Pomanda estimates the enterprise value of THE LOAN PARTNERSHIP LTD at £2m based on a Turnover of £2.6m and 0.76x industry multiple (adjusted for size and gross margin).
the loan partnership ltdEstimated Valuation
£291.4k
Pomanda estimates the enterprise value of THE LOAN PARTNERSHIP LTD at £291.4k based on an EBITDA of £83.8k and a 3.48x industry multiple (adjusted for size and gross margin).
the loan partnership ltdEstimated Valuation
£3.1m
Pomanda estimates the enterprise value of THE LOAN PARTNERSHIP LTD at £3.1m based on Net Assets of £1.4m and 2.26x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
The Loan Partnership LtdOverview
The Loan Partnership Ltd is a live company located in london, EC3V 1LP with a Companies House number of 06576125. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in April 2008, it's largest shareholder is
pivotal growth limited
with a 100% stake. The Loan Partnership Ltd is a established,
small sized company, Pomanda has estimated its turnover at
£2.6m with
healthy
growth in recent years.
Pomanda's financial health check has awarded The Loan Partnership Ltd a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating4out of 5
4 Strong
3 Regular
4 Weak
Size
annual sales of £2.6m, make it smaller than the average company (£4.2m)
£2.6m - The Loan Partnership Ltd
£4.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 9%, show it is growing at a similar rate (9.2%)
9% - The Loan Partnership Ltd
9.2% - Industry AVG
Production
with a gross margin of 69.1%, this company has a comparable cost of product (69.1%)
69.1% - The Loan Partnership Ltd
69.1% - Industry AVG
Profitability
an operating margin of 2.6% make it less profitable than the average company (8.9%)
2.6% - The Loan Partnership Ltd
8.9% - Industry AVG
Employees
with 30 employees, this is above the industry average (9)
30 - The Loan Partnership Ltd
9 - Industry AVG
Pay Structure
on an average salary of £73.5k, the company has an equivalent pay structure (£73.5k)
£73.5k - The Loan Partnership Ltd
£73.5k - Industry AVG
Efficiency
resulting in sales per employee of £87.2k, this is less efficient (£183.3k)
£87.2k - The Loan Partnership Ltd
£183.3k - Industry AVG
Debtor Days
it gets paid by customers after 2 days, this is earlier than average (34 days)
2 days - The Loan Partnership Ltd
34 days - Industry AVG
Creditor Days
its suppliers are paid after 0 days, this is quicker than average (37 days)
0 days - The Loan Partnership Ltd
37 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - The Loan Partnership Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 257 weeks, this is more cash available to meet short term requirements (29 weeks)
257 weeks - The Loan Partnership Ltd
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 5.7%, this is a lower level of debt than the average (72.7%)
5.7% - The Loan Partnership Ltd
72.7% - Industry AVG
THE LOAN PARTNERSHIP LTD financials
EXPORT
The Loan Partnership Ltd's latest turnover from December 2023 is estimated at £2.6 million and the company has net assets of £1.4 million. According to their latest financial statements, The Loan Partnership Ltd has 30 employees and maintains cash reserves of £344 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Apr 2018
Apr 2017
Apr 2016
Apr 2015
Apr 2014
Apr 2013
Apr 2012
Apr 2011
Apr 2010
Turnover
2,614,599
2,491,354
2,340,840
2,044,311
1,995,745
1,750,568
1,045,400
890,970
757,776
197,776
226,949
Other Income Or Grants
Cost Of Sales
807,662
781,487
467,541
406,044
388,507
306,091
118,073
135,508
229,205
49,578
70,768
Gross Profit
1,806,937
1,709,867
1,873,298
1,638,267
1,607,238
1,444,477
927,327
755,463
528,571
148,197
156,181
Admin Expenses
1,739,422
1,518,320
1,625,203
1,536,268
1,450,027
1,264,482
644,082
583,150
235,166
-65,173
163,366
Operating Profit
67,515
191,547
248,095
101,999
157,211
179,995
283,245
172,313
293,405
213,370
-7,185
Interest Payable
Interest Receivable
22,613
19,145
6,836
809
973
6,942
3,990
1,432
1,929
752
64
Pre-Tax Profit
90,128
210,691
254,931
102,807
158,184
186,937
287,235
173,746
295,334
214,123
-7,121
Tax
-22,532
-40,031
-48,437
-19,533
-30,055
-35,518
-54,575
-33,012
-59,067
-42,824
Profit After Tax
67,596
170,660
206,494
83,274
128,129
151,419
232,660
140,734
236,267
171,298
-7,121
Dividends Paid
Retained Profit
67,596
170,660
206,494
83,274
128,129
151,419
232,660
140,734
236,267
171,298
-7,121
Employee Costs
2,204,369
2,071,222
1,739,964
1,520,919
1,758,774
1,541,172
949,439
645,142
