Pomanda estimates the enterprise value of ENGLISH MUTUAL LIMITED at £1.9m based on a Turnover of £2.6m and 0.72x industry multiple (adjusted for size and gross margin).
english mutual limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of ENGLISH MUTUAL LIMITED at £0 based on an EBITDA of £-1.8m and a 2.88x industry multiple (adjusted for size and gross margin).
english mutual limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of ENGLISH MUTUAL LIMITED at £0 based on Net Assets of £-13.1m and 1.75x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
English Mutual LimitedOverview
English Mutual Limited is a dissolved company that was located in london, EC2A 1AG with a Companies House number of 06685913. It operated in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in September 2008, it's largest shareholder was
sanlam uk ltd
with a 100% stake. The last turnover for English Mutual Limited was estimated at £2.6m.
Pomanda's financial health check has awarded English Mutual Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 8 areas for improvement. Company Health Check FAQs
Health Rating1.5out of 5
3 Strong
0 Regular
8 Weak
Size
annual sales of £2.6m, make it smaller than the average company (£3.7m)
£2.6m - English Mutual Limited
£3.7m - Industry AVG
Growth
3 year (CAGR) sales growth of -20%, show it is growing at a slower rate (3.7%)
-20% - English Mutual Limited
3.7% - Industry AVG
Production
with a gross margin of 28.1%, this company has a higher cost of product (66.4%)
28.1% - English Mutual Limited
66.4% - Industry AVG
Profitability
an operating margin of -70.3% make it less profitable than the average company (8.8%)
-70.3% - English Mutual Limited
8.8% - Industry AVG
Employees
with 38 employees, this is above the industry average (11)
38 - English Mutual Limited
11 - Industry AVG
Pay Structure
on an average salary of £36.9k, the company has a lower pay structure (£68.7k)
£36.9k - English Mutual Limited
£68.7k - Industry AVG
Efficiency
resulting in sales per employee of £69.5k, this is less efficient (£182.8k)
£69.5k - English Mutual Limited
£182.8k - Industry AVG
Debtor Days
it gets paid by customers after 27 days, this is earlier than average (38 days)
27 days - English Mutual Limited
38 days - Industry AVG
Creditor Days
its suppliers are paid after 16 days, this is quicker than average (41 days)
16 days - English Mutual Limited
41 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - English Mutual Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 0 weeks, this is less cash available to meet short term requirements (33 weeks)
0 weeks - English Mutual Limited
33 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 1169.2%, this is a higher level of debt than the average (70.6%)
1169.2% - English Mutual Limited
70.6% - Industry AVG
ENGLISH MUTUAL LIMITED financials
EXPORT
English Mutual Limited's latest turnover from December 2020 is £2.6 million and the company has net assets of -£13.1 million. According to their latest financial statements, English Mutual Limited has 38 employees and maintains cash reserves of £180.2 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Sep 2011
Sep 2010
Sep 2009
Turnover
2,640,590
3,264,419
4,202,824
5,110,986
4,686,380
5,041,794
5,982,182
4,995,444
2,947,933
294,128
Other Income Or Grants
Cost Of Sales
1,898,601
2,134,671
3,062,509
3,774,922
3,347,229
3,271,445
3,252,173
3,243,999
1,106,754
Gross Profit
741,989
1,129,748
1,140,315
1,336,064
1,339,151
1,770,349
2,730,009
1,751,445
1,841,179
294,128
Admin Expenses
2,599,246
3,448,978
2,544,283
3,570,808
3,212,288
3,474,007
2,954,210
2,735,838
2,154,851
276,826
Operating Profit
-1,857,257
-2,319,230
-1,403,968
-2,234,744
-1,873,137
-1,703,658
-224,201
-984,393
-313,672
17,302
Interest Payable
108,305
6,037
Interest Receivable
Pre-Tax Profit
-1,857,257
-2,319,230
-1,982,482
-2,234,147
-1,873,137
-1,703,658
-224,201
-1,092,698
-319,709
17,302
Tax
36,816
580,001
Profit After Tax
-1,857,257
-2,282,414
-1,402,481
-2,234,147
-1,873,137
-1,703,658
-224,201
-1,092,698
-319,709
17,302
Dividends Paid
Retained Profit
-1,857,257
-2,282,414
-1,402,481
-2,234,147
-1,873,137
-1,703,658
-224,201
-1,092,698
-319,709
17,302
Employee Costs
1,400,399
2,057,074
1,748,286
1,739,155
1,964,786
1,948,363
1,617,736
1,219,153
575,265
Number Of Employees
38
48
52
60
44
45
38
40
25
2
EBITDA*
-1,823,141
-2,249,852
-1,316,298
-2,125,092
-1,799,296
-1,606,587
-175,763
-935,955
-294,491
17,302
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Sep 2011
Sep 2010
Sep 2009
Tangible Assets
2,586
8,610
20,942
35,916
65,950
29,114
77,552
125,990
135,439
Intangible Assets
31,531
63,061
126,044
201,382
276,721
162,875
176,683
Investments & Other
Debtors (Due After 1 year)
310,199
274,149
242,288
185,432
