Pomanda estimates the enterprise value of EMMA HODGE MORTGAGES LTD at £109.9k based on a Turnover of £119.7k and 0.92x industry multiple (adjusted for size and gross margin).
emma hodge mortgages ltdEstimated Valuation
£0
Pomanda estimates the enterprise value of EMMA HODGE MORTGAGES LTD at £0 based on an EBITDA of £-2.4k and a 5.13x industry multiple (adjusted for size and gross margin).
emma hodge mortgages ltdEstimated Valuation
£103.9k
Pomanda estimates the enterprise value of EMMA HODGE MORTGAGES LTD at £103.9k based on Net Assets of £60.4k and 1.72x industry multiple (adjusted for liquidity).
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Emma Hodge Mortgages LtdOverview
Emma Hodge Mortgages Ltd is a live company located in milton keynes, MK19 6NT with a Companies House number of 06534310. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in March 2008, it's largest shareholder is
emma hodge
with a 100% stake. Emma Hodge Mortgages Ltd is a established,
micro sized company, Pomanda has estimated its turnover at
£119.7k with
healthy
growth in recent years.
Pomanda's financial health check has awarded Emma Hodge Mortgages Ltd a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating3.5out of 5
2 Strong
3 Regular
4 Weak
Size
annual sales of £119.7k, make it smaller than the average company (£2.3m)
£119.7k - Emma Hodge Mortgages Ltd
£2.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 5%, show it is growing at a slower rate (7.3%)
5% - Emma Hodge Mortgages Ltd
7.3% - Industry AVG
Production
with a gross margin of 96.9%, this company has a comparable cost of product (96.9%)
96.9% - Emma Hodge Mortgages Ltd
96.9% - Industry AVG
Profitability
an operating margin of -2.1% make it less profitable than the average company (19.7%)
-2.1% - Emma Hodge Mortgages Ltd
19.7% - Industry AVG
Employees
with 1 employees, this is below the industry average (17)
1 - Emma Hodge Mortgages Ltd
17 - Industry AVG
Pay Structure
on an average salary of £53.9k, the company has an equivalent pay structure (£53.9k)
£53.9k - Emma Hodge Mortgages Ltd
£53.9k - Industry AVG
Efficiency
resulting in sales per employee of £119.7k, this is equally as efficient (£119.7k)
£119.7k - Emma Hodge Mortgages Ltd
£119.7k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Emma Hodge Mortgages Ltd
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Emma Hodge Mortgages Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Emma Hodge Mortgages Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 315 weeks, this is more cash available to meet short term requirements (32 weeks)
315 weeks - Emma Hodge Mortgages Ltd
32 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 16.5%, this is a lower level of debt than the average (55.2%)
16.5% - Emma Hodge Mortgages Ltd
55.2% - Industry AVG
EMMA HODGE MORTGAGES LTD financials
EXPORT
Emma Hodge Mortgages Ltd's latest turnover from March 2024 is estimated at £119.7 thousand and the company has net assets of £60.4 thousand. According to their latest financial statements, Emma Hodge Mortgages Ltd has 1 employee and maintains cash reserves of £72.3 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Turnover
119,678
95,339
109,316
102,210
100,657
108,348
89,317
92,874
93,392
1,783
2,766
Other Income Or Grants
Cost Of Sales
3,657
3,343
6,115
12,488
12,372
13,883
10,445
13,633
17,319
427
742
Gross Profit
116,021
91,996
103,201
89,721
88,286
94,464
78,872
79,242
76,074
1,356
2,024
Admin Expenses
118,521
74,196
88,367
75,316
84,065
78,348
79,847
75,727
76,389
1,083
4,706
-9,473
4,028
-603
685
Operating Profit
-2,500
17,800
14,834
14,405
4,221
16,116
-975
3,515
-315
273
-2,682
9,473
-4,028
603
-685
Interest Payable
Interest Receivable
3,857
2,929
436
41
14
38
27
22
9
3
4
4
1
1
Pre-Tax Profit
1,357
20,730
15,270
14,446
4,236
16,116
-937
3,541
-293
282
-2,679
9,478
-4,024
604
-684
Tax
-339
-3,939
-2,901
-2,745
-805
-3,062
-708
-59
-2,275
-169
Profit After Tax
1,018
16,791
12,369
11,701
3,431
13,054
-937
2,833
-293
223
-2,679
7,203
-4,024
435
-684
Dividends Paid
Retained Profit
1,018
16,791
12,369
11,701
3,431
13,054
-937
2,833
-293
223
-2,679
7,203
-4,024
435
-684
Employee Costs
53,912
48,489
48,480
49,717
46,315
44,074
43,625
43,601
42,842
42,135
40,619
