Pomanda estimates the enterprise value of EQUITY RELEASE (INCREMENTS) LIMITED at £40.9m based on a Turnover of £12.3m and 3.31x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of EQUITY RELEASE (INCREMENTS) LIMITED at £46.8m based on an EBITDA of £6.6m and a 7.13x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of EQUITY RELEASE (INCREMENTS) LIMITED at £39.8m based on Net Assets of £26.3m and 1.51x industry multiple (adjusted for liquidity).
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Equity Release (increments) LimitedOverview
Equity Release (increments) Limited is a live company located in gateshead, NE11 9SZ with a Companies House number of 05897154. It operates in the buying and selling of own real estate sector, SIC Code 68100. Founded in August 2006, it's largest shareholder is
retirement bridge limited
with a 100% stake. Equity Release (increments) Limited is a established,
mid sized company, Pomanda has estimated its turnover at
£12.3m with
declining
growth in recent years.
Pomanda's financial health check has awarded Equity Release (Increments) Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating3.5out of 5
4 Strong
1 Regular
5 Weak
Size
annual sales of £12.3m, make it larger than the average company (£823.1k)
£12.3m - Equity Release (increments) Limited
£823.1k - Industry AVG
Growth
3 year (CAGR) sales growth of -8%, show it is growing at a slower rate (3.3%)
-8% - Equity Release (increments) Limited
3.3% - Industry AVG
Production
with a gross margin of 56.4%, this company has a comparable cost of product (70%)
56.4% - Equity Release (increments) Limited
70% - Industry AVG
Profitability
an operating margin of 53.2% make it more profitable than the average company (29.8%)
53.2% - Equity Release (increments) Limited
29.8% - Industry AVG
Employees
with 2 employees, this is below the industry average (4)
2 - Equity Release (increments) Limited
4 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Equity Release (increments) Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £6.2m, this is more efficient (£193.3k)
£6.2m - Equity Release (increments) Limited
£193.3k - Industry AVG
Debtor Days
it gets paid by customers after 1 days, this is earlier than average (24 days)
1 days - Equity Release (increments) Limited
24 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Equity Release (increments) Limited
- - Industry AVG
Stock Days
it holds stock equivalent to 2453 days, this is more than average (629 days)
2453 days - Equity Release (increments) Limited
629 days - Industry AVG
Cash Balance
has cash to cover current liabilities
for 2 weeks, this is less cash available to meet short term requirements (7 weeks)
2 weeks - Equity Release (increments) Limited
7 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 73.8%, this is a higher level of debt than the average (65.4%)
73.8% - Equity Release (increments) Limited
65.4% - Industry AVG
EQUITY RELEASE (INCREMENTS) LIMITED financials
EXPORT
Equity Release (Increments) Limited's latest turnover from September 2024 is £12.3 million and the company has net assets of £26.3 million. According to their latest financial statements, Equity Release (Increments) Limited has 2 employees and maintains cash reserves of £1.4 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Sep 2024
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Dec 2014
Sep 2013
Sep 2012
Sep 2011
Sep 2010
Sep 2009
Turnover
12,348,000
15,536,000
14,319,000
15,763,000
10,495,000
11,679,000
12,075,000
12,721,000
8,597,000
6,866,781
3,541,827
723,851
845,678
703,553
221,100
347,720
Other Income Or Grants
Cost Of Sales
5,386,000
6,582,000
6,335,000
8,016,000
5,637,000
6,063,000
6,582,000
7,367,000
5,259,000
5,030,463
3,124,255
603,398
686,786
550,595
126,785
219,464
Gross Profit
6,962,000
8,954,000
7,984,000
7,747,000
4,858,000
5,616,000
5,493,000
5,354,000
3,338,000
1,836,318
417,572
120,453
158,892
152,958
94,315
128,256
Admin Expenses
392,000
595,000
277,000
282,000
275,000
493,000
656,000
698,000
830,000
1,726,645
5,143,022
2,857
6,154
Operating Profit
6,570,000
8,359,000
7,707,000
7,465,000
4,583,000
