Pomanda estimates the enterprise value of A D SHAH FINANCIAL LIMITED at £400.2k based on a Turnover of £556.6k and 0.72x industry multiple (adjusted for size and gross margin).
a d shah financial limitedEstimated Valuation
£50.3k
Pomanda estimates the enterprise value of A D SHAH FINANCIAL LIMITED at £50.3k based on an EBITDA of £19.3k and a 2.61x industry multiple (adjusted for size and gross margin).
a d shah financial limitedEstimated Valuation
£210.6k
Pomanda estimates the enterprise value of A D SHAH FINANCIAL LIMITED at £210.6k based on Net Assets of £170.8k and 1.23x industry multiple (adjusted for liquidity).
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A D Shah Financial LimitedOverview
A D Shah Financial Limited is a live company located in harrow, HA1 2SZ with a Companies House number of 06058838. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in January 2007, it's largest shareholder is
mital ashok shah
with a 66% stake. A D Shah Financial Limited is a established,
small sized company, Pomanda has estimated its turnover at
£556.6k with
low
growth in recent years.
Pomanda's financial health check has awarded A D Shah Financial Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs
Health Rating1.5out of 5
1 Strong
2 Regular
7 Weak
Size
annual sales of £556.6k, make it smaller than the average company (£5.1m)
£556.6k - A D Shah Financial Limited
£5.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 3%, show it is growing at a slower rate (6.8%)
3% - A D Shah Financial Limited
6.8% - Industry AVG
Production
with a gross margin of 14.6%, this company has a higher cost of product (56.1%)
14.6% - A D Shah Financial Limited
56.1% - Industry AVG
Profitability
an operating margin of 3.5% make it less profitable than the average company (9.4%)
3.5% - A D Shah Financial Limited
9.4% - Industry AVG
Employees
with 4 employees, this is below the industry average (12)
4 - A D Shah Financial Limited
12 - Industry AVG
Pay Structure
on an average salary of £79.4k, the company has an equivalent pay structure (£79.4k)
£79.4k - A D Shah Financial Limited
£79.4k - Industry AVG
Efficiency
resulting in sales per employee of £139.2k, this is less efficient (£213.2k)
£139.2k - A D Shah Financial Limited
£213.2k - Industry AVG
Debtor Days
it gets paid by customers after 150 days, this is later than average (32 days)
150 days - A D Shah Financial Limited
32 days - Industry AVG
Creditor Days
its suppliers are paid after 44 days, this is close to average (41 days)
44 days - A D Shah Financial Limited
41 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - A D Shah Financial Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - A D Shah Financial Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 25.5%, this is a lower level of debt than the average (69.3%)
25.5% - A D Shah Financial Limited
69.3% - Industry AVG
A D SHAH FINANCIAL LIMITED financials
EXPORT
A D Shah Financial Limited's latest turnover from March 2024 is estimated at £556.6 thousand and the company has net assets of £170.8 thousand. According to their latest financial statements, A D Shah Financial Limited has 4 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Turnover
556,642
559,317
530,062
506,062
516,334
478,208
478,342
471,744
17,296
18,361
15,336
17,451
29,894
51,262
60,895
Other Income Or Grants
Cost Of Sales
475,181
462,019
429,176
407,114
410,926
385,852
375,663
358,069
11,849
12,767
10,878
12,299
21,417
37,405
47,427
Gross Profit
81,461
97,298
100,886
98,949
105,408
92,357
102,679
113,675
5,448
5,594
4,458
5,152
8,477
13,858
13,467
Admin Expenses
62,193
87,710
90,316
86,906
92,401
80,384
97,658
97,218
11,613
-29,203
-37,803
-42,778
9,386
17,582
7,497
Operating Profit
19,268
9,588
10,570
12,043
13,007
11,973
5,021
16,457
-6,165
34,797
42,261
47,930
-909
-3,724
5,970
Interest Payable
Interest Receivable
181
751
713
567
359
290
282
108
Pre-Tax Profit
19,268
9,588
10,570
12,043
13,007
11,973
5,021
16,639
-5,414
35,510
42,829
48,288
-619
-3,442
6,078
Tax
-4,817
-1,822
-2,008
-2,288
-2,471
-2,275
-954
-3,328
-7,457
-9,851
-11,589
-1,702
Profit After Tax
14,451
7,766
8,562
9,755
10,536
9,698
4,067
13,311
-5,414
28,053
32,978
36,699
-619
-3,442
4,376
Dividends Paid
Retained Profit
14,451
7,766
8,562
9,755
10,536
9,698
4,067
13,311
-5,414
28,053
32,978
36,699
-619
-3,442
4,376
Employee Costs
317,568
369,482
366,135
343,277
345,817
341,662
329,091
125,303
60,725
58,136
59,249
57,417
55,761
55,891
56,650
Number Of Employees
4
5
5
5
5
5
5
2
1
1
1
1
1
1
1
EBITDA*
19,268
9,588
10,570
12,043
13,007
11,973
5,021
