saywards limited Company Information
Company Number
06044280
Next Accounts
Oct 2025
Industry
Wholesale of fruit and vegetables
Shareholders
mark john sayward
frances alexandra sayward
Group Structure
View All
Contact
Registered Address
brooklyn house, whilton locks, daventry, northamptonshire, nn11 5nh, NN11 2NH
Website
-saywards limited Estimated Valuation
Pomanda estimates the enterprise value of SAYWARDS LIMITED at £80.1k based on a Turnover of £280k and 0.29x industry multiple (adjusted for size and gross margin).
saywards limited Estimated Valuation
Pomanda estimates the enterprise value of SAYWARDS LIMITED at £11.9k based on an EBITDA of £3.2k and a 3.67x industry multiple (adjusted for size and gross margin).
saywards limited Estimated Valuation
Pomanda estimates the enterprise value of SAYWARDS LIMITED at £200.1k based on Net Assets of £98.4k and 2.03x industry multiple (adjusted for liquidity).
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Saywards Limited Overview
Saywards Limited is a live company located in northamptonshire, NN11 2NH with a Companies House number of 06044280. It operates in the wholesale of fruit and vegetables sector, SIC Code 46310. Founded in January 2007, it's largest shareholder is mark john sayward with a 50% stake. Saywards Limited is a established, micro sized company, Pomanda has estimated its turnover at £280k with declining growth in recent years.
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Saywards Limited Health Check
Pomanda's financial health check has awarded Saywards Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 6 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
6 Weak
Size
annual sales of £280k, make it smaller than the average company (£23.2m)
- Saywards Limited
£23.2m - Industry AVG
Growth
3 year (CAGR) sales growth of -3%, show it is growing at a slower rate (8%)
- Saywards Limited
8% - Industry AVG
Production
with a gross margin of 14%, this company has a comparable cost of product (14%)
- Saywards Limited
14% - Industry AVG
Profitability
an operating margin of 1.1% make it less profitable than the average company (2.8%)
- Saywards Limited
2.8% - Industry AVG
Employees
with 3 employees, this is below the industry average (42)
3 - Saywards Limited
42 - Industry AVG
Pay Structure
on an average salary of £37.4k, the company has an equivalent pay structure (£37.4k)
- Saywards Limited
£37.4k - Industry AVG
Efficiency
resulting in sales per employee of £93.3k, this is less efficient (£455.1k)
- Saywards Limited
£455.1k - Industry AVG
Debtor Days
it gets paid by customers after 8 days, this is earlier than average (34 days)
- Saywards Limited
34 days - Industry AVG
Creditor Days
its suppliers are paid after 18 days, this is quicker than average (34 days)
- Saywards Limited
34 days - Industry AVG
Stock Days
it holds stock equivalent to 2 days, this is less than average (8 days)
- Saywards Limited
8 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 120 weeks, this is more cash available to meet short term requirements (15 weeks)
120 weeks - Saywards Limited
15 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 32.3%, this is a lower level of debt than the average (59.8%)
32.3% - Saywards Limited
59.8% - Industry AVG
SAYWARDS LIMITED financials
Saywards Limited's latest turnover from January 2024 is estimated at £280 thousand and the company has net assets of £98.4 thousand. According to their latest financial statements, Saywards Limited has 3 employees and maintains cash reserves of £89.2 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | |||||||||||||||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | |||||||||||||||
