tws pensions limited
tws pensions limited Company Information
Company Number
06793948
Next Accounts
1222 days late
Directors
Shareholders
peter jeremy robert smith
andrew cameron johnson
Group Structure
View All
Industry
Other activities auxiliary to insurance and pension funding
Registered Address
the copper room, deva city office park, manchester, M3 7BG
Website
www.twspensions.co.uktws pensions limited Estimated Valuation
Pomanda estimates the enterprise value of TWS PENSIONS LIMITED at £189.3k based on a Turnover of £222k and 0.85x industry multiple (adjusted for size and gross margin).
tws pensions limited Estimated Valuation
Pomanda estimates the enterprise value of TWS PENSIONS LIMITED at £0 based on an EBITDA of £-72.2k and a 4.88x industry multiple (adjusted for size and gross margin).
tws pensions limited Estimated Valuation
Pomanda estimates the enterprise value of TWS PENSIONS LIMITED at £18.7k based on Net Assets of £8.9k and 2.1x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Tws Pensions Limited Overview
Tws Pensions Limited is a live company located in manchester, M3 7BG with a Companies House number of 06793948. It operates in the other activities auxiliary to insurance and pension funding sector, SIC Code 66290. Founded in January 2009, it's largest shareholder is peter jeremy robert smith with a 50% stake. Tws Pensions Limited is a established, micro sized company, Pomanda has estimated its turnover at £222k with declining growth in recent years.
Upgrade for unlimited company reports & a free credit check
Tws Pensions Limited Health Check
Pomanda's financial health check has awarded Tws Pensions Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs
1 Strong
2 Regular
7 Weak
Size
annual sales of £222k, make it smaller than the average company (£1.1m)
- Tws Pensions Limited
£1.1m - Industry AVG
Growth
3 year (CAGR) sales growth of -15%, show it is growing at a slower rate (6.8%)
- Tws Pensions Limited
6.8% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
- Tws Pensions Limited
100% - Industry AVG
Profitability
an operating margin of -32.7% make it less profitable than the average company (8.7%)
- Tws Pensions Limited
8.7% - Industry AVG
Employees
with 3 employees, this is below the industry average (9)
3 - Tws Pensions Limited
9 - Industry AVG
Pay Structure
on an average salary of £49.4k, the company has an equivalent pay structure (£49.4k)
- Tws Pensions Limited
£49.4k - Industry AVG
Efficiency
resulting in sales per employee of £74k, this is less efficient (£100.3k)
- Tws Pensions Limited
£100.3k - Industry AVG
Debtor Days
it gets paid by customers after 33 days, this is earlier than average (61 days)
- Tws Pensions Limited
61 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Tws Pensions Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Tws Pensions Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 25 weeks, this is less cash available to meet short term requirements (41 weeks)
25 weeks - Tws Pensions Limited
41 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 75.6%, this is a higher level of debt than the average (61.4%)
75.6% - Tws Pensions Limited
61.4% - Industry AVG
TWS PENSIONS LIMITED financials
Tws Pensions Limited's latest turnover from December 2019 is estimated at £222 thousand and the company has net assets of £8.9 thousand. According to their latest financial statements, Tws Pensions Limited has 3 employees and maintains cash reserves of £13.5 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Jan 2011 | Jan 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||
| Other Income Or Grants | |||||||||||
| Cost Of Sales | |||||||||||
| Gross Profit | |||||||||||
| Admin Expenses | |||||||||||
| Operating Profit | |||||||||||
| Interest Payable | |||||||||||
| Interest Receivable | |||||||||||
| Pre-Tax Profit | |||||||||||
| Tax | |||||||||||
| Profit After Tax | |||||||||||
| Dividends Paid | |||||||||||
| Retained Profit | |||||||||||
| Employee Costs | |||||||||||
| Number Of Employees | 3 | 4 | 4 | 2 | 10 | ||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Jan 2011 | Jan 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 2,825 | 3,323 | 3,909 | 4,635 | 7,671 | 13,456 | 11,048 | 3,282 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10,000 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 2,825 | 3,323 | 3,909 | 4,635 | 7,671 | 13,456 | 11,048 | 3,282 | 0 | 10,000 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 20,100 | 43,555 | 65,349 | 107,768 | 93,975 | 232,705 | 132,667 | 109,198 | 54,602 | 10,334 | 0 |
