michael bell financial planning ltd
michael bell financial planning ltd Company Information
Company Number
05514812
Website
-Registered Address
90-92 high street, evesham, worcestershire, WR11 4EU
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Telephone
01386422461
Next Accounts Due
December 2025
Group Structure
View All
Shareholders
tracey marie bell 50%
michael david bell 50%
michael bell financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of MICHAEL BELL FINANCIAL PLANNING LTD at £434.4k based on a Turnover of £488.8k and 0.89x industry multiple (adjusted for size and gross margin).
michael bell financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of MICHAEL BELL FINANCIAL PLANNING LTD at £105k based on an EBITDA of £29.4k and a 3.57x industry multiple (adjusted for size and gross margin).
michael bell financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of MICHAEL BELL FINANCIAL PLANNING LTD at £293.9k based on Net Assets of £146.5k and 2.01x industry multiple (adjusted for liquidity).
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Michael Bell Financial Planning Ltd Overview
Michael Bell Financial Planning Ltd is a live company located in worcestershire, WR11 4EU with a Companies House number of 05514812. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in July 2005, it's largest shareholder is tracey marie bell with a 50% stake. Michael Bell Financial Planning Ltd is a established, micro sized company, Pomanda has estimated its turnover at £488.8k with low growth in recent years.
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Michael Bell Financial Planning Ltd Health Check
Pomanda's financial health check has awarded Michael Bell Financial Planning Ltd a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 7 areas for improvement. Company Health Check FAQs
2 Strong
1 Regular
7 Weak
Size
annual sales of £488.8k, make it smaller than the average company (£5.3m)
- Michael Bell Financial Planning Ltd
£5.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 3%, show it is growing at a slower rate (6.4%)
- Michael Bell Financial Planning Ltd
6.4% - Industry AVG
Production
with a gross margin of 18.8%, this company has a higher cost of product (58%)
- Michael Bell Financial Planning Ltd
58% - Industry AVG
Profitability
an operating margin of 6% make it less profitable than the average company (9.4%)
- Michael Bell Financial Planning Ltd
9.4% - Industry AVG
Employees
with 1 employees, this is below the industry average (13)
- Michael Bell Financial Planning Ltd
13 - Industry AVG
Pay Structure
on an average salary of £80.5k, the company has an equivalent pay structure (£80.5k)
- Michael Bell Financial Planning Ltd
£80.5k - Industry AVG
Efficiency
resulting in sales per employee of £488.8k, this is more efficient (£231k)
- Michael Bell Financial Planning Ltd
£231k - Industry AVG
Debtor Days
it gets paid by customers after 120 days, this is later than average (31 days)
- Michael Bell Financial Planning Ltd
31 days - Industry AVG
Creditor Days
its suppliers are paid after 14 days, this is quicker than average (31 days)
- Michael Bell Financial Planning Ltd
31 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Michael Bell Financial Planning Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Michael Bell Financial Planning Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 9.6%, this is a lower level of debt than the average (58.1%)
9.6% - Michael Bell Financial Planning Ltd
58.1% - Industry AVG
MICHAEL BELL FINANCIAL PLANNING LTD financials
Michael Bell Financial Planning Ltd's latest turnover from March 2024 is estimated at £488.8 thousand and the company has net assets of £146.5 thousand. According to their latest financial statements, we estimate that Michael Bell Financial Planning Ltd has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 2 | 2 | |||||||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 1,068 | 1,857 | 2,168 | 2,212 | 2,623 | 3,641 | 4,133 | 1,006 | 1,569 | 1,892 | 2,535 | 2,770 | 915 | 254 | 356 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3,134 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 1,068 | 1,857 | 2,168 | 2,212 | 2,623 | 3,641 | 4,133 | 1,006 | 1,569 | 1,892 | 2,535 | 2,770 | 915 | 254 | 3,490 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 161,019 | 141,793 | 137,836 | 145,536 | 156,248 | 107,243 | 73,790 | 65,159 | 48,064 | 5,780 | 0 | 5,515 | 1,025 | 1,566 | 934 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 3,308 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 57,109 | 43,546 | 28,168 | 34,562 | 33,515 | 33,497 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 161,019 | 141,793 | 137,836 | 145,536 | 156,248 | 107,243 | 77,098 | 65,159 | 48,064 | 62,889 | 43,546 | 33,683 | 35,587 | 35,081 | 34,431 |
