john whelan financial planning ltd

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john whelan financial planning ltd Company Information

Share JOHN WHELAN FINANCIAL PLANNING LTD

Company Number

06474903

Directors

John Whelan

Shareholders

louise whelan

john whelan

Group Structure

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Industry

Other activities auxiliary to financial services, except insurance and pension funding

 

Registered Address

5 buckingham road, cheadle hulme, cheadle, cheshire, SK8 5EG

john whelan financial planning ltd Estimated Valuation

£68.5k

Pomanda estimates the enterprise value of JOHN WHELAN FINANCIAL PLANNING LTD at £68.5k based on a Turnover of £138k and 0.5x industry multiple (adjusted for size and gross margin).

john whelan financial planning ltd Estimated Valuation

£0

Pomanda estimates the enterprise value of JOHN WHELAN FINANCIAL PLANNING LTD at £0 based on an EBITDA of £-37.9k and a 2.26x industry multiple (adjusted for size and gross margin).

john whelan financial planning ltd Estimated Valuation

£677

Pomanda estimates the enterprise value of JOHN WHELAN FINANCIAL PLANNING LTD at £677 based on Net Assets of £300 and 2.26x industry multiple (adjusted for liquidity).

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John Whelan Financial Planning Ltd Overview

John Whelan Financial Planning Ltd is a live company located in cheadle, SK8 5EG with a Companies House number of 06474903. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in January 2008, it's largest shareholder is louise whelan with a 50% stake. John Whelan Financial Planning Ltd is a established, micro sized company, Pomanda has estimated its turnover at £138k with declining growth in recent years.

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John Whelan Financial Planning Ltd Health Check

Pomanda's financial health check has awarded John Whelan Financial Planning Ltd a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating1out of 5
positive_score

1 Strong

positive_score

1 Regular

positive_score

8 Weak

size

Size

annual sales of £138k, make it smaller than the average company (£3.8m)

£138k - John Whelan Financial Planning Ltd

£3.8m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of -12%, show it is growing at a slower rate (10.1%)

-12% - John Whelan Financial Planning Ltd

10.1% - Industry AVG

production

Production

with a gross margin of 17.4%, this company has a higher cost of product (80.2%)

17.4% - John Whelan Financial Planning Ltd

80.2% - Industry AVG

profitability

Profitability

an operating margin of -27.5% make it less profitable than the average company (9.7%)

-27.5% - John Whelan Financial Planning Ltd

9.7% - Industry AVG

employees

Employees

with 2 employees, this is below the industry average (8)

2 - John Whelan Financial Planning Ltd

8 - Industry AVG

paystructure

Pay Structure

on an average salary of £71.9k, the company has an equivalent pay structure (£71.9k)

£71.9k - John Whelan Financial Planning Ltd

£71.9k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £69k, this is less efficient (£178.8k)

£69k - John Whelan Financial Planning Ltd

£178.8k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 78 days, this is later than average (32 days)

78 days - John Whelan Financial Planning Ltd

32 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 85 days, this is slower than average (37 days)

85 days - John Whelan Financial Planning Ltd

37 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - John Whelan Financial Planning Ltd

- - Industry AVG

cashbalance

Cash Balance

There is insufficient data available for this Key Performance Indicator!

- - John Whelan Financial Planning Ltd

- - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 99%, this is a higher level of debt than the average (69.7%)

99% - John Whelan Financial Planning Ltd

69.7% - Industry AVG

JOHN WHELAN FINANCIAL PLANNING LTD financials

EXPORTms excel logo

John Whelan Financial Planning Ltd's latest turnover from January 2024 is estimated at £138 thousand and the company has net assets of £300. According to their latest financial statements, John Whelan Financial Planning Ltd has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Jan 2024Jan 2023Jan 2022Jan 2021Jan 2020Jan 2019Jan 2018Jan 2017Jan 2016Jan 2015Jan 2014Jan 2013Jan 2012Jan 2011Jan 2010
Turnover138,015183,718184,753200,181206,825193,009214,648257,912108,10559,51171,67466,85327,93725,15221,790
Other Income Or Grants
Cost Of Sales113,940146,234139,712153,370150,633136,234132,289169,89165,16839,17450,15842,78817,96316,44815,132
Gross Profit24,07537,48445,04246,81156,19256,77582,36088,02142,93820,33821,51624,0669,9748,7056,658
Admin Expenses62,01755,32957,53043,92148,24873,28797,59071,51425,257-79513,37614,309-3,017-9,650-6,390
Operating Profit-37,942-17,845-12,4882,8907,944-16,512-15,23016,50717,68121,1338,1409,75712,99118,35513,048
Interest Payable
Interest Receivable8637037233632229021383
Pre-Tax Profit-37,942-17,845-12,4882,8907,944-16,512-15,23016,59318,05121,5058,47510,07913,28118,56813,131
Tax-549-1,509-3,318-3,610-4,516-1,949-2,419-3,453-5,199-3,677
Profit After Tax-37,942-17,845-12,4882,3416,435-16,512-15,23013,27414,44116,9896,5267,6609,82813,3699,454
Dividends Paid
Retained Profit-37,942-17,845-12,4882,3416,435-16,512-15,23013,27414,44116,9896,5267,6609,82813,3699,454
Employee Costs143,811134,287129,097117,464123,218116,500112,434112,59265,18656,14758,81251,54051,84951,37747,503
Number Of Employees222222221111111
EBITDA*-37,942-17,845-12,4882,8907,944-16,512-15,23016,50720,01923,60610,38811,88713,36718,58516,266

