censeo actuaries & consultants limited Company Information
Company Number
05321651
Next Accounts
Sep 2025
Shareholders
wbr group holdings limited
Group Structure
View All
Industry
Pension funding
+1Registered Address
5a dominus way, meridian business park, leicester, LE19 1RP
Website
http://www.censeo.uk.comcenseo actuaries & consultants limited Estimated Valuation
Pomanda estimates the enterprise value of CENSEO ACTUARIES & CONSULTANTS LIMITED at £818.8k based on a Turnover of £1.2m and 0.69x industry multiple (adjusted for size and gross margin).
censeo actuaries & consultants limited Estimated Valuation
Pomanda estimates the enterprise value of CENSEO ACTUARIES & CONSULTANTS LIMITED at £0 based on an EBITDA of £-104.8k and a 5.15x industry multiple (adjusted for size and gross margin).
censeo actuaries & consultants limited Estimated Valuation
Pomanda estimates the enterprise value of CENSEO ACTUARIES & CONSULTANTS LIMITED at £755.2k based on Net Assets of £395.8k and 1.91x industry multiple (adjusted for liquidity).
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Censeo Actuaries & Consultants Limited Overview
Censeo Actuaries & Consultants Limited is a live company located in leicester, LE19 1RP with a Companies House number of 05321651. It operates in the pension funding sector, SIC Code 65300. Founded in December 2004, it's largest shareholder is wbr group holdings limited with a 100% stake. Censeo Actuaries & Consultants Limited is a mature, small sized company, Pomanda has estimated its turnover at £1.2m with healthy growth in recent years.
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Censeo Actuaries & Consultants Limited Health Check
Pomanda's financial health check has awarded Censeo Actuaries & Consultants Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 4 areas for improvement. Company Health Check FAQs


3 Strong

3 Regular

4 Weak

Size
annual sales of £1.2m, make it smaller than the average company (£2m)
- Censeo Actuaries & Consultants Limited
£2m - Industry AVG

Growth
3 year (CAGR) sales growth of 15%, show it is growing at a faster rate (7.5%)
- Censeo Actuaries & Consultants Limited
7.5% - Industry AVG

Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
- Censeo Actuaries & Consultants Limited
100% - Industry AVG

Profitability
an operating margin of -8.9% make it less profitable than the average company (10.9%)
- Censeo Actuaries & Consultants Limited
10.9% - Industry AVG

Employees
with 5 employees, this is below the industry average (10)
5 - Censeo Actuaries & Consultants Limited
10 - Industry AVG

Pay Structure
on an average salary of £65.5k, the company has an equivalent pay structure (£57.7k)
£65.5k - Censeo Actuaries & Consultants Limited
£57.7k - Industry AVG

Efficiency
resulting in sales per employee of £238.8k, this is more efficient (£118.5k)
- Censeo Actuaries & Consultants Limited
£118.5k - Industry AVG

Debtor Days
it gets paid by customers after 60 days, this is later than average (42 days)
- Censeo Actuaries & Consultants Limited
42 days - Industry AVG

Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Censeo Actuaries & Consultants Limited
- - Industry AVG

Stock Days
There is insufficient data available for this Key Performance Indicator!
- Censeo Actuaries & Consultants Limited
- - Industry AVG

Cash Balance
has cash to cover current liabilities for 40 weeks, this is average cash available to meet short term requirements (47 weeks)
40 weeks - Censeo Actuaries & Consultants Limited
47 weeks - Industry AVG

Debt Level
it has a ratio of liabilities to total assets of 41.3%, this is a lower level of debt than the average (45.9%)
41.3% - Censeo Actuaries & Consultants Limited
45.9% - Industry AVG
CENSEO ACTUARIES & CONSULTANTS LIMITED financials

