency
resulting in sales per employee of £49.9k, this is less efficient (£77.6k)
- Your Mortgage Shop Limited
£77.6k - Industry AVG
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Debtor Days
it gets paid by customers after 103 days, this is later than average (42 days)
- Your Mortgage Shop Limited
42 days - Industry AVG
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Creditor Days
its suppliers are paid after 36 days, this is quicker than average (40 days)
- Your Mortgage Shop Limited
40 days - Industry AVG
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Stock Days
There is insufficient data available for this Key Performance Indicator!
- Your Mortgage Shop Limited
- - Industry AVG
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Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Your Mortgage Shop Limited
- - Industry AVG
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Debt Level
it has a ratio of liabilities to total assets of 22.8%, this is a lower level of debt than the average (53.6%)
22.8% - Your Mortgage Shop Limited
53.6% - Industry AVG
YOUR MORTGAGE SHOP LIMITED financials
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Your Mortgage Shop Limited's latest turnover from April 2024 is estimated at £299.4 thousand and the company has net assets of £73.9 thousand. According to their latest financial statements, Your Mortgage Shop Limited has 6 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | |||||||||||||||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | |||||||||||||||
Interest Payable | |||||||||||||||
Interest Receivable | |||||||||||||||
Pre-Tax Profit | |||||||||||||||
Tax | |||||||||||||||
Profit After Tax | |||||||||||||||
Dividends Paid | |||||||||||||||
Retained Profit | |||||||||||||||
Employee Costs | |||||||||||||||
Number Of Employees | 6 | 5 | 5 | 4 | 4 | 4 | 3 | 2 | |||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 3,495 | 4,016 | 6,820 | 9,483 | 10,687 | 3,793 | 1,954 | 2,844 | 2,837 | 631 | 1,567 | 872 | 527 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 3,495 | 4,016 | 6,820 | 9,483 | 10,687 | 3,793 | 1,954 | 2,844 | 2,837 | 631 | 1,567 | 872 | 527 | 0 | 0 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 85,108 | 117,956 | 116,827 | 120,619 | 76,866 | 55,837 | 197,459 | 157,652 | 125,888 | 642 | 2,479 | 57,896 | 52,310 | 200 | 200 |
Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 7,097 | 7,182 | 2,925 | 1,906 | 1,516 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 102,520 | 133,160 | 116,131 | 91,051 | 117,544 | 137,771 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 92,205 | 125,138 | 119,752 | 122,525 | 78,382 | 55,837 | 197,459 | 157,652 | 125,888 | 103,162 | 135,639 | 174,027 | 143,361 | 117,744 | 137,971 |
total assets | 95,700 | 129,154 | 126,572 | 132,008 | 89,069 | 59,630 | 199,413 | 160,496 | 128,725 | 103,793 | 137,206 | 174,899 | 143,888 | 117,744 | 137,971 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 18,211 | 28,125 | 24,307 | 29,004 | 23,760 | 28,203 | 31,865 | 33,906 | 36,787 | 44,486 | 32,853 | 26,511 | 31,934 | 30,043 | 27,613 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current liabilities | 18,211 | 28,125 | 24,307 | 29,004 | 23,760 | 28,203 | 31,865 | 33,906 | 36,787 | 44,486 | 32,853 | 26,511 | 31,934 | 30,043 | 27,613 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 3,601 | 2,967 | 2,778 | 2,671 | 2,319 | 2,236 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 21,681 | 31,667 | 44,167 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total long term liabilities | 3,601 | 24,648 | 34,445 | 46,838 | 2,319 | 2,236 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total liabilities | 21,812 | 52,773 | 58,752 | 75,842 | 26,079 | 30,439 | 31,865 | 33,906 | 36,787 | 44,486 | 32,853 | 26,511 | 31,934 | 30,043 | 27,613 |
net assets | 73,888 | 76,381 | 67,820 | 56,166 | 62,990 | 29,191 | 167,548 | 126,590 | 91,938 | 59,307 | 104,353 | 148,388 | 111,954 | 87,701 | 110,358 |
total shareholders funds | 73,888 | 76,381 | 67,820 | 56,166 | 62,990 | 29,191 | 167,548 | 126,590 | 91,938 | 59,307 | 104,353 | 148,388 | 111,954 | 87,701 | 110,358 |
Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | |||||||||||||||
Depreciation | 936 | 1,196 | 566 | 258 | 0 | 328 | |||||||||
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||
Tax | |||||||||||||||
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | -32,933 | 5,386 | -2,773 | 44,143 | 22,545 | -141,622 | 39,807 | 31,764 | 125,246 | -1,837 | -55,417 | 5,586 | 52,110 | 0 | 200 |
Creditors | -9,914 | 3,818 | -4,697 | 5,244 | -4,443 | -3,662 | -2,041 | -2,881 | -7,699 | 11,633 | 6,342 | -5,423 | 1,891 | 2,430 | 27,613 |
Accruals and Deferred Income | 634 | 189 | 107 | 352 | 83 | 2,236 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash flow from operations | |||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | -21,681 | -9,986 | -12,500 | 44,167 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | |||||||||||||||
interest | |||||||||||||||
cash flow from financing | |||||||||||||||
cash and cash equivalents | |||||||||||||||
cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -102,520 | -30,640 | 17,029 | 25,080 | -26,493 | -20,227 | 137,771 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -102,520 | -30,640 | 17,029 | 25,080 | -26,493 | -20,227 | 137,771 |
your mortgage shop limited Credit Report and Business Information
Your Mortgage Shop Limited Competitor Analysis
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Perform a competitor analysis for your mortgage shop limited by selecting its closest rivals, whether from the REAL ESTATE ACTIVITIES sector, other micro companies, companies in NG3 area or any other competitors across 12 key performance metrics.
your mortgage shop limited Ownership
YOUR MORTGAGE SHOP LIMITED group structure
Your Mortgage Shop Limited has no subsidiary companies.
Ultimate parent company
YOUR MORTGAGE SHOP LIMITED
04679298
your mortgage shop limited directors
Your Mortgage Shop Limited currently has 2 directors. The longest serving directors include Mr Jonathan Raybould (Oct 2004) and Mr James Roys (Feb 2008).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Jonathan Raybould | England | 54 years | Oct 2004 | - | Director |
Mr James Roys | England | 42 years | Feb 2008 | - | Director |
P&L
April 2024turnover
299.4k
-2%
operating profit
-2.5k
0%
gross margin
39.1%
-6.2%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
April 2024net assets
73.9k
-0.03%
total assets
95.7k
-0.26%
cash
0
0%
net assets
Total assets minus all liabilities
your mortgage shop limited company details
company number
04679298
Type
Private limited with Share Capital
industry
68310 - Real estate agencies
incorporation date
February 2003
age
22
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
April 2024
previous names
david james mortgage services limited (May 2021)
accountant
-
auditor
-
address
45b plains road, mapperley, nottingham, NG3 5JU
Bank
-
Legal Advisor
-
your mortgage shop limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to your mortgage shop limited.
your mortgage shop limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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your mortgage shop limited Companies House Filings - See Documents
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