
Company Number
06474903
Next Accounts
Oct 2025
Directors
Shareholders
louise whelan
john whelan
Group Structure
View All
Industry
Other activities auxiliary to financial services, except insurance and pension funding
Registered Address
5 buckingham road, cheadle hulme, cheadle, cheshire, SK8 5EG
Pomanda estimates the enterprise value of JOHN WHELAN FINANCIAL PLANNING LTD at £68.5k based on a Turnover of £138k and 0.5x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of JOHN WHELAN FINANCIAL PLANNING LTD at £0 based on an EBITDA of £-37.9k and a 2.26x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of JOHN WHELAN FINANCIAL PLANNING LTD at £677 based on Net Assets of £300 and 2.26x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
John Whelan Financial Planning Ltd is a live company located in cheadle, SK8 5EG with a Companies House number of 06474903. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in January 2008, it's largest shareholder is louise whelan with a 50% stake. John Whelan Financial Planning Ltd is a established, micro sized company, Pomanda has estimated its turnover at £138k with declining growth in recent years.
Pomanda's financial health check has awarded John Whelan Financial Planning Ltd a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs
1 Strong
1 Regular
8 Weak
Size
annual sales of £138k, make it smaller than the average company (£3.8m)
- John Whelan Financial Planning Ltd
£3.8m - Industry AVG
Growth
3 year (CAGR) sales growth of -12%, show it is growing at a slower rate (10.1%)
- John Whelan Financial Planning Ltd
10.1% - Industry AVG
Production
with a gross margin of 17.4%, this company has a higher cost of product (80.2%)
- John Whelan Financial Planning Ltd
80.2% - Industry AVG
Profitability
an operating margin of -27.5% make it less profitable than the average company (9.7%)
- John Whelan Financial Planning Ltd
9.7% - Industry AVG
Employees
with 2 employees, this is below the industry average (8)
2 - John Whelan Financial Planning Ltd
8 - Industry AVG
Pay Structure
on an average salary of £71.9k, the company has an equivalent pay structure (£71.9k)
- John Whelan Financial Planning Ltd
£71.9k - Industry AVG
Efficiency
resulting in sales per employee of £69k, this is less efficient (£178.8k)
- John Whelan Financial Planning Ltd
£178.8k - Industry AVG
Debtor Days
it gets paid by customers after 78 days, this is later than average (32 days)
- John Whelan Financial Planning Ltd
32 days - Industry AVG
Creditor Days
its suppliers are paid after 85 days, this is slower than average (37 days)
- John Whelan Financial Planning Ltd
37 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- John Whelan Financial Planning Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - John Whelan Financial Planning Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 99%, this is a higher level of debt than the average (69.7%)
99% - John Whelan Financial Planning Ltd
69.7% - Industry AVG
John Whelan Financial Planning Ltd's latest turnover from January 2024 is estimated at £138 thousand and the company has net assets of £300. According to their latest financial statements, John Whelan Financial Planning Ltd has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | |||||||||||||||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | |||||||||||||||
Interest Payable | |||||||||||||||
Interest Receivable | |||||||||||||||
Pre-Tax Profit | |||||||||||||||
Tax | |||||||||||||||
Profit After Tax | |||||||||||||||
Dividends Paid | |||||||||||||||
Retained Profit | |||||||||||||||
Employee Costs | |||||||||||||||
Number Of Employees | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 789 | 1,227 | 1,473 | 2,072 | 991 | 1,736 | 1,640 | 3,833 | 5,083 | 6,500 | 8,158 | 8,552 | 1,559 | ||
Intangible Assets | |||||||||||||||
Investments & Other | |||||||||||||||
Debtors (Due After 1 year) | |||||||||||||||
Total Fixed Assets | 789 | 1,227 | 1,473 | 2,072 | 991 | 1,736 | 1,640 | 3,833 | 5,083 | 6,500 | 8,158 | 8,552 | 1,559 | ||
Stock & work in progress | |||||||||||||||
Trade Debtors | 29,740 | 51,489 | 62,391 | 75,671 | 76,728 | 79,035 | 90,988 | 102,016 | 25,337 | 11,817 | 16,176 | 12,753 | 5,083 | 5,360 | 4,211 |
Group Debtors | |||||||||||||||
Misc Debtors | 4,170 | 4,816 | 4,682 | 3,697 | |||||||||||
Cash | 68,468 | 79,667 | 69,206 | 65,115 | 63,725 | 52,337 | 33,024 | ||||||||
misc current assets | 3,256 | 3,576 | |||||||||||||
total current assets | 29,740 | 55,659 | 67,207 | 80,353 | 80,425 | 82,291 | 94,564 | 102,016 | 93,805 | 91,484 | 85,382 | 77,868 | 68,808 | 57,697 | 37,235 |
