a & g home improvements limited
a & g home improvements limited Company Information
Company Number
04874289
Next Accounts
Dec 2025
Industry
Other construction installation
Shareholders
geoffrey james whitfield
james beasley
Group Structure
View All
Contact
Registered Address
the old post cottage, top green, denston, newmarket, suffolk, CB8 8PW
Website
www.a-g-windows.co.uka & g home improvements limited Estimated Valuation
Pomanda estimates the enterprise value of A & G HOME IMPROVEMENTS LIMITED at £244.5k based on a Turnover of £471k and 0.52x industry multiple (adjusted for size and gross margin).
a & g home improvements limited Estimated Valuation
Pomanda estimates the enterprise value of A & G HOME IMPROVEMENTS LIMITED at £0 based on an EBITDA of £-26.6k and a 4.97x industry multiple (adjusted for size and gross margin).
a & g home improvements limited Estimated Valuation
Pomanda estimates the enterprise value of A & G HOME IMPROVEMENTS LIMITED at £87.7k based on Net Assets of £29.9k and 2.93x industry multiple (adjusted for liquidity).
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A & G Home Improvements Limited Overview
A & G Home Improvements Limited is a live company located in newmarket, CB8 8PW with a Companies House number of 04874289. It operates in the other construction installation sector, SIC Code 43290. Founded in August 2003, it's largest shareholder is geoffrey james whitfield with a 60% stake. A & G Home Improvements Limited is a mature, micro sized company, Pomanda has estimated its turnover at £471k with high growth in recent years.
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A & G Home Improvements Limited Health Check
Pomanda's financial health check has awarded A & G Home Improvements Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 7 areas for improvement. Company Health Check FAQs
3 Strong
2 Regular
7 Weak
Size
annual sales of £471k, make it smaller than the average company (£977.7k)
- A & G Home Improvements Limited
£977.7k - Industry AVG
Growth
3 year (CAGR) sales growth of 16%, show it is growing at a faster rate (11.6%)
- A & G Home Improvements Limited
11.6% - Industry AVG
Production
with a gross margin of 28%, this company has a comparable cost of product (28%)
- A & G Home Improvements Limited
28% - Industry AVG
Profitability
an operating margin of -7.9% make it less profitable than the average company (6.5%)
- A & G Home Improvements Limited
6.5% - Industry AVG
Employees
with 6 employees, this is below the industry average (9)
6 - A & G Home Improvements Limited
9 - Industry AVG
Pay Structure
on an average salary of £42.2k, the company has an equivalent pay structure (£42.2k)
- A & G Home Improvements Limited
£42.2k - Industry AVG
Efficiency
resulting in sales per employee of £78.5k, this is less efficient (£173k)
- A & G Home Improvements Limited
£173k - Industry AVG
Debtor Days
it gets paid by customers after 29 days, this is earlier than average (53 days)
- A & G Home Improvements Limited
53 days - Industry AVG
Creditor Days
its suppliers are paid after 50 days, this is slower than average (39 days)
- A & G Home Improvements Limited
39 days - Industry AVG
Stock Days
it holds stock equivalent to 35 days, this is more than average (15 days)
- A & G Home Improvements Limited
15 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 17 weeks, this is less cash available to meet short term requirements (25 weeks)
17 weeks - A & G Home Improvements Limited
25 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 78.6%, this is a higher level of debt than the average (62.3%)
78.6% - A & G Home Improvements Limited
62.3% - Industry AVG
A & G HOME IMPROVEMENTS LIMITED financials
A & G Home Improvements Limited's latest turnover from March 2024 is estimated at £471 thousand and the company has net assets of £29.9 thousand. According to their latest financial statements, A & G Home Improvements Limited has 6 employees and maintains cash reserves of £37.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,080,963 | 1,021,104 | 594,567 | 471,969 | 388,655 | 521,428 | |||||||||
