Pomanda estimates the enterprise value of WISE PAYMENTS LIMITED at £4b based on a Turnover of £1.2b and 3.45x industry multiple (adjusted for size and gross margin).
wise payments limitedEstimated Valuation
£5.7b
Pomanda estimates the enterprise value of WISE PAYMENTS LIMITED at £5.7b based on an EBITDA of £478.8m and a 11.89x industry multiple (adjusted for size and gross margin).
wise payments limitedEstimated Valuation
£1.2b
Pomanda estimates the enterprise value of WISE PAYMENTS LIMITED at £1.2b based on Net Assets of £890m and 1.31x industry multiple (adjusted for liquidity).
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Wise Payments LimitedOverview
Wise Payments Limited is a live company located in london, EC2A 4JE with a Companies House number of 07209813. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in March 2010, it's largest shareholder is
wise financial holdings ltd
with a 100% stake. Wise Payments Limited is a established,
mega sized company, Pomanda has estimated its turnover at
£1.2b with
rapid
growth in recent years.
Pomanda's financial health check has awarded Wise Payments Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 1 areas for improvement. Company Health Check FAQs
Health Rating5out of 5
7 Strong
2 Regular
1 Weak
Size
annual sales of £1.2b, make it larger than the average company (£5.3m)
£1.2b - Wise Payments Limited
£5.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 43%, show it is growing at a faster rate (6.7%)
43% - Wise Payments Limited
6.7% - Industry AVG
Production
with a gross margin of 88.2%, this company has a lower cost of product (56%)
88.2% - Wise Payments Limited
56% - Industry AVG
Profitability
an operating margin of 40.5% make it more profitable than the average company (9.2%)
40.5% - Wise Payments Limited
9.2% - Industry AVG
Employees
with 3854 employees, this is above the industry average (12)
3854 - Wise Payments Limited
12 - Industry AVG
Pay Structure
on an average salary of £65.4k, the company has an equivalent pay structure (£79.6k)
£65.4k - Wise Payments Limited
£79.6k - Industry AVG
Efficiency
resulting in sales per employee of £298.4k, this is more efficient (£216.1k)
£298.4k - Wise Payments Limited
£216.1k - Industry AVG
Debtor Days
it gets paid by customers after 9 days, this is earlier than average (33 days)
9 days - Wise Payments Limited
33 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Wise Payments Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Wise Payments Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 27 weeks, this is average cash available to meet short term requirements (29 weeks)
27 weeks - Wise Payments Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 86.4%, this is a higher level of debt than the average (69.5%)
86.4% - Wise Payments Limited
69.5% - Industry AVG
WISE PAYMENTS LIMITED financials
EXPORT
Wise Payments Limited's latest turnover from March 2024 is £1.2 billion and the company has net assets of £890 million. According to their latest financial statements, Wise Payments Limited has 3,854 employees and maintains cash reserves of £3 billion as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Turnover
1,150,000,000
855,900,000
528,600,000
396,900,000
302,600,000
177,900,000
117,300,000
67,010,000
27,852,000
9,717,000
3,481,023
2,303,340
207,005
95,614
Other Income Or Grants
178,200,000
46,100,000
3,300,000
-3,100,000
Cost Of Sales
313,900,000
312,000,000
187,300,000
158,900,000
111,400,000
69,700,000
39,800,000
20,947,000
12,441,000
4,538,000
1,277,844
877,169
81,266
38,479
Gross Profit
1,014,300,000
590,000,000
344,600,000
238,000,000
188,100,000
108,200,000
77,500,000
46,063,000
15,411,000
5,179,000
2,203,179
1,426,171
125,739
57,135
Admin Expenses
548,700,000
455,200,000
307,700,000
199,300,000
164,500,000
96,200,000
68,000,000
46,582,000
32,784,000
16,325,000
4,237,197
1,781,955
339,967
69,252
Operating Profit
465,600,000
134,800,000
36,900,000
38,700,000
23,600,000
12,000,000
9,500,000
-519,000
-17,373,000
-11,146,000
-2,034,018
-355,784
-214,228
-12,117
Interest Payable
19,900,000
8,700,000
3,300,000
3,200,000
2,100,000
1,700,000
287,000
33,000