Censeo Actuaries & Consultants Limited's latest turnover from December 2023 is estimated at £1.2 million and the company has net assets of £395.8 thousand. According to their latest financial statements, Censeo Actuaries & Consultants Limited has 5 employees and maintains cash reserves of £216.5 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | 198,679 | ||||||||||||||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | 40,259 | ||||||||||||||
Interest Payable | 805 | ||||||||||||||
Interest Receivable | |||||||||||||||
Pre-Tax Profit | 39,454 | ||||||||||||||
Tax | -16,640 | ||||||||||||||
Profit After Tax | 22,814 | ||||||||||||||
Dividends Paid | |||||||||||||||
Retained Profit | 22,814 | ||||||||||||||
Employee Costs | 327,533 | 269,561 | |||||||||||||
Number Of Employees | 5 | 6 | 7 | 7 | 3 | 3 | 3 | 3 | 3 | ||||||
EBITDA* | 45,738 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 1,309 | 3,291 | 3,946 | 3,145 | 1,173 | 2,026 | 1,015 | 5,041 | 15,247 | 24,139 | 31,593 | 4,530 | 12,468 | 21,636 | 29,712 |
Intangible Assets | |||||||||||||||
Investments & Other | 215,202 | 368,401 | 368,401 | 368,401 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Debtors (Due After 1 year) | 4 | 81 | 54 | 40 | 26 | 3 | 256 | 590 | 60 | 205 | 602 | ||||
Total Fixed Assets | 216,511 | 371,692 | 372,347 | 371,546 | 1,178 | 2,108 | 1,070 | 5,082 | 15,274 | 24,143 | 31,850 | 5,121 | 12,529 | 21,842 | 30,315 |
Stock & work in progress | |||||||||||||||
Trade Debtors | 198,055 | 160,507 | 117,142 | 124,098 | 124,683 | 92,736 | 104,045 | 85,696 | 80,241 | 169,573 | 132,444 | 109,466 | 97,654 | 126,792 | 75,984 |
Group Debtors | |||||||||||||||
Misc Debtors | 43,534 | 29,654 | 28,738 | 21,466 | 22,217 | 38,160 | 50,984 | 40,601 | 20,341 | 6,139 | |||||
Cash | 216,490 | 123,798 | 154,788 | 125,244 | 299,224 | 184,178 | 99,353 | 108,941 | 166,026 | 85,229 | 90,115 | 132,744 | 131,849 | 99,964 | 140,831 |
misc current assets | |||||||||||||||
total current assets | 458,079 | 313,959 | 300,668 | 270,808 | 446,124 | 315,074 | 254,382 | 235,238 | 266,608 | 254,802 | 222,559 | 242,210 | 229,503 | 226,756 | 222,954 |
total assets | 674,590 | 685,651 | 673,015 | 642,354 | 447,302 | 317,182 | 255,452 | 240,320 | 281,882 | 278,945 | 254,409 | 247,331 | 242,032 | 248,598 | 253,269 |
Bank overdraft | |||||||||||||||
Bank loan | |||||||||||||||
Trade Creditors | 55,163 | 26,126 | 20,078 | 24,543 | 19,366 | 35,913 | 20,670 | 26,576 | 31,971 | 120,243 | 99,686 | 111,514 | 103,749 | 101,545 | 4,026 |
Group/Directors Accounts | 106,366 | 101,319 | 98,780 | 113,218 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
other short term finances | |||||||||||||||
hp & lease commitments | 13,500 | 4,221 | 4,889 | ||||||||||||
other current liabilities | 117,241 | 64,849 | 90,539 | 68,415 | 99,001 | 64,772 | 52,964 | 31,170 | 78,861 | 118,187 | |||||
total current liabilities | 278,770 | 192,294 | 209,397 | 206,176 | 118,368 | 100,686 | 73,635 | 71,247 | 115,054 | 120,243 | 99,686 | 111,514 | 103,749 | 101,545 | 127,103 |
loans | |||||||||||||||
hp & lease commitments | 20,905 | ||||||||||||||
Accruals and Deferred Income | |||||||||||||||
other liabilities | 13,500 | 17,722 | 21,943 | 6,237 | 11,534 | 16,016 | |||||||||
provisions | |||||||||||||||
total long term liabilities | 13,500 | 17,722 | 21,943 | 6,237 | 11,534 | 16,016 | 20,905 | ||||||||
total liabilities | 278,770 | 192,294 | 209,397 | 206,176 | 118,368 | 100,686 | 73,635 | 71,247 | 128,554 | 137,965 | 121,629 | 117,751 | 115,283 | 117,561 | 148,008 |
net assets | 395,820 | 493,357 | 463,618 | 436,178 | 328,934 | 216,496 | 181,817 | 169,073 | 153,328 | 140,980 | 132,780 | 129,580 | 126,749 | 131,037 | 105,261 |
total shareholders funds | 395,820 | 493,357 | 463,618 | 436,178 | 328,934 | 216,496 | 181,817 | 169,073 | 153,328 | 140,980 | 132,780 | 129,580 | 126,749 | 131,037 | 105,261 |
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | 40,259 | ||||||||||||||
Depreciation | 1,690 | 1,458 | 2,204 | 966 | 853 | 651 | 4,923 | 1,618 | 10,193 | 10,078 | 8,682 | 8,825 | 9,167 | 9,840 | 5,479 |
Amortisation | |||||||||||||||
Tax | -16,640 | ||||||||||||||
Stock | |||||||||||||||
Debtors | 51,428 | 44,281 | 316 | -1,340 | 15,927 | -24,106 | 28,746 | 25,729 | -68,968 | 36,876 | 22,644 | 12,342 | -29,283 | 44,272 | 82,725 |
Creditors | 29,037 | 6,048 | -4,465 | 5,177 | -16,547 | 15,243 | -5,906 | -5,395 | -88,272 | 20,557 | -11,828 | 7,765 | 2,204 | 97,519 | 4,026 |
Accruals and Deferred Income | 52,392 | -25,690 | 22,124 | -30,586 | 34,229 | 11,808 | 21,794 | -47,691 | 78,861 | -118,187 | 118,187 | ||||
Deferred Taxes & Provisions | |||||||||||||||
Cash flow from operations | 68,586 | ||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | -153,199 | 368,400 | 1 | ||||||||||||
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | |||||||||||||||
Group/Directors Accounts | 5,047 | 2,539 | -14,438 | 113,217 | 1 | -1 | 1 | ||||||||
Other Short Term Loans | |||||||||||||||
Long term loans | |||||||||||||||
Hire Purchase and Lease Commitments | -13,500 | 9,279 | 4,221 | -25,794 | 25,794 | ||||||||||
other long term liabilities | -13,500 | -4,222 | -4,221 | 15,706 | -5,297 | -4,482 | 16,016 | ||||||||
share issue | |||||||||||||||
interest | -805 | ||||||||||||||
cash flow from financing | 107,437 | ||||||||||||||
cash and cash equivalents | |||||||||||||||
cash | 92,692 | -30,990 | 29,544 | -173,980 | 115,046 | 84,825 | -9,588 | -57,085 | 80,797 | -4,886 | -42,629 | 895 | 31,885 | -40,867 | 140,831 |
overdraft | |||||||||||||||
change in cash | 92,692 | -30,990 | 29,544 | -173,980 | 115,046 | 84,825 | -9,588 | -57,085 | 80,797 | -4,886 | -42,629 | 895 | 31,885 | -40,867 | 140,831 |
censeo actuaries & consultants limited Credit Report and Business Information
Censeo Actuaries & Consultants Limited Competitor Analysis

