medischeme health limited Company Information
Company Number
06914198
Next Accounts
Feb 2026
Shareholders
rjc holdings kent ltd
Group Structure
View All
Industry
Non-life insurance
Registered Address
2 lakeview stables, lower st clere, kemsing, sevenoaks, kent, TN15 6NL
Website
www.medischemehealth.co.ukmedischeme health limited Estimated Valuation
Pomanda estimates the enterprise value of MEDISCHEME HEALTH LIMITED at £585.8k based on a Turnover of £972.7k and 0.6x industry multiple (adjusted for size and gross margin).
medischeme health limited Estimated Valuation
Pomanda estimates the enterprise value of MEDISCHEME HEALTH LIMITED at £0 based on an EBITDA of £-361.4k and a 6.76x industry multiple (adjusted for size and gross margin).
medischeme health limited Estimated Valuation
Pomanda estimates the enterprise value of MEDISCHEME HEALTH LIMITED at £220.1k based on Net Assets of £130.8k and 1.68x industry multiple (adjusted for liquidity).
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Medischeme Health Limited Overview
Medischeme Health Limited is a live company located in sevenoaks, TN15 6NL with a Companies House number of 06914198. It operates in the non-life insurance sector, SIC Code 65120. Founded in May 2009, it's largest shareholder is rjc holdings kent ltd with a 100% stake. Medischeme Health Limited is a established, small sized company, Pomanda has estimated its turnover at £972.7k with healthy growth in recent years.
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Medischeme Health Limited Health Check
Pomanda's financial health check has awarded Medischeme Health Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs
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2 Strong
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3 Regular
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4 Weak
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Size
annual sales of £972.7k, make it smaller than the average company (£2.2m)
- Medischeme Health Limited
£2.2m - Industry AVG
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Growth
3 year (CAGR) sales growth of 6%, show it is growing at a slower rate (10.6%)
- Medischeme Health Limited
10.6% - Industry AVG
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Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
- Medischeme Health Limited
100% - Industry AVG
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Profitability
an operating margin of -37.5% make it less profitable than the average company (18.2%)
- Medischeme Health Limited
18.2% - Industry AVG
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Employees
with 6 employees, this is below the industry average (25)
6 - Medischeme Health Limited
25 - Industry AVG
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Pay Structure
on an average salary of £66.7k, the company has an equivalent pay structure (£66.7k)
- Medischeme Health Limited
£66.7k - Industry AVG
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Efficiency
resulting in sales per employee of £162.1k, this is equally as efficient (£162.1k)
- Medischeme Health Limited
£162.1k - Industry AVG
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Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Medischeme Health Limited
- - Industry AVG
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Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Medischeme Health Limited
- - Industry AVG
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Stock Days
There is insufficient data available for this Key Performance Indicator!
- Medischeme Health Limited
- - Industry AVG
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Cash Balance
has cash to cover current liabilities for 155 weeks, this is more cash available to meet short term requirements (18 weeks)
155 weeks - Medischeme Health Limited
18 weeks - Industry AVG
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Debt Level
it has a ratio of liabilities to total assets of 32.8%, this is a lower level of debt than the average (78.3%)
32.8% - Medischeme Health Limited
78.3% - Industry AVG
MEDISCHEME HEALTH LIMITED financials
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Medischeme Health Limited's latest turnover from May 2024 is estimated at £972.7 thousand and the company has net assets of £130.8 thousand. According to their latest financial statements, Medischeme Health Limited has 6 employees and maintains cash reserves of £182.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
May 2024 | May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | May 2015 | May 2014 | May 2013 | May 2012 | May 2011 | May 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | |||||||||||||||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | |||||||||||||||
Interest Payable | |||||||||||||||
Interest Receivable | |||||||||||||||
Pre-Tax Profit | |||||||||||||||
Tax | 0 | ||||||||||||||
Profit After Tax | 0 | ||||||||||||||
Dividends Paid | 0 | ||||||||||||||
Retained Profit | 0 | ||||||||||||||
Employee Costs | |||||||||||||||
Number Of Employees | 6 | 6 | 7 | 7 | 10 | 9 | 9 | 11 | |||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
May 2024 | May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | May 2015 | May 2014 | May 2013 | May 2012 | May 2011 | May 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 12,073 | 13,693 | 15,460 | 19,325 | 24,157 | 30,196 | 37,745 | 41,925 | 33,656 | 8,994 | 11,243 | 5,517 | 3,208 | 4,009 | 4,382 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 83,077 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 12,073 | 13,693 | 15,460 | 19,325 | 24,157 | 30,196 | 37,745 | 41,925 | 116,733 | 8,994 | 11,243 | 5,517 | 3,208 | 4,009 | 4,382 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 836,925 | 4,866 | 1,326 | 1,815 | 1,556 | 1,282 |
Group Debtors | 0 | 5,000 | 0 | 0 | 0 | 0 | 71,333 | 71,333 | 30,036 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 0 | 399,542 | 387,842 | 1,193,360 | 1,915,335 | 1,568,575 | 707,676 | 487,826 | 3,540 | 56,011 | 0 | 0 | 0 | 0 | 0 |
