your mortgage shop limited

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your mortgage shop limited Company Information

Share YOUR MORTGAGE SHOP LIMITED

Company Number

04679298

Shareholders

james andrew roys

jonathan everett raybould

Group Structure

View All

Industry

Real estate agencies

 

Registered Address

45b plains road, mapperley, nottingham, NG3 5JU

your mortgage shop limited Estimated Valuation

£444.4k

Pomanda estimates the enterprise value of YOUR MORTGAGE SHOP LIMITED at £444.4k based on a Turnover of £299.4k and 1.48x industry multiple (adjusted for size and gross margin).

your mortgage shop limited Estimated Valuation

£0

Pomanda estimates the enterprise value of YOUR MORTGAGE SHOP LIMITED at £0 based on an EBITDA of £-2.5k and a 5.14x industry multiple (adjusted for size and gross margin).

your mortgage shop limited Estimated Valuation

£147.6k

Pomanda estimates the enterprise value of YOUR MORTGAGE SHOP LIMITED at £147.6k based on Net Assets of £73.9k and 2x industry multiple (adjusted for liquidity).

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Your Mortgage Shop Limited Overview

Your Mortgage Shop Limited is a live company located in nottingham, NG3 5JU with a Companies House number of 04679298. It operates in the real estate agencies sector, SIC Code 68310. Founded in February 2003, it's largest shareholder is james andrew roys with a 98.4% stake. Your Mortgage Shop Limited is a mature, micro sized company, Pomanda has estimated its turnover at £299.4k with declining growth in recent years.

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Your Mortgage Shop Limited Health Check

Pomanda's financial health check has awarded Your Mortgage Shop Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating1.5out of 5
positive_score

1 Strong

positive_score

1 Regular

positive_score

8 Weak

size

Size

annual sales of £299.4k, make it smaller than the average company (£516.3k)

£299.4k - Your Mortgage Shop Limited

£516.3k - Industry AVG

growth

Growth

3 year (CAGR) sales growth of -1%, show it is growing at a slower rate (6.6%)

-1% - Your Mortgage Shop Limited

6.6% - Industry AVG

production

Production

with a gross margin of 39%, this company has a higher cost of product (85.3%)

39% - Your Mortgage Shop Limited

85.3% - Industry AVG

profitability

Profitability

an operating margin of -0.8% make it less profitable than the average company (5.1%)

-0.8% - Your Mortgage Shop Limited

5.1% - Industry AVG

employees

Employees

with 6 employees, this is below the industry average (14)

6 - Your Mortgage Shop Limited

14 - Industry AVG

paystructure

Pay Structure

on an average salary of £39.8k, the company has an equivalent pay structure (£39.8k)

£39.8k - Your Mortgage Shop Limited

£39.8k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £49.9k, this is less efficient (£77.6k)

£49.9k - Your Mortgage Shop Limited

£77.6k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 103 days, this is later than average (42 days)

103 days - Your Mortgage Shop Limited

42 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 36 days, this is quicker than average (40 days)

36 days - Your Mortgage Shop Limited

40 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Your Mortgage Shop Limited

- - Industry AVG

cashbalance

Cash Balance

There is insufficient data available for this Key Performance Indicator!

- - Your Mortgage Shop Limited

- - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 22.8%, this is a lower level of debt than the average (53.6%)