| total assets | 162,087 | 143,650 | 140,004 | 147,748 | 158,871 | 110,884 | 81,231 | 66,165 | 49,633 | 64,781 | 46,081 | 36,453 | 36,502 | 35,335 | 37,921 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 15,629 | 19,245 | 19,576 | 11,447 | 29,432 | 14,280 | 14,408 | 11,918 | 11,585 | 11,394 | 13,241 | 7,658 | 17,794 | 20,783 | 5,455 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 18,133 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 15,629 | 19,245 | 19,576 | 11,447 | 29,432 | 14,280 | 14,408 | 11,918 | 11,585 | 11,394 | 13,241 | 7,658 | 17,794 | 20,783 | 23,588 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 212 | 467 | 0 | 0 | 0 | 0 | 0 | 0 | 13,692 | 18,133 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 378 | 450 | 554 | 183 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 212 | 467 | 0 | 0 | 378 | 450 | 554 | 183 | 13,692 | 18,133 |
| total liabilities | 15,629 | 19,245 | 19,576 | 11,447 | 29,432 | 14,492 | 14,875 | 11,918 | 11,585 | 11,772 | 13,691 | 8,212 | 17,977 | 34,475 | 41,721 |
| net assets | 146,458 | 124,405 | 120,428 | 136,301 | 129,439 | 96,392 | 66,356 | 54,247 | 38,048 | 53,009 | 32,390 | 28,241 | 18,525 | 860 | -3,800 |
| total shareholders funds | 146,458 | 124,405 | 120,428 | 136,301 | 129,439 | 96,392 | 66,356 | 54,247 | 38,048 | 53,009 | 32,390 | 28,241 | 18,525 | 860 | -3,800 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 1,012 | 1,010 | 510 | 316 | 440 | 565 | |||||||||
| Amortisation | 0 | 0 | 0 | 0 | 4,574 | 7,519 | |||||||||
| Tax | |||||||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 19,226 | 3,957 | -7,700 | -10,712 | 49,005 | 30,145 | 11,939 | 17,095 | 42,284 | 5,780 | -5,515 | 4,490 | -541 | 632 | 934 |
| Creditors | -3,616 | -331 | 8,129 | -17,985 | 15,152 | -128 | 2,490 | 333 | 191 | -1,847 | 5,583 | -10,136 | -2,989 | 15,328 | 5,455 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -378 | -72 | -104 | 371 | 183 | 0 | 0 |
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -18,133 | 18,133 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | -212 | -255 | 467 | 0 | 0 | 0 | 0 | 0 | -13,692 | -4,441 | 18,133 |
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -57,109 | 13,563 | 15,378 | -6,394 | 1,047 | 18 | 33,497 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -57,109 | 13,563 | 15,378 | -6,394 | 1,047 | 18 | 33,497 |
michael bell financial planning ltd Credit Report and Business Information
Michael Bell Financial Planning Ltd Competitor Analysis
Perform a competitor analysis for michael bell financial planning ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in WR11 area or any other competitors across 12 key performance metrics.
michael bell financial planning ltd Ownership
MICHAEL BELL FINANCIAL PLANNING LTD group structure
Michael Bell Financial Planning Ltd has no subsidiary companies.
Ultimate parent company
MICHAEL BELL FINANCIAL PLANNING LTD
05514812
michael bell financial planning ltd directors
Michael Bell Financial Planning Ltd currently has 2 directors. The longest serving directors include Mr Michael Bell (Aug 2005) and Ms Tracey Bell (Aug 2005).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Michael Bell | 60 years | Aug 2005 | - | Director | |
| Ms Tracey Bell | 57 years | Aug 2005 | - | Director |
P&L
March 2024turnover
488.8k
+16%
operating profit
29.4k
0%
gross margin
18.9%
-17.26%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
146.5k
+0.18%
total assets
162.1k
+0.13%
cash
0
0%
net assets
Total assets minus all liabilities
michael bell financial planning ltd company details
company number
05514812
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
July 2005
age
19
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
March 2024
previous names
michael bell ifa limited (August 2013)
accountant
-
auditor
-
address
90-92 high street, evesham, worcestershire, WR11 4EU
Bank
-
Legal Advisor
-
michael bell financial planning ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to michael bell financial planning ltd.
michael bell financial planning ltd Companies House Filings - See Documents
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