Whitewell Financial Planning Limited

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whitewell financial planning limited Company Information

Live

EstablishedMicroHealthy

Company Number

06578336

Next Accounts

Jun 2025

Industry

Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

Directors

Philip O'Connor

Gillian O'Connor

Shareholders

whitewell holdings limited

Group Structure

View All

Contact

Registered Address

3 chorley new road, bolton, BL1 4QR

Website

http://annualallowance.co.uk

whitewell financial planning limited Estimated Valuation

£243.4k

Pomanda estimates the enterprise value of WHITEWELL FINANCIAL PLANNING LIMITED at £243.4k based on a Turnover of £275k and 0.89x industry multiple (adjusted for size and gross margin).

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Whitewell Financial Planning Limited is a live company located in bolton, BL1 4QR with a Companies House number of 06578336. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in April 2008, it's largest shareholder is whitewell holdings limited with a 100% stake. Whitewell Financial Planning Limited is a established, micro sized company, Pomanda has estimated its turnover at £275k with healthy growth in recent years.

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Pomanda's financial health check has awarded Whitewell Financial Planning Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 6 areas for improvement. Company Health Check FAQs

Health Rating3.5out of 5

4 Strong

1 Regular

6 Weak

Size

annual sales of £275k, make it smaller than the average company (£4.3m)

Growth

3 year (CAGR) sales growth of 11%, show it is growing at a faster rate (4.2%)

EXPORT

Whitewell Financial Planning Limited's latest turnover from September 2023 is estimated at £275 thousand and the company has net assets of £91.7 thousand. According to their latest financial statements, Whitewell Financial Planning Limited has 4 employees and maintains cash reserves of £71.6 thousand as reported in the balance sheet.

Data source: Companies House, Pomanda Estimates

	Sep 2023	Sep 2022	Sep 2021	Sep 2020	Sep 2019	Sep 2018	Sep 2017	Sep 2016	Sep 2015	Sep 2014	Sep 2013	Sep 2012	Sep 2011	Sep 2010	Sep 2009
Turnover	275,000	257,640	245,788	203,614	310,944	305,423	110,346	26,426	19,687	66,318	7,986	14,807	10,200	1,777	0
Other Income Or Grants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cost Of Sales	218,195	192,705	184,534	146,631	226,171	209,687	75,709	18,255	13,811	48,495	5,817	10,742	7,602	1,337	0
Gross Profit	56,805	64,936	61,254	56,982	84,773	95,736	34,636	8,170	5,876	17,823	2,169	4,065	2,598	440	0
Admin Expenses	46,640	77,064	39,296	41,325	49,605	80,235	22,210	8,616	-5,378	15,953	1,916	4,410	4,292	-195	-1,965
Operating Profit	10,165	-12,128	21,958	15,657	35,168	15,501	12,426	-446	11,254	1,870	253	-345	-1,694	635	1,965
Interest Payable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest Receivable	3,412	1,384	67	34	0	0	25	57	88	58	69	69	54	48	28
Pre-Tax Profit	13,577	-10,744	22,025	15,691	35,168	15,501	12,451	-389	11,343	1,928	322	-276	-1,640	683	1,993
Tax	-3,394	0	-4,185	-2,981	-6,682	-2,945	-2,366	0	-2,268	-405	-74	0	0	-191	-558
Profit After Tax	10,183	-10,744	17,840	12,710	28,486	12,556	10,085	-389	9,074	1,523	248	-276	-1,640	492	1,435
Dividends Paid	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Retained Profit	10,183	-10,744	17,840	12,710	28,486	12,556	10,085	-389	9,074	1,523	248	-276	-1,640	492	1,435
Employee Costs	304,627	288,068	277,169	275,713	273,729	268,000	64,442	62,701	58,918	58,970	59,014	56,314	56,471	55,271	0
Number Of Employees	4	4	4	4	4	4	1	1	1	1	1	1	1	1	0
EBITDA*	12,150	-9,971	21,958	15,657	35,168	15,501	12,426	140	12,260	2,296	1,019	813	-536	1,349	2,576

* Earnings Before Interest, Tax, Depreciation and Amortisation

	Sep 2023	Sep 2022	Sep 2021	Sep 2020	Sep 2019	Sep 2018	Sep 2017	Sep 2016	Sep 2015	Sep 2014	Sep 2013	Sep 2012	Sep 2011	Sep 2010	Sep 2009
Tangible Assets	5,681	6,470	7,631	9,069	8,074	5,882	1,139	1,758	2,344	225	651	1,417	2,575	1,629	1,933
Intangible Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments & Other	894	894	894	894	0	0	0	894	894	894	0	0	0	0	0
Debtors (Due After 1 year)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Fixed Assets	6,575	7,364	8,525	9,963	8,074	5,882	1,139	2,652	3,238	1,119	651	1,417	2,575	1,629	1,933
Stock & work in progress	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Trade Debtors	45,166	42,853	44,507	16,617	87,942	78,802	41,897	8,805	6,375	23,840	1,875	0	2,590	33	381
Group Debtors	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Misc Debtors	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash	71,604	58,379	64,621	68,397	0	0	0	19,997	25,277	10,047	13,015	14,454	13,267	8,176	11,124
misc current assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
total current assets	116,770	101,232	109,128	85,014	87,942	78,802	41,897	28,802	31,652	33,887	14,890	14,454	15,857	8,209	11,505
total assets	123,345	108,596	117,653	94,977	96,016	84,684	43,036	31,454	34,890	35,006	15,541	15,871	18,432	9,838	13,438
Bank overdraft	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Bank loan	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Trade Creditors	30,199	26,928	25,251	20,459	34,312	51,445	22,484	20,887	23,934	33,124	15,182	15,760	17,640	7,314	11,497
Group/Directors Accounts	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other short term finances	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
hp & lease commitments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other current liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
total current liabilities	30,199	26,928	25,251	20,459	34,312	51,445	22,484	20,887	23,934	33,124	15,182	15,760	17,640	7,314	11,497
loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
hp & lease commitments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accruals and Deferred Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
provisions	1,463	168	158	114	110	131	0	0	0	0	0	0	405	497	406
total long term liabilities	1,463	168	158	114	110	131	0	0	0	0	0	0	405	497	406
total liabilities	31,662	27,096	25,409	20,573	34,422	51,576	22,484	20,887	23,934	33,124	15,182	15,760	18,045	7,811	11,903
net assets	91,683	81,500	92,244	74,404	61,594	33,108	20,552	10,567	10,956	1,882	359	111	387	2,027	1,535
total shareholders funds	91,683	81,500	92,244	74,404	61,594	33,108	20,552	10,567	10,956	1,882	359	111	387	2,027	1,535