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||
| Cost Of Sales | 799,596 | 736,102 | 455,592 | 319,023 | 286,211 | 330,037 | |||||||||
| Gross Profit | 281,367 | 285,002 | 138,975 | 152,946 | 102,444 | 191,391 | |||||||||
| Admin Expenses | 228,047 | 105,780 | 78,221 | 77,299 | 82,015 | 71,352 | |||||||||
| Operating Profit | 53,320 | 179,222 | 60,754 | 75,647 | 20,429 | 120,039 | |||||||||
| Interest Payable | 1,059 | 1,059 | 0 | 0 | 0 | 1,529 | |||||||||
| Interest Receivable | 0 | 0 | 12 | 0 | 0 | 0 | |||||||||
| Pre-Tax Profit | 52,261 | 178,163 | 60,766 | 75,647 | 20,429 | 118,510 | |||||||||
| Tax | -5,756 | -35,003 | -12,387 | -16,860 | -6,061 | -18,780 | |||||||||
| Profit After Tax | 46,505 | 143,160 | 48,379 | 58,787 | 14,368 | 99,730 | |||||||||
| Dividends Paid | 90,798 | 75,000 | 52,000 | 41,000 | 46,000 | 48,000 | |||||||||
| Retained Profit | -44,293 | 68,160 | -3,621 | 17,787 | -31,632 | 51,730 | |||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 6 | 6 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| EBITDA* | 66,769 | 185,640 | 66,752 | 83,364 | 30,718 | 128,528 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 30,797 | 39,926 | 19,250 | 25,625 | 9,941 | 13,072 | 17,156 | 23,154 | 30,871 | 41,160 | 17,656 | 12,505 | 16,673 | 22,231 | 10,556 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 30,797 | 39,926 | 19,250 | 25,625 | 9,941 | 13,072 | 17,156 | 23,154 | 30,871 | 41,160 | 17,656 | 12,505 | 16,673 | 22,231 | 10,556 |
| Stock & work in progress | 32,640 | 24,718 | 29,358 | 10,936 | 13,264 | 25,130 | 22,402 | 31,332 | 7,676 | 5,722 | 14,700 | 9,575 | 6,673 | 4,566 | 12,592 |
| Trade Debtors | 38,514 | 48,006 | 77,477 | 53,266 | 68,423 | 33,492 | 33,707 | 4,470 | 13,372 | 23,774 | 11,419 | 7,501 | 6,032 | 22,208 | 34,663 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 111 | 19,824 | 0 | 530 | 530 | 210 | 10 | 50 | 10 | 50 | 0 | 0 | 0 | 0 | 0 |
| Cash | 37,636 | 57,220 | 167,343 | 82,992 | 57,714 | 96,926 | 58,966 | 76,212 | 36,298 | 52,944 | 41,140 | 20,490 | 21,729 | 8,658 | 8,339 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 108,901 | 149,768 | 274,178 | 147,724 | 139,931 | 155,758 | 115,085 | 112,064 | 57,356 | 82,490 | 67,259 | 37,566 | 34,434 | 35,432 | 55,594 |
| total assets | 139,698 | 189,694 | 293,428 | 173,349 | 149,872 | 168,830 | 132,241 | 135,218 | 88,227 | 123,650 | 84,915 | 50,071 | 51,107 | 57,663 | 66,150 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 47,302 | 77,074 | 88,249 | 45,658 | 27,102 | 66,340 | 49,079 | 52,992 | 32,858 | 18,330 | 69,107 | 52,917 | 37,508 | 39,549 | 75,068 |
| Group/Directors Accounts | 4,356 | 4,935 | 6,000 | 28,315 | 27,715 | 13,298 | 3,560 | 418 | 3,923 | 1,987 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 7,592 | 5,614 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 50,547 | 31,076 | 73,721 | 37,523 | 45,262 | 39,969 | 29,530 | 28,115 | 15,540 | 35,795 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 109,797 | 118,699 | 167,970 | 111,496 | 100,079 | 119,607 | 82,169 | 81,525 | 52,321 | 56,112 | 69,107 | 52,917 | 37,508 | 39,549 | 75,068 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 6,532 | 16,702 | 21,257 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2,246 | 7,031 | 11,816 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 6,532 | 16,702 | 21,257 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2,246 | 7,031 | 11,816 | 0 |
| total liabilities | 109,797 | 125,231 | 184,672 | 132,753 | 100,079 | 119,607 | 82,169 | 81,525 | 52,321 | 56,112 | 69,107 | 55,163 | 44,539 | 51,365 | 75,068 |
| net assets | 29,901 | 64,463 | 108,756 | 40,596 | 49,793 | 49,223 | 50,072 | 53,693 | 35,906 | 67,538 | 15,808 | -5,092 | 6,568 | 6,298 | -8,918 |