Total Fixed Assets
31,531
65,647
134,654
222,324
312,637
539,024
479,946
319,840
311,422
135,439
Stock & work in progress
Trade Debtors
197,746
271,008
468,320
566,468
1,732,298
1,137,393
1,085,990
709,919
242,153
Group Debtors
753,137
307,328
13,103
1,770
55,439
Misc Debtors
64,681
134,558
240,064
265,032
184,635
210,991
91,171
43,536
21,597
Cash
180,218
155,675
310,061
86,358
152,440
46,517
123,093
88,654
61,145
17,402
misc current assets
total current assets
1,195,782
561,241
1,325,773
930,961
2,069,373
1,394,901
1,302,024
897,548
324,895
17,402
total assets
1,227,313
626,888
1,460,427
1,153,285
2,382,010
1,933,925
1,781,970
1,217,388
636,317
152,841
Bank overdraft
Bank loan
Trade Creditors
84,877
160,116
277,695
310,414
502,741
330,412
472,822
448,230
117,972
Group/Directors Accounts
13,948,852
11,505,757
9,959,512
8,134,550
6,593,162
4,076,587
2,400,360
1,665,189
506,273
10,539
other short term finances
hp & lease commitments
other current liabilities
295,213
181,738
186,106
269,418
282,756
341,604
332,049
164,484
129,424
total current liabilities
14,328,942
11,847,611
10,423,313
8,714,382
7,378,659
4,748,603
3,205,231
2,277,903
753,669
10,539
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
21,262
44,911
20,334
19,642
74,452
383,286
71,045
209,590
60,055
total long term liabilities
21,262
44,911
20,334
19,642
74,452
383,286
71,045
209,590
60,055
total liabilities
14,350,204
11,892,522
10,443,647
8,734,024
7,453,111
5,131,889
3,276,276
2,487,493
813,724
10,539
net assets
-13,122,891
-11,265,634
-8,983,220
-7,580,739
-5,071,101
-3,197,964
-1,494,306
-1,270,105
-177,407
142,302
total shareholders funds
-13,122,891
-11,265,634
-8,983,220
-7,580,739
-5,071,101
-3,197,964
-1,494,306
-1,270,105
-177,407
142,302
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Sep 2011
Sep 2010
Sep 2009
Operating Activities
Operating Profit
-1,857,257
-2,319,230
-1,403,968
-2,234,744
-1,873,137
-1,703,658
-224,201
-984,393
-313,672
17,302
Depreciation
2,586
6,395
12,332
34,313
30,034
53,263
48,438
48,438
19,181
Amortisation
31,530
62,983
75,338
75,339
43,807
43,808
Tax
36,816
580,001
Stock
Debtors
609,998
-610,146
171,109
-1,072,330
258,350
205,503
401,898
602,000
449,182
Creditors
-75,239
-117,579
-32,719
-192,327
172,329
-142,410
24,592
330,258
117,972
Accruals and Deferred Income
113,475
-4,368
-83,312
-13,338
-58,848
9,555
167,565
35,060
129,424
Deferred Taxes & Provisions
-23,649
24,577
692
-54,810
-308,834
312,241
-138,545
149,535
60,055
Cash flow from operations
-2,418,552
-1,700,260
-1,022,745
-1,313,237
-2,252,999
-1,632,704
-524,049
-1,023,102
-436,222
17,302
Investing Activities
capital expenditure
-371
-19,339
-157,653
-120,099
-176,683
-9,732
-135,439
Change in Investments
cash flow from investments
-371
-19,339
-157,653
-120,099
-176,683
-9,732
-135,439
Financing Activities
Bank loans
Group/Directors Accounts
2,443,095
1,546,245
1,824,962
1,541,388
2,516,575
1,676,227
735,171
1,158,916
495,734
10,539
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
-275,491
125,000
interest
-108,305
-6,037
cash flow from financing
2,443,095
1,546,245
1,824,962
1,265,897
2,516,575
1,676,227
735,171
1,050,611
489,697
135,539
cash and cash equivalents
cash
24,543
-154,386
223,703
-66,082
105,923
-76,576
34,439
27,509
43,743
17,402
overdraft
change in cash
24,543
-154,386
223,703
-66,082
105,923
-76,576
34,439
27,509
43,743
17,402
english mutual limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for english mutual limited. Get real-time insights into english mutual limited's credit score, group structure and payment trends.
Perform a competitor analysis for english mutual limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other undefined companies, companies in EC2A area or any other competitors across 12 key performance metrics.
english mutual limited Ownership
ENGLISH MUTUAL LIMITED group structure
English Mutual Limited has no subsidiary companies.
66190 - Other activities auxiliary to financial services, except insurance and pension funding
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
September 2008
age
17
incorporated
UK
ultimate parent company
SANLAM LTD
accounts
Full Accounts
last accounts submitted
December 2020
previous names
mentor professional limited (May 2010)
accountant
-
auditor
ERNST & YOUNG LLP
address
30 finsbury square, london, EC2A 1AG
Bank
-
Legal Advisor
-
english mutual limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to english mutual limited. Currently there are 0 open charges and 1 have been satisfied in the past.
english mutual limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for ENGLISH MUTUAL LIMITED. This can take several minutes, an email will notify you when this has completed.
english mutual limitedCompanies House Filings - See Documents
