finance 4 business limited
finance 4 business limited Company Information
Company Number
06278376
Next Accounts
Mar 2025
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Accounting, and auditing activities
Directors
Shareholders
richard watts
Group Structure
View All
Contact
Registered Address
25 hidcote walk, welton, brough, HU15 1FP
Website
www.finance4business.bizfinance 4 business limited Estimated Valuation
Pomanda estimates the enterprise value of FINANCE 4 BUSINESS LIMITED at £25.6k based on a Turnover of £36.8k and 0.7x industry multiple (adjusted for size and gross margin).
finance 4 business limited Estimated Valuation
Pomanda estimates the enterprise value of FINANCE 4 BUSINESS LIMITED at £0 based on an EBITDA of £-1k and a 3.74x industry multiple (adjusted for size and gross margin).
finance 4 business limited Estimated Valuation
Pomanda estimates the enterprise value of FINANCE 4 BUSINESS LIMITED at £9.6k based on Net Assets of £3.2k and 3.01x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Finance 4 Business Limited Overview
Finance 4 Business Limited is a live company located in brough, HU15 1FP with a Companies House number of 06278376. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in June 2007, it's largest shareholder is richard watts with a 100% stake. Finance 4 Business Limited is a established, micro sized company, Pomanda has estimated its turnover at £36.8k with declining growth in recent years.
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Finance 4 Business Limited Health Check
Pomanda's financial health check has awarded Finance 4 Business Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs
1 Strong
1 Regular
8 Weak
Size
annual sales of £36.8k, make it smaller than the average company (£1.3m)
- Finance 4 Business Limited
£1.3m - Industry AVG
Growth
3 year (CAGR) sales growth of -7%, show it is growing at a slower rate (4.9%)
- Finance 4 Business Limited
4.9% - Industry AVG
Production
with a gross margin of 39.9%, this company has a higher cost of product (78.1%)
- Finance 4 Business Limited
78.1% - Industry AVG
Profitability
an operating margin of -2.8% make it less profitable than the average company (9.3%)
- Finance 4 Business Limited
9.3% - Industry AVG
Employees
with 1 employees, this is below the industry average (5)
1 - Finance 4 Business Limited
5 - Industry AVG
Pay Structure
on an average salary of £41.6k, the company has an equivalent pay structure (£41.6k)
- Finance 4 Business Limited
£41.6k - Industry AVG
Efficiency
resulting in sales per employee of £36.8k, this is less efficient (£99.7k)
- Finance 4 Business Limited
£99.7k - Industry AVG
Debtor Days
it gets paid by customers after 98 days, this is later than average (63 days)
- Finance 4 Business Limited
63 days - Industry AVG
Creditor Days
its suppliers are paid after 110 days, this is slower than average (34 days)
- Finance 4 Business Limited
34 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Finance 4 Business Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Finance 4 Business Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 67.7%, this is a higher level of debt than the average (58.2%)
67.7% - Finance 4 Business Limited
58.2% - Industry AVG
FINANCE 4 BUSINESS LIMITED financials
Finance 4 Business Limited's latest turnover from June 2023 is estimated at £36.8 thousand and the company has net assets of £3.2 thousand. According to their latest financial statements, Finance 4 Business Limited has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||||||
| Other Income Or Grants | ||||||||||||||
| Cost Of Sales | ||||||||||||||
| Gross Profit | ||||||||||||||
| Admin Expenses | ||||||||||||||
| Operating Profit | ||||||||||||||
| Interest Payable | ||||||||||||||
| Interest Receivable | ||||||||||||||
| Pre-Tax Profit | ||||||||||||||
| Tax | ||||||||||||||
| Profit After Tax | ||||||||||||||
| Dividends Paid | ||||||||||||||
| Retained Profit | ||||||||||||||
| Employee Costs | ||||||||||||||