	Sep 2023	Sep 2022	Sep 2021	Sep 2020	Sep 2019	Sep 2018	Sep 2017	Sep 2016	Sep 2015	Sep 2014	Sep 2013	Sep 2012	Sep 2011	Sep 2010	Sep 2009
Operating Activities
Operating Profit	10,165	-12,128	21,958	15,657	35,168	15,501	12,426	-446	11,254	1,870	253	-345	-1,694	635	1,965
Depreciation	1,985	2,157	0	0	0	0	0	586	1,006	426	766	1,158	1,158	714	611
Amortisation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Tax	-3,394	0	-4,185	-2,981	-6,682	-2,945	-2,366	0	-2,268	-405	-74	0	0	-191	-558
Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Debtors	2,313	-1,654	27,890	-71,325	9,140	36,905	33,092	2,430	-17,465	21,965	1,875	-2,590	2,557	-348	381
Creditors	3,271	1,677	4,792	-13,853	-17,133	28,961	1,597	-3,047	-9,190	17,942	-578	-1,880	10,326	-4,183	11,497
Accruals and Deferred Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Taxes & Provisions	1,295	10	44	4	-21	131	0	0	0	0	0	-405	-92	91	406
Cash flow from operations	11,009	-6,630	-5,281	70,152	2,192	4,743	-21,435	-5,337	18,267	-2,132	-1,508	1,118	7,141	-2,586	13,540
Investing Activities
capital expenditure	-1,196	-996	1,438	-995	-2,192	-4,743	619	0	-3,125	0	0	0	-2,104	-410	-2,544
Change in Investments	0	0	0	894	0	0	-894	0	0	894	0	0	0	0	0
cash flow from investments	-1,196	-996	1,438	-1,889	-2,192	-4,743	1,513	0	-3,125	-894	0	0	-2,104	-410	-2,544
Financing Activities
Bank loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Group/Directors Accounts	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Short Term Loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long term loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Hire Purchase and Lease Commitments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other long term liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
share issue	0	0	0	100	0	0	-100	0	0	0	0	0	0	0	100
interest	3,412	1,384	67	34	0	0	25	57	88	58	69	69	54	48	28
cash flow from financing	3,412	1,384	67	134	0	0	-75	57	88	58	69	69	54	48	128
cash and cash equivalents
cash	13,225	-6,242	-3,776	68,397	0	0	-19,997	-5,280	15,230	-2,968	-1,439	1,187	5,091	-2,948	11,124
overdraft	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
change in cash	13,225	-6,242	-3,776	68,397	0	0	-19,997	-5,280	15,230	-2,968	-1,439	1,187	5,091	-2,948	11,124

Very Low Risk70 - 100

Low Risk50 - 70

Moderate Risk30 - 50

High Risk20 - 30

Very High Risk0 - 20

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WHITEWELL FINANCIAL PLANNING LIMITED group structure

Whitewell Financial Planning Limited has no subsidiary companies.

Ultimate parent company

WHITEWELL FINANCIAL PLANNING LIMITED

06578336

WHITEWELL FINANCIAL PLANNING LIMITED Shareholders

whitewell holdings limited

100%

Whitewell Financial Planning Limited currently has 2 directors. The longest serving directors include Mr Philip O'Connor (Apr 2008) and Mrs Gillian O'Connor (Feb 2018).

officer	country	age	start	end	role
Mr Philip O'Connor	England	50 years	Apr 2008	-	Director
Mrs Gillian O'Connor	England	54 years	Feb 2018	-	Director

P&L

September 2023

turnover

275k

+7%

operating profit

10.2k

gross margin

20.7%

-18.04%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

September 2023

net assets

91.7k

+0.12%

total assets

123.3k

+0.14%

cash

71.6k

+0.23%

net assets

Total assets minus all liabilities

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company number

06578336

Type

Private limited with Share Capital

industry

64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

incorporation date

April 2008

ultimate parent company

None

previous names

N/A

address

3 chorley new road, bolton, BL1 4QR

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whitewell financial planning limited Company Information

whitewell financial planning limited Estimated Valuation

whitewell financial planning limited Estimated Valuation

whitewell financial planning limited Estimated Valuation

Whitewell Financial Planning Limited Overview

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