Interest Receivable
4,800,000
200,000
5,000
21,815
10,516
1,965
119
Pre-Tax Profit
445,700,000
126,100,000
41,700,000
35,400,000
20,400,000
10,100,000
7,800,000
-801,000
-17,406,000
-11,146,000
-2,012,203
-345,268
-212,263
-11,998
Tax
-110,800,000
-25,900,000
-6,900,000
-6,400,000
-5,400,000
200,000
-1,600,000
6,993,000
-168,000
Profit After Tax
334,900,000
100,200,000
34,800,000
29,000,000
15,000,000
10,300,000
6,200,000
6,192,000
-17,574,000
-11,146,000
-2,012,203
-345,268
-212,263
-11,998
Dividends Paid
29,400,000
1,400,000
Retained Profit
305,500,000
100,200,000
33,400,000
29,000,000
15,000,000
10,300,000
6,200,000
6,192,000
-17,574,000
-11,146,000
-2,012,203
-345,268
-212,263
-11,998
Employee Costs
252,100,000
204,800,000
139,800,000
112,400,000
102,700,000
58,500,000
37,700,000
23,812,000
10,432,000
3,630,000
1,126,826
748,668
111,886
55,936
Number Of Employees
3,854
3,192
2,271
1,736
1,881
1,334
835
598
472
172
19
13
2
1
EBITDA*
478,800,000
153,100,000
57,200,000
58,600,000
44,200,000
18,200,000
13,400,000
315,000
-17,308,000
-11,146,000
-1,968,510
-355,784
-214,228
-12,117
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Tangible Assets
9,800,000
306,000,000
283,700,000
166,200,000
90,700,000
14,500,000
10,600,000
9,616,000
1,683,000
372,000
149,076
Intangible Assets
14,700,000
10,200,000
17,300,000
27,500,000
21,300,000
20,400,000
14,000,000
8,102,000
3,788,000
1,283,000
374,580
Investments & Other
175,200,000
70,500,000
43,100,000
31,800,000
2,085
2,085
2,085
Debtors (Due After 1 year)
30,400,000
118,000,000
118,100,000
66,300,000
39,600,000
1,800,000
1,500,000
285,000
Total Fixed Assets
230,100,000
215,500,000
196,600,000
141,800,000
80,000,000
34,900,000
24,600,000
17,718,000
5,471,000
1,655,000
525,741
2,085
2,085
Stock & work in progress
Trade Debtors
29,300,000
88,000,000
30,393,000
99,674
227,735
8,000
Group Debtors
375,200,000
332,400,000
181,800,000
102,400,000
Misc Debtors
157,100,000
99,400,000
61,400,000
56,800,000
102,600,000
20,100,000
52,600,000
8,931,000
7,612,000
1,645,000
Cash
2,981,000,000
2,159,800,000
2,129,300,000
1,235,300,000
2,077,600,000
856,100,000
301,200,000
71,354,000
47,793,000
46,491,000
5,258,234
3,467,820
738,425
47,566
misc current assets
2,787,100,000
2,993,500,000
1,192,400,000
737,500,000
114,100,000
109,700,000
154,995
379
total current assets
6,329,700,000
5,590,700,000
3,571,200,000
2,133,800,000
2,296,400,000
1,073,900,000
353,800,000
110,678,000
55,405,000
48,136,000
5,512,903
3,695,555
738,804
55,566
total assets
6,559,800,000
5,806,200,000
3,767,800,000
2,275,600,000
2,376,400,000
1,108,800,000
378,400,000
128,396,000
60,876,000
49,791,000
6,038,644
3,697,640
740,889
55,566
Bank overdraft
20,200,000
11,001,000
Bank loan
2,000,000
Trade Creditors
6,500,000
3,200,000
3,000,000
9,700,000
6,800,000
2,019,000
787,000
1,453,000
3,951,845
972,686
71,486
52,464
Group/Directors Accounts
94,300,000
6,619
other short term finances
204,300,000
249,900,000
200,000
23,204,000
10,022,000
hp & lease commitments
3,900,000
4,700,000
3,700,000
4,000,000
other current liabilities
5,323,400,000
4,988,200,000
3,277,600,000
1,888,700,000
2,108,400,000
957,700,000
243,300,000
66,717,000
1,802,000
607,000
total current liabilities
5,625,900,000
5,249,300,000
3,284,500,000
1,893,700,000
2,112,600,000
967,400,000
270,300,000
79,737,000
25,793,000
12,082,000
3,951,845
972,686
78,105
52,464
loans
13,800,000
177,600,000
181,400,000
119,200,000
27,800,000
hp & lease commitments
6,100,000
10,300,000
Accruals and Deferred Income
1,100,000
500,000
7,400,000
other liabilities
33,600,000
21,700,000
14,200,000
18,100,000
800,000
700,000
provisions
4,200,000
5,200,000
3,600,000
4,000,000
600,000
total long term liabilities
43,900,000
32,300,000
105,300,000
110,800,000
67,000,000
15,000,000
700,000
total liabilities
5,669,800,000
5,281,600,000
3,389,800,000
2,004,500,000
2,179,600,000
982,400,000
271,000,000
79,737,000
25,793,000
12,082,000
3,951,845
972,686
78,105
52,464
net assets
890,000,000
524,600,000
378,000,000
271,100,000
196,800,000
126,400,000
107,400,000
48,659,000
35,083,000
37,709,000
2,086,799
2,724,954
662,784
3,102
total shareholders funds
890,000,000
