Pomanda estimates the enterprise value of MONEYHUB FINANCIAL TECHNOLOGY LTD at £4.3m based on a Turnover of £4.4m and 0.96x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of MONEYHUB FINANCIAL TECHNOLOGY LTD at £0 based on an EBITDA of £-11.8m and a 6.89x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of MONEYHUB FINANCIAL TECHNOLOGY LTD at £16.7m based on Net Assets of £7.1m and 2.37x industry multiple (adjusted for liquidity).
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Moneyhub Financial Technology LtdOverview
Moneyhub Financial Technology Ltd is a live company located in bristol, BS1 4RW with a Companies House number of 06909772. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in May 2009, it's largest shareholder is
hub investment holdings limited
with a 100% stake. Moneyhub Financial Technology Ltd is a established,
small sized company, Pomanda has estimated its turnover at
£4.4m with
rapid
growth in recent years.
Pomanda's financial health check has awarded Moneyhub Financial Technology Ltd a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating4.5out of 5
6 Strong
1 Regular
4 Weak
Size
annual sales of £4.4m, make it in line with the average company (£4m)
£4.4m - Moneyhub Financial Technology Ltd
£4m - Industry AVG
Growth
3 year (CAGR) sales growth of 45%, show it is growing at a faster rate (8.1%)
45% - Moneyhub Financial Technology Ltd
8.1% - Industry AVG
Production
with a gross margin of 94.1%, this company has a lower cost of product (38.4%)
94.1% - Moneyhub Financial Technology Ltd
38.4% - Industry AVG
Profitability
an operating margin of -267% make it less profitable than the average company (5.7%)
-267% - Moneyhub Financial Technology Ltd
5.7% - Industry AVG
Employees
with 112 employees, this is above the industry average (24)
112 - Moneyhub Financial Technology Ltd
24 - Industry AVG
Pay Structure
on an average salary of £92.7k, the company has a higher pay structure (£49.9k)
£92.7k - Moneyhub Financial Technology Ltd
£49.9k - Industry AVG
Efficiency
resulting in sales per employee of £39.7k, this is less efficient (£153.8k)
£39.7k - Moneyhub Financial Technology Ltd
£153.8k - Industry AVG
Debtor Days
it gets paid by customers after 60 days, this is later than average (39 days)
60 days - Moneyhub Financial Technology Ltd
39 days - Industry AVG
Creditor Days
its suppliers are paid after 849 days, this is slower than average (33 days)
849 days - Moneyhub Financial Technology Ltd
33 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Moneyhub Financial Technology Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 122 weeks, this is more cash available to meet short term requirements (24 weeks)
122 weeks - Moneyhub Financial Technology Ltd
24 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 24.3%, this is a lower level of debt than the average (60.8%)
24.3% - Moneyhub Financial Technology Ltd
60.8% - Industry AVG
MONEYHUB FINANCIAL TECHNOLOGY LTD financials
EXPORT
Moneyhub Financial Technology Ltd's latest turnover from February 2024 is £4.4 million and the company has net assets of £7.1 million. According to their latest financial statements, Moneyhub Financial Technology Ltd has 112 employees and maintains cash reserves of £5.3 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Feb 2024
Feb 2023
Feb 2022
Feb 2021
Feb 2020
Feb 2019
Feb 2018
Jun 2017
Jun 2016
Jun 2015
Jun 2014
Sep 2013
Mar 2012
Mar 2011
Mar 2010
Turnover
4,447,343
3,584,212
2,219,978
1,462,178
1,898,968
2,081,898
72,058
386,324
745,057
1,044,076
742,676
1,539,836
1,431,978
72,685
12,894
Other Income Or Grants
Cost Of Sales
263,446
249,362
151,827
94,834
1,180,544
1,298,174
10,658
423,422
660,739
673,548
491,596
993,835
884,393
43,684
7,690
Gross Profit
4,183,897
3,334,850
2,068,151
1,367,344
718,424
783,724
61,400
-37,098
84,318
370,528
251,080
546,002
547,586
29,001
5,204
Admin Expenses
16,057,985
11,069,371
7,116,770
5,522,088
11,900
-654,255
2,050,252
4,113,429
3,492,225
2,704,957
795,692
697,760
