gemmell financial services limited
gemmell financial services limited Company Information
Company Number
06041545
Website
www.gemmells.co.ukRegistered Address
9 sandridge park, porters wood, st albans, hertfordshire, AL3 6PH
Industry
Other business support service activities n.e.c.
Telephone
01727790800
Next Accounts Due
December 2024
Group Structure
View All
Shareholders
clair gemmell 50%
john gemmell 50%
gemmell financial services limited Estimated Valuation
Pomanda estimates the enterprise value of GEMMELL FINANCIAL SERVICES LIMITED at £1.8m based on a Turnover of £3m and 0.6x industry multiple (adjusted for size and gross margin).
gemmell financial services limited Estimated Valuation
Pomanda estimates the enterprise value of GEMMELL FINANCIAL SERVICES LIMITED at £1.1m based on an EBITDA of £245.3k and a 4.62x industry multiple (adjusted for size and gross margin).
gemmell financial services limited Estimated Valuation
Pomanda estimates the enterprise value of GEMMELL FINANCIAL SERVICES LIMITED at £3.9m based on Net Assets of £1.5m and 2.57x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Gemmell Financial Services Limited Overview
Gemmell Financial Services Limited is a live company located in st albans, AL3 6PH with a Companies House number of 06041545. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in January 2007, it's largest shareholder is clair gemmell with a 50% stake. Gemmell Financial Services Limited is a established, small sized company, Pomanda has estimated its turnover at £3m with rapid growth in recent years.
Upgrade for unlimited company reports & a free credit check
Gemmell Financial Services Limited Health Check
Pomanda's financial health check has awarded Gemmell Financial Services Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 1 areas for improvement. Company Health Check FAQs
2 Strong
6 Regular
1 Weak
Size
annual sales of £3m, make it in line with the average company (£3m)
- Gemmell Financial Services Limited
£3m - Industry AVG
Growth
3 year (CAGR) sales growth of 64%, show it is growing at a faster rate (4.1%)
- Gemmell Financial Services Limited
4.1% - Industry AVG
Production
with a gross margin of 38.7%, this company has a comparable cost of product (38.7%)
- Gemmell Financial Services Limited
38.7% - Industry AVG
Profitability
an operating margin of 7.8% make it as profitable than the average company (6.5%)
- Gemmell Financial Services Limited
6.5% - Industry AVG
Employees
with 22 employees, this is similar to the industry average (20)
22 - Gemmell Financial Services Limited
20 - Industry AVG
Pay Structure
on an average salary of £43.7k, the company has an equivalent pay structure (£43.7k)
- Gemmell Financial Services Limited
£43.7k - Industry AVG
Efficiency
resulting in sales per employee of £137.2k, this is equally as efficient (£137.2k)
- Gemmell Financial Services Limited
£137.2k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Gemmell Financial Services Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Gemmell Financial Services Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Gemmell Financial Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 10 weeks, this is less cash available to meet short term requirements (28 weeks)
10 weeks - Gemmell Financial Services Limited
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 26.7%, this is a lower level of debt than the average (60.5%)
26.7% - Gemmell Financial Services Limited
60.5% - Industry AVG
GEMMELL FINANCIAL SERVICES LIMITED financials
Gemmell Financial Services Limited's latest turnover from March 2023 is estimated at £3 million and the company has net assets of £1.5 million. According to their latest financial statements, Gemmell Financial Services Limited has 22 employees and maintains cash reserves of £109 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2023 | Mar 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||||||
| Other Income Or Grants | ||||||||||||||
| Cost Of Sales | ||||||||||||||
| Gross Profit | ||||||||||||||
| Admin Expenses | ||||||||||||||
| Operating Profit | ||||||||||||||
| Interest Payable | ||||||||||||||
| Interest Receivable | ||||||||||||||
| Pre-Tax Profit | ||||||||||||||
| Tax | ||||||||||||||
| Profit After Tax | ||||||||||||||
| Dividends Paid | ||||||||||||||
| Retained Profit | ||||||||||||||
| Employee Costs | ||||||||||||||
| Number Of Employees | 22 | 19 | 16 | 16 | 17 | 17 | 17 | |||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2023 | Mar 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 13,479 | 5,861 | 6,758 | 8,157 | 1,389 | 40 | 374 | 10,047 | 23,710 | 14,240 | 18,213 | 20,714 | 8,283 | 6,551 |
| Intangible Assets | 0 | 0 | 3,550 | 46,155 | 88,760 | 131,365 | 173,970 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 13,479 | 5,861 | 10,308 | 54,312 | 90,149 | 131,405 | 174,344 | 10,047 | 23,710 | 14,240 | 18,213 | 20,714 | 8,283 | 6,551 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 13 | 93,403 | 4,119 | 5,208 | 430,992 | 78,417 | 163,320 | 161,164 | 8,263 | 8,591 | 63,213 | 5,330 | 4,676 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 1,974,186 | 1,249,837 | 283,724 | 251,179 | 122,863 | 0 | 201,250 | 879 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 108,997 | 622,815 | 264,626 | 299,227 | 509,667 | 220,650 | 207,834 | 202,600 | 19,368 | 157,834 | 173,608 | 12,331 | 351,858 | 231,228 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 2,083,183 | 1,872,665 | 641,753 | 554,525 | 637,738 | 651,642 | 487,501 | 366,799 | 180,532 | 166,097 | 182,199 | 75,544 | 357,188 | 235,904 |