524,600,000
378,000,000
271,100,000
196,800,000
126,400,000
107,400,000
48,659,000
35,083,000
37,709,000
2,086,799
2,724,954
662,784
3,102
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Operating Activities
Operating Profit
465,600,000
134,800,000
36,900,000
38,700,000
23,600,000
12,000,000
9,500,000
-519,000
-17,373,000
-11,146,000
-2,034,018
-355,784
-214,228
-12,117
Depreciation
2,800,000
6,500,000
500,000
700,000
6,500,000
1,200,000
1,100,000
834,000
65,000
Amortisation
10,400,000
11,800,000
19,800,000
19,200,000
14,100,000
5,000,000
2,800,000
65,508
Tax
-110,800,000
-25,900,000
-6,900,000
-6,400,000
-5,400,000
200,000
-1,600,000
6,993,000
-168,000
Stock
Debtors
42,200,000
188,500,000
135,800,000
83,300,000
32,300,000
55,800,000
14,491,000
31,997,000
5,967,000
1,545,326
-128,061
227,735
-8,000
8,000
Creditors
-6,500,000
3,300,000
200,000
3,000,000
-9,700,000
2,900,000
4,781,000
1,232,000
-666,000
-2,498,845
2,979,159
901,200
19,022
52,464
Accruals and Deferred Income
334,100,000
1,711,200,000
1,389,400,000
-227,100,000
1,158,100,000
714,400,000
176,583,000
64,915,000
1,195,000
607,000
Deferred Taxes & Provisions
-1,000,000
1,600,000
-400,000
4,000,000
-600,000
600,000
Cash flow from operations
652,400,000
1,654,800,000
1,303,700,000
-251,200,000
1,154,300,000
680,500,000
178,673,000
41,458,000
-22,914,000
-14,583,171
1,138,710
317,681
-187,206
32,347
Investing Activities
capital expenditure
278,500,000
-33,500,000
-127,600,000
-101,600,000
-97,700,000
-16,500,000
-10,782,000
-13,081,000
-3,881,000
-1,131,344
-589,164
Change in Investments
104,700,000
27,400,000
11,300,000
31,800,000
-2,085
2,085
cash flow from investments
173,800,000
-60,900,000
-138,900,000
-133,400,000
-97,700,000
-16,500,000
-10,782,000
-13,081,000
-3,881,000
-1,129,259
-589,164
-2,085
Financing Activities
Bank loans
-2,000,000
2,000,000
Group/Directors Accounts
94,300,000
-6,619
6,619
Other Short Term Loans
-45,600,000
249,900,000
-200,000
200,000
-23,204,000
13,182,000
10,022,000
Long term loans
-13,800,000
-163,800,000
-3,800,000
62,200,000
91,400,000
27,800,000
Hire Purchase and Lease Commitments
5,300,000
-9,300,000
14,000,000
-4,000,000
4,000,000
other long term liabilities
11,900,000
7,500,000
-3,900,000
18,100,000
-800,000
100,000
700,000
share issue
59,900,000
46,400,000
73,500,000
45,300,000
55,400,000
8,700,000
52,541,000
7,384,000
14,948,000
46,768,201
1,374,048
2,407,438
871,945
15,100
interest
-19,900,000
-8,700,000
4,800,000
-3,300,000
-3,200,000
-1,900,000
-1,700,000
-282,000
-33,000
21,815
10,516
1,965
119
cash flow from financing
92,100,000
122,000,000
82,600,000
120,100,000
147,000,000
34,700,000
51,541,000
-16,102,000
28,097,000
56,790,201
1,395,863
2,411,335
880,529
15,219
cash and cash equivalents
cash
821,200,000
30,500,000
894,000,000
-842,300,000
1,221,500,000
554,900,000
229,846,000
23,561,000
1,302,000
41,232,766
1,790,414
2,729,395
690,859
47,566
overdraft
-20,200,000
9,199,000
11,001,000
change in cash
821,200,000
30,500,000
894,000,000
-842,300,000
1,221,500,000
575,100,000
220,647,000
12,560,000
1,302,000
41,232,766
1,790,414
2,729,395
690,859
47,566
wise payments limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for wise payments limited. Get real-time insights into wise payments limited's credit score, group structure and payment trends.
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wise payments limited Ownership
WISE PAYMENTS LIMITED group structure
Wise Payments Limited has no subsidiary companies.
The sole shareholder of Wise Payments Limited is Wise Financial Holdings Ltd.
wise financial holdings ltd
100%
wise payments limited directors
Wise Payments Limited currently has 9 directors.
The longest serving directors include
Mr Kristo Kaarmann (Mar 2010) and
Mr Ingo Uytdehaage (Jul 2019).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 15 charges/mortgages relating to wise payments limited. Currently there are 1 open charges and 14 have been satisfied in the past.
wise payments limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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wise payments limitedCompanies House Filings - See Documents