Interest Payable | |||||||||||||||
Interest Receivable | |||||||||||||||
Pre-Tax Profit | |||||||||||||||
Tax | |||||||||||||||
Profit After Tax | |||||||||||||||
Dividends Paid | |||||||||||||||
Retained Profit | |||||||||||||||
Employee Costs | |||||||||||||||
Number Of Employees | 3 | 5 | 4 | 3 | 3 | 3 | 4 | ||||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 46,715 | 56,661 | 46,906 | 32,209 | 20,159 | 10,017 | 12,782 | 23,390 | 31,293 | 40,274 | 19,351 | 23,869 | 29,553 | 33,665 | 41,741 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 46,715 | 56,661 | 46,906 | 32,209 | 20,159 | 10,016 | 12,782 | 23,390 | 31,293 | 40,274 | 19,351 | 23,869 | 29,553 | 33,665 | 41,741 |
Stock & work in progress | 1,396 | 2,166 | 4,397 | 3,234 | 2,029 | 3,200 | 3,210 | 21,766 | 40,070 | 47,473 | 52,207 | 44,045 | 42,869 | 32,285 | 32,701 |
Trade Debtors | 6,675 | 7,034 | 5,587 | 6,100 | 6,043 | 4,693 | 4,594 | 3,537 | 3,583 | 12,249 | 6,494 | 5,210 | 15,609 | 13,999 | 24,870 |
Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 1,251 | 3,690 | 2,372 | 4,149 | 6,647 | 8,126 | 2,502 | 2,286 | 2,815 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash | 89,193 | 75,789 | 96,247 | 107,481 | 6,034 | 1,122 | 17,370 | 2,663 | 5,992 | 5,398 | 19,795 | 10,096 | 4,550 | 3,256 | 4,819 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 98,515 | 88,679 | 108,603 | 120,964 | 20,753 | 17,141 | 27,676 | 30,252 | 52,460 | 65,120 | 78,496 | 59,351 | 63,028 | 49,540 | 62,390 |
total assets | 145,230 | 145,340 | 155,509 | 153,173 | 40,912 | 27,157 | 40,458 | 53,642 | 83,753 | 105,394 | 97,847 | 83,220 | 92,581 | 83,205 | 104,131 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 13,369 | 18,712 | 21,689 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 12,344 | 17,223 | 13,887 | 24,059 | 18,925 | 17,140 | 13,010 | 22,510 | 20,670 | 50,780 | 97,984 | 80,668 | 98,715 | 95,348 | 117,570 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 3,339 | 3,831 | 3,339 | 3,339 | 3,695 | 4,839 | 4,839 | 4,839 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 26,227 | 21,908 | 34,331 | 45,046 | 5,017 | 4,324 | 4,433 | 1,641 | 2,409 | 0 | 0 | 0 | 0 | 0 | 0 |
total current liabilities | 38,571 | 42,470 | 52,049 | 72,444 | 27,281 | 25,159 | 35,651 | 47,702 | 49,607 | 50,780 | 97,984 | 80,668 | 98,715 | 95,348 | 117,570 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 13,369 | 23,287 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 2,846 | 6,678 | 10,016 | 0 | 2,915 | 6,975 | 11,061 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 52,121 | 0 | 0 | 0 | 0 | 0 |
provisions | 8,275 | 10,032 | 8,017 | 5,027 | 3,504 | 1,847 | 2,428 | 0 | 2,680 | 2,390 | 464 | 2,194 | 2,751 | 2,765 | 3,727 |
total long term liabilities | 8,275 | 10,032 | 10,863 | 11,705 | 13,520 | 1,847 | 5,343 | 20,344 | 37,028 | 54,511 | 464 | 2,194 | 2,751 | 2,765 | 3,727 |
total liabilities | 46,846 | 52,502 | 62,912 | 84,149 | 40,801 | 27,006 | 40,994 | 68,046 | 86,635 | 105,291 | 98,448 | 82,862 | 101,466 | 98,113 | 121,297 |
net assets | 98,384 | 92,838 | 92,597 | 69,024 | 111 | 151 | -536 | -14,404 | -2,882 | 103 | -601 | 358 | -8,885 | -14,908 | -17,166 |
total shareholders funds | 98,384 | 92,838 | 92,597 | 69,024 | 111 | 151 | -536 | -14,404 | -2,882 | 103 | -601 | 358 | -8,885 | -14,908 | -17,166 |
Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | |||||||||||||||
Depreciation | 179 | 12,363 | 11,428 | 9,541 | 6,504 | 3,125 | 4,067 | 6,636 | 8,981 | 5,075 | 4,518 | 5,684 | 6,678 | 8,076 | 10,213 |