5,123,000
4,837,000
4,656,000
2,508,000
109,673
-4,725,450
120,453
158,892
152,958
91,458
122,102
Interest Payable
3,761,000
3,482,000
3,663,000
3,972,000
4,248,000
4,440,000
5,085,000
4,725,000
4,386,000
4,446,782
7,206,436
54,559
123,126
127,656
117,437
131,156
Interest Receivable
4,897,000
3,108,000
1,399,000
974,000
920,000
772,000
567,000
372,000
34,000
Pre-Tax Profit
7,706,000
7,985,000
5,443,000
4,467,000
1,255,000
1,455,000
319,000
303,000
-1,844,000
-4,337,109
-11,931,886
65,894
35,766
25,302
-25,979
-9,054
Tax
-1,927,000
-1,757,000
-1,234,000
-649,000
-57,000
1,346,000
56,000
-428,000
817,000
622,401
-15,485
-8,942
-6,832
7,274
2,535
Profit After Tax
5,779,000
6,228,000
4,209,000
3,818,000
1,198,000
2,801,000
375,000
-125,000
-1,027,000
-3,714,708
-11,931,886
50,409
26,824
18,470
-18,705
-6,519
Dividends Paid
Retained Profit
5,779,000
6,228,000
4,209,000
3,818,000
1,198,000
2,801,000
375,000
-125,000
-1,027,000
-3,714,708
-11,931,886
50,409
26,824
18,470
-18,705
-6,519
Employee Costs
1,859,448
2,071,298
2,398,541
2,319,107
1,007,249
197,846
135,577
134,369
68,097
Number Of Employees
2
2
2
3
49
51
61
65
41
28
16
4
4
4
2
EBITDA*
6,570,000
8,359,000
7,707,000
7,465,000
4,583,000
5,123,000
4,837,000
4,656,000
2,508,000
110,838
-4,723,841
120,453
158,892
152,958
91,458
122,102
* Earnings Before Interest, Tax, Depreciation and Amortisation
Sep 2024
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Dec 2014
Sep 2013
Sep 2012
Sep 2011
Sep 2010
Sep 2009
Tangible Assets
4,383
Intangible Assets
Investments & Other
10
10
4
Debtors (Due After 1 year)
62,693,000
Total Fixed Assets
62,693,000
10
4,393
4
Stock & work in progress
36,205,000
41,117,000
47,032,000
52,880,000
60,270,000
65,314,000
70,733,000
76,802,000
83,583,000
88,301,798
92,730,867
3,375,784
3,806,166
4,170,769
4,413,681
4,134,063
Trade Debtors
50,000
52,000
80,000
67,000
90,000
79,000
82,000
82,000
79,000
102,579
19,347
Group Debtors
57,245,000
37,587,000
32,083,000
26,666,000
22,147,000
15,746,000
13,248,000
10,878,000
613,422
8,324
Misc Debtors
66,000
19,000
18,000
849,000
1,383,000
1,565,000
23,000
160,000
9,000
9,061
102,120
42,900
2,707
805
30
Cash
1,385,000
1,282,000
1,954,000
1,911,000
1,475,000
2,013,000
4,071,000
2,289,000
3,100,000
843,498
729,701
misc current assets
total current assets
37,706,000
99,715,000
86,671,000
87,790,000
89,884,000
91,118,000
90,655,000
92,581,000
97,649,000
89,870,358
93,582,035
3,418,684
3,806,166
4,181,800
4,414,486
4,134,093
total assets
100,399,000
99,715,000
86,671,000
87,790,000
89,884,000
91,118,000
90,655,000
92,581,000
97,649,000
89,870,368
93,586,428
3,418,688
3,806,166
4,181,800
4,414,486
4,134,093
Bank overdraft
Bank loan
Trade Creditors
13,000
4,000
6,000
9,000
6,000
6,000
31,000
7,743
2,919,888
305
3,442
46,199
800
Group/Directors Accounts
20,092,000
22,005,000
21,870,000
21,800,000
21,743,000
21,682,000
21,628,000
21,565,000
23,806,000
24,653,564
2,440,285
2,878,088
3,278,093
3,486,197
3,232,793
other short term finances
4,642,000
5,037,000
4,117,000
5,747,000
3,419,000
hp & lease commitments
other current liabilities
18,000
2,380,000
2,181,000
2,769,000
2,752,000
2,883,000
2,958,000
3,156,000
3,383,000
3,169,700
35,641,259
905
684
295
total current liabilities
24,752,000
29,435,000
28,172,000
30,322,000
27,923,000
24,571,000
24,592,000
24,721,000
27,220,000
27,831,007
38,561,147
2,441,190
2,879,077
3,281,535
3,532,691
3,233,593
loans
49,321,000
49,733,000
44,180,000
47,358,000
55,669,000
61,453,000
63,770,000
65,942,000
68,386,000
58,969,908
64,241,120
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
49,321,000
49,733,000
44,180,000
47,358,000
55,669,000
61,453,000
63,770,000
65,942,000
68,386,000
58,969,908
64,241,120
total liabilities
74,073,000
79,168,000
72,352,000
77,680,000
83,592,000
86,024,000
88,362,000
90,663,000
95,606,000
86,800,915
102,802,267
2,441,190
2,879,077
3,281,535
3,532,691
3,233,593
net assets
26,326,000
20,547,000
14,319,000
10,110,000
6,292,000
5,094,000
2,293,000
1,918,000
2,043,000
3,069,453
-9,215,839
977,498
927,089
900,265
881,795
900,500
total shareholders funds
26,326,000
20,547,000