509,737
19,270
11,896
Operating Profit
-11,874,088
-7,734,521
-5,048,619
-4,154,744
706,524
1,437,979
-1,988,852
-4,150,527
-3,407,907
-2,334,429
-544,612
-151,758
37,849
9,731
-6,692
Interest Payable
3,323
3,037
27,761
84,697
78,986
6,176
438
233,966
69,221
5,858
650
325
Interest Receivable
222,620
65
4
781
8,901
3,330
32
20
18
255
12
15
3
Pre-Tax Profit
-11,651,468
-7,737,779
-5,051,652
-4,181,724
630,728
1,362,322
-1,994,996
-4,150,965
-3,641,853
-2,403,650
-550,452
-152,153
37,536
9,746
-6,689
Tax
933,373
654,133
677,809
-119,838
-258,841
40,063
278,592
-93,207
-7,046
-9,759
-2,729
Profit After Tax
-10,718,095
-7,737,779
-4,397,519
-3,503,915
510,890
1,103,481
-1,994,996
-4,110,902
-3,363,261
-2,496,857
-557,498
-152,153
27,777
7,017
-6,689
Dividends Paid
Retained Profit
-10,718,095
-7,737,779
-4,397,519
-3,503,915
510,890
1,103,481
-1,994,996
-4,110,902
-3,363,261
-2,496,857
-557,498
-152,153
27,777
7,017
-6,689
Employee Costs
10,382,946
7,215,627
2,254,854
1,661,342
716,433
530,936
851,786
114,896
230,317
304,780
228,568
444,588
416,778
34,318
35,429
Number Of Employees
112
70
50
39
17
13
22
3
6
8
6
12
12
1
1
EBITDA*
-11,811,029
-7,698,967
-5,009,844
-4,013,960
888,664
1,618,467
-1,845,262
-3,927,199
-3,263,450
-2,304,385
-533,596
-125,021
43,549
11,393
-6,692
* Earnings Before Interest, Tax, Depreciation and Amortisation
Feb 2024
Feb 2023
Feb 2022
Feb 2021
Feb 2020
Feb 2019
Feb 2018
Jun 2017
Jun 2016
Jun 2015
Jun 2014
Sep 2013
Mar 2012
Mar 2011
Mar 2010
Tangible Assets
238,697
158,490
106,042
77,883
47,306
101,478
127,734
438,470
507,801
536,573
17,571
33,339
39,190
8,313
Intangible Assets
8,752
125,551
279,407
433,262
535,832
689,688
256,756
Investments & Other
524,897
205,407
75,704
75,704
Debtors (Due After 1 year)
Total Fixed Assets
763,594
363,897
181,746
162,339
172,857
380,885
560,996
974,302
1,197,489
793,329
17,571
33,339
39,190
8,313
Stock & work in progress
22,115
25,744
4,576
Trade Debtors
732,695
1,398,674
1,178,385
755,165
148,117
309,599
243
30,742
50,389
16,081
6,913
170,696
203,236
7,603
1,679
Group Debtors
837,994
873,269
1,076,785
1,062,707
347,724
1,843,456
Misc Debtors
1,665,711
1,170,071
1,151,171
817,994
694,295
38,947
248,834
84,663
132,146
320,681
102,730
Cash
5,340,042
5,339,660
2,670,840
294,125
2,041,015
332,691
555,184
107,599
369,524
227,472
33,058
101,968
4,804
1,051
misc current assets
1,577
1,577
1,577
1,577
1,250
1,250
1,250
1,250
1,250
1,250
total current assets
8,578,019
8,783,251
6,078,758
2,931,568
3,232,401
2,525,943
805,511
224,254
553,309
565,484
164,816
298,408
207,812
12,407
2,730
total assets
9,341,613
9,147,148
6,260,504
3,093,907
3,405,258
2,906,828
1,366,507
1,198,556
1,750,798
1,358,813
182,387
331,747
247,002
20,720
2,730
Bank overdraft
2,126
7,455
4,073
448
Bank loan
Trade Creditors
613,080
249,178
280,217
250,726
347,667
263,079
88,814
166,136
211,474
377,830
248,153
290,715
208,896
14,511
1,995
Group/Directors Accounts
274,481
75,335
277,329
225,998
other short term finances
121,149
hp & lease commitments
3,819
other current liabilities
1,383,636
1,578,371
1,336,033
914,939
227,740
359,921
180,119
384,232
526,731
463,132
82,414
total current liabilities
2,271,197
1,827,549
1,616,250
1,165,665
575,407
623,000
390,082
631,648
1,022,989
1,071,033
331,015
290,715
208,896
14,511
1,995
loans
1,272,332
1,237,199
981,982
10,850,000
6,900,000
3,000,000
10,000
10,000
hp & lease commitments
Accruals and Deferred Income
51,295
other liabilities
160,000
5,880
7,423
provisions
96,710
3,503
total long term liabilities
1,272,332
1,237,199
1,033,277
10,850,000
6,900,000
3,096,710
163,503
10,000
10,000
5,880
7,423
total liabilities
2,271,197
1,827,549
1,616,250
1,165,665
1,847,739
1,860,199
1,423,359
11,481,648
7,922,989
4,167,743
494,518
300,715
218,896
20,391
9,418
net assets
7,070,416
7,319,599
4,644,254
1,928,242
1,557,519
1,046,629
-56,852
-10,283,092
-6,172,191
-2,808,930
-312,131
31,032
28,106
329
-6,688
total shareholders funds
7,070,416
7,319,599
4,644,254
1,928,242