| total assets | 2,096,662 | 1,878,526 | 652,061 | 608,837 | 727,887 | 783,047 | 661,845 | 376,846 | 204,242 | 180,337 | 200,412 | 96,258 | 365,471 | 242,455 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 1,359 | 1,108 | 3,976 | 0 | 0 | 0 | 169,978 | 120,269 | 46,695 | 34,319 | 59,109 | 80,893 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 547,047 | 532,921 | 440,505 | 380,100 | 352,310 | 422,134 | 352,110 | 268,468 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 547,047 | 532,921 | 441,864 | 381,208 | 356,286 | 422,134 | 352,110 | 268,468 | 169,978 | 120,269 | 46,695 | 34,319 | 59,109 | 80,893 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 12,000 | 12,000 | 12,000 | 42,000 | 102,000 | 162,000 | 117,000 | 12,000 | 12,000 | 12,000 | 12,000 | 12,000 | 12,000 | 12,000 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 75 | 2,010 | 4,742 | 2,564 | 3,643 | 0 | 0 | 0 |
| total long term liabilities | 12,000 | 12,000 | 12,000 | 42,000 | 102,000 | 162,000 | 117,075 | 14,010 | 16,742 | 14,564 | 15,643 | 12,000 | 12,000 | 12,000 |
| total liabilities | 559,047 | 544,921 | 453,864 | 423,208 | 458,286 | 584,134 | 469,185 | 282,478 | 186,720 | 134,833 | 62,338 | 46,319 | 71,109 | 92,893 |
| net assets | 1,537,615 | 1,333,605 | 198,197 | 185,629 | 269,601 | 198,913 | 192,660 | 94,368 | 17,522 | 45,504 | 138,074 | 49,939 | 294,362 | 149,562 |
| total shareholders funds | 1,537,615 | 1,333,605 | 198,197 | 185,629 | 269,601 | 198,913 | 192,660 | 94,368 | 17,522 | 45,504 | 138,074 | 49,939 | 294,362 | 149,562 |
| Mar 2023 | Mar 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | ||||||||||||||
| Depreciation | 8,983 | 7,411 | 5,233 | 4,195 | 274 | 334 | 9,785 | 14,553 | 18,685 | 18,384 | 16,388 | 14,425 | 6,604 | 4,517 |
| Amortisation | 0 | 3,550 | 42,605 | 42,605 | 42,605 | 42,605 | 39,055 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | ||||||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 724,336 | 872,723 | 121,829 | 127,227 | -302,921 | 151,325 | 115,468 | 3,035 | 152,901 | -328 | -54,622 | 57,883 | 654 | 4,676 |
| Creditors | 0 | -1,359 | 251 | -2,868 | 3,976 | 0 | 0 | -169,978 | 49,709 | 73,574 | 12,376 | -24,790 | -21,784 | 80,893 |
| Accruals and Deferred Income | 14,126 | 92,416 | 60,405 | 27,790 | -69,824 | 70,024 | 83,642 | 268,468 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | -75 | -1,935 | -2,732 | 2,178 | -1,079 | 3,643 | 0 | 0 | 0 |
| Cash flow from operations | ||||||||||||||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | -30,000 | -60,000 | -60,000 | 45,000 | 105,000 | 0 | 0 | 0 | 0 | 0 | 0 | 12,000 |
| share issue | ||||||||||||||
| interest | ||||||||||||||
| cash flow from financing | ||||||||||||||
| cash and cash equivalents | ||||||||||||||
| cash | -513,818 | 358,189 | -34,601 | -210,440 | 289,017 | 12,816 | 5,234 | 183,232 | -138,466 | -15,774 | 161,277 | -339,527 | 120,630 | 231,228 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -513,818 | 358,189 | -34,601 | -210,440 | 289,017 | 12,816 | 5,234 | 183,232 | -138,466 | -15,774 | 161,277 | -339,527 | 120,630 | 231,228 |
gemmell financial services limited Credit Report and Business Information
Gemmell Financial Services Limited Competitor Analysis
Perform a competitor analysis for gemmell financial services limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other small companies, companies in AL3 area or any other competitors across 12 key performance metrics.
gemmell financial services limited Ownership
GEMMELL FINANCIAL SERVICES LIMITED group structure
Gemmell Financial Services Limited has no subsidiary companies.
Ultimate parent company
GEMMELL FINANCIAL SERVICES LIMITED
06041545
gemmell financial services limited directors
Gemmell Financial Services Limited currently has 2 directors. The longest serving directors include Mr John Gemmell (Jan 2007) and Ms Clair Gemmell (Jan 2007).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr John Gemmell | 59 years | Jan 2007 | - | Director | |
| Ms Clair Gemmell | 59 years | Jan 2007 | - | Director |
P&L
March 2023turnover
3m
+195%
operating profit
236.3k
0%
gross margin
38.7%
+1.35%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2023net assets
1.5m
+0.15%
total assets
2.1m
+0.12%
cash
109k
-0.82%
net assets
Total assets minus all liabilities
Similar Companies
gemmell financial services limited company details
company number
06041545
Type
Private limited with Share Capital
industry
82990 - Other business support service activities n.e.c.
incorporation date
January 2007
age
17
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
March 2023
previous names
N/A
accountant
PINKHAM BLAIR
auditor
-
address
9 sandridge park, porters wood, st albans, hertfordshire, AL3 6PH
Bank
-
Legal Advisor
-
gemmell financial services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to gemmell financial services limited.
gemmell financial services limited Companies House Filings - See Documents
| date | description | view/download |
|---|