14,319,000
10,110,000
6,292,000
5,094,000
2,293,000
1,918,000
2,043,000
3,069,453
-9,215,839
977,498
927,089
900,265
881,795
900,500
Sep 2024
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Dec 2014
Sep 2013
Sep 2012
Sep 2011
Sep 2010
Sep 2009
Operating Activities
Operating Profit
6,570,000
8,359,000
7,707,000
7,465,000
4,583,000
5,123,000
4,837,000
4,656,000
2,508,000
109,673
-4,725,450
120,453
158,892
152,958
91,458
122,102
Depreciation
1,165
1,609
Amortisation
Tax
-1,927,000
-1,757,000
-1,234,000
-649,000
-57,000
1,346,000
56,000
-428,000
817,000
622,401
-15,485
-8,942
-6,832
7,274
2,535
Stock
-4,912,000
-5,915,000
-5,848,000
-7,390,000
-5,044,000
-5,419,000
-6,069,000
-6,781,000
-4,718,798
-4,429,069
89,355,083
-430,382
-364,603
-242,912
279,618
4,134,063
Debtors
5,493,000
19,631,000
4,686,000
4,860,000
4,348,000
7,940,000
2,361,000
2,524,000
10,240,938
603,595
78,567
42,900
-11,031
10,226
775
30
Creditors
-13,000
9,000
-2,000
-3,000
3,000
6,000
-31,000
23,257
-2,912,145
2,919,888
-305
-3,137
-42,757
45,399
800
Accruals and Deferred Income
-2,362,000
199,000
-588,000
17,000
-131,000
-75,000
-198,000
-227,000
213,300
-32,471,559
35,640,354
221
684
-295
295
Deferred Taxes & Provisions
Cash flow from operations
1,687,000
-6,906,000
7,045,000
9,360,000
5,094,000
3,873,000
8,409,000
8,227,000
-1,960,583
-30,824,991
-55,597,249
492,366
523,131
335,760
-135,967
-4,008,656
Investing Activities
capital expenditure
3,218
-5,992
Change in Investments
-10
6
4
cash flow from investments
10
3,218
-5,998
-4
Financing Activities
Bank loans
Group/Directors Accounts
-1,913,000
135,000
70,000
57,000
61,000
54,000
63,000
-2,241,000
-847,564
24,653,564
-2,440,285
-437,803
-400,005
-208,104
253,404
3,232,793
Other Short Term Loans
-395,000
920,000
-1,630,000
2,328,000
3,419,000
Long term loans
-412,000
5,553,000
-3,178,000
-8,311,000
-5,784,000
-2,317,000
-2,172,000
-2,444,000
9,416,092
-5,271,212
64,241,120
Hire Purchase and Lease Commitments
other long term liabilities
share issue
547
16,000,000
1,738,549
907,019
interest
1,136,000
-374,000
-2,264,000
-2,998,000
-3,328,000
-3,668,000
-4,518,000
-4,353,000
-4,352,000
-4,446,782
-7,206,436
-54,559
-123,126
-127,656
-117,437
-131,156
cash flow from financing
-1,584,000
6,234,000
-7,002,000
-8,924,000
-5,632,000
-5,931,000
-6,627,000
-9,038,000
4,217,075
30,935,570
56,332,948
-492,362
-523,131
-335,760
135,967
4,008,656
cash and cash equivalents
cash
103,000
-672,000
43,000
436,000
-538,000
-2,058,000
1,782,000
-811,000
2,256,502
113,797
729,701
overdraft
change in cash
103,000
-672,000
43,000
436,000
-538,000
-2,058,000
1,782,000
-811,000
2,256,502
113,797
729,701
equity release (increments) limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for equity release (increments) limited. Get real-time insights into equity release (increments) limited's credit score, group structure and payment trends.
Perform a competitor analysis for equity release (increments) limited by selecting its closest rivals, whether from the REAL ESTATE ACTIVITIES sector, other mid companies, companies in NE11 area or any other competitors across 12 key performance metrics.
equity release (increments) limited Ownership
EQUITY RELEASE (INCREMENTS) LIMITED group structure
Equity Release (Increments) Limited has 10 subsidiary companies.
The sole shareholder of Equity Release (Increments) Limited is Retirement Bridge Limited.
retirement bridge limited
100%
equity release (increments) limited directors
Equity Release (Increments) Limited currently has 2 directors.
The longest serving directors include
Mr Paul Barber (Apr 2015) and
Mr Antony Pierce (Jul 2016).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 3 charges/mortgages relating to equity release (increments) limited. Currently there are 2 open charges and 1 have been satisfied in the past.
equity release (increments) limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for EQUITY RELEASE (INCREMENTS) LIMITED. This can take several minutes, an email will notify you when this has completed.
equity release (increments) limitedCompanies House Filings - See Documents
