Pomanda estimates the enterprise value of RETIREMENT PLANNING SERVICES LIMITED at £164.1k based on a Turnover of £230.1k and 0.71x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of RETIREMENT PLANNING SERVICES LIMITED at £78.9k based on an EBITDA of £30.5k and a 2.59x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of RETIREMENT PLANNING SERVICES LIMITED at £62.7k based on Net Assets of £50.9k and 1.23x industry multiple (adjusted for liquidity).
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Retirement Planning Services LimitedOverview
Retirement Planning Services Limited is a live company located in somerset, BS1 3AE with a Companies House number of 04822366. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in July 2003, it's largest shareholder is
nicholas murray perris
with a 100% stake. Retirement Planning Services Limited is a mature,
micro sized company, Pomanda has estimated its turnover at
£230.1k with
healthy
growth in recent years.
Pomanda's financial health check has awarded Retirement Planning Services Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 6 areas for improvement. Company Health Check FAQs
Health Rating3.5out of 5
3 Strong
2 Regular
6 Weak
Size
annual sales of £230.1k, make it smaller than the average company (£5.1m)
£230.1k - Retirement Planning Services Limited
£5.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 10%, show it is growing at a faster rate (6.8%)
10% - Retirement Planning Services Limited
6.8% - Industry AVG
Production
with a gross margin of 14.6%, this company has a higher cost of product (56.1%)
14.6% - Retirement Planning Services Limited
56.1% - Industry AVG
Profitability
an operating margin of 13.3% make it more profitable than the average company (9.4%)
13.3% - Retirement Planning Services Limited
9.4% - Industry AVG
Employees
with 3 employees, this is below the industry average (12)
3 - Retirement Planning Services Limited
12 - Industry AVG
Pay Structure
on an average salary of £79.4k, the company has an equivalent pay structure (£79.4k)
£79.4k - Retirement Planning Services Limited
£79.4k - Industry AVG
Efficiency
resulting in sales per employee of £76.7k, this is less efficient (£213.2k)
£76.7k - Retirement Planning Services Limited
£213.2k - Industry AVG
Debtor Days
it gets paid by customers after 79 days, this is later than average (32 days)
79 days - Retirement Planning Services Limited
32 days - Industry AVG
Creditor Days
its suppliers are paid after 39 days, this is close to average (41 days)
39 days - Retirement Planning Services Limited
41 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Retirement Planning Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 12 weeks, this is less cash available to meet short term requirements (28 weeks)
12 weeks - Retirement Planning Services Limited
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 29.5%, this is a lower level of debt than the average (69.3%)
29.5% - Retirement Planning Services Limited
69.3% - Industry AVG
RETIREMENT PLANNING SERVICES LIMITED financials
EXPORT
Retirement Planning Services Limited's latest turnover from March 2024 is estimated at £230.1 thousand and the company has net assets of £50.9 thousand. According to their latest financial statements, Retirement Planning Services Limited has 3 employees and maintains cash reserves of £5.3 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Turnover
230,134
178,549
145,874
174,234
176,823
181,581
277,203
180,015
34,346
38,639
48,499
93,424
53,111
43,952
Other Income Or Grants
Cost Of Sales
196,456
147,489
118,110
140,167
140,725
146,513
217,700
136,637
23,882
27,408
34,182
66,933
38,754
34,232
Gross Profit
33,679
31,060
27,764
34,068
36,098
35,069
59,503
43,378
10,464
11,231
14,317
26,492
14,358
9,720
Admin Expenses
3,193
38,366
30,589
21,026
39,111
49,234
39,032
35,787
7,924
19,464
16,554
14,622
32,607
15,480
-57,010
Operating Profit
30,486
-7,306
-2,825
13,042
-3,013
-14,165
20,471
7,591
-7,924
-9,000
-5,323
-305
-6,115
-1,122
66,730
Interest Payable
Interest Receivable
644
1,147
296
35
27
259
198
70
137
156
128
168
255
313
160
Pre-Tax Profit
31,131
-6,159
-2,529
13,078
-2,986
-13,906
20,669
7,661
-7,787
-8,844
-5,195
-137
-5,860
-809
66,890
Tax
-7,783
-2,485
-3,927
-1,532
-18,729
Profit After Tax
23,348
-6,159
-2,529
10,593
-2,986
-13,906
16,742
6,129
-7,787
-8,844
-5,195
-137
-5,860
-809
