saywards limited

saywards limited Company Information

Share SAYWARDS LIMITED
Live 
EstablishedMicroDeclining

Company Number

06044280

Industry

Wholesale of fruit and vegetables

 

Shareholders

mark john sayward

frances alexandra sayward

Group Structure

View All

Contact

Registered Address

brooklyn house, whilton locks, daventry, northamptonshire, nn11 5nh, NN11 2NH

Website

-

saywards limited Estimated Valuation

£80.1k

Pomanda estimates the enterprise value of SAYWARDS LIMITED at £80.1k based on a Turnover of £280k and 0.29x industry multiple (adjusted for size and gross margin).

saywards limited Estimated Valuation

£11.9k

Pomanda estimates the enterprise value of SAYWARDS LIMITED at £11.9k based on an EBITDA of £3.2k and a 3.67x industry multiple (adjusted for size and gross margin).

saywards limited Estimated Valuation

£200.1k

Pomanda estimates the enterprise value of SAYWARDS LIMITED at £200.1k based on Net Assets of £98.4k and 2.03x industry multiple (adjusted for liquidity).

Edit your figures and get a professional valuation report.

Saywards Limited Overview

Saywards Limited is a live company located in northamptonshire, NN11 2NH with a Companies House number of 06044280. It operates in the wholesale of fruit and vegetables sector, SIC Code 46310. Founded in January 2007, it's largest shareholder is mark john sayward with a 50% stake. Saywards Limited is a established, micro sized company, Pomanda has estimated its turnover at £280k with declining growth in recent years.

View Sample
View Sample
View Sample

Upgrade for unlimited company reports & a free credit check

Saywards Limited Health Check

Pomanda's financial health check has awarded Saywards Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 6 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating4out of 5
positive_score

4 Strong

positive_score

2 Regular

positive_score

6 Weak

size

Size

annual sales of £280k, make it smaller than the average company (£23.2m)

£280k - Saywards Limited

£23.2m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of -3%, show it is growing at a slower rate (8%)

-3% - Saywards Limited

8% - Industry AVG

production

Production

with a gross margin of 14%, this company has a comparable cost of product (14%)

14% - Saywards Limited

14% - Industry AVG

profitability

Profitability

an operating margin of 1.1% make it less profitable than the average company (2.8%)

1.1% - Saywards Limited

2.8% - Industry AVG

employees

Employees

with 3 employees, this is below the industry average (42)

3 - Saywards Limited

42 - Industry AVG

paystructure

Pay Structure

on an average salary of £37.4k, the company has an equivalent pay structure (£37.4k)

£37.4k - Saywards Limited

£37.4k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £93.3k, this is less efficient (£455.1k)

£93.3k - Saywards Limited

£455.1k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 8 days, this is earlier than average (34 days)

8 days - Saywards Limited

34 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 18 days, this is quicker than average (34 days)

18 days - Saywards Limited

34 days - Industry AVG

stockdays

Stock Days

it holds stock equivalent to 2 days, this is less than average (8 days)

2 days - Saywards Limited

8 days - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 120 weeks, this is more cash available to meet short term requirements (15 weeks)

120 weeks - Saywards Limited

15 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 32.3%, this is a lower level of debt than the average (59.8%)

