Pomanda estimates the enterprise value of ZEN FINANCIAL MANAGEMENT LTD at £100.6k based on a Turnover of £122.8k and 0.82x industry multiple (adjusted for size and gross margin).
zen financial management ltdEstimated Valuation
£0
Pomanda estimates the enterprise value of ZEN FINANCIAL MANAGEMENT LTD at £0 based on an EBITDA of £-727 and a 4.84x industry multiple (adjusted for size and gross margin).
zen financial management ltdEstimated Valuation
£2.7m
Pomanda estimates the enterprise value of ZEN FINANCIAL MANAGEMENT LTD at £2.7m based on Net Assets of £811.9k and 3.38x industry multiple (adjusted for liquidity).
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Zen Financial Management LtdOverview
Zen Financial Management Ltd is a dissolved company that was located in hertfordshire, CM21 9HT with a Companies House number of 04966118. It operated in the financial management sector, SIC Code 70221. Founded in November 2003, it's largest shareholder was
zeana instance
with a 100% stake. The last turnover for Zen Financial Management Ltd was estimated at £122.8k.
Pomanda's financial health check has awarded Zen Financial Management Ltd a 2 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating2out of 5
1 Strong
3 Regular
5 Weak
Size
annual sales of £122.8k, make it smaller than the average company (£454.7k)
£122.8k - Zen Financial Management Ltd
£454.7k - Industry AVG
Growth
3 year (CAGR) sales growth of -62%, show it is growing at a slower rate (5.3%)
-62% - Zen Financial Management Ltd
5.3% - Industry AVG
Production
with a gross margin of 87%, this company has a comparable cost of product (87%)
87% - Zen Financial Management Ltd
87% - Industry AVG
Profitability
an operating margin of -3.8% make it less profitable than the average company (10.7%)
-3.8% - Zen Financial Management Ltd
10.7% - Industry AVG
Employees
with 1 employees, this is below the industry average (4)
1 - Zen Financial Management Ltd
4 - Industry AVG
Pay Structure
on an average salary of £45.4k, the company has an equivalent pay structure (£45.4k)
£45.4k - Zen Financial Management Ltd
£45.4k - Industry AVG
Efficiency
resulting in sales per employee of £122.8k, this is equally as efficient (£122.8k)
£122.8k - Zen Financial Management Ltd
£122.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Zen Financial Management Ltd
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Zen Financial Management Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Zen Financial Management Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 2 weeks, this is less cash available to meet short term requirements (32 weeks)
2 weeks - Zen Financial Management Ltd
32 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 10.1%, this is a lower level of debt than the average (54.4%)
10.1% - Zen Financial Management Ltd
54.4% - Industry AVG
ZEN FINANCIAL MANAGEMENT LTD financials
EXPORT
Zen Financial Management Ltd's latest turnover from January 2022 is estimated at £122.8 thousand and the company has net assets of £811.9 thousand. According to their latest financial statements, Zen Financial Management Ltd has 1 employee and maintains cash reserves of £4.4 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Jan 2022
Jan 2021
Jan 2020
Jan 2019
Jan 2018
Jan 2017
Jan 2016
Jan 2015
Jan 2014
Jan 2013
Jan 2012
Jan 2011
Jan 2010
Turnover
122,844
110,958
117,250
2,179,587
1,447
34,075
865,873
916,592
840,427
719,573
456,114
315,747
432,913
Other Income Or Grants
Cost Of Sales
16,033
18,461
26,864
524,068
217
4,998
184,737
266,581
280,666
180,584
128,251
97,788
98,691
Gross Profit
106,812
92,497
90,386
1,655,519
1,229
29,077
681,135
650,011
559,761
538,989
327,863
217,959
334,223
Admin Expenses
111,482
96,478
-494,019
1,552,760
-80,380
-195,888
673,662
649,169
560,152
536,751
328,230
216,786
329,453
Operating Profit
-4,670
-3,981
584,405
102,759
81,609
224,965
7,473
842
-391
2,238
-367
1,173
4,770
Interest Payable
Interest Receivable
101
516
3,643
81
1,493
764
64
59
157
138
48
116
93
Pre-Tax Profit
-4,569
-3,465
588,048
102,840
83,101
225,729
7,536
901
-234
2,376
-319
1,289
4,863
Tax
-111,729
-19,540
-15,789
-45,146
-1,507
-189
-570
-361
-1,361
Profit After Tax
-4,569
-3,465
476,319
83,300
67,312
180,583
6,029
712
-234
1,806
-319
928
3,501
Dividends Paid
Retained Profit
-4,569
-3,465
476,319
83,300
67,312
180,583
6,029
712
-234
1,806
-319
928
3,501
Employee Costs
45,371
36,683
47,302
55,774
51,763
51,141
276,450
314,665
270,281
254,953
149,036
102,933
217,296
Number Of Employees
1
1
1
1
1
1
6
6
6
5
4
3
4
EBITDA*
-727