48,161
Dividends Paid
Retained Profit
23,348
-6,159
-2,529
10,593
-2,986
-13,906
16,742
6,129
-7,787
-8,844
-5,195
-137
-5,860
-809
48,161
Employee Costs
238,176
221,689
219,681
274,622
276,654
273,329
197,455
125,303
58,136
59,249
57,417
55,761
55,891
56,650
Number Of Employees
3
3
3
4
4
4
3
2
1
1
1
1
1
1
EBITDA*
30,486
-7,306
-2,825
13,042
-3,013
-14,165
20,471
7,591
-7,924
-9,000
-5,323
-305
-6,115
-1,122
66,730
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Tangible Assets
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
16,875
Total Fixed Assets
16,875
Stock & work in progress
Trade Debtors
50,000
8,254
4,153
3,308
1,600
4,846
12,090
15,372
19,476
33,344
19,106
14,495
Group Debtors
Misc Debtors
6,199
10,745
7,433
Cash
5,299
19,241
34,737
44,223
26,371
28,534
40,592
38,791
17,300
37,358
24,879
26,484
40,755
61,121
64,092
misc current assets
18
total current assets
55,299
27,513
38,890
47,531
27,971
33,380
46,791
49,536
24,733
49,448
40,251
45,960
74,099
80,227
78,587
total assets
72,174
27,513
38,890
47,531
27,971
33,380
46,791
49,536
24,733
49,448
40,251
45,960
74,099
80,227
78,587
Bank overdraft
Bank loan
Trade Creditors
21,313
5,218
11,330
2,363
4,786
22,032
3,991
4,505
32,507
32,775
30,326
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
4,291
23,778
5,104
total current liabilities
21,313
5,218
11,330
2,363
4,786
4,291
23,778
5,104
22,032
3,991
4,505
32,507
32,775
30,326
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities
21,313
5,218
11,330
2,363
4,786
4,291
23,778
5,104
22,032
3,991
4,505
32,507
32,775
30,326
net assets
50,861
27,513
33,672
36,201
25,608
28,594
42,500
25,758
19,629
27,416
36,260
41,455
41,592
47,452
48,261
total shareholders funds
50,861
27,513
33,672
36,201
25,608
28,594
42,500
25,758
19,629
27,416
36,260
41,455
41,592
47,452
48,261
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Operating Activities
Operating Profit
30,486
-7,306
-2,825
13,042
-3,013
-14,165
20,471
7,591
-7,924
-9,000
-5,323
-305
-6,115
-1,122
66,730
Depreciation
Amortisation
Tax
-7,783
-2,485
-3,927
-1,532
-18,729
Stock
Debtors
58,621
4,101
845
1,708
-3,246
-1,353
-4,546
3,312
-4,657
-3,282
-4,104
-13,868
14,238
4,611
14,495
Creditors
21,313
-5,218
-6,112
8,967
-2,423
4,786
-22,032
18,041
-514
-28,002
-268
2,449
30,326
Accruals and Deferred Income
-4,291
-19,487
18,674
5,104
Deferred Taxes & Provisions
Cash flow from operations
-14,605
-16,625
-9,782
17,816
-2,190
-12,317
1,603
21,421
-20,195
12,323
-1,733
-14,439
-20,621
-3,284
63,832
Investing Activities
capital expenditure
Change in Investments
cash flow from investments
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
100
interest
644
1,147
296
35
27
259
198
70
137
156
128
168
255
313
160
cash flow from financing
644
1,147
296
35
27
259
198
70
137
156
128
168
255
313
260
cash and cash equivalents
cash
-13,942
-15,496
-9,486
17,852
-2,163
-12,058
1,801
21,491
-20,058
12,479
-1,605
-14,271
-20,366
-2,971
64,092
overdraft
change in cash
-13,942
-15,496
-9,486
17,852
-2,163
-12,058
1,801
21,491
-20,058
12,479
-1,605
-14,271
-20,366
-2,971
64,092
retirement planning services limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for retirement planning services limited. Get real-time insights into retirement planning services limited's credit score, group structure and payment trends.
Perform a competitor analysis for retirement planning services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in BS1 area or any other competitors across 12 key performance metrics.
retirement planning services limited Ownership
RETIREMENT PLANNING SERVICES LIMITED group structure
Retirement Planning Services Limited has no subsidiary companies.
Ultimate parent company
RETIREMENT PLANNING SERVICES LIMITED
04822366
RETIREMENT PLANNING SERVICES LIMITED Shareholders
The sole shareholder of Retirement Planning Services Limited is Nicholas Murray Perris.
nicholas murray perris
100%
retirement planning services limited directors
Retirement Planning Services Limited currently has 1 director, Mr Nicholas Perris serving since Jul 2003.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to retirement planning services limited.
retirement planning services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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retirement planning services limitedCompanies House Filings - See Documents
