chester rose financial planning ltd
chester rose financial planning ltd Company Information
Company Number
05835113
Next Accounts
Jul 2025
Shareholders
chester rose limited
suzanne allen
Group Structure
View All
Industry
Financial management
Registered Address
53 bartholomew street, newbury, RG14 5QA
Website
http://www.hfadvisers.co.ukchester rose financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of CHESTER ROSE FINANCIAL PLANNING LTD at £548.9k based on a Turnover of £673k and 0.82x industry multiple (adjusted for size and gross margin).
chester rose financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of CHESTER ROSE FINANCIAL PLANNING LTD at £0 based on an EBITDA of £-112.2k and a 5.6x industry multiple (adjusted for size and gross margin).
chester rose financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of CHESTER ROSE FINANCIAL PLANNING LTD at £886.4k based on Net Assets of £248.7k and 3.56x industry multiple (adjusted for liquidity).
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Chester Rose Financial Planning Ltd Overview
Chester Rose Financial Planning Ltd is a live company located in newbury, RG14 5QA with a Companies House number of 05835113. It operates in the financial management sector, SIC Code 70221. Founded in June 2006, it's largest shareholder is chester rose limited with a 75% stake. Chester Rose Financial Planning Ltd is a established, small sized company, Pomanda has estimated its turnover at £673k with declining growth in recent years.
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Chester Rose Financial Planning Ltd Health Check
Pomanda's financial health check has awarded Chester Rose Financial Planning Ltd a 2 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 4 areas for improvement. Company Health Check FAQs
0 Strong
6 Regular
4 Weak
Size
annual sales of £673k, make it in line with the average company (£711.8k)
- Chester Rose Financial Planning Ltd
£711.8k - Industry AVG
Growth
3 year (CAGR) sales growth of -5%, show it is growing at a slower rate (9%)
- Chester Rose Financial Planning Ltd
9% - Industry AVG
Production
with a gross margin of 81.7%, this company has a comparable cost of product (81.7%)
- Chester Rose Financial Planning Ltd
81.7% - Industry AVG
Profitability
an operating margin of -17.9% make it less profitable than the average company (8.9%)
- Chester Rose Financial Planning Ltd
8.9% - Industry AVG
Employees
with 6 employees, this is similar to the industry average (5)
6 - Chester Rose Financial Planning Ltd
5 - Industry AVG
Pay Structure
on an average salary of £52.6k, the company has an equivalent pay structure (£52.6k)
- Chester Rose Financial Planning Ltd
£52.6k - Industry AVG
Efficiency
resulting in sales per employee of £112.2k, this is less efficient (£137k)
- Chester Rose Financial Planning Ltd
£137k - Industry AVG
Debtor Days
it gets paid by customers after 65 days, this is near the average (75 days)
- Chester Rose Financial Planning Ltd
75 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Chester Rose Financial Planning Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Chester Rose Financial Planning Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 5 weeks, this is less cash available to meet short term requirements (35 weeks)
5 weeks - Chester Rose Financial Planning Ltd
35 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 46.9%, this is a similar level of debt than the average (50.6%)
46.9% - Chester Rose Financial Planning Ltd
50.6% - Industry AVG
CHESTER ROSE FINANCIAL PLANNING LTD financials
Chester Rose Financial Planning Ltd's latest turnover from October 2023 is estimated at £673 thousand and the company has net assets of £248.7 thousand. According to their latest financial statements, Chester Rose Financial Planning Ltd has 6 employees and maintains cash reserves of £23.4 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Oct 2023 | Oct 2022 | Oct 2021 | Oct 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 6 | 8 | 8 | 7 | 8 | 8 | 7 | ||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Oct 2023 | Oct 2022 | Oct 2021 | Oct 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 5,000 | 13,300 | 7,664 | 6,417 | 7,928 | 7,951 | 7,432 | 7,513 | 6,790 | 4,890 | 3,753 | 5,565 | 7,753 | 5,389 | 5,002 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 9,000 | 18,000 | 27,000 | 36,000 | 45,000 | 54,000 | 63,000 |
| Investments & Other | 3,100 | 3,100 | 3,100 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 8,100 | 16,400 | 10,764 | 6,417 | 7,928 | 7,951 | 7,432 | 7,513 | 15,790 | 22,890 | 30,753 | 41,565 | 52,753 | 59,389 | 68,002 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 121,500 | 101,500 | 125,326 | 225,383 | 41,973 | 0 | 0 | 47,175 | 40,046 | 36,200 | 28,737 | 55,546 | 28,292 | 53,519 | 34,665 |
| Group Debtors | 201,000 | 150,100 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 114,100 | 36,100 | 40,851 | 6,137 | 10,312 | 9,390 | 9,418 | 10,249 | 0 | 0 | 0 | 0 | 0 | 0 | 381 |
| Cash | 23,400 | 39,700 | 117,737 | 0 | 29,958 | 52,887 | 55,197 | 25,863 | 54,754 | 34,073 | 33,701 | 9,033 | 5,444 | 3,412 | 6,060 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 460,000 | 327,400 | 283,914 | 231,520 | 82,243 | 62,277 | 64,615 | 83,287 | 94,800 | 70,273 | 62,438 | 64,579 | 33,736 | 56,931 | 41,106 |
| total assets | 468,100 | 343,800 | 294,678 | 237,937 | 90,171 | 70,228 | 72,047 | 90,800 | 110,590 | 93,163 | 93,191 | 106,144 | 86,489 | 116,320 | 109,108 |
