illuminate financial services limited

3.5

illuminate financial services limited Company Information

Share ILLUMINATE FINANCIAL SERVICES LIMITED
Dissolved 

Company Number

05972298

Website

-

Registered Address

tenby place, 102 selby road, west bridgford, nottingham, NG2 7BA

Industry

Financial management

 

Telephone

-

Next Accounts Due

October 2024

Group Structure

View All

Directors

Emma Wilson17 Years

Shareholders

emma wilson 100%

illuminate financial services limited Estimated Valuation

£99.7k

Pomanda estimates the enterprise value of ILLUMINATE FINANCIAL SERVICES LIMITED at £99.7k based on a Turnover of £111.5k and 0.89x industry multiple (adjusted for size and gross margin).

illuminate financial services limited Estimated Valuation

£0

Pomanda estimates the enterprise value of ILLUMINATE FINANCIAL SERVICES LIMITED at £0 based on an EBITDA of £-1.4k and a 7.06x industry multiple (adjusted for size and gross margin).

illuminate financial services limited Estimated Valuation

£9k

Pomanda estimates the enterprise value of ILLUMINATE FINANCIAL SERVICES LIMITED at £9k based on Net Assets of £2.2k and 4.01x industry multiple (adjusted for liquidity).

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Illuminate Financial Services Limited Overview

Illuminate Financial Services Limited is a dissolved company that was located in nottingham, NG2 7BA with a Companies House number of 05972298. It operated in the financial management sector, SIC Code 70221. Founded in October 2006, it's largest shareholder was emma wilson with a 100% stake. The last turnover for Illuminate Financial Services Limited was estimated at £111.5k.

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Illuminate Financial Services Limited Health Check

Pomanda's financial health check has awarded Illuminate Financial Services Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 3 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating3.5out of 5
positive_score

2 Strong

positive_score

4 Regular

positive_score

3 Weak

size

Size

annual sales of £111.5k, make it smaller than the average company (£433.1k)

£111.5k - Illuminate Financial Services Limited

£433.1k - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 13%, show it is growing at a faster rate (3.8%)

13% - Illuminate Financial Services Limited

3.8% - Industry AVG

production

Production

with a gross margin of 88.2%, this company has a comparable cost of product (88.2%)

88.2% - Illuminate Financial Services Limited

88.2% - Industry AVG

profitability

Profitability

an operating margin of -1.4% make it less profitable than the average company (11%)

-1.4% - Illuminate Financial Services Limited

11% - Industry AVG

employees

Employees

with 1 employees, this is below the industry average (4)

1 - Illuminate Financial Services Limited

4 - Industry AVG

paystructure

Pay Structure

on an average salary of £42.1k, the company has an equivalent pay structure (£42.1k)

£42.1k - Illuminate Financial Services Limited

£42.1k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £111.5k, this is equally as efficient (£111.5k)

£111.5k - Illuminate Financial Services Limited

£111.5k - Industry AVG

debtordays

Debtor Days

There is insufficient data available for this Key Performance Indicator!

- - Illuminate Financial Services Limited

- - Industry AVG

creditordays

Creditor Days

There is insufficient data available for this Key Performance Indicator!

- - Illuminate Financial Services Limited

- - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Illuminate Financial Services Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 89 weeks, this is more cash available to meet short term requirements (43 weeks)

89 weeks - Illuminate Financial Services Limited

43 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 50.2%, this is a similar level of debt than the average (51.8%)

50.2% - Illuminate Financial Services Limited

51.8% - Industry AVG

ILLUMINATE FINANCIAL SERVICES LIMITED financials

EXPORTms excel logo

Illuminate Financial Services Limited's latest turnover from October 2021 is estimated at £111.5 thousand and the company has net assets of £2.2 thousand. According to their latest financial statements, Illuminate Financial Services Limited has 1 employee and maintains cash reserves of £3.9 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Oct 2021Oct 2020Oct 2019Oct 2018Oct 2017Oct 2016Oct 2015Oct 2014Oct 2013Oct 2012Oct 2011Oct 2010Oct 2009
Turnover111,50048,57568,36876,56065,95487,93897,224130,162106,1729,70568,09061,3590
Other Income Or Grants0000000000000
Cost Of Sales13,14714,39120,07518,33213,53211,39623,31143,49036,3422,29724,35020,2760
Gross Profit98,35334,18548,29358,22852,42276,54173,91386,67269,8317,40843,74041,0830
Admin Expenses99,90230,45548,54558,30051,34384,85480,16173,93471,1069,33239,75634,982-57
Operating Profit-1,5493,730-252-721,079-8,313-6,24812,738-1,275-1,9243,9846,10157
Interest Payable0000000000000
Interest Receivable995760131770667710961153
Pre-Tax Profit-1,5403,740-195-121,093-8,296-6,17812,804-1,198-1,8154,0466,11760
Tax0-71100-20800-2,68900-1,052-1,713-17
Profit After Tax-1,5403,029-195-12885-8,296-6,17810,115-1,198-1,8152,9944,40443
Dividends Paid0000000000000
Retained Profit-1,5403,029-195-12885-8,296-6,17810,115-1,198-1,8152,9944,40443
Employee Costs42,05339,50047,34954,60950,09649,46248,47253,65242,01350,99140,34035,3010
Number Of Employees1111111111110
EBITDA*-1,4304,3353524321,079-7,993-5,72713,259-854-1,7084,3576,376314