32.3% - Saywards Limited

59.8% - Industry AVG

SAYWARDS LIMITED financials

EXPORTms excel logo

Saywards Limited's latest turnover from January 2024 is estimated at £280 thousand and the company has net assets of £98.4 thousand. According to their latest financial statements, Saywards Limited has 3 employees and maintains cash reserves of £89.2 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Jan 2024Jan 2023Jan 2022Jan 2021Jan 2020Jan 2019Jan 2018Jan 2017Jan 2016Jan 2015Jan 2014Jan 2013Jan 2012Jan 2011Jan 2010
Turnover280,022441,597330,347302,622275,711292,43297,312549,365575,055738,260985,560785,250928,760795,750978,411
Other Income Or Grants000000000000000
Cost Of Sales240,870389,071289,938268,621242,450261,82686,386490,929507,340656,758880,319699,197832,916716,234874,026
Gross Profit39,15252,52740,40934,00133,26130,60610,92658,43567,71581,502105,24186,05395,84379,516104,385
Admin Expenses36,08855,24011,561-51,02033,32829,376-7,62267,56069,26780,674106,27573,92887,72376,400121,663
Operating Profit3,064-2,71328,84885,021-671,23018,548-9,125-1,552828-1,03412,1258,1203,116-17,278
Interest Payable000004511,4772,4081,462000000
Interest Receivable4,3313,011255572769501128637537202012
Pre-Tax Profit7,39529829,10285,078-4084817,121-11,522-2,985891-95912,1628,1393,136-17,266
Tax-1,849-57-5,529-16,1650-161-3,25300-1870-2,919-2,116-8780
Profit After Tax5,54624123,57368,913-4068713,868-11,522-2,985704-9599,2436,0232,258-17,266
Dividends Paid000000000000000
Retained Profit5,54624123,57368,913-4068713,868-11,522-2,985704-9599,2436,0232,258-17,266
Employee Costs112,236170,481130,83997,41091,84492,32531,203115,22657,52054,60084,11657,64494,45555,48459,949
Number Of Employees354333142232322
EBITDA*3,2439,65040,27694,5626,4374,35522,615-2,4897,4295,9033,48417,80914,79811,192-7,065

* Earnings Before Interest, Tax, Depreciation and Amortisation

Jan 2024Jan 2023Jan 2022Jan 2021Jan 2020Jan 2019Jan 2018Jan 2017Jan 2016Jan 2015Jan 2014Jan 2013Jan 2012Jan 2011Jan 2010
Tangible Assets46,71556,66146,90632,20920,15910,01712,78223,39031,29340,27419,35123,86929,55333,66541,741
Intangible Assets000000000000000
Investments & Other000000000000000
Debtors (Due After 1 year)000000000000000
Total Fixed Assets46,71556,66146,90632,20920,15910,01612,78223,39031,29340,27419,35123,86929,55333,66541,741
Stock & work in progress1,3962,1664,3973,2342,0293,2003,21021,76640,07047,47352,20744,04542,86932,28532,701
Trade Debtors6,6757,0345,5876,1006,0434,6934,5943,5373,58312,2496,4945,21015,60913,99924,870
Group Debtors000000000000000
Misc Debtors1,2513,6902,3724,1496,6478,1262,5022,2862,815000000
Cash89,19375,78996,247107,4816,0341,12217,3702,6635,9925,39819,79510,0964,5503,2564,819
misc current assets000000000000000
total current assets98,51588,679108,603120,96420,75317,14127,67630,25252,46065,12078,49659,35163,02849,54062,390
total assets145,230145,340155,509153,17340,91227,15740,45853,64283,753105,39497,84783,22092,58183,205104,131
Bank overdraft00000013,36918,71221,689000000
Bank loan000000000000000
Trade Creditors 12,34417,22313,88724,05918,92517,14013,01022,51020,67050,78097,98480,66898,71595,348117,570
Group/Directors Accounts000000000000000
other short term finances000000000000000
hp & lease commitments03,3393,8313,3393,3393,6954,8394,8394,839000000
other current liabilities26,22721,90834,33145,0465,0174,3244,4331,6412,409000000
total current liabilities38,57142,47052,04972,44427,28125,15935,65147,70249,60750,78097,98480,66898,71595,348117,570
loans000000013,36923,287000000
hp & lease commitments002,8466,67810,01602,9156,97511,061000000
Accruals and Deferred Income000000000000000
other liabilities00000000052,12100000
provisions8,27510,0328,0175,0273,5041,8472,42802,6802,3904642,1942,7512,7653,727
total long term liabilities8,27510,03210,86311,70513,5201,8475,34320,34437,02854,5114642,1942,7512,7653,727
total liabilities46,84652,50262,91284,14940,80127,00640,99468,04686,635105,29198,44882,862101,46698,113121,297
net assets98,38492,83892,59769,024111151-536-14,404-2,882103-601358-8,885-14,908-17,166
total shareholders funds98,38492,83892,59769,024111151-536-14,404-2,882103-601358-8,885-14,908-17,166
Jan 2024Jan 2023Jan 2022Jan 2021Jan 2020Jan 2019Jan 2018Jan 2017Jan 2016Jan 2015Jan 2014Jan 2013Jan 2012Jan 2011Jan 2010
Operating Activities
Operating Profit3,064-2,71328,84885,021-671,23018,548-9,125-1,552828-1,03412,1258,1203,116-17,278
Depreciation17912,36311,4289,5416,5043,1254,0676,6368,9815,0754,5185,6846,6788,07610,213
Amortisation000000000000000
Tax-1,849-57-5,529-16,1650-161-3,25300-1870-2,919-2,116-8780
Stock-770-2,2311,1631,205-1,171-10-18,556-18,304-7,403-4,7348,1621,17610,584-41632,701
Debtors-2,7982,765-2,290-2,441-1295,7231,273-575-5,8515,7551,284-10,3991,610-10,87124,870
Creditors-4,8793,336-10,1725,1341,7854,130-9,5001,840-30,110-47,20417,316-18,0473,367-22,222117,570
Accruals and Deferred Income4,319-12,423-10,71540,029693-1092,792-7682,409000000
Deferred Taxes & Provisions-1,7572,0152,9901,5231,657-5812,428-2,6802901,926-1,730-557-14-9623,727
Cash flow from operations2,6451,98717,977126,31911,8721,92132,36514,782-6,728-40,5839,6245,5093,841-1,58356,661
Investing Activities
capital expenditure9,767-22,118-26,125-21,591-16,646-3606,5411,2670-25,99800-2,5660-51,954
Change in Investments000000000000000
cash flow from investments9,767-22,118-26,125-21,591-16,646-3606,5411,2670-25,99800-2,5660-51,954
Financing Activities
Bank loans000000000000000
Group/Directors Accounts000000000000000
Other Short Term Loans 000000000000000
Long term loans000000-13,369-9,91823,287000000
Hire Purchase and Lease Commitments-3,339-3,338-3,340-3,3389,660-4,059-4,060-4,08615,900000000
other long term liabilities00000000-52,12152,12100000
share issue00000000000000100
interest4,3313,0112555727-382-1,427-2,397-1,434637537202012
cash flow from financing992-327-3,085-3,2819,687-4,441-18,856-16,401-14,36852,18475372020112
cash and cash equivalents
cash13,404-20,458-11,234101,4474,912-16,24814,707-3,329594-14,3979,6995,5461,294-1,5634,819
overdraft00000-13,369-5,343-2,97721,689000000
change in cash13,404-20,458-11,234101,4474,912-2,87920,050-352-21,095-14,3979,6995,5461,294-1,5634,819