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Tax | |||||||||||||||
Stock | -770 | -2,231 | 1,163 | 1,205 | -1,171 | -10 | -18,556 | -18,304 | -7,403 | -4,734 | 8,162 | 1,176 | 10,584 | -416 | 32,701 |
Debtors | -2,798 | 2,765 | -2,290 | -2,441 | -129 | 5,723 | 1,273 | -575 | -5,851 | 5,755 | 1,284 | -10,399 | 1,610 | -10,871 | 24,870 |
Creditors | -4,879 | 3,336 | -10,172 | 5,134 | 1,785 | 4,130 | -9,500 | 1,840 | -30,110 | -47,204 | 17,316 | -18,047 | 3,367 | -22,222 | 117,570 |
Accruals and Deferred Income | 4,319 | -12,423 | -10,715 | 40,029 | 693 | -109 | 2,792 | -768 | 2,409 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes & Provisions | -1,757 | 2,015 | 2,990 | 1,523 | 1,657 | -581 | 2,428 | -2,680 | 290 | 1,926 | -1,730 | -557 | -14 | -962 | 3,727 |
Cash flow from operations | |||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | -13,369 | -9,918 | 23,287 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | -3,339 | -3,338 | -3,340 | -3,338 | 9,660 | -4,059 | -4,060 | -4,086 | 15,900 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -52,121 | 52,121 | 0 | 0 | 0 | 0 | 0 |
share issue | |||||||||||||||
interest | |||||||||||||||
cash flow from financing | |||||||||||||||
cash and cash equivalents | |||||||||||||||
cash | 13,404 | -20,458 | -11,234 | 101,447 | 4,912 | -16,248 | 14,707 | -3,329 | 594 | -14,397 | 9,699 | 5,546 | 1,294 | -1,563 | 4,819 |
overdraft | 0 | 0 | 0 | 0 | 0 | -13,369 | -5,343 | -2,977 | 21,689 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | 13,404 | -20,458 | -11,234 | 101,447 | 4,912 | -2,879 | 20,050 | -352 | -21,095 | -14,397 | 9,699 | 5,546 | 1,294 | -1,563 | 4,819 |
saywards limited Credit Report and Business Information
Saywards Limited Competitor Analysis
Perform a competitor analysis for saywards limited by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other micro companies, companies in NN11 area or any other competitors across 12 key performance metrics.
saywards limited Ownership
SAYWARDS LIMITED group structure
Saywards Limited has no subsidiary companies.
Ultimate parent company
SAYWARDS LIMITED
06044280
saywards limited directors
Saywards Limited currently has 2 directors. The longest serving directors include Mr Mark Sayward (Jan 2007) and Mrs Frances Sayward (Aug 2016).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Mark Sayward | 57 years | Jan 2007 | - | Director | |
Mrs Frances Sayward | England | 51 years | Aug 2016 | - | Director |
P&L
January 2024turnover
280k
-37%
operating profit
3.1k
0%
gross margin
14%
+17.55%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
January 2024net assets
98.4k
+0.06%
total assets
145.2k
0%
cash
89.2k
+0.18%
net assets
Total assets minus all liabilities
saywards limited company details
company number
06044280
Type
Private limited with Share Capital
industry
46310 - Wholesale of fruit and vegetables
incorporation date
January 2007
age
17
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
January 2024
previous names
N/A
accountant
GEOFF COWLEY & CO LTD
auditor
-
address
brooklyn house, whilton locks, daventry, northamptonshire, nn11 5nh, NN11 2NH
Bank
-
Legal Advisor
-
saywards limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to saywards limited.
saywards limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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saywards limited Companies House Filings - See Documents
date | description | view/download |
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