* Earnings Before Interest, Tax, Depreciation and Amortisation

Oct 2021Oct 2020Oct 2019Oct 2018Oct 2017Oct 2016Oct 2015Oct 2014Oct 2013Oct 2012Oct 2011Oct 2010Oct 2009
Tangible Assets01197241,328003208411,362204420793414
Intangible Assets0000000000000
Investments & Other0000000000000
Debtors (Due After 1 year)0000000000000
Total Fixed Assets01197241,328003208411,362204420793414
Stock & work in progress0000000000000
Trade Debtors03,9809,2608,6008,18013,46616,16915,68014,28397310,1539,150498
Group Debtors0000000000000
Misc Debtors59913,84918,9975,98510,1981,9300000000
Cash3,89214,1074,69510,5185,3645,2738,31019,5226,67823,95319,5954,9931,078
misc current assets0000000000000
total current assets4,49131,93632,95225,10323,74220,66924,47935,20220,96124,92629,74814,1431,576
total assets4,49132,05533,67626,43123,74220,66924,79936,04322,32325,13030,16814,9361,990
Bank overdraft0000000000000
Bank loan0000000000000
Trade Creditors 00000016,43221,49817,89319,50222,72510,4871,945
Group/Directors Accounts0000000000000
other short term finances0000000000000
hp & lease commitments0000000000000
other current liabilities2,25328,27732,92725,48722,78620,5980000000
total current liabilities2,25328,27732,92725,48722,78620,59816,43221,49817,89319,50222,72510,4871,945
loans0000000000000
hp & lease commitments0000000000000
Accruals and Deferred Income0000000000000
other liabilities0000000000000
provisions0000000000000
total long term liabilities0000000000000
total liabilities2,25328,27732,92725,48722,78620,59816,43221,49817,89319,50222,72510,4871,945
net assets2,2383,778749944956718,36714,5454,4305,6287,4434,44945
total shareholders funds2,2383,778749944956718,36714,5454,4305,6287,4434,44945
Oct 2021Oct 2020Oct 2019Oct 2018Oct 2017Oct 2016Oct 2015Oct 2014Oct 2013Oct 2012Oct 2011Oct 2010Oct 2009
Operating Activities
Operating Profit-1,5493,730-252-721,079-8,313-6,24812,738-1,275-1,9243,9846,10157
Depreciation1196056045040320521521421216373275257
Amortisation0000000000000
Tax0-71100-20800-2,68900-1,052-1,713-17
Stock0000000000000
Debtors-17,230-10,42813,672-3,7932,982-7734891,39713,310-9,1801,0038,652498
Creditors00000-16,432-5,0663,605-1,609-3,22312,2388,5421,945
Accruals and Deferred Income-26,024-4,6507,4402,7012,18820,5980000000
Deferred Taxes & Provisions0000000000000
Cash flow from operations-10,2249,402-5,8806,92677-3,054-11,28212,778-15,7734,24914,5404,5531,744
Investing Activities
capital expenditure000-1,8320000-1,57900-654-671
Change in Investments0000000000000
cash flow from investments000-1,8320000-1,57900-654-671
Financing Activities
Bank loans0000000000000
Group/Directors Accounts0000000000000
Other Short Term Loans 0000000000000
Long term loans0000000000000
Hire Purchase and Lease Commitments0000000000000
other long term liabilities0000000000000
share issue0000000000002
interest995760131770667710961153
cash flow from financing995760131770667710961155
cash and cash equivalents
cash-10,2159,412-5,8235,15491-3,037-11,21212,844-17,2754,35814,6023,9151,078
overdraft0000000000000
change in cash-10,2159,412-5,8235,15491-3,037-11,21212,844-17,2754,35814,6023,9151,078

illuminate financial services limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Illuminate Financial Services Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for illuminate financial services limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other undefined companies, companies in NG2 area or any other competitors across 12 key performance metrics.

illuminate financial services limited Ownership

ILLUMINATE FINANCIAL SERVICES LIMITED group structure

Illuminate Financial Services Limited has no subsidiary companies.

Ultimate parent company

ILLUMINATE FINANCIAL SERVICES LIMITED

05972298

ILLUMINATE FINANCIAL SERVICES LIMITED Shareholders

emma wilson 100%

illuminate financial services limited directors

Illuminate Financial Services Limited currently has 1 director, Mrs Emma Wilson serving since Oct 2006.

officercountryagestartendrole
Mrs Emma WilsonEngland49 years Oct 2006- Director

P&L

October 2021

turnover

111.5k

+130%

operating profit

-1.5k

0%

gross margin

88.3%

+25.34%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

October 2021

net assets

2.2k

-0.41%

total assets

4.5k

-0.86%

cash

3.9k

-0.72%

net assets

Total assets minus all liabilities

illuminate financial services limited company details

company number

05972298

Type

Private limited with Share Capital

industry

70221 - Financial management

incorporation date

October 2006

age

18

incorporated

UK

accounts

Total Exemption Full

ultimate parent company

None

previous names

N/A

last accounts submitted

October 2021

address

tenby place, 102 selby road, west bridgford, nottingham, NG2 7BA

accountant

GLOBAL PAYROLL SERVICES LTD

auditor

-

illuminate financial services limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to illuminate financial services limited.

charges

illuminate financial services limited Companies House Filings - See Documents

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