1,557,519
1,046,629
-56,852
-10,283,092
-6,172,191
-2,808,930
-312,131
31,032
28,106
329
-6,688
Feb 2024
Feb 2023
Feb 2022
Feb 2021
Feb 2020
Feb 2019
Feb 2018
Jun 2017
Jun 2016
Jun 2015
Jun 2014
Sep 2013
Mar 2012
Mar 2011
Mar 2010
Operating Activities
Operating Profit
-11,874,088
-7,734,521
-5,048,619
-4,154,744
706,524
1,437,979
-1,988,852
-4,150,527
-3,407,907
-2,334,429
-544,612
-151,758
37,849
9,731
-6,692
Depreciation
63,059
35,554
30,023
23,985
28,284
26,633
41,020
69,472
64,867
30,044
11,016
26,737
5,700
Amortisation
8,752
116,799
153,856
153,855
102,570
153,856
79,590
1,662
Tax
933,373
654,133
677,809
-119,838
-258,841
40,063
278,592
-93,207
-7,046
-9,759
-2,729
Stock
-22,115
-3,629
21,168
4,576
Debtors
-205,614
35,673
770,475
1,445,730
-1,001,866
1,942,925
133,672
-67,130
-154,227
227,119
-61,053
-32,540
195,633
5,924
1,679
Creditors
363,902
-31,039
29,491
-96,941
84,588
174,265
-77,322
-45,338
-166,356
129,677
-42,562
81,819
194,385
12,516
1,995
Accruals and Deferred Income
-194,735
242,338
421,094
687,199
-132,181
128,507
-152,818
-142,499
63,599
380,718
82,414
Deferred Taxes & Provisions
-96,710
93,207
3,503
Cash flow from operations
-10,502,875
-7,523,341
-4,675,601
-4,191,623
1,723,099
-280,527
-2,209,074
-4,007,843
-3,030,098
-1,998,994
-432,605
-31,830
27,966
15,256
-6,376
Investing Activities
capital expenditure
-143,266
-88,002
-58,182
-54,562
25,888
-377
269,716
-141
-548,617
-805,802
4,752
-20,886
-36,577
-9,975
Change in Investments
319,490
129,703
75,704
cash flow from investments
-462,756
-217,705
-58,182
-130,266
25,888
-377
269,716
-141
-548,617
-805,802
4,752
-20,886
-36,577
-9,975
Financing Activities
Bank loans
Group/Directors Accounts
274,481
-75,335
-201,994
51,331
225,998
Other Short Term Loans
-121,149
121,149
Long term loans
-1,272,332
35,133
255,217
-9,868,018
3,950,000
3,900,000
3,000,000
-10,000
10,000
Hire Purchase and Lease Commitments
-3,819
3,819
other long term liabilities
-160,000
160,000
-5,880
-1,543
7,423
share issue
10,468,912
10,413,124
7,113,531
3,874,638
12,221,236
1
58
214,335
155,079
1
interest
222,620
-3,258
-3,033
-26,980
-75,796
-75,656
-6,144
-438
-233,946
-69,221
-5,840
-395
-313
15
3
cash flow from financing
10,966,013
10,409,866
7,110,498
2,575,326
-40,663
58,412
2,389,069
3,751,388
3,717,385
2,996,835
358,495
154,684
3,807
-1,528
7,427
cash and cash equivalents
cash
382
2,668,820
2,376,715
-1,746,890
1,708,324
-222,493
447,585
-261,925
142,052
194,414
-68,910
101,968
-4,804
3,753
1,051
overdraft
-2,126
-5,329
3,382
3,625
448
change in cash
382
2,668,820
2,376,715
-1,746,890
1,708,324
-222,493
449,711
-256,596
138,670
190,789
-69,358
101,968
-4,804
3,753
1,051
moneyhub financial technology ltd Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for moneyhub financial technology ltd. Get real-time insights into moneyhub financial technology ltd's credit score, group structure and payment trends.
Perform a competitor analysis for moneyhub financial technology ltd by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other small companies, companies in BS1 area or any other competitors across 12 key performance metrics.
moneyhub financial technology ltd Ownership
MONEYHUB FINANCIAL TECHNOLOGY LTD group structure
Moneyhub Financial Technology Ltd has 1 subsidiary company.
The sole shareholder of Moneyhub Financial Technology Ltd is Hub Investment Holdings Limited.
hub investment holdings limited
100%
moneyhub financial technology ltd directors
Moneyhub Financial Technology Ltd currently has 5 directors.
The longest serving directors include
Mr Warren Turner (Feb 2018) and
Mr David Tonge (Feb 2018).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to moneyhub financial technology ltd. Currently there are 1 open charges and 0 have been satisfied in the past.
moneyhub financial technology ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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moneyhub financial technology ltdCompanies House Filings - See Documents
