surrenda-link mortgage holdings limited
surrenda-link mortgage holdings limited Company Information
Company Number
05169897
Next Accounts
Sep 2025
Shareholders
surrenda link investors limited
pension protection fund
View AllGroup Structure
View All
Industry
Activities of head offices
Registered Address
9 wellington road, oxton, prenton, wirral merseyside, CH43 2JQ
Website
www.surrendalink.comsurrenda-link mortgage holdings limited Estimated Valuation
Pomanda estimates the enterprise value of SURRENDA-LINK MORTGAGE HOLDINGS LIMITED at £1.5m based on a Turnover of £3.4m and 0.42x industry multiple (adjusted for size and gross margin).
surrenda-link mortgage holdings limited Estimated Valuation
Pomanda estimates the enterprise value of SURRENDA-LINK MORTGAGE HOLDINGS LIMITED at £0 based on an EBITDA of £-39.7k and a 3.35x industry multiple (adjusted for size and gross margin).
surrenda-link mortgage holdings limited Estimated Valuation
Pomanda estimates the enterprise value of SURRENDA-LINK MORTGAGE HOLDINGS LIMITED at £0 based on Net Assets of £-4.8m and 2.11x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Surrenda-link Mortgage Holdings Limited Overview
Surrenda-link Mortgage Holdings Limited is a live company located in prenton, CH43 2JQ with a Companies House number of 05169897. It operates in the activities of head offices sector, SIC Code 70100. Founded in July 2004, it's largest shareholder is surrenda link investors limited with a 59.5% stake. Surrenda-link Mortgage Holdings Limited is a mature, small sized company, Pomanda has estimated its turnover at £3.4m with high growth in recent years.
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Surrenda-link Mortgage Holdings Limited Health Check
Pomanda's financial health check has awarded Surrenda-Link Mortgage Holdings Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 6 areas for improvement. Company Health Check FAQs
4 Strong
1 Regular
6 Weak
Size
annual sales of £3.4m, make it smaller than the average company (£20.2m)
- Surrenda-link Mortgage Holdings Limited
£20.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 29%, show it is growing at a faster rate (7.4%)
- Surrenda-link Mortgage Holdings Limited
7.4% - Industry AVG
Production
with a gross margin of 18.9%, this company has a higher cost of product (33.7%)
- Surrenda-link Mortgage Holdings Limited
33.7% - Industry AVG
Profitability
an operating margin of -1.1% make it less profitable than the average company (5.8%)
- Surrenda-link Mortgage Holdings Limited
5.8% - Industry AVG
Employees
with 8 employees, this is below the industry average (110)
- Surrenda-link Mortgage Holdings Limited
110 - Industry AVG
Pay Structure
on an average salary of £49.9k, the company has an equivalent pay structure (£49.9k)
- Surrenda-link Mortgage Holdings Limited
£49.9k - Industry AVG
Efficiency
resulting in sales per employee of £429.5k, this is more efficient (£204.5k)
- Surrenda-link Mortgage Holdings Limited
£204.5k - Industry AVG
Debtor Days
it gets paid by customers after 10 days, this is earlier than average (45 days)
- Surrenda-link Mortgage Holdings Limited
45 days - Industry AVG
Creditor Days
its suppliers are paid after 278 days, this is slower than average (42 days)
- Surrenda-link Mortgage Holdings Limited
42 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Surrenda-link Mortgage Holdings Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (15 weeks)
0 weeks - Surrenda-link Mortgage Holdings Limited
15 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 4385.9%, this is a higher level of debt than the average (55.6%)