-38
588,348
106,702
85,553
228,909
11,416
4,785
3,552
6,180
3,575
5,116
8,713
* Earnings Before Interest, Tax, Depreciation and Amortisation
Jan 2022
Jan 2021
Jan 2020
Jan 2019
Jan 2018
Jan 2017
Jan 2016
Jan 2015
Jan 2014
Jan 2013
Jan 2012
Jan 2011
Jan 2010
Tangible Assets
Intangible Assets
14,824
18,767
22,710
26,653
30,596
34,539
38,482
42,425
46,368
50,311
54,253
58,195
62,138
Investments & Other
883,772
879,375
Debtors (Due After 1 year)
Total Fixed Assets
898,596
898,142
22,710
26,653
30,596
34,539
38,482
42,425
46,368
50,311
54,253
58,195
62,138
Stock & work in progress
Trade Debtors
729,810
325
2,125
124,325
139,325
105,825
109,725
59,065
52,775
54,563
Group Debtors
480,000
Misc Debtors
Cash
4,424
76,748
954,994
16,464
5,002
592,091
19,046
6,448
17,347
45,330
10,053
9,287
37,000
misc current assets
total current assets
4,424
76,748
954,994
746,274
485,327
594,216
143,371
145,773
123,172
155,055
69,118
62,062
91,563
total assets
903,020
974,890
977,704
772,927
515,923
628,755
181,853
188,198
169,540
205,366
123,371
120,257
153,701
Bank overdraft
Bank loan
Trade Creditors
150,060
181,802
163,856
199,448
52,875
150,198
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
91,115
158,416
157,765
429,307
255,603
285,687
169,428
119,259
62,951
total current liabilities
91,115
158,416
157,765
429,307
255,603
435,747
169,428
181,802
163,856
199,448
119,259
115,826
150,198
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities
91,115
158,416
157,765
429,307
255,603
435,747
169,428
181,802
163,856
199,448
119,259
115,826
150,198
net assets
811,905
816,474
819,939
343,620
260,320
193,008
12,425
6,396
5,684
5,918
4,112
4,431
3,503
total shareholders funds
811,905
816,474
819,939
343,620
260,320
193,008
12,425
6,396
5,684
5,918
4,112
4,431
3,503
Jan 2022
Jan 2021
Jan 2020
Jan 2019
Jan 2018
Jan 2017
Jan 2016
Jan 2015
Jan 2014
Jan 2013
Jan 2012
Jan 2011
Jan 2010
Operating Activities
Operating Profit
-4,670
-3,981
584,405
102,759
81,609
224,965
7,473
842
-391
2,238
-367
1,173
4,770
Depreciation
1
1
Amortisation
3,943
3,943
3,943
3,943
3,943
3,943
3,943
3,943
3,943
3,942
3,942
3,943
3,943
Tax
-111,729
-19,540
-15,789
-45,146
-1,507
-189
-570
-361
-1,361
Stock
Debtors
-729,810
249,485
478,200
-122,200
-15,000
33,500
-3,900
50,660
6,290
-1,788
54,563
Creditors
-150,060
150,060
-181,802
17,946
-35,592
199,448
-52,875
-97,323
150,198
Accruals and Deferred Income
-67,301
651
-271,542
173,704
-30,084
116,259
169,428
-119,259
56,308
62,951
Deferred Taxes & Provisions
Cash flow from operations
-68,028
613
934,887
11,381
-588,580
572,282
12,535
-10,958
-28,140
35,139
718
-27,829
102,987
Investing Activities
capital expenditure
-1
-1
-66,081
Change in Investments
4,397
879,375
cash flow from investments
-4,397
-879,375
-1
-1
-66,081
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
2
interest
101
516
3,643
81
1,493
764
64
59
157
138
48
116
93
cash flow from financing
101
516
3,643
81
1,493
764
64
59
157
138
48
116
95
cash and cash equivalents
cash
-72,324
-878,246
938,530
11,462
-587,089
573,045
12,598
-10,899
-27,983
35,277
766
-27,713
37,000
overdraft
change in cash
-72,324
-878,246
938,530
11,462
-587,089
573,045
12,598
-10,899
-27,983
35,277
766
-27,713
37,000
zen financial management ltd Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for zen financial management ltd. Get real-time insights into zen financial management ltd's credit score, group structure and payment trends.
Perform a competitor analysis for zen financial management ltd by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other undefined companies, companies in CM21 area or any other competitors across 12 key performance metrics.
zen financial management ltd Ownership
ZEN FINANCIAL MANAGEMENT LTD group structure
Zen Financial Management Ltd has no subsidiary companies.
Ultimate parent company
ZEN FINANCIAL MANAGEMENT LTD
04966118
ZEN FINANCIAL MANAGEMENT LTD Shareholders
The sole shareholder of Zen Financial Management Ltd is Zeana Instance.
zeana instance
100%
zen financial management ltd directors
Zen Financial Management Ltd currently has 1 director, Miss Zeana Instance serving since Feb 2019.
bonks hill house, high wych road, sawbridgeworth, hertfordshire, CM21 9HT
Bank
-
Legal Advisor
-
zen financial management ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to zen financial management ltd.
zen financial management ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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zen financial management ltdCompanies House Filings - See Documents