16,457
-5,255
35,593
42,696
48,361
35,300
32,986
42,457
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Tangible Assets
397
1,083
1,639
2,607
1,570
2,354
118
816
1,613
2,060
527
563
542
860
785
Intangible Assets
1
1
1
1
1
35,892
71,784
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
397
1,083
1,639
2,607
1,570
2,354
118
816
1,614
2,061
528
564
543
36,752
72,569
Stock & work in progress
Trade Debtors
228,884
210,494
204,667
192,627
187,188
174,312
166,019
164,168
2,242
2,821
1,108
1,649
7,283
10,022
11,127
Group Debtors
Misc Debtors
Cash
145,139
155,426
129,749
97,123
46,329
69,794
43,141
misc current assets
total current assets
228,884
210,494
204,667
192,627
187,188
174,312
166,019
164,168
147,381
158,247
130,857
98,772
53,612
79,816
54,268
total assets
229,281
211,577
206,306
195,234
188,758
176,666
166,137
164,984
148,995
160,308
131,385
99,336
54,155
116,568
126,837
Bank overdraft
Bank loan
Trade Creditors
58,504
55,251
57,746
55,236
58,515
56,959
56,128
59,042
56,264
62,163
61,293
62,222
53,740
115,534
122,361
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
total current liabilities
58,504
55,251
57,746
55,236
58,515
56,959
56,128
59,042
56,264
62,163
61,293
62,222
53,740
115,534
122,361
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities
58,504
55,251
57,746
55,236
58,515
56,959
56,128
59,042
56,264
62,163
61,293
62,222
53,740
115,534
122,361
net assets
170,777
156,326
148,560
139,998
130,243
119,707
110,009
105,942
92,731
98,145
70,092
37,114
415
1,034
4,476
total shareholders funds
170,777
156,326
148,560
139,998
130,243
119,707
110,009
105,942
92,731
98,145
70,092
37,114
415
1,034
4,476
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Operating Activities
Operating Profit
19,268
9,588
10,570
12,043
13,007
11,973
5,021
16,457
-6,165
34,797
42,261
47,930
-909
-3,724
5,970
Depreciation
910
796
435
431
318
818
595
Amortisation
35,891
35,892
35,892
Tax
-4,817
-1,822
-2,008
-2,288
-2,471
-2,275
-954
-3,328
-7,457
-9,851
-11,589
-1,702
Stock
Debtors
18,390
5,827
12,040
5,439
12,876
8,293
1,851
161,926
-579
1,713
-541
-5,634
-2,739
-1,105
11,127
Creditors
3,253
-2,495
2,510
-3,279
1,556
831
-2,914
2,778
-5,899
870
-929
8,482
-61,794
-6,827
122,361
Accruals and Deferred Income
Deferred Taxes & Provisions
Cash flow from operations
-686
-556
-968
1,037
-784
2,236
-698
-146,019
-10,575
27,293
32,457
50,888
-23,755
27,264
151,989
Investing Activities
capital expenditure
686
556
968
-1,037
784
-2,236
698
798
-463
-2,329
-399
-452
-893
-109,056
Change in Investments
cash flow from investments
686
556
968
-1,037
784
-2,236
698
798
-463
-2,329
-399
-452
-893
-109,056
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
-100
100
interest
181
751
713
567
359
290
282
108
cash flow from financing
81
751
713
567
359
290
282
208
cash and cash equivalents
cash
-145,139
-10,287
25,677
32,626
50,794
-23,465
26,653
43,141
overdraft
change in cash
-145,139
-10,287
25,677
32,626
50,794
-23,465
26,653
43,141
a d shah financial limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for a d shah financial limited. Get real-time insights into a d shah financial limited's credit score, group structure and payment trends.
Perform a competitor analysis for a d shah financial limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in HA1 area or any other competitors across 12 key performance metrics.
a d shah financial limited Ownership
A D SHAH FINANCIAL LIMITED group structure
A D Shah Financial Limited has no subsidiary companies.
Ultimate parent company
A D SHAH FINANCIAL LIMITED
06058838
A D SHAH FINANCIAL LIMITED Shareholders
The largest shareholders in A D Shah Financial Limited include Mital Ashok Shah and Ashokkumar Devchand Shah.
mital ashok shah
66%
ashokkumar devchand shah
34%
a d shah financial limited directors
A D Shah Financial Limited currently has 1 director, Mr Mital Shah serving since Jan 2007.
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
January 2007
age
18
incorporated
UK
ultimate parent company
None
accounts
Micro-Entity Accounts
last accounts submitted
March 2024
previous names
N/A
accountant
-
auditor
-
address
1st floor, the pavilion, rosslyn crescent, harrow, HA1 2SZ
Bank
-
Legal Advisor
-
a d shah financial limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to a d shah financial limited.
a d shah financial limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for A D SHAH FINANCIAL LIMITED. This can take several minutes, an email will notify you when this has completed.
a d shah financial limitedCompanies House Filings - See Documents
