Pomanda estimates the enterprise value of HEARTLANDS FINANCIAL SERVICES LIMITED at £104.2k based on a Turnover of £145.5k and 0.72x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of HEARTLANDS FINANCIAL SERVICES LIMITED at £96k based on an EBITDA of £24k and a 4x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of HEARTLANDS FINANCIAL SERVICES LIMITED at £0 based on Net Assets of £-35 and 3.91x industry multiple (adjusted for liquidity).
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Heartlands Financial Services LimitedOverview
Heartlands Financial Services Limited is a live company located in birmingham, B28 8SZ with a Companies House number of 06460349. It operates in the tax consultancy sector, SIC Code 69203. Founded in December 2007, it's largest shareholder is
fahad choudhry
with a 60% stake. Heartlands Financial Services Limited is a established,
micro sized company, Pomanda has estimated its turnover at
£145.5k with
declining
growth in recent years.
Heartlands Financial Services Limited Health Check
Pomanda's financial health check has awarded Heartlands Financial Services Limited a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 7 areas for improvement. Company Health Check FAQs
Health Rating2.5out of 5
2 Strong
1 Regular
7 Weak
Size
annual sales of £145.5k, make it smaller than the average company (£340.6k)
£145.5k - Heartlands Financial Services Limited
£340.6k - Industry AVG
Growth
3 year (CAGR) sales growth of -4%, show it is growing at a slower rate (6.7%)
-4% - Heartlands Financial Services Limited
6.7% - Industry AVG
Production
with a gross margin of 40.9%, this company has a higher cost of product (81.9%)
40.9% - Heartlands Financial Services Limited
81.9% - Industry AVG
Profitability
an operating margin of 15.4% make it more profitable than the average company (6.6%)
15.4% - Heartlands Financial Services Limited
6.6% - Industry AVG
Employees
with 3 employees, this is below the industry average (7)
3 - Heartlands Financial Services Limited
7 - Industry AVG
Pay Structure
on an average salary of £51.8k, the company has an equivalent pay structure (£51.8k)
£51.8k - Heartlands Financial Services Limited
£51.8k - Industry AVG
Efficiency
resulting in sales per employee of £48.5k, this is less efficient (£87k)
£48.5k - Heartlands Financial Services Limited
£87k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Heartlands Financial Services Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 25 days, this is quicker than average (33 days)
25 days - Heartlands Financial Services Limited
33 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Heartlands Financial Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 40 weeks, this is more cash available to meet short term requirements (20 weeks)
40 weeks - Heartlands Financial Services Limited
20 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 100.3%, this is a higher level of debt than the average (54.9%)
100.3% - Heartlands Financial Services Limited
54.9% - Industry AVG
HEARTLANDS FINANCIAL SERVICES LIMITED financials
EXPORT
Heartlands Financial Services Limited's latest turnover from December 2023 is estimated at £145.5 thousand and the company has net assets of -£35. According to their latest financial statements, Heartlands Financial Services Limited has 3 employees and maintains cash reserves of £4.7 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
145,481
244,427
199,914
166,738
206,372
1,461
7,996
9,002
4,041
2,994
9,282
27,245
774
638
Other Income Or Grants
Cost Of Sales
85,995
170,398
137,077
113,391
120,632
648
4,434
5,154
2,418
1,080
2,995
12,276
334
115
Gross Profit
59,486
74,030
62,837
53,346
85,740
813
3,562
3,848
1,623
1,914
6,287
14,969
440
524
Admin Expenses
37,063
80,241
81,083
43,711
88,087
-3,614
-3,547
3,682
-1,148
12,803
3,690
16,822
-9,743
2,949
4,772
Operating Profit
22,423
-6,211
-18,246
9,635
-2,347
4,427
7,109
166
2,771
-10,889
2,597
-1,853
10,183
-2,425
-4,772
Interest Payable
61
61
Interest Receivable
356
545
100
29
18
9
Pre-Tax Profit
22,779
-5,666
-18,146
9,664
-2,347
4,427
7,127
175
2,771
-10,889
2,597
-1,853
10,123
-2,486
-4,772
Tax
-5,695