Cash | 182,554 | 228,374 | 778,746 | 974,376 | 211,631 | 1,160,818 | 2,487,087 | 951,693 | 1,106,253 | 1,418,579 | 1,528,822 | 796,414 | 353,490 | 119,166 | 44,663 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 83,077 | 83,077 | 0 | 0 | 0 | 0 |
total current assets | 182,554 | 632,916 | 1,166,588 | 2,167,736 | 2,126,966 | 2,729,393 | 3,266,096 | 1,510,852 | 1,139,829 | 2,394,592 | 1,616,765 | 797,740 | 355,305 | 120,722 | 45,945 |
total assets | 194,627 | 646,609 | 1,182,048 | 2,187,061 | 2,151,123 | 2,759,589 | 3,303,841 | 1,552,777 | 1,256,562 | 2,403,586 | 1,628,008 | 803,257 | 358,513 | 124,731 | 50,327 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 0 | 1,203 | 23,736 | 25,464 | 11,785 | 50,403 | 37,812 | 51,699 | 8,509 | 1,164,523 | 950,704 | 597,028 | 347,830 | 121,194 | 45,798 |
Group/Directors Accounts | 0 | 0 | 20,138 | 20,138 | 20,138 | 20,138 | 20,138 | 20,138 | 0 | 0 | 0 | 0 | 0 | 0 | 150 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 60,866 | 158,411 | 628,416 | 558,929 | 734,564 | 968,926 | 1,441,960 | 847,913 | 757,049 | 0 | 0 | 0 | 0 | 0 | 0 |
total current liabilities | 60,866 | 159,614 | 672,290 | 604,531 | 766,487 | 1,039,467 | 1,499,910 | 919,750 | 765,558 | 1,164,523 | 950,704 | 597,028 | 347,830 | 121,194 | 45,948 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 2,996 | 2,580 | 2,911 | 3,640 | 4,551 | 7,414 | 7,487 | 8,385 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total long term liabilities | 2,996 | 2,580 | 2,911 | 3,640 | 4,551 | 7,414 | 7,487 | 8,385 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total liabilities | 63,862 | 162,194 | 675,201 | 608,171 | 771,038 | 1,046,881 | 1,507,397 | 928,135 | 765,558 | 1,164,523 | 950,704 | 597,028 | 347,830 | 121,194 | 45,948 |
net assets | 130,765 | 484,415 | 506,847 | 1,578,890 | 1,380,085 | 1,712,708 | 1,796,444 | 624,642 | 491,004 | 1,239,063 | 677,304 | 206,229 | 10,683 | 3,537 | 4,379 |
total shareholders funds | 130,765 | 484,415 | 506,847 | 1,578,890 | 1,380,085 | 1,712,708 | 1,796,444 | 624,642 | 491,004 | 1,239,063 | 677,304 | 206,229 | 10,683 | 3,537 | 4,379 |
May 2024 | May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | May 2015 | May 2014 | May 2013 | May 2012 | May 2011 | May 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | |||||||||||||||
Depreciation | 3,018 | 3,423 | 3,865 | 4,832 | 6,039 | 7,549 | 9,436 | 10,731 | 1,799 | 2,249 | 1,791 | 929 | 801 | 1,002 | 598 |
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Tax | 0 | ||||||||||||||
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | -404,542 | 16,700 | -805,518 | -721,975 | 346,760 | 789,566 | 219,850 | 525,583 | -859,360 | 888,070 | 3,540 | -489 | 259 | 274 | 1,282 |
Creditors | -1,203 | -22,533 | -1,728 | 13,679 | -38,618 | 12,591 | -13,887 | 43,190 | -1,156,014 | 213,819 | 353,676 | 249,198 | 226,636 | 75,396 | 45,798 |
Accruals and Deferred Income | -97,545 | -470,005 | 69,487 | -175,635 | -234,362 | -473,034 | 594,047 | 90,864 | 757,049 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes & Provisions | 416 | -331 | -729 | -911 | -2,863 | -73 | -898 | 8,385 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash flow from operations | |||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -83,077 | 83,077 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | -20,138 | 0 | 0 | 0 | 0 | 0 | 20,138 | 0 | 0 | 0 | 0 | 0 | -150 | 150 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | |||||||||||||||
interest | |||||||||||||||
cash flow from financing | |||||||||||||||
cash and cash equivalents | |||||||||||||||
cash | -45,820 | -550,372 | -195,630 | 762,745 | -949,187 | -1,326,269 | 1,535,394 | -154,560 | -312,326 | -110,243 | 732,408 | 442,924 | 234,324 | 74,503 | 44,663 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | -45,820 | -550,372 | -195,630 | 762,745 | -949,187 | -1,326,269 | 1,535,394 | -154,560 | -312,326 | -110,243 | 732,408 | 442,924 | 234,324 | 74,503 | 44,663 |
medischeme health limited Credit Report and Business Information
Medischeme Health Limited Competitor Analysis
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Perform a competitor analysis for medischeme health limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in TN15 area or any other competitors across 12 key performance metrics.
medischeme health limited Ownership
MEDISCHEME HEALTH LIMITED group structure
Medischeme Health Limited has no subsidiary companies.
medischeme health limited directors
Medischeme Health Limited currently has 2 directors. The longest serving directors include Mr Richard Collins (May 2009) and Ms Kellie Emmison (Sep 2019).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Richard Collins | England | 51 years | May 2009 | - | Director |
Ms Kellie Emmison | England | 49 years | Sep 2019 | - | Director |
P&L
May 2024turnover
972.7k
+12%
operating profit
-364.4k
0%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
May 2024net assets
130.8k
-0.73%
total assets
194.6k
-0.7%
cash
182.6k
-0.2%
net assets
Total assets minus all liabilities
medischeme health limited company details
company number
06914198
Type
Private limited with Share Capital
industry
65120 - Non-life insurance
incorporation date
May 2009
age
16
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
May 2023
previous names
N/A
accountant
LAKEVIEW SOUTHERN LIMITED
auditor
-
address
2 lakeview stables, lower st clere, kemsing, sevenoaks, kent, TN15 6NL
Bank
-
Legal Advisor
-
medischeme health limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to medischeme health limited.
medischeme health limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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medischeme health limited Companies House Filings - See Documents
date | description | view/download |
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