4385.9% - Surrenda-link Mortgage Holdings Limited
55.6% - Industry AVG
SURRENDA-LINK MORTGAGE HOLDINGS LIMITED financials
Surrenda-Link Mortgage Holdings Limited's latest turnover from December 2023 is estimated at £3.4 million and the company has net assets of -£4.8 million. According to their latest financial statements, we estimate that Surrenda-Link Mortgage Holdings Limited has 8 employees and maintains cash reserves of £11 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,597,600 | 2,518,516 | 1,209,843 | 820,800 | 1,128,160 | 6,793 | 1,209 | 10,460 | 19,842 | 2,117 | |||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | 1,592,442 | 2,502,750 | 766 | ||||||||||||
| Gross Profit | 5,158 | 15,766 | 1,209,843 | 820,800 | 1,128,160 | 6,793 | 1,209 | 10,460 | 19,076 | 2,117 | |||||
| Admin Expenses | 2,445,995 | 275,844 | 407,451 | 766,259 | 748,085 | 334,643 | 209,139 | 364,223 | 471,816 | 511,327 | 518,418 | 517,785 | |||
| Operating Profit | -2,440,837 | -260,078 | 802,392 | 54,541 | 380,075 | -327,850 | -207,930 | -353,763 | -452,740 | -511,327 | -516,301 | -517,785 | |||
| Interest Payable | 316 | 34,704 | 50,281 | 48,950 | 100,504 | 179,523 | 249,195 | 258,294 | 639,586 | 721,156 | 734,291 | 976,973 | |||
| Interest Receivable | 22,765 | 21,237 | 197,331 | 281,660 | 371,023 | 387,280 | 502,399 | 655,521 | 515,718 | 784,068 | |||||
| Pre-Tax Profit | -2,402,327 | -286,182 | 866,422 | 59,097 | 568,726 | -297,337 | -141,709 | -199,503 | -625,394 | -633,424 | -744,617 | -750,952 | |||
| Tax | |||||||||||||||
| Profit After Tax | -2,402,327 | -286,182 | 866,422 | 59,097 | 568,726 | -297,337 | -141,709 | -199,503 | -625,394 | -633,424 | -744,617 | -750,952 | |||
| Dividends Paid | |||||||||||||||
| Retained Profit | -2,402,327 | -286,182 | 866,422 | 59,097 | 568,726 | -297,337 | -141,709 | -199,503 | -625,394 | -633,424 | -744,617 | -750,952 | |||
| Employee Costs | 44,934 | 44,949 | 45,003 | 45,009 | 41,943 | 169,685 | |||||||||
| Number Of Employees | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | |||
| EBITDA* | -2,419,421 | -247,586 | 802,392 | 54,541 | 380,075 | -327,850 | -151,866 | -280,714 | -277,678 | -511,327 | -514,814 | -327,028 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 1,487 | ||||||||||||||
| Intangible Assets | 180,250 | 201,666 | |||||||||||||
| Investments & Other | 502,510 | 502,510 | 109,539 | 109,539 | 84,870 | 61,144 | 65,776 | 64,115 | 64,249 | 74,995 | 84,738 | ||||
| Debtors (Due After 1 year) | 3,825,506 | 16,116,247 | 21,912,445 | 21,475,616 | 22,184,631 | 22,791,726 | 24,182,716 | ||||||||
| Total Fixed Assets | 502,510 | 502,510 | 289,789 | 311,205 | 3,910,376 | 16,177,391 | 21,978,221 | 21,539,731 | 22,248,880 | 22,866,721 | 24,268,941 | ||||
| Stock & work in progress | 180,877 | 219,629 | |||||||||||||
| Trade Debtors | 100,000 | 87,781 | 87,781 | 31,678 | 30,478 | 11,526,634 | 11,562,465 | 14,456,641 | 14,634,979 | 4,474,200 | 205,357 | ||||
| Group Debtors | |||||||||||||||
| Misc Debtors | 8,761,746 | 10,566,490 | 41,530 | 41,523 | 47,241 | 110,751 | 192,769 | 118,900 | 116,146 | 174,705 | 141,137 | ||||
| Cash | 11,019 | 1,404 | 16,097 | 208,197 | 282,173 | 30,922 | 37,057 | 1,145,824 | 124,885 | 70,311 | 1,847 | 4,878 | 1,129 | 4,687 | 10,331 |
| misc current assets | |||||||||||||||
| total current assets | 111,019 | 89,185 | 103,878 | 9,182,498 | 11,098,770 | 11,599,086 | 11,641,045 | 15,649,706 | 14,870,615 | 4,737,280 | 120,747 | 121,024 | 175,834 | 145,824 | 215,688 |