Number Of Employees
1
1
1
1
1
1
1
1
1
1
1
EBITDA*
-2,420
18,389
15,344
14,915
4,221
16,116
-975
3,515
-315
273
-2,682
9,473
-4,028
603
-685
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Tangible Assets
79
159
510
1,020
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
79
159
510
1,020
Stock & work in progress
Trade Debtors
25,264
18,419
Group Debtors
Misc Debtors
3,000
2,578
335
113
Cash
72,279
74,652
63,198
53,110
28,640
15,274
6,088
2,774
846
354
1,340
101
244
misc current assets
1
total current assets
72,280
74,652
63,198
53,110
28,640
25,264
18,419
15,274
6,088
2,774
3,846
2,932
1,675
214
244
total assets
72,359
74,811
63,708
54,130
28,640
25,264
18,419
15,274
6,088
2,774
3,846
2,932
1,675
214
244
Bank overdraft
Bank loan
Trade Creditors
1
10,133
16,342
2,298
3,593
Group/Directors Accounts
4,550
2,228
other short term finances
hp & lease commitments
other current liabilities
11,916
15,385
21,074
23,865
10,076
7,708
3,677
5,946
461
926
total current liabilities
11,916
15,386
21,074
23,865
10,076
10,133
16,342
12,258
5,905
2,298
3,593
5,946
461
926
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities
11,916
15,386
21,074
23,865
10,076
10,133
16,342
12,258
5,905
2,298
3,593
5,946
461
926
net assets
60,443
59,425
42,634
30,265
18,564
15,131
2,077
3,016
183
476
253
2,932
-4,271
-247
-682
total shareholders funds
60,443
59,425
42,634
30,265
18,564
15,131
2,077
3,016
183
476
253
2,932
-4,271
-247
-682
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Operating Activities
Operating Profit
-2,500
17,800
14,834
14,405
4,221
16,116
-975
3,515
-315
273
-2,682
9,473
-4,028
603
-685
Depreciation
80
589
510
510
Amortisation
Tax
-339
-3,939
-2,901
-2,745
-805
-3,062
-708
-59
-2,275
-169
Stock
Debtors
-25,264
6,845
18,419
-3,000
422
2,243
222
113
Creditors
-1
1
-10,133
-6,209
16,342
-2,298
-1,295
3,593
Accruals and Deferred Income
-3,469
-5,689
-2,791
13,789
10,076
-7,708
4,031
3,677
-5,946
5,485
-465
926
Deferred Taxes & Provisions
Cash flow from operations
-6,229
8,762
9,652
25,959
28,623
-10,760
6,838
1,064
1,919
489
-991
1,235
-144
241
Investing Activities
capital expenditure
-238
-1,530
Change in Investments
cash flow from investments
-238
-1,530
Financing Activities
Bank loans
Group/Directors Accounts
-4,550
2,322
2,228
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
2
-2
2
interest
3,857
2,929
436
41
14
38
27
22
9
3
4
4
1
1
cash flow from financing
3,857
2,929
436
41
16
-4,514
2,349
2,250
9
3
4
4
1
3
cash and cash equivalents
cash
-2,373
11,454
10,088
24,470
28,640
-15,274
9,186
3,314
1,928
492
-986
1,239
-143
244
overdraft
change in cash
-2,373
11,454
10,088
24,470
28,640
-15,274
9,186
3,314
1,928
492
-986
1,239
-143
244
emma hodge mortgages ltd Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for emma hodge mortgages ltd. Get real-time insights into emma hodge mortgages ltd's credit score, group structure and payment trends.
Perform a competitor analysis for emma hodge mortgages ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in MK19 area or any other competitors across 12 key performance metrics.
emma hodge mortgages ltd Ownership
EMMA HODGE MORTGAGES LTD group structure
Emma Hodge Mortgages Ltd has no subsidiary companies.
Ultimate parent company
EMMA HODGE MORTGAGES LTD
06534310
EMMA HODGE MORTGAGES LTD Shareholders
The sole shareholder of Emma Hodge Mortgages Ltd is Emma Hodge.
emma hodge
100%
emma hodge mortgages ltd directors
Emma Hodge Mortgages Ltd currently has 1 director, Mrs Emma Hodge serving since Mar 2008.
66220 - Activities of insurance agents and brokers
incorporation date
March 2008
age
17
incorporated
UK
ultimate parent company
None
accounts
Total Exemption Full
last accounts submitted
March 2024
previous names
elk business & financial services ltd (March 2023)
citrus lettings ltd (February 2012)
accountant
-
auditor
-
address
60 chapmans drive, old stratford, milton keynes, bucks, MK19 6NT
Bank
-
Legal Advisor
-
emma hodge mortgages ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to emma hodge mortgages ltd.
emma hodge mortgages ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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emma hodge mortgages ltdCompanies House Filings - See Documents
