Pomanda estimates the enterprise value of VISION INSURANCE SERVICES LTD at £406.7k based on a Turnover of £718.5k and 0.57x industry multiple (adjusted for size and gross margin).
vision insurance services ltdEstimated Valuation
£867.6k
Pomanda estimates the enterprise value of VISION INSURANCE SERVICES LTD at £867.6k based on an EBITDA of £144.7k and a 6x industry multiple (adjusted for size and gross margin).
vision insurance services ltdEstimated Valuation
£1.3m
Pomanda estimates the enterprise value of VISION INSURANCE SERVICES LTD at £1.3m based on Net Assets of £853.1k and 1.58x industry multiple (adjusted for liquidity).
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Vision Insurance Services LtdOverview
Vision Insurance Services Ltd is a live company located in surrey, GU7 1LQ with a Companies House number of 07037484. It operates in the non-life insurance sector, SIC Code 65120. Founded in October 2009, it's largest shareholder is
geoffrey paul wooldridge
with a 36.4% stake. Vision Insurance Services Ltd is a established,
small sized company, Pomanda has estimated its turnover at
£718.5k with
high
growth in recent years.
Pomanda's financial health check has awarded Vision Insurance Services Ltd a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating4out of 5
4 Strong
2 Regular
4 Weak
Size
annual sales of £718.5k, make it smaller than the average company (£2.2m)
£718.5k - Vision Insurance Services Ltd
£2.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 16%, show it is growing at a faster rate (10.2%)
16% - Vision Insurance Services Ltd
10.2% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
100% - Vision Insurance Services Ltd
100% - Industry AVG
Profitability
an operating margin of 13% make it less profitable than the average company (18.8%)
13% - Vision Insurance Services Ltd
18.8% - Industry AVG
Employees
with 15 employees, this is below the industry average (25)
15 - Vision Insurance Services Ltd
25 - Industry AVG
Pay Structure
on an average salary of £64.1k, the company has an equivalent pay structure (£64.1k)
£64.1k - Vision Insurance Services Ltd
£64.1k - Industry AVG
Efficiency
resulting in sales per employee of £47.9k, this is less efficient (£162.2k)
£47.9k - Vision Insurance Services Ltd
£162.2k - Industry AVG
Debtor Days
it gets paid by customers after 21 days, this is earlier than average (206 days)
21 days - Vision Insurance Services Ltd
206 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Vision Insurance Services Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Vision Insurance Services Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 99 weeks, this is more cash available to meet short term requirements (18 weeks)
99 weeks - Vision Insurance Services Ltd
18 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 37.4%, this is a lower level of debt than the average (78.3%)
37.4% - Vision Insurance Services Ltd
78.3% - Industry AVG
VISION INSURANCE SERVICES LTD financials
EXPORT
Vision Insurance Services Ltd's latest turnover from January 2024 is estimated at £718.5 thousand and the company has net assets of £853.1 thousand. According to their latest financial statements, Vision Insurance Services Ltd has 15 employees and maintains cash reserves of £685.2 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Jan 2024
Jan 2023
Jan 2022
Jan 2021
Jan 2020
Jan 2019
Jan 2018
Jan 2017
Jan 2016
Jan 2015
Jan 2014
Jan 2013
Jan 2012
Jan 2011
Turnover
718,532
605,364
562,181
466,153
529,749
607,838
541,515
454,987