| total shareholders funds | 29,901 | 64,463 | 108,756 | 40,596 | 49,793 | 49,223 | 50,072 | 53,693 | 35,906 | 67,538 | 15,808 | -5,092 | 6,568 | 6,298 | -8,918 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 53,320 | 179,222 | 60,754 | 75,647 | 20,429 | 120,039 | |||||||||
| Depreciation | 10,472 | 13,449 | 6,418 | 8,542 | 3,302 | 4,358 | 5,998 | 7,717 | 10,289 | 8,489 | 5,885 | 4,168 | 5,558 | 3,261 | 3,524 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | -5,756 | -35,003 | -12,387 | -16,860 | -6,061 | -18,780 | |||||||||
| Stock | 7,922 | -4,640 | 18,422 | -2,328 | -11,866 | 2,728 | -8,930 | 23,656 | 1,954 | -8,978 | 5,125 | 2,902 | 2,107 | -8,026 | 12,592 |
| Debtors | -29,205 | -9,647 | 23,681 | -15,157 | 35,251 | -15 | 29,197 | -8,862 | -10,442 | 12,405 | 3,918 | 1,469 | -16,176 | -12,455 | 34,663 |
| Creditors | -29,772 | -11,175 | 42,591 | 18,556 | -39,238 | 17,261 | -3,913 | 20,134 | 14,528 | -50,777 | 16,190 | 15,409 | -2,041 | -35,519 | 75,068 |
| Accruals and Deferred Income | 19,471 | -42,645 | 36,198 | -7,739 | 5,293 | 10,439 | 1,415 | 12,575 | -20,255 | 35,795 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | 21,480 | 187,323 | 31,600 | 84,419 | 27,418 | 91,339 | |||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | -579 | -1,065 | -22,315 | 600 | 14,417 | 9,738 | 3,142 | -3,505 | 1,936 | 1,987 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | -4,554 | -4,556 | -4,555 | 21,257 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2,246 | -4,785 | -4,785 | 11,816 | 0 |
| share issue | |||||||||||||||
| interest | -1,059 | -1,059 | 12 | 0 | 0 | -1,529 | |||||||||
| cash flow from financing | -6,680 | -27,929 | 3,154 | -3,505 | 1,936 | 458 | |||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -19,584 | -110,123 | 84,351 | 25,278 | -39,212 | 37,960 | -17,246 | 39,914 | -16,646 | 11,804 | 20,650 | -1,239 | 13,071 | 319 | 8,339 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -19,584 | -110,123 | 84,351 | 25,278 | -39,212 | 37,960 | -17,246 | 39,914 | -16,646 | 11,804 | 20,650 | -1,239 | 13,071 | 319 | 8,339 |
a & g home improvements limited Credit Report and Business Information
A & G Home Improvements Limited Competitor Analysis
Perform a competitor analysis for a & g home improvements limited by selecting its closest rivals, whether from the CONSTRUCTION sector, other micro companies, companies in CB8 area or any other competitors across 12 key performance metrics.
a & g home improvements limited Ownership
A & G HOME IMPROVEMENTS LIMITED group structure
A & G Home Improvements Limited has no subsidiary companies.
Ultimate parent company
A & G HOME IMPROVEMENTS LIMITED
04874289
a & g home improvements limited directors
A & G Home Improvements Limited currently has 2 directors. The longest serving directors include Mr Geoffrey Whitfield (Aug 2003) and Mr James Beasley (Apr 2022).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Geoffrey Whitfield | United Kingdom | 54 years | Aug 2003 | - | Director |
| Mr James Beasley | 49 years | Apr 2022 | - | Director |
P&L
March 2024turnover
471k
-56%
operating profit
-37.1k
0%
gross margin
28.1%
+7.65%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
29.9k
-0.54%
total assets
139.7k
-0.26%
cash
37.6k
-0.34%
net assets
Total assets minus all liabilities
a & g home improvements limited company details
company number
04874289
Type
Private limited with Share Capital
industry
43290 - Other construction installation
incorporation date
August 2003
age
21
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
March 2024
previous names
a & g windows & conservatories limited (August 2003)
accountant
-
auditor
-
address
the old post cottage, top green, denston, newmarket, suffolk, CB8 8PW
Bank
-
Legal Advisor
-
a & g home improvements limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to a & g home improvements limited.
a & g home improvements limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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a & g home improvements limited Companies House Filings - See Documents
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