Perform a competitor analysis for censeo actuaries & consultants limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in LE19 area or any other competitors across 12 key performance metrics.
censeo actuaries & consultants limited Ownership
CENSEO ACTUARIES & CONSULTANTS LIMITED group structure
Censeo Actuaries & Consultants Limited has 2 subsidiary companies.
Ultimate parent company
1 parent
CENSEO ACTUARIES & CONSULTANTS LIMITED
05321651
2 subsidiaries
censeo actuaries & consultants limited directors
Censeo Actuaries & Consultants Limited currently has 8 directors. The longest serving directors include Mrs Sandra Higgins (Dec 2004) and Mr Roy Botterill (Dec 2024).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mrs Sandra Higgins | United Kingdom | 64 years | Dec 2004 | - | Director |
Mr Roy Botterill | United Kingdom | 60 years | Dec 2024 | - | Director |
Mr David Santaney | England | 61 years | Dec 2024 | - | Director |
Mr Lucas Harding-Cox | England | 50 years | Dec 2024 | - | Director |
Mr Rocky Leanders | England | 46 years | Dec 2024 | - | Director |
Mr Thomas Moore | 61 years | Dec 2024 | - | Director | |
Mr David Downie | 59 years | Dec 2024 | - | Director | |
Mr Martin Tilley | 59 years | Dec 2024 | - | Director |
P&L
December 2023turnover
1.2m
+27%
operating profit
-106.5k
0%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
395.8k
-0.2%
total assets
674.6k
-0.02%
cash
216.5k
+0.75%
net assets
Total assets minus all liabilities
censeo actuaries & consultants limited company details
company number
05321651
Type
Private limited with Share Capital
industry
65300 - Pension funding
66290 - Other activities auxiliary to insurance and pension funding
incorporation date
December 2004
age
21
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
December 2023
previous names
N/A
accountant
FLETCHER & PARTNERS
auditor
-
address
5a dominus way, meridian business park, leicester, LE19 1RP
Bank
-
Legal Advisor
-
censeo actuaries & consultants limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to censeo actuaries & consultants limited. Currently there are 1 open charges and 0 have been satisfied in the past.
censeo actuaries & consultants limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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censeo actuaries & consultants limited Companies House Filings - See Documents
date | description | view/download |
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