22.8% - Your Mortgage Shop Limited

53.6% - Industry AVG

YOUR MORTGAGE SHOP LIMITED financials

EXPORTms excel logo

Your Mortgage Shop Limited's latest turnover from April 2024 is estimated at £299.4 thousand and the company has net assets of £73.9 thousand. According to their latest financial statements, Your Mortgage Shop Limited has 6 employees and maintains cash reserves of 0 as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Apr 2024Apr 2023Apr 2022Apr 2021Apr 2020Apr 2019Apr 2018Apr 2017Apr 2016Apr 2015Apr 2014Apr 2013Apr 2012Apr 2011Apr 2010
Turnover299,425304,587340,211311,973246,551180,264378,017337,978679,8653,74816,325338,467309,5202,0412,083
Other Income Or Grants000000000000000
Cost Of Sales182,585177,880186,627190,602143,239106,912200,895149,680285,8241,5637,126169,358134,4169521,120
Gross Profit116,840126,707153,584121,371103,31273,351177,121188,298394,0412,1859,198169,109175,1041,089963
Admin Expenses119,333115,292139,196128,19561,585211,708126,556145,518353,25747,82053,856122,310143,71524,384-151,690
Operating Profit-2,49311,41514,388-6,82441,727-138,35750,56542,78040,784-45,635-44,65846,79931,389-23,295152,653
Interest Payable000000000000000
Interest Receivable00000000256589623518521638344
Pre-Tax Profit-2,49311,41514,388-6,82441,727-138,35750,56542,78041,040-45,046-44,03547,31731,911-22,657152,997
Tax0-2,854-2,7340-7,9280-9,607-8,128-8,20800-10,883-7,6590-42,839
Profit After Tax-2,4938,56111,654-6,82433,799-138,35740,95834,65232,832-45,046-44,03536,43424,252-22,657110,158
Dividends Paid000000000000000
Retained Profit-2,4938,56111,654-6,82433,799-138,35740,95834,65232,832-45,046-44,03536,43424,252-22,657110,158
Employee Costs239,019199,871202,692156,099152,400158,199110,62873,463259,07438,91637,568135,749101,81236,51234,878
Number Of Employees655444327114311
EBITDA*-2,49311,41514,388-6,82441,727-138,35750,56542,78040,784-44,699-43,46247,36531,647-23,295152,981

* Earnings Before Interest, Tax, Depreciation and Amortisation

Apr 2024Apr 2023Apr 2022Apr 2021Apr 2020Apr 2019Apr 2018Apr 2017Apr 2016Apr 2015Apr 2014Apr 2013Apr 2012Apr 2011Apr 2010
Tangible Assets3,4954,0166,8209,48310,6873,7931,9542,8442,8376311,56787252700
Intangible Assets000000000000000
Investments & Other000000000000000
Debtors (Due After 1 year)000000000000000
Total Fixed Assets3,4954,0166,8209,48310,6873,7931,9542,8442,8376311,56787252700
Stock & work in progress000000000000000
Trade Debtors85,108117,956116,827120,61976,86655,837197,459157,652125,8886422,47957,89652,310200200
Group Debtors000000000000000
Misc Debtors7,0977,1822,9251,9061,5160000000000
Cash000000000102,520133,160116,13191,051117,544137,771
misc current assets000000000000000
total current assets92,205125,138119,752122,52578,38255,837197,459157,652125,888103,162135,639174,027143,361117,744137,971
total assets95,700129,154126,572132,00889,06959,630199,413160,496128,725103,793137,206174,899143,888117,744137,971
Bank overdraft000000000000000
Bank loan000000000000000
Trade Creditors 18,21128,12524,30729,00423,76028,20331,86533,90636,78744,48632,85326,51131,93430,04327,613
Group/Directors Accounts000000000000000
other short term finances000000000000000
hp & lease commitments000000000000000
other current liabilities000000000000000
total current liabilities18,21128,12524,30729,00423,76028,20331,86533,90636,78744,48632,85326,51131,93430,04327,613
loans000000000000000
hp & lease commitments000000000000000
Accruals and Deferred Income3,6012,9672,7782,6712,3192,236000000000
other liabilities021,68131,66744,16700000000000
provisions000000000000000
total long term liabilities3,60124,64834,44546,8382,3192,236000000000
total liabilities21,81252,77358,75275,84226,07930,43931,86533,90636,78744,48632,85326,51131,93430,04327,613
net assets73,88876,38167,82056,16662,99029,191167,548126,59091,93859,307104,353148,388111,95487,701110,358
total shareholders funds73,88876,38167,82056,16662,99029,191167,548126,59091,93859,307104,353148,388111,95487,701110,358
Apr 2024Apr 2023Apr 2022Apr 2021Apr 2020Apr 2019Apr 2018Apr 2017Apr 2016Apr 2015Apr 2014Apr 2013Apr 2012Apr 2011Apr 2010
Operating Activities
Operating Profit-2,49311,41514,388-6,82441,727-138,35750,56542,78040,784-45,635-44,65846,79931,389-23,295152,653
Depreciation0000000009361,1965662580328
Amortisation000000000000000
Tax0-2,854-2,7340-7,9280-9,607-8,128-8,20800-10,883-7,6590-42,839
Stock000000000000000
Debtors-32,9335,386-2,77344,14322,545-141,62239,80731,764125,246-1,837-55,4175,58652,1100200
Creditors-9,9143,818-4,6975,244-4,443-3,662-2,041-2,881-7,69911,6336,342-5,4231,8912,43027,613
Accruals and Deferred Income634189107352832,236000000000
Deferred Taxes & Provisions000000000000000
Cash flow from operations21,1607,1829,837-45,3716,8941,839-8907-100,369-31,22918,29725,473-26,231-20,865137,555
Investing Activities
capital expenditure5212,8042,6631,204-6,894-1,839890-7-2,2060-1,891-911-7850-328
Change in Investments000000000000000
cash flow from investments5212,8042,6631,204-6,894-1,839890-7-2,2060-1,891-911-7850-328
Financing Activities
Bank loans000000000000000
Group/Directors Accounts000000000000000
Other Short Term Loans 000000000000000
Long term loans000000000000000
Hire Purchase and Lease Commitments000000000000000
other long term liabilities-21,681-9,986-12,50044,16700000000000
share issue00000000-20100010200
interest00000000256589623518521638344
cash flow from financing-21,681-9,986-12,50044,167000055589623518522638544
cash and cash equivalents
cash00000000-102,520-30,64017,02925,080-26,493-20,227137,771
overdraft000000000000000
change in cash00000000-102,520-30,64017,02925,080-26,493-20,227137,771