| Number Of Employees | 1 | 1 | 1 | 1 | 1 | |||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 339 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 339 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 9,882 | 17,081 | 17,441 | 22,600 | 15,984 | 8,457 | 6,903 | 20,195 | 12,502 | 2,000 | 2,000 | 2,000 | 0 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5,245 | 11,274 | 10,002 | 17,757 | 19,070 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 9,882 | 17,081 | 17,441 | 22,600 | 15,984 | 8,457 | 6,903 | 20,195 | 12,502 | 7,245 | 13,274 | 12,002 | 17,757 | 19,070 |
| total assets | 9,882 | 17,081 | 17,441 | 22,600 | 15,984 | 8,457 | 6,903 | 20,195 | 12,502 | 7,245 | 13,274 | 12,002 | 17,757 | 19,409 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 6,686 | 7,128 | 9,422 | 13,984 | 6,600 | 1,388 | 165 | 5,531 | 9,978 | 750 | 3,000 | 27 | 718 | 2,300 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 6,686 | 7,128 | 9,422 | 13,984 | 6,600 | 1,388 | 165 | 5,531 | 9,978 | 750 | 3,000 | 27 | 718 | 2,300 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 5,734 | 5,026 | 5,700 | 5,516 | 2,794 | 2,772 | 13,827 | 0 | 1,442 | 1,666 | 0 | 146 | 590 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 5,734 | 5,026 | 5,700 | 5,516 | 2,794 | 2,772 | 13,827 | 0 | 1,442 | 1,666 | 0 | 146 | 590 |
| total liabilities | 6,686 | 12,862 | 14,448 | 19,684 | 12,116 | 4,182 | 2,937 | 19,358 | 9,978 | 2,192 | 4,666 | 27 | 864 | 2,890 |
| net assets | 3,196 | 4,219 | 2,993 | 2,916 | 3,868 | 4,275 | 3,966 | 837 | 2,524 | 5,053 | 8,608 | 11,975 | 16,893 | 16,519 |
| total shareholders funds | 3,196 | 4,219 | 2,993 | 2,916 | 3,868 | 4,275 | 3,966 | 837 | 2,524 | 5,053 | 8,608 | 11,975 | 16,893 | 16,519 |
| Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | ||||||||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 60 |
| Tax | ||||||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -7,199 | -360 | -5,159 | 6,616 | 7,527 | 1,554 | -13,292 | 7,693 | 10,502 | 0 | 0 | 2,000 | 0 | 0 |
| Creditors | -442 | -2,294 | -4,562 | 7,384 | 5,212 | 1,223 | -5,366 | -4,447 | 9,228 | -2,250 | 2,973 | -691 | -1,582 | 2,300 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||||||||||||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | -5,734 | 708 | -674 | 184 | 2,722 | 22 | -11,055 | 13,827 | -1,442 | -224 | 1,666 | -146 | -444 | 590 |
| share issue | ||||||||||||||
| interest | ||||||||||||||
| cash flow from financing | ||||||||||||||
| cash and cash equivalents | ||||||||||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -5,245 | -6,029 | 1,272 | -7,755 | -1,313 | 19,070 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -5,245 | -6,029 | 1,272 | -7,755 | -1,313 | 19,070 |
finance 4 business limited Credit Report and Business Information
Finance 4 Business Limited Competitor Analysis
Perform a competitor analysis for finance 4 business limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in HU15 area or any other competitors across 12 key performance metrics.
finance 4 business limited Ownership
FINANCE 4 BUSINESS LIMITED group structure
Finance 4 Business Limited has no subsidiary companies.
Ultimate parent company
FINANCE 4 BUSINESS LIMITED
06278376
finance 4 business limited directors
Finance 4 Business Limited currently has 1 director, Mr Richard Watts serving since Jun 2007.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Richard Watts | 60 years | Jun 2007 | - | Director |
P&L
June 2023turnover
36.8k
-11%
operating profit
-1k
0%
gross margin
39.9%
+12.21%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
June 2023net assets
3.2k
-0.24%
total assets
9.9k
-0.42%
cash
0
0%
net assets
Total assets minus all liabilities
finance 4 business limited company details
company number
06278376
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
69201 - Accounting, and auditing activities
69203 - Tax consultancy
incorporation date
June 2007
age
17
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
June 2023
previous names
N/A
accountant
-
auditor
-
address
25 hidcote walk, welton, brough, HU15 1FP
Bank
-
Legal Advisor
-
finance 4 business limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to finance 4 business limited.
finance 4 business limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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finance 4 business limited Companies House Filings - See Documents
| date | description | view/download |
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