| Bank overdraft | 0 | 0 | 0 | 0 | 15,613 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 67,050 | 102,202 | 337 | 2,005 | 3,242 | 7,148 | 50,076 | 44,449 | 41,255 | 43,205 | 40,760 | 60,894 | 51,573 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 51,200 | 38,700 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 168,200 | 132,400 | 0 | 0 | 33,402 | 45,461 | 44,074 | 39,381 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 219,400 | 171,100 | 67,050 | 102,202 | 49,352 | 47,466 | 47,316 | 46,529 | 50,076 | 44,449 | 41,255 | 43,205 | 40,760 | 60,894 | 51,573 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 45,434 | 36,320 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 30,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20,728 |
| provisions | 0 | 0 | 1,916 | 765 | 1,506 | 1,511 | 1,412 | 1,503 | 1,358 | 822 | 560 | 877 | 1,263 | 753 | 577 |
| total long term liabilities | 0 | 0 | 47,350 | 37,085 | 31,506 | 1,511 | 1,412 | 1,503 | 1,358 | 822 | 560 | 877 | 1,263 | 753 | 21,305 |
| total liabilities | 219,400 | 171,100 | 114,400 | 139,287 | 80,858 | 48,977 | 48,728 | 48,032 | 51,434 | 45,271 | 41,815 | 44,082 | 42,023 | 61,647 | 72,878 |
| net assets | 248,700 | 172,700 | 180,278 | 98,650 | 9,313 | 21,251 | 23,319 | 42,768 | 59,156 | 47,892 | 51,376 | 62,062 | 44,466 | 54,673 | 36,230 |
| total shareholders funds | 248,700 | 172,700 | 180,278 | 98,650 | 9,313 | 21,251 | 23,319 | 42,768 | 59,156 | 47,892 | 51,376 | 62,062 | 44,466 | 54,673 | 36,230 |
| Oct 2023 | Oct 2022 | Oct 2021 | Oct 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 8,300 | 5,002 | 4,787 | 6,064 | 4,474 | 2,647 | 3,638 | 2,917 | 3,037 | 3,903 | 2,925 | 2,865 | 2,143 | ||
| Amortisation | 0 | 0 | 0 | 0 | 0 | 9,000 | 9,000 | 9,000 | 9,000 | 9,000 | 9,000 | 9,000 | 27,000 | ||
| Tax | |||||||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 148,900 | 121,523 | -65,343 | 179,235 | 42,895 | -28 | -48,006 | 17,378 | 3,846 | 7,463 | -26,809 | 27,254 | -25,227 | 18,473 | 35,046 |
| Creditors | 0 | -67,050 | -35,152 | 101,865 | -1,668 | -1,237 | -3,906 | -42,928 | 5,627 | 3,194 | -1,950 | 2,445 | -20,134 | 9,321 | 51,573 |
| Accruals and Deferred Income | 35,800 | 86,966 | 9,114 | 2,918 | -12,059 | 1,387 | 4,693 | 39,381 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | -1,916 | 1,151 | -741 | -5 | 99 | -91 | 145 | 536 | 262 | -317 | -386 | 510 | 176 | 577 |
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 0 | 0 | 3,100 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 12,500 | 38,700 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | -30,000 | 30,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -20,728 | 20,728 |
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -16,300 | -78,037 | 117,737 | -29,958 | -22,929 | -2,310 | 29,334 | -28,891 | 20,681 | 372 | 24,668 | 3,589 | 2,032 | -2,648 | 6,060 |
| overdraft | 0 | 0 | 0 | -15,613 | 15,613 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -16,300 | -78,037 | 117,737 | -14,345 | -38,542 | -2,310 | 29,334 | -28,891 | 20,681 | 372 | 24,668 | 3,589 | 2,032 | -2,648 | 6,060 |
chester rose financial planning ltd Credit Report and Business Information
Chester Rose Financial Planning Ltd Competitor Analysis
Perform a competitor analysis for chester rose financial planning ltd by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other small companies, companies in RG14 area or any other competitors across 12 key performance metrics.
chester rose financial planning ltd Ownership
CHESTER ROSE FINANCIAL PLANNING LTD group structure
Chester Rose Financial Planning Ltd has 1 subsidiary company.
Ultimate parent company
1 parent
CHESTER ROSE FINANCIAL PLANNING LTD
05835113
1 subsidiary
chester rose financial planning ltd directors
Chester Rose Financial Planning Ltd currently has 3 directors. The longest serving directors include Ms Suzanne Allen (Jun 2006) and Mr Richard Dunbabin (Nov 2020).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Ms Suzanne Allen | England | 47 years | Jun 2006 | - | Director |
| Mr Richard Dunbabin | England | 68 years | Nov 2020 | - | Director |
| Mr Richard Dunbabin | England | 68 years | Nov 2020 | - | Director |
P&L
October 2023turnover
673k
-10%
operating profit
-120.5k
0%
gross margin
81.7%
-1.97%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
October 2023net assets
248.7k
+0.44%
total assets
468.1k
+0.36%
cash
23.4k
-0.41%
net assets
Total assets minus all liabilities
chester rose financial planning ltd company details
company number
05835113
Type
Private limited with Share Capital
industry
70221 - Financial management
incorporation date
June 2006
age
19
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
October 2023
previous names
heritage financial advisers ltd (July 2022)
accountant
-
auditor
-
address
53 bartholomew street, newbury, RG14 5QA
Bank
-
Legal Advisor
-
chester rose financial planning ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to chester rose financial planning ltd. Currently there are 1 open charges and 1 have been satisfied in the past.
chester rose financial planning ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for CHESTER ROSE FINANCIAL PLANNING LTD. This can take several minutes, an email will notify you when this has completed.
chester rose financial planning ltd Companies House Filings - See Documents
| date | description | view/download |
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