| Group Debtors | 0 | 36,000 | 0 | 0 | 121,796 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 100 | 0 | 240 | 9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 13,521 | 26,041 | 46,743 | 28,978 | 37,917 | 97,934 | 125,016 | 127,767 | 28,450 | 16,545 | 0 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 33,721 | 105,596 | 112,332 | 136,755 | 253,688 | 330,639 | 257,683 | 236,965 | 83,052 | 26,879 | 0 |
| total assets | 36,546 | 108,919 | 116,241 | 141,390 | 261,359 | 344,095 | 268,731 | 240,247 | 83,052 | 36,879 | 0 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 15,393 | 13,019 | 4,474 | 6,972 | 6,353 | 81,566 | 111,404 | 124,490 | 47,309 | 27,876 | 0 |
| Group/Directors Accounts | 0 | 0 | 9 | 9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 12,237 | 13,816 | 22,494 | 30,348 | 37,703 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 27,630 | 26,835 | 26,977 | 37,329 | 44,056 | 81,566 | 111,404 | 124,490 | 47,309 | 27,876 | 0 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 631 | 743 | 927 | 1,534 | 2,691 | 2,210 | 656 | 0 | 0 | 0 |
| total long term liabilities | 0 | 631 | 743 | 927 | 1,534 | 2,691 | 2,210 | 656 | 0 | 0 | 0 |
| total liabilities | 27,630 | 27,466 | 27,720 | 38,256 | 45,590 | 84,257 | 113,614 | 125,146 | 47,309 | 27,876 | 0 |
| net assets | 8,916 | 81,453 | 88,521 | 103,134 | 215,769 | 259,838 | 155,117 | 115,101 | 35,743 | 9,003 | 0 |
| total shareholders funds | 8,916 | 81,453 | 88,521 | 103,134 | 215,769 | 259,838 | 155,117 | 115,101 | 35,743 | 9,003 | 0 |
| Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Jan 2011 | Jan 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||
| Operating Profit | |||||||||||
| Depreciation | 498 | 726 | 3,365 | 6,290 | 6,741 | 4,116 | 838 | 0 | 0 | ||
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10,000 | 10,000 | ||
| Tax | |||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -59,355 | 13,966 | -42,188 | -107,994 | -16,934 | 100,038 | 23,469 | 54,596 | 54,602 | 10,334 | 0 |
| Creditors | 2,374 | 8,545 | -2,498 | 619 | -75,213 | -29,838 | -13,086 | 77,181 | 47,309 | 27,876 | 0 |
| Accruals and Deferred Income | -1,579 | -8,678 | -7,854 | -7,355 | 37,703 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | -631 | -112 | -184 | -607 | -1,157 | 481 | 1,554 | 656 | 0 | 0 | 0 |
| Cash flow from operations | |||||||||||
| Investing Activities | |||||||||||
| capital expenditure | |||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||||
| Financing Activities | |||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | -9 | 0 | 9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||||
| interest | |||||||||||
| cash flow from financing | |||||||||||
| cash and cash equivalents | |||||||||||
| cash | -12,520 | -20,702 | 17,765 | -8,939 | -60,017 | -27,082 | -2,751 | 99,317 | 28,450 | 16,545 | 0 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -12,520 | -20,702 | 17,765 | -8,939 | -60,017 | -27,082 | -2,751 | 99,317 | 28,450 | 16,545 | 0 |
tws pensions limited Credit Report and Business Information
Tws Pensions Limited Competitor Analysis
Perform a competitor analysis for tws pensions limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in M 3 area or any other competitors across 12 key performance metrics.
tws pensions limited Ownership
TWS PENSIONS LIMITED group structure
Tws Pensions Limited has no subsidiary companies.
Ultimate parent company
TWS PENSIONS LIMITED
06793948
tws pensions limited directors
Tws Pensions Limited currently has 1 director, Mr Andrew Johnson serving since Jul 2015.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Andrew Johnson | England | 60 years | Jul 2015 | - | Director |
P&L
December 2019turnover
222k
-36%
operating profit
-72.7k
0%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2019net assets
8.9k
-0.89%
total assets
36.5k
-0.66%
cash
13.5k
-0.48%
net assets
Total assets minus all liabilities
tws pensions limited company details
company number
06793948
Type
Private limited with Share Capital
industry
66290 - Other activities auxiliary to insurance and pension funding
incorporation date
January 2009
age
16
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
December 2019
previous names
tax & wealth administration ltd (January 2011)
tax & wealth limited (May 2010)
accountant
-
auditor
-
address
the copper room, deva city office park, manchester, M3 7BG
Bank
-
Legal Advisor
-
tws pensions limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to tws pensions limited. Currently there are 0 open charges and 1 have been satisfied in the past.
tws pensions limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for TWS PENSIONS LIMITED. This can take several minutes, an email will notify you when this has completed.
tws pensions limited Companies House Filings - See Documents
| date | description | view/download |
|---|