* Earnings Before Interest, Tax, Depreciation and Amortisation

Jan 2024Jan 2023Jan 2022Jan 2021Jan 2020Jan 2019Jan 2018Jan 2017Jan 2016Jan 2015Jan 2014Jan 2013Jan 2012Jan 2011Jan 2010
Tangible Assets7891,2271,4732,0729911,7361,6403,8335,0836,5008,1588,5521,559
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets7891,2271,4732,0729911,7361,6403,8335,0836,5008,1588,5521,559
Stock & work in progress
Trade Debtors29,74051,48962,39175,67176,72879,03590,988102,01625,33711,81716,17612,7535,0835,3604,211
Group Debtors
Misc Debtors4,1704,8164,6823,697
Cash68,46879,66769,20665,11563,72552,33733,024
misc current assets3,2563,576
total current assets29,74055,65967,20780,35380,42582,29194,564102,01693,80591,48485,38277,86868,80857,69737,235
total assets29,74056,44868,43481,82682,49783,28296,300103,65697,63896,56791,88286,02677,36059,25637,235
Bank overdraft
Bank loan
Trade Creditors 26,61515,2408,3399,11912,40720,07216,57812,11518,30431,42443,44543,78342,69935,80627,681
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
total current liabilities26,61515,2408,3399,11912,40720,07216,57812,11518,30431,42443,44543,78342,69935,80627,681
loans
hp & lease commitments
Accruals and Deferred Income2,8252,9664,0084,1323,8563,4113,411
other liabilities
provisions7671,0171,3001,6321,710327
total long term liabilities2,8252,9664,0084,1323,8563,4113,4117671,0171,3001,6321,710327
total liabilities29,44018,20612,34713,25116,26323,48319,98912,11519,07132,44144,74545,41544,40936,13327,681
net assets30038,24256,08768,57566,23459,79976,31191,54178,56764,12647,13740,61132,95123,1239,554
total shareholders funds30038,24256,08768,57566,23459,79976,31191,54178,56764,12647,13740,61132,95123,1239,554
Jan 2024Jan 2023Jan 2022Jan 2021Jan 2020Jan 2019Jan 2018Jan 2017Jan 2016Jan 2015Jan 2014Jan 2013Jan 2012Jan 2011Jan 2010
Operating Activities
Operating Profit-37,942-17,845-12,4882,8907,944-16,512-15,23016,50717,68121,1338,1409,75712,99118,35513,048
Depreciation2,3382,4732,2482,1303762303,218
Amortisation
Tax-549-1,509-3,318-3,610-4,516-1,949-2,419-3,453-5,199-3,677
Stock
Debtors-25,919-11,548-13,146-721,390-11,953-11,02876,67913,520-4,3593,4237,670-2771,1494,211
Creditors11,3756,901-780-3,288-7,6653,4944,463-6,189-13,120-12,021-3381,0846,8938,12527,681
Accruals and Deferred Income-141-1,042-1242764453,411
Deferred Taxes & Provisions-767-250-283-332-781,383327
Cash flow from operations-789-438-246-599-2,175-1,0653,672-70,446-10,48111,1454,3462,80418,46720,68936,059
Investing Activities
capital expenditure789438246599-1,081745-962,193-1,088-1,056-590-1,736-7,369-1,789-3,218
Change in Investments
cash flow from investments789438246599-1,081745-962,193-1,088-1,056-590-1,736-7,369-1,789-3,218
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue-300200100
interest8637037233632229021383
cash flow from financing-214370372336322290413183
cash and cash equivalents
cash-68,468-11,19910,4614,0911,39011,38819,31333,024
overdraft
change in cash-68,468-11,19910,4614,0911,39011,38819,31333,024

john whelan financial planning ltd Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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John Whelan Financial Planning Ltd Competitor Analysis

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Perform a competitor analysis for john whelan financial planning ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in SK8 area or any other competitors across 12 key performance metrics.

john whelan financial planning ltd Ownership

JOHN WHELAN FINANCIAL PLANNING LTD group structure

John Whelan Financial Planning Ltd has no subsidiary companies.

Ultimate parent company

JOHN WHELAN FINANCIAL PLANNING LTD

06474903

JOHN WHELAN FINANCIAL PLANNING LTD Shareholders

louise whelan 50%
john whelan 50%

john whelan financial planning ltd directors

John Whelan Financial Planning Ltd currently has 1 director, Mr John Whelan serving since Jan 2008.

officercountryagestartendrole
Mr John Whelan67 years Jan 2008- Director

P&L

January 2024

turnover

138k

-25%

operating profit

-37.9k

0%

gross margin

17.5%

-14.5%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

January 2024

net assets

300

-0.99%

total assets

29.7k

-0.47%

cash

0

0%

net assets

Total assets minus all liabilities

john whelan financial planning ltd company details

company number

06474903

Type

Private limited with Share Capital

industry

66190 - Other activities auxiliary to financial services, except insurance and pension funding

incorporation date

January 2008

age

17

incorporated

UK

ultimate parent company

None

accounts

Micro-Entity Accounts

last accounts submitted

January 2024

previous names

N/A

accountant

-

auditor

-

address

5 buckingham road, cheadle hulme, cheadle, cheshire, SK8 5EG

Bank

-

Legal Advisor

-

john whelan financial planning ltd Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to john whelan financial planning ltd.

john whelan financial planning ltd Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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john whelan financial planning ltd Companies House Filings - See Documents

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