your mortgage shop limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Your Mortgage Shop Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for your mortgage shop limited by selecting its closest rivals, whether from the REAL ESTATE ACTIVITIES sector, other micro companies, companies in NG3 area or any other competitors across 12 key performance metrics.

your mortgage shop limited Ownership

YOUR MORTGAGE SHOP LIMITED group structure

Your Mortgage Shop Limited has no subsidiary companies.

Ultimate parent company

YOUR MORTGAGE SHOP LIMITED

04679298

YOUR MORTGAGE SHOP LIMITED Shareholders

james andrew roys 98.36%
jonathan everett raybould 1.64%

your mortgage shop limited directors

Your Mortgage Shop Limited currently has 2 directors. The longest serving directors include Mr Jonathan Raybould (Oct 2004) and Mr James Roys (Feb 2008).

officercountryagestartendrole
Mr Jonathan RaybouldEngland54 years Oct 2004- Director
Mr James RoysEngland42 years Feb 2008- Director

P&L

April 2024

turnover

299.4k

-2%

operating profit

-2.5k

0%

gross margin

39.1%

-6.2%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

April 2024

net assets

73.9k

-0.03%

total assets

95.7k

-0.26%

cash

0

0%

net assets

Total assets minus all liabilities

your mortgage shop limited company details

company number

04679298

Type

Private limited with Share Capital

industry

68310 - Real estate agencies

incorporation date

February 2003

age

22

incorporated

UK

ultimate parent company

None

accounts

Micro-Entity Accounts

last accounts submitted

April 2024

previous names

david james mortgage services limited (May 2021)

accountant

-

auditor

-

address

45b plains road, mapperley, nottingham, NG3 5JU

Bank

-

Legal Advisor

-

your mortgage shop limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to your mortgage shop limited.

your mortgage shop limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

Click to start generating capital raising & share issue transactions for YOUR MORTGAGE SHOP LIMITED. This can take several minutes, an email will notify you when this has completed.

your mortgage shop limited Companies House Filings - See Documents

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