saywards limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for saywards limited. Get real-time insights into saywards limited's credit score, group structure and payment trends.

From as little as £6.99

This will not impact your credit rating!

View Credit Report Sample

Saywards Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for saywards limited by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other micro companies, companies in NN11 area or any other competitors across 12 key performance metrics.

saywards limited Ownership

SAYWARDS LIMITED group structure

Saywards Limited has no subsidiary companies.

Ultimate parent company

SAYWARDS LIMITED

06044280

SAYWARDS LIMITED Shareholders

mark john sayward 50%
frances alexandra sayward 50%

saywards limited directors

Saywards Limited currently has 2 directors. The longest serving directors include Mr Mark Sayward (Jan 2007) and Mrs Frances Sayward (Aug 2016).

officercountryagestartendrole
Mr Mark Sayward57 years Jan 2007- Director
Mrs Frances SaywardEngland51 years Aug 2016- Director

P&L

January 2024

turnover

280k

-37%

operating profit

3.1k

0%

gross margin

14%

+17.55%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

January 2024

net assets

98.4k

+0.06%

total assets

145.2k

0%

cash

89.2k

+0.18%

net assets

Total assets minus all liabilities

saywards limited company details

company number

06044280

Type

Private limited with Share Capital

industry

46310 - Wholesale of fruit and vegetables

incorporation date

January 2007

age

17

incorporated

UK

ultimate parent company

None

accounts

Total Exemption Full

last accounts submitted

January 2024

previous names

N/A

accountant

GEOFF COWLEY & CO LTD

auditor

-

address

brooklyn house, whilton locks, daventry, northamptonshire, nn11 5nh, NN11 2NH

Bank

-

Legal Advisor

-

saywards limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to saywards limited.

saywards limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

Click to start generating capital raising & share issue transactions for SAYWARDS LIMITED. This can take several minutes, an email will notify you when this has completed.

saywards limited Companies House Filings - See Documents

datedescriptionview/download