49,163
30,298
15,016
30,494
46,891
3,281
Other Income Or Grants
Cost Of Sales
145
715
1,072
6,276
4,659
5,207
3,095
7,584
10,983
979
Gross Profit
718,532
605,364
562,036
465,437
529,749
607,838
540,443
448,711
44,504
25,091
11,921
22,910
35,908
2,302
Admin Expenses
624,950
528,880
382,652
422,708
535,322
627,761
542,704
478,369
24,612
22,942
7,185
28,199
39,114
-11,599
Operating Profit
93,582
76,484
179,384
42,729
-5,573
-19,923
-2,261
-29,658
19,892
2,149
4,736
-5,289
-3,206
13,901
Interest Payable
1,563
1,525
Interest Receivable
41,528
28,973
1,835
575
3,345
2,992
1,827
913
2,173
1,940
1,059
850
781
356
Pre-Tax Profit
135,109
105,457
179,657
41,779
-2,228
-16,931
-434
-28,745
22,065
4,089
5,795
-4,439
-2,425
14,257
Tax
-33,777
-20,037
-34,135
-7,938
-4,413
-859
-1,333
-3,992
Profit After Tax
101,332
85,420
145,522
33,841
-2,228
-16,931
-434
-28,745
17,652
3,230
4,462
-4,439
-2,425
10,265
Dividends Paid
Retained Profit
101,332
85,420
145,522
33,841
-2,228
-16,931
-434
-28,745
17,652
3,230
4,462
-4,439
-2,425
10,265
Employee Costs
961,856
797,544
712,664
644,159
689,608
755,586
698,794
624,000
48,591
50,110
49,137
47,242
47,000
46,405
Number Of Employees
15
14
12
12
13
14
13
12
1
1
1
1
1
1
EBITDA*
144,651
112,816
231,889
170,776
59,114
50,331
40,227
26,591
84,817
36,533
40,151
29,798
6,575
24,927
* Earnings Before Interest, Tax, Depreciation and Amortisation
Jan 2024
Jan 2023
Jan 2022
Jan 2021
Jan 2020
Jan 2019
Jan 2018
Jan 2017
Jan 2016
Jan 2015
Jan 2014
Jan 2013
Jan 2012
Jan 2011
Tangible Assets
163,578
154,304
113,185
14,746
21,674
18,575
24,908
36,915
37,275
12,746
11,763
18,149
25,291
12,314
Intangible Assets
42,060
165,111
219,701
274,291
246,246
286,020
55,775
80,217
104,659
129,101
27,680
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
163,578
154,304
113,185
56,806
186,785
238,276
299,199
283,161
323,295
68,521
91,980
122,808
154,392
39,994
Stock & work in progress
Trade Debtors
41,579
40,429
74,095
21,000
29,323
46,089
49,781
23,313
27,439
15,446
7,024
15,372
23,646
759
Group Debtors
456,852
Misc Debtors
14,908
23,182
9,399
13,644
11,543
17,845
47,090
31,226
2,548
Cash
685,221
896,791
758,825
709,138
441,204
450,705
347,101
383,649
346,643
522,608
253,397
170,283
169,907
142,371
misc current assets
total current assets
1,198,560
960,402
842,319
743,782
482,070
514,639
443,972
438,188
376,630
538,054
260,421
185,655
193,553
143,130
total assets
1,362,138
1,114,706
955,504
800,588
668,855
752,915
743,171
721,349
699,925
606,575
352,401
308,463
347,945
183,124
Bank overdraft
Bank loan
Trade Creditors
86,482
120,538
79,812
113,505
96,259
Group/Directors Accounts
1,044
1,060
3,134
other short term finances
hp & lease commitments
19,168
21,756
12,430
other current liabilities
339,223
207,711
192,129
226,240
176,604
259,120
232,505
207,249
153,946
total current liabilities
358,391
229,467
204,559
226,240
177,648
260,180
232,505
207,249
157,080
86,482
120,538
79,812
113,505
96,259
loans
50,000
hp & lease commitments
109,730
110,849
62,975
Accruals and Deferred Income
other liabilities
provisions
40,895
22,600
21,600
3,500
4,200
3,500
4,500
7,500
7,500
2,400
2,400
3,650
5,000
total long term liabilities
150,625
133,449
84,575
53,500
4,200
3,500
4,500
7,500
7,500
2,400
2,400
3,650
5,000
total liabilities
509,016
362,916
289,134
279,740
181,848
263,680
237,005
214,749
164,580
88,882
122,938
83,462
118,505
96,259
net assets
853,122
751,790
666,370
520,848
487,007
489,235
506,166
506,600
535,345
517,693
229,463
225,001
229,440
86,865
total shareholders funds