570,000
113,161
118,179
Number Of Employees
30
30
27
26
30
26
17
12
9
2
2
EBITDA*
83,836
202,295
278,803
130,571
194,163
213,934
286,208
176,142
298,356
214,847
-5,338
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Apr 2018
Apr 2017
Apr 2016
Apr 2015
Apr 2014
Apr 2013
Apr 2012
Apr 2011
Apr 2010
Tangible Assets
73,729
77,837
79,445
99,414
127,986
123,483
10,321
13,284
17,113
5,909
7,386
Intangible Assets
14,817
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
88,546
77,837
79,445
99,414
127,986
123,483
10,321
13,284
17,113
5,909
7,386
Stock & work in progress
Trade Debtors
17,070
20,607
99,553
62,175
11,660
45,002
28,369
39,630
13,218
13,336
17,700
Group Debtors
995,000
845,000
Misc Debtors
13,036
59,493
56,702
521,093
16,888
24,582
Cash
344,049
517,394
1,246,431
576,579
1,040,802
904,948
946,176
649,685
496,283
275,169
25,784
misc current assets
16,538
8,489
5,960
total current assets
1,369,155
1,442,494
1,402,686
1,159,847
1,069,350
966,488
983,034
695,275
534,083
288,505
43,484
total assets
1,457,701
1,520,331
1,482,131
1,259,261
1,197,336
1,089,971
993,355
708,559
551,196
294,414
50,870
Bank overdraft
Bank loan
Trade Creditors
1,403
9,295
10,051
10,983
141,797
162,701
218,014
157,091
10,662
130,197
57,951
Group/Directors Accounts
663
other short term finances
hp & lease commitments
other current liabilities
68,173
188,926
128,886
110,915
140,050
total current liabilities
69,576
198,221
138,937
122,561
141,797
162,701
218,014
157,091
150,712
130,197
57,951
loans
hp & lease commitments
Accruals and Deferred Income
2,113
1,973
1,463
10,250
other liabilities
provisions
13,169
14,750
total long term liabilities
13,169
14,750
2,113
1,973
1,463
10,250
total liabilities
82,745
212,971
138,937
122,561
143,910
164,674
219,477
167,341
150,712
130,197
57,951
net assets
1,374,956
1,307,360
1,343,194
1,136,700
1,053,426
925,297
773,878
541,218
400,484
164,217
-7,081
total shareholders funds
1,374,956
1,307,360
1,343,194
1,136,700
1,053,426
925,297
773,878
541,218
400,484
164,217
-7,081
Dec 2023
Dec 2022
Apr 2022
Apr 2021
Apr 2020
Apr 2019
Apr 2018
Apr 2017
Apr 2016
Apr 2015
Apr 2014
Apr 2013
Apr 2012
Apr 2011
Apr 2010
Operating Activities
Operating Profit
67,515
191,547
248,095
101,999
157,211
179,995
283,245
172,313
293,405
213,370
-7,185
Depreciation
15,688
10,748
30,708
28,572
36,952
33,939
2,963
3,829
4,951
1,477
1,847
Amortisation
633
Tax
-22,532
-40,031
-48,437
-19,533
-30,055
-35,518
-54,575
-33,012
-59,067
-42,824
Stock
Debtors
100,006
341,832
-427,013
554,720
-16,454
16,633
-11,261
1,830
24,464
-4,364
17,700
Creditors
-7,892
-1,688
-932
-130,814
-20,904
-55,313
60,923
146,429
-119,535
72,246
57,951
Accruals and Deferred Income
-120,753
78,011
17,971
108,802
140
510
-8,787
-129,800
140,050
Deferred Taxes & Provisions
-1,581
14,750
Cash flow from operations
-168,928
-88,495
674,418
-465,694
159,798
106,980
295,030
157,929
235,340
248,633
34,913
Investing Activities
capital expenditure
-27,030
10,829
-10,739
-41,455
-147,101
-16,155
-9,233
Change in Investments
cash flow from investments
-27,030
10,829
-10,739
-41,455
-147,101
-16,155
-9,233
Financing Activities
Bank loans
Group/Directors Accounts
-663
-663
663
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
40
interest
22,613
19,145
6,836
809
973
6,942
3,990
1,432
1,929
752
64
cash flow from financing
22,613
18,482
6,173
1,472
973
6,942
3,990
1,432
1,929
752
104
cash and cash equivalents
cash
-173,345
-59,185
669,852
-464,223
135,854
-41,228
296,491
153,402
221,114
249,385
25,784
overdraft
change in cash
-173,345
-59,185
669,852
-464,223
135,854
-41,228
296,491
153,402
221,114
249,385
25,784
the loan partnership ltd Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for the loan partnership ltd. Get real-time insights into the loan partnership ltd's credit score, group structure and payment trends.
Perform a competitor analysis for the loan partnership ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in EC3V area or any other competitors across 12 key performance metrics.
the loan partnership ltd Ownership
THE LOAN PARTNERSHIP LTD group structure
The Loan Partnership Ltd has no subsidiary companies.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to the loan partnership ltd.
the loan partnership ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for THE LOAN PARTNERSHIP LTD. This can take several minutes, an email will notify you when this has completed.
the loan partnership ltdCompanies House Filings - See Documents
