blowfish financial services limited Company Information
Company Number
05357523
Next Accounts
Dec 2025
Shareholders
matthew adams
mark andrew eccles
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
130 derby road, long eaton, nottingham, NG10 4ER
Website
www.blowfish-fs.co.ukblowfish financial services limited Estimated Valuation
Pomanda estimates the enterprise value of BLOWFISH FINANCIAL SERVICES LIMITED at £639.8k based on a Turnover of £487k and 1.31x industry multiple (adjusted for size and gross margin).
blowfish financial services limited Estimated Valuation
Pomanda estimates the enterprise value of BLOWFISH FINANCIAL SERVICES LIMITED at £0 based on an EBITDA of £-65.8k and a 4.53x industry multiple (adjusted for size and gross margin).
blowfish financial services limited Estimated Valuation
Pomanda estimates the enterprise value of BLOWFISH FINANCIAL SERVICES LIMITED at £614.7k based on Net Assets of £458.4k and 1.34x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Blowfish Financial Services Limited Overview
Blowfish Financial Services Limited is a live company located in nottingham, NG10 4ER with a Companies House number of 05357523. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in February 2005, it's largest shareholder is matthew adams with a 50% stake. Blowfish Financial Services Limited is a mature, micro sized company, Pomanda has estimated its turnover at £487k with declining growth in recent years.
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Blowfish Financial Services Limited Health Check
Pomanda's financial health check has awarded Blowfish Financial Services Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 6 areas for improvement. Company Health Check FAQs
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3 Strong
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2 Regular
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6 Weak
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Size
annual sales of £487k, make it smaller than the average company (£5.2m)
- Blowfish Financial Services Limited
£5.2m - Industry AVG
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Growth
3 year (CAGR) sales growth of -36%, show it is growing at a slower rate (6.6%)
- Blowfish Financial Services Limited
6.6% - Industry AVG
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Production
with a gross margin of 55.6%, this company has a comparable cost of product (55.6%)
- Blowfish Financial Services Limited
55.6% - Industry AVG
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Profitability
an operating margin of -13.9% make it less profitable than the average company (9.3%)
- Blowfish Financial Services Limited
9.3% - Industry AVG
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Employees
with 4 employees, this is below the industry average (12)
4 - Blowfish Financial Services Limited
12 - Industry AVG
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Pay Structure
on an average salary of £80k, the company has an equivalent pay structure (£80k)
- Blowfish Financial Services Limited
£80k - Industry AVG
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Efficiency
resulting in sales per employee of £121.7k, this is less efficient (£217.9k)
- Blowfish Financial Services Limited
£217.9k - Industry AVG
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Debtor Days
it gets paid by customers after 11 days, this is earlier than average (32 days)
- Blowfish Financial Services Limited
32 days - Industry AVG
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Creditor Days
its suppliers are paid after 8 days, this is quicker than average (41 days)
- Blowfish Financial Services Limited
41 days - Industry AVG
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Stock Days
There is insufficient data available for this Key Performance Indicator!
- Blowfish Financial Services Limited
- - Industry AVG
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Cash Balance
has cash to cover current liabilities for 609 weeks, this is more cash available to meet short term requirements (29 weeks)
609 weeks - Blowfish Financial Services Limited
29 weeks - Industry AVG
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Debt Level
it has a ratio of liabilities to total assets of 8.2%, this is a lower level of debt than the average (68.4%)
8.2% - Blowfish Financial Services Limited
68.4% - Industry AVG
BLOWFISH FINANCIAL SERVICES LIMITED financials
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Blowfish Financial Services Limited's latest turnover from March 2024 is estimated at £487 thousand and the company has net assets of £458.4 thousand. According to their latest financial statements, Blowfish Financial Services Limited has 4 employees and maintains cash reserves of £465.8 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | |||||||||||||||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | |||||||||||||||
Interest Payable | |||||||||||||||
Interest Receivable | |||||||||||||||
Pre-Tax Profit | |||||||||||||||
Tax | |||||||||||||||
Profit After Tax | |||||||||||||||
Dividends Paid | |||||||||||||||
Retained Profit | |||||||||||||||
Employee Costs | |||||||||||||||
Number Of Employees | 4 | 4 | 4 | 5 | 5 | 5 | |||||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 5,342 | 7,296 | 6,868 | 8,686 | 11,882 | 6,380 | 6,498 | 6,483 | 9,302 | 3,245 | 4,390 | 4,155 | 2,787 | 4,454 | 5,828 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 5,342 | 7,296 | 6,868 | 8,686 | 11,882 | 6,380 | 6,498 | 6,483 | 9,302 | 3,245 | 4,390 | 4,155 | 2,787 | 4,454 | 5,828 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 15,846 | 23,803 | 36,153 | 348,830 | 309,796 | 248,387 | 223,985 | 185,955 | 22,940 | 27,755 | 16,373 | 13,590 | 23,825 | 22,781 | 27,020 |
Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 12,468 | 11,580 | 10,403 | 10,492 | 8,982 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash | 465,811 | 544,088 | 397,828 | 0 | 0 | 0 | 0 | 0 | 137,195 | 141,782 | 134,327 | 105,588 | 122,286 | 78,799 | 101,464 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 6,319 | 2,958 | 380 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 494,125 | 579,471 | 444,384 | 359,322 | 318,778 | 254,706 | 226,943 | 186,335 | 160,135 | 169,537 | 150,700 | 119,178 | 146,111 | 101,580 | 128,484 |
total assets | 499,467 | 586,767 | 451,252 | 368,008 | 330,660 | 261,086 | 233,441 | 192,818 | 169,437 | 172,782 | 155,090 | 123,333 | 148,898 | 106,034 | 134,312 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 5,097 | 13,330 | 19,349 | 66,629 | 79,636 | 51,259 | 51,302 | 50,455 | 52,418 | 38,465 | 38,198 | 25,478 | 52,396 | 46,549 | 50,233 |
Group/Directors Accounts | 113 | 571 | 857 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 34,544 | 71,380 | 56,096 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current liabilities | 39,754 | 85,281 | 76,302 | 66,629 | 79,636 | 51,259 | 51,302 | 50,455 | 52,418 | 38,465 | 38,198 | 25,478 | 52,396 | 46,549 | 50,233 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 1,336 | 1,824 | 1,305 | 0 | 0 | 0 | 0 | 14,000 | 15,552 | 14,273 | 14,419 | 14,271 | 0 | 0 | 0 |
total long term liabilities | 1,336 | 1,824 | 1,305 | 0 | 0 | 0 | 0 | 14,000 | 15,552 | 14,273 | 14,419 | 14,271 | 0 | 0 | 0 |
total liabilities | 41,090 | 87,105 | 77,607 | 66,629 | 79,636 | 51,259 | 51,302 | 64,455 | 67,970 | 52,738 | 52,617 | 39,749 | 52,396 | 46,549 | 50,233 |
net assets | 458,377 | 499,662 | 373,645 | 301,379 | 251,024 | 209,827 | 182,139 | 128,363 | 101,467 | 120,044 | 102,473 | 83,584 | 96,502 | 59,485 | 84,079 |
total shareholders funds | 458,377 | 499,662 | 373,645 | 301,379 | 251,024 | 209,827 | 182,139 | 128,363 | 101,467 | 120,044 | 102,473 | 83,584 | 96,502 | 59,485 | 84,079 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | |||||||||||||||
Depreciation | 1,954 | 2,692 | 4,091 | 1,145 | 1,557 | 1,722 | 1,100 | 2,131 | 4,024 | ||||||
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Tax | |||||||||||||||
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | -7,069 | -11,173 | -312,766 | 40,544 | 70,391 | 24,402 | 38,030 | 163,015 | -4,815 | 11,382 | 2,783 | -10,235 | 1,044 | -4,239 | 27,020 |
Creditors | -8,233 | -6,019 | -47,280 | -13,007 | 28,377 | -43 | 847 | -1,963 | 13,953 | 267 | 12,720 | -26,918 | 5,847 | -3,684 | 50,233 |
Accruals and Deferred Income | -36,836 | 15,284 | 56,096 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes & Provisions | -488 | 519 | 1,305 | 0 | 0 | 0 | -14,000 | -1,552 | 1,279 | -146 | 148 | 14,271 | 0 | 0 | 0 |
Cash flow from operations | |||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | -458 | -286 | 857 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | |||||||||||||||
interest | |||||||||||||||
cash flow from financing | |||||||||||||||
cash and cash equivalents | |||||||||||||||
cash | -78,277 | 146,260 | 397,828 | 0 | 0 | 0 | 0 | -137,195 | -4,587 | 7,455 | 28,739 | -16,698 | 43,487 | -22,665 | 101,464 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | -78,277 | 146,260 | 397,828 | 0 | 0 | 0 | 0 | -137,195 | -4,587 | 7,455 | 28,739 | -16,698 | 43,487 | -22,665 | 101,464 |
blowfish financial services limited Credit Report and Business Information
Blowfish Financial Services Limited Competitor Analysis
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Perform a competitor analysis for blowfish financial services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in NG10 area or any other competitors across 12 key performance metrics.
blowfish financial services limited Ownership
BLOWFISH FINANCIAL SERVICES LIMITED group structure
Blowfish Financial Services Limited has no subsidiary companies.
Ultimate parent company
BLOWFISH FINANCIAL SERVICES LIMITED
05357523
blowfish financial services limited directors
Blowfish Financial Services Limited currently has 2 directors. The longest serving directors include Mr Mark Eccles (Feb 2005) and Mr Matthew Adams (Feb 2005).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Mark Eccles | England | 61 years | Feb 2005 | - | Director |
Mr Matthew Adams | United Kingdom | 56 years | Feb 2005 | - | Director |
P&L
March 2024turnover
487k
-1%
operating profit
-67.8k
0%
gross margin
55.7%
-3.99%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
458.4k
-0.08%
total assets
499.5k
-0.15%
cash
465.8k
-0.14%
net assets
Total assets minus all liabilities
blowfish financial services limited company details
company number
05357523
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
February 2005
age
20
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
March 2024
previous names
N/A
accountant
P J HAMSON & CO LIMITED
auditor
-
address
130 derby road, long eaton, nottingham, NG10 4ER
Bank
-
Legal Advisor
-
blowfish financial services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to blowfish financial services limited.
blowfish financial services limited Capital Raised & Share Issues BETA
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blowfish financial services limited Companies House Filings - See Documents
date | description | view/download |
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