| total assets | 111,019 | 591,695 | 606,388 | 9,472,287 | 11,409,975 | 11,599,086 | 11,641,045 | 15,649,706 | 18,780,991 | 20,914,671 | 22,098,968 | 21,660,755 | 22,424,714 | 23,012,545 | 24,484,629 |
| Bank overdraft | 1,818 | ||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 2,126,607 | 2,567,950 | 2,498,708 | 247,065 | 317,339 | 84,996 | 80,172 | 74,086 | 73,318 | 36,959 | 81,680 | 124,935 | 70,167 | 81,006 | 60,343 |
| Group/Directors Accounts | |||||||||||||||
| other short term finances | 11,563,826 | 10,947,106 | 11,646,574 | 11,797,420 | 14,104,531 | 14,634,980 | 4,327,179 | ||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 3,343,658 | 3,318,480 | 3,115,411 | 3,833,679 | 4,122,139 | 3,112,860 | 3,041,869 | 2,726,182 | 2,614,138 | 2,405,687 | 2,089,164 | 1,848,843 | |||
| total current liabilities | 2,126,607 | 2,567,950 | 2,498,708 | 15,154,549 | 14,582,925 | 14,846,981 | 15,711,271 | 18,300,756 | 17,821,158 | 7,407,825 | 2,807,862 | 2,739,073 | 2,475,854 | 2,170,170 | 1,909,186 |
| loans | 2,742,549 | 2,742,549 | 2,742,549 | 2,742,549 | 4,155,374 | 8,149,558 | 20,483,622 | 26,202,761 | 25,604,266 | 26,030,925 | 26,329,701 | 27,379,532 | |||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | 2,742,549 | 2,742,549 | 2,742,549 | ||||||||||||
| provisions | |||||||||||||||
| total long term liabilities | 2,742,549 | 2,742,549 | 2,742,549 | 2,742,549 | 2,742,549 | 2,742,549 | 2,742,549 | 4,155,374 | 8,149,558 | 20,483,622 | 26,202,761 | 25,604,266 | 26,030,925 | 26,329,701 | 27,379,532 |
| total liabilities | 4,869,156 | 5,310,499 | 5,241,257 | 17,897,098 | 17,325,474 | 17,589,530 | 18,453,820 | 22,456,130 | 25,970,716 | 27,891,447 | 29,010,623 | 28,343,339 | 28,506,779 | 28,499,871 | 29,288,718 |
| net assets | -4,758,137 | -4,718,804 | -4,634,869 | -8,424,811 | -5,915,499 | -5,990,444 | -6,812,775 | -6,806,424 | -7,189,725 | -6,976,776 | -6,911,655 | -6,682,584 | -6,082,065 | -5,487,326 | -4,804,089 |
| total shareholders funds | -4,758,137 | -4,718,804 | -4,634,869 | -8,424,811 | -5,915,499 | -5,990,444 | -6,812,775 | -6,806,424 | -7,189,725 | -6,976,776 | -6,911,655 | -6,682,584 | -6,082,065 | -5,487,326 | -4,804,089 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | -2,440,837 | -260,078 | 802,392 | 54,541 | 380,075 | -327,850 | -207,930 | -353,763 | -452,740 | -511,327 | -516,301 | -517,785 | |||
| Depreciation | 1,487 | 190,757 | |||||||||||||
| Amortisation | 21,416 | 12,492 | 56,064 | 73,049 | 175,062 | ||||||||||
| Tax | |||||||||||||||
| Stock | -180,877 | -38,752 | 219,629 | ||||||||||||
| Debtors | 12,219 | -8,705,643 | -1,803,544 | -971,196 | -35,824 | -2,899,894 | -4,067,354 | -2,211,980 | -1,248,129 | 439,583 | -767,574 | -573,527 | -1,455,210 | 24,388,073 | |
| Creditors | -441,343 | 69,242 | 2,251,643 | -70,274 | 232,343 | 4,824 | 6,086 | 768 | 36,359 | -44,721 | -43,255 | 54,768 | -10,839 | 20,663 | 60,343 |
| Accruals and Deferred Income | -3,343,658 | 25,178 | 203,069 | -718,268 | -288,460 | 1,009,279 | 70,991 | 315,687 | 112,044 | 208,451 | 316,523 | 240,321 | 1,848,843 | ||
| Deferred Taxes & Provisions | |||||||||||||||
| Cash flow from operations | -622,221 | 939,393 | 124,772 | 2,672,061 | 5,457,476 | 1,991,480 | 1,367,229 | -651,508 | 753,115 | 367,884 | 1,201,380 | -22,805,915 | |||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | -502,510 | 392,971 | 109,539 | -84,870 | 23,726 | -4,632 | 1,661 | -134 | -10,746 | -9,743 | 84,738 | ||||
| cash flow from investments | 4,632 | -1,661 | 134 | 10,746 | 9,743 | -84,738 | |||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | |||||||||||||||