-1,836
-841
-1,354
-35
-554
-597
-2,632
Profit After Tax
17,084
-5,666
-18,146
7,828
-2,347
3,586
5,773
140
2,217
-10,889
2,000
-1,853
7,491
-2,486
-4,772
Dividends Paid
Retained Profit
17,084
-5,666
-18,146
7,828
-2,347
3,586
5,773
140
2,217
-10,889
2,000
-1,853
7,491
-2,486
-4,772
Employee Costs
155,330
247,628
195,440
159,195
201,321
47,316
45,950
40,867
43,426
58,198
57,166
47,072
55,453
53,106
Number Of Employees
3
5
5
5
5
1
1
1
1
1
1
1
1
1
EBITDA*
24,013
2,908
-11,065
9,635
-2,347
4,427
7,109
166
4,381
-9,704
3,122
-1,196
11,278
-1,330
-3,403
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
7,241
8,831
10,769
15,257
17,950
8,418
4,652
5,473
6,438
8,048
9,233
2,628
3,285
4,380
5,475
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
7,241
8,831
10,769
15,257
17,950
8,418
4,652
5,473
6,438
8,048
9,233
2,628
3,285
4,380
5,475
Stock & work in progress
Trade Debtors
632
3,695
2,234
7,234
Group Debtors
Misc Debtors
Cash
4,654
8,891
22,265
58,009
36
7,354
180
misc current assets
total current assets
4,654
8,891
22,265
58,009
36
632
3,695
7,354
2,234
7,234
180
total assets
11,895
17,722
33,034
73,266
17,986
9,050
8,347
12,827
6,438
8,048
11,467
9,862
3,465
4,380
5,475
Bank overdraft
1,865
Bank loan
Trade Creditors
5,930
1,568
19,121
7,843
10,726
20,974
14,725
18,552
11,082
11,477
3,231
9,772
10,246
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
total current liabilities
5,930
1,568
19,121
7,843
10,726
20,974
14,725
18,552
11,082
11,477
3,231
11,637
10,246
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
6,000
34,841
44,487
65,005
provisions
total long term liabilities
6,000
34,841
44,487
65,005
total liabilities
11,930
34,841
44,487
66,573
19,121
7,843
10,726
20,974
14,725
18,552
11,082
11,477
3,231
11,637
10,246
net assets
-35
-17,119
-11,453
6,693
-1,135
1,207
-2,379
-8,147
-8,287
-10,504
385
-1,615
234
-7,257
-4,771
total shareholders funds
-35
-17,119
-11,453
6,693
-1,135
1,207
-2,379
-8,147
-8,287
-10,504
385
-1,615
234
-7,257
-4,771
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
22,423
-6,211
-18,246
9,635
-2,347
4,427
7,109
166
2,771
-10,889
2,597
-1,853
10,183
-2,425
-4,772
Depreciation
1,590
9,119
7,181
1,610
1,185
525
657
1,095
1,095
1,369
Amortisation
Tax
-5,695
-1,836
-841
-1,354
-35
-554
-597
-2,632
Stock
Debtors
-632
-3,063
3,695
-2,234
-5,000
7,234
Creditors
5,930
-1,568
-17,553
11,278
-2,883
-10,248
6,249
-3,827
7,470
-395
8,246
-6,541
-474
10,246
Accruals and Deferred Income
Deferred Taxes & Provisions
Cash flow from operations
24,248
2,908
-12,633
-9,754
9,563
3,766
-8,188
6,380
7,130
-184
2,105
-1,804
6,843
Investing Activities
capital expenditure
-7,181
-2,693
2,693
-9,532
-3,766
821
965
-7,130
-6,844
Change in Investments
cash flow from investments
-7,181
-2,693
2,693
-9,532
-3,766
821
965
-7,130
-6,844
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
-28,841
-9,646
-20,518
65,005
share issue
5
-5
4
1
interest
356
545
100
29
18
9
-61
-61
cash flow from financing
-28,485
-9,101
-20,418
65,034
5
13
9
4
-61
-61
1
cash and cash equivalents
cash
-4,237
-13,374
-35,744
57,973
36
-7,354
7,354
-180
180
overdraft
-1,865
1,865
change in cash
-4,237
-13,374
-35,744
57,973
36
-7,354
7,354
-180
2,045
-1,865
heartlands financial services limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for heartlands financial services limited. Get real-time insights into heartlands financial services limited's credit score, group structure and payment trends.
Perform a competitor analysis for heartlands financial services limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other micro companies, companies in B28 area or any other competitors across 12 key performance metrics.
heartlands financial services limited Ownership
HEARTLANDS FINANCIAL SERVICES LIMITED group structure
Heartlands Financial Services Limited has no subsidiary companies.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to heartlands financial services limited.
heartlands financial services limited Capital Raised & Share Issues BETA
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heartlands financial services limitedCompanies House Filings - See Documents