total assets | 29,740 | 56,448 | 68,434 | 81,826 | 82,497 | 83,282 | 96,300 | 103,656 | 97,638 | 96,567 | 91,882 | 86,026 | 77,360 | 59,256 | 37,235 |
Bank overdraft | |||||||||||||||
Bank loan | |||||||||||||||
Trade Creditors | 26,615 | 15,240 | 8,339 | 9,119 | 12,407 | 20,072 | 16,578 | 12,115 | 18,304 | 31,424 | 43,445 | 43,783 | 42,699 | 35,806 | 27,681 |
Group/Directors Accounts | |||||||||||||||
other short term finances | |||||||||||||||
hp & lease commitments | |||||||||||||||
other current liabilities | |||||||||||||||
total current liabilities | 26,615 | 15,240 | 8,339 | 9,119 | 12,407 | 20,072 | 16,578 | 12,115 | 18,304 | 31,424 | 43,445 | 43,783 | 42,699 | 35,806 | 27,681 |
loans | |||||||||||||||
hp & lease commitments | |||||||||||||||
Accruals and Deferred Income | 2,825 | 2,966 | 4,008 | 4,132 | 3,856 | 3,411 | 3,411 | ||||||||
other liabilities | |||||||||||||||
provisions | 767 | 1,017 | 1,300 | 1,632 | 1,710 | 327 | |||||||||
total long term liabilities | 2,825 | 2,966 | 4,008 | 4,132 | 3,856 | 3,411 | 3,411 | 767 | 1,017 | 1,300 | 1,632 | 1,710 | 327 | ||
total liabilities | 29,440 | 18,206 | 12,347 | 13,251 | 16,263 | 23,483 | 19,989 | 12,115 | 19,071 | 32,441 | 44,745 | 45,415 | 44,409 | 36,133 | 27,681 |
net assets | 300 | 38,242 | 56,087 | 68,575 | 66,234 | 59,799 | 76,311 | 91,541 | 78,567 | 64,126 | 47,137 | 40,611 | 32,951 | 23,123 | 9,554 |
total shareholders funds | 300 | 38,242 | 56,087 | 68,575 | 66,234 | 59,799 | 76,311 | 91,541 | 78,567 | 64,126 | 47,137 | 40,611 | 32,951 | 23,123 | 9,554 |
Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Jan 2017 | Jan 2016 | Jan 2015 | Jan 2014 | Jan 2013 | Jan 2012 | Jan 2011 | Jan 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | |||||||||||||||
Depreciation | 2,338 | 2,473 | 2,248 | 2,130 | 376 | 230 | 3,218 | ||||||||
Amortisation | |||||||||||||||
Tax | |||||||||||||||
Stock | |||||||||||||||
Debtors | -25,919 | -11,548 | -13,146 | -72 | 1,390 | -11,953 | -11,028 | 76,679 | 13,520 | -4,359 | 3,423 | 7,670 | -277 | 1,149 | 4,211 |
Creditors | 11,375 | 6,901 | -780 | -3,288 | -7,665 | 3,494 | 4,463 | -6,189 | -13,120 | -12,021 | -338 | 1,084 | 6,893 | 8,125 | 27,681 |
Accruals and Deferred Income | -141 | -1,042 | -124 | 276 | 445 | 3,411 | |||||||||
Deferred Taxes & Provisions | -767 | -250 | -283 | -332 | -78 | 1,383 | 327 | ||||||||
Cash flow from operations | |||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | |||||||||||||||
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | |||||||||||||||
Group/Directors Accounts | |||||||||||||||
Other Short Term Loans | |||||||||||||||
Long term loans | |||||||||||||||
Hire Purchase and Lease Commitments | |||||||||||||||
other long term liabilities | |||||||||||||||
share issue | |||||||||||||||
interest | |||||||||||||||
cash flow from financing | |||||||||||||||
cash and cash equivalents | |||||||||||||||
cash | -68,468 | -11,199 | 10,461 | 4,091 | 1,390 | 11,388 | 19,313 | 33,024 | |||||||
overdraft | |||||||||||||||
change in cash | -68,468 | -11,199 | 10,461 | 4,091 | 1,390 | 11,388 | 19,313 | 33,024 |
Perform a competitor analysis for john whelan financial planning ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in SK8 area or any other competitors across 12 key performance metrics.
JOHN WHELAN FINANCIAL PLANNING LTD group structure
John Whelan Financial Planning Ltd has no subsidiary companies.
Ultimate parent company
JOHN WHELAN FINANCIAL PLANNING LTD
06474903
John Whelan Financial Planning Ltd currently has 1 director, Mr John Whelan serving since Jan 2008.
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr John Whelan | 67 years | Jan 2008 | - | Director |
P&L
January 2024turnover
138k
-25%
operating profit
-37.9k
0%
gross margin
17.5%
-14.5%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
January 2024net assets
300
-0.99%
total assets
29.7k
-0.47%
cash
0
0%
net assets
Total assets minus all liabilities
company number
06474903
Type
Private limited with Share Capital
industry
66190 - Other activities auxiliary to financial services, except insurance and pension funding
incorporation date
January 2008
age
17
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
January 2024
previous names
N/A
accountant
-
auditor
-
address
5 buckingham road, cheadle hulme, cheadle, cheshire, SK8 5EG
Bank
-
Legal Advisor
-
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to john whelan financial planning ltd.
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for JOHN WHELAN FINANCIAL PLANNING LTD. This can take several minutes, an email will notify you when this has completed.
date | description | view/download |
---|