853,122
751,790
666,370
520,848
487,007
489,235
506,166
506,600
535,345
517,693
229,463
225,001
229,440
86,865
Jan 2024
Jan 2023
Jan 2022
Jan 2021
Jan 2020
Jan 2019
Jan 2018
Jan 2017
Jan 2016
Jan 2015
Jan 2014
Jan 2013
Jan 2012
Jan 2011
Operating Activities
Operating Profit
93,582
76,484
179,384
42,729
-5,573
-19,923
-2,261
-29,658
19,892
2,149
4,736
-5,289
-3,206
13,901
Depreciation
51,069
36,332
10,445
4,996
10,097
15,664
15,418
16,475
13,920
9,942
10,973
10,645
9,781
4,106
Amortisation
42,060
123,051
54,590
54,590
27,070
39,774
51,005
24,442
24,442
24,442
6,920
Tax
-33,777
-20,037
-34,135
-7,938
-4,413
-859
-1,333
-3,992
Stock
Debtors
449,728
-19,883
48,850
-6,222
-23,068
-32,937
42,332
24,552
14,541
8,422
-8,348
-8,274
22,887
759
Creditors
-86,482
-34,056
40,726
-33,693
17,246
96,259
Accruals and Deferred Income
131,512
15,582
-34,111
49,636
-82,516
26,615
25,256
53,303
153,946
Deferred Taxes & Provisions
18,295
1,000
18,100
-700
700
-1,000
-3,000
5,100
-1,250
-1,350
5,000
Cash flow from operations
-189,047
129,244
132,893
217,996
366
108,883
20,151
55,342
138,427
-6,804
86,642
3,029
5,934
116,435
Investing Activities
capital expenditure
-60,343
-77,451
-108,884
1,932
-13,196
-9,331
-58,526
-16,115
-319,699
-10,925
-4,587
-3,503
-124,179
-51,020
Change in Investments
cash flow from investments
-60,343
-77,451
-108,884
1,932
-13,196
-9,331
-58,526
-16,115
-319,699
-10,925
-4,587
-3,503
-124,179
-51,020
Financing Activities
Bank loans
Group/Directors Accounts
-1,044
-16
1,060
-3,134
3,134
Other Short Term Loans
Long term loans
-50,000
50,000
Hire Purchase and Lease Commitments
-3,707
57,200
75,405
other long term liabilities
share issue
285,000
145,000
76,600
interest
41,528
28,973
272
-950
3,345
2,992
1,827
913
2,173
1,940
1,059
850
781
356
cash flow from financing
37,821
86,173
25,677
48,006
3,329
4,052
1,827
-2,221
5,307
286,940
1,059
850
145,781
76,956
cash and cash equivalents
cash
-211,570
137,966
49,687
267,934
-9,501
103,604
-36,548
37,006
-175,965
269,211
83,114
376
27,536
142,371
overdraft
change in cash
-211,570
137,966
49,687
267,934
-9,501
103,604
-36,548
37,006
-175,965
269,211
83,114
376
27,536
142,371
vision insurance services ltd Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for vision insurance services ltd. Get real-time insights into vision insurance services ltd's credit score, group structure and payment trends.
Perform a competitor analysis for vision insurance services ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in GU7 area or any other competitors across 12 key performance metrics.
vision insurance services ltd Ownership
VISION INSURANCE SERVICES LTD group structure
Vision Insurance Services Ltd has no subsidiary companies.
Ultimate parent company
VISION INSURANCE SERVICES LTD
07037484
VISION INSURANCE SERVICES LTD Shareholders
The largest shareholders in Vision Insurance Services Ltd include Geoffrey Paul Wooldridge and Claire Louise Mackinnon.
geoffrey paul wooldridge
36.36%
claire louise mackinnon
31.82%
david mackinnon
31.82%
vision insurance services ltd directors
Vision Insurance Services Ltd currently has 5 directors.
The longest serving directors include
Mr David MacKinnon (Oct 2009) and
Mrs Claire MacKinnon (Jan 2015).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to vision insurance services ltd.
vision insurance services ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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vision insurance services ltdCompanies House Filings - See Documents