| Other Short Term Loans | -11,563,826 | 616,720 | -699,468 | -150,846 | -2,307,111 | -530,449 | 10,307,801 | 4,327,179 | |||||||
| Long term loans | -2,742,549 | -1,412,825 | -3,994,184 | -12,334,064 | -5,719,139 | 598,495 | -426,659 | -298,776 | -1,049,831 | 27,379,532 | |||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | 2,742,549 | ||||||||||||||
| share issue | |||||||||||||||
| interest | 22,449 | -34,704 | -50,281 | -27,713 | 96,827 | 102,137 | 121,828 | 128,986 | -137,187 | -65,635 | -218,573 | -192,905 | |||
| cash flow from financing | 532,184 | -373,045 | -245,218 | -3,813,097 | -4,613,231 | -1,839,738 | -1,193,544 | 697,913 | -538,971 | -325,726 | -1,207,024 | 23,133,490 | |||
| cash and cash equivalents | |||||||||||||||
| cash | 9,615 | -14,693 | -192,100 | -73,976 | 251,251 | -6,135 | -1,108,767 | 1,020,939 | 54,574 | 68,464 | -3,031 | 3,749 | -3,558 | -5,644 | 10,331 |
| overdraft | -1,818 | 1,818 | |||||||||||||
| change in cash | 9,615 | -14,693 | -192,100 | -73,976 | 251,251 | -6,135 | -1,108,767 | 1,020,939 | 56,392 | 66,646 | -3,031 | 3,749 | -3,558 | -5,644 | 10,331 |
surrenda-link mortgage holdings limited Credit Report and Business Information
Surrenda-link Mortgage Holdings Limited Competitor Analysis
Perform a competitor analysis for surrenda-link mortgage holdings limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other small companies, companies in CH43 area or any other competitors across 12 key performance metrics.
surrenda-link mortgage holdings limited Ownership
SURRENDA-LINK MORTGAGE HOLDINGS LIMITED group structure
Surrenda-Link Mortgage Holdings Limited has 3 subsidiary companies.
Ultimate parent company
1 parent
SURRENDA-LINK MORTGAGE HOLDINGS LIMITED
05169897
3 subsidiaries
surrenda-link mortgage holdings limited directors
Surrenda-Link Mortgage Holdings Limited currently has 2 directors. The longest serving directors include Mr Michael Semple (Sep 2004) and Mr Cuthbert Sands (Sep 2004).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Michael Semple | England | 79 years | Sep 2004 | - | Director |
| Mr Cuthbert Sands | England | 81 years | Sep 2004 | - | Director |
P&L
December 2023turnover
3.4m
-9%
operating profit
-39.7k
0%
gross margin
18.9%
-0.19%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
-4.8m
+0.01%
total assets
111k
-0.81%
cash
11k
+6.85%
net assets
Total assets minus all liabilities
surrenda-link mortgage holdings limited company details
company number
05169897
Type
Private limited with Share Capital
industry
70100 - Activities of head offices
incorporation date
July 2004
age
21
incorporated
UK
ultimate parent company
accounts
Unaudited Abridged
last accounts submitted
December 2023
previous names
blakedew 511 limited (July 2004)
accountant
-
auditor
-
address
9 wellington road, oxton, prenton, wirral merseyside, CH43 2JQ
Bank
THE ROYAL BANK OF SCOTLAND INTERNATIONAL LIMITED
Legal Advisor
-
surrenda-link mortgage holdings limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 9 charges/mortgages relating to surrenda-link mortgage holdings limited. Currently there are 9 open charges and 0 have been satisfied in the past.
surrenda-link mortgage holdings limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for SURRENDA-LINK MORTGAGE HOLDINGS LIMITED. This can take several minutes, an email will notify you when this has completed.
surrenda-link mortgage holdings limited Companies House Filings - See Documents
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