Pomanda estimates the enterprise value of I FINANCIAL SOLUTIONS LIMITED at £721.4k based on a Turnover of £656.4k and 1.1x industry multiple (adjusted for size and gross margin).
i financial solutions limitedEstimated Valuation
£37.3k
Pomanda estimates the enterprise value of I FINANCIAL SOLUTIONS LIMITED at £37.3k based on an EBITDA of £9.3k and a 3.99x industry multiple (adjusted for size and gross margin).
i financial solutions limitedEstimated Valuation
£29.1k
Pomanda estimates the enterprise value of I FINANCIAL SOLUTIONS LIMITED at £29.1k based on Net Assets of £23.6k and 1.23x industry multiple (adjusted for liquidity).
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I Financial Solutions LimitedOverview
I Financial Solutions Limited is a live company located in hove, BN3 5AB with a Companies House number of 07239305. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in April 2010, it's largest shareholder is
fleming financial ltd
with a 50% stake. I Financial Solutions Limited is a established,
small sized company, Pomanda has estimated its turnover at
£656.4k with
rapid
growth in recent years.
Pomanda's financial health check has awarded I Financial Solutions Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 3 areas for improvement. Company Health Check FAQs
Health Rating4out of 5
3 Strong
3 Regular
3 Weak
Size
annual sales of £656.4k, make it smaller than the average company (£5.4m)
£656.4k - I Financial Solutions Limited
£5.4m - Industry AVG
Growth
3 year (CAGR) sales growth of 223%, show it is growing at a faster rate (7.8%)
223% - I Financial Solutions Limited
7.8% - Industry AVG
Production
with a gross margin of 54.4%, this company has a comparable cost of product (54.4%)
54.4% - I Financial Solutions Limited
54.4% - Industry AVG
Profitability
an operating margin of 1.4% make it less profitable than the average company (9.2%)
1.4% - I Financial Solutions Limited
9.2% - Industry AVG
Employees
with 3 employees, this is below the industry average (12)
3 - I Financial Solutions Limited
12 - Industry AVG
Pay Structure
on an average salary of £80.6k, the company has an equivalent pay structure (£80.6k)
£80.6k - I Financial Solutions Limited
£80.6k - Industry AVG
Efficiency
resulting in sales per employee of £218.8k, this is equally as efficient (£218.8k)
£218.8k - I Financial Solutions Limited
£218.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - I Financial Solutions Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - I Financial Solutions Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - I Financial Solutions Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 204 weeks, this is more cash available to meet short term requirements (28 weeks)
204 weeks - I Financial Solutions Limited
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 6.7%, this is a lower level of debt than the average (70.2%)
6.7% - I Financial Solutions Limited
70.2% - Industry AVG
I FINANCIAL SOLUTIONS LIMITED financials
EXPORT
I Financial Solutions Limited's latest turnover from May 2024 is estimated at £656.4 thousand and the company has net assets of £23.6 thousand. According to their latest financial statements, I Financial Solutions Limited has 3 employees and maintains cash reserves of £6.7 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
May 2024
May 2023
May 2022
May 2021
May 2020
May 2019
May 2018
May 2017
May 2016
May 2015
May 2014
May 2013
May 2012
May 2011
Turnover
656,400
616,946
20,614
19,412
778,292
786,734
781,858
730,773
730,592
136,209
109,967
46,749
21,989
27,718
Other Income Or Grants
Cost Of Sales
299,299
265,745
310,659
325,529
313,706
292,466
259,158
47,935
42,637
17,886
8,914
11,444
Gross Profit
357,101
351,201
20,614
19,412
467,633
461,205
468,152
438,307
471,433
88,275
67,330
28,863
13,074
16,274
Admin Expenses
347,761
364,254
7,202
6,645
488,964
453,155
461,596
510,112
454,739
48,927
40,344
-8,280
5,989
12,198
Operating Profit
9,340
-13,053
13,412
12,767
-21,331
8,050
6,556
-71,805
16,694
39,348
26,986
37,143
7,085
4,076
Interest Payable
Interest Receivable
370
786
26
282
169
174
465
318
218
114
17
Pre-Tax Profit
9,711
-12,267
13,412
12,767
-21,305
8,332
6,725
-71,631
17,159
39,666
27,204
37,257
7,103
4,076
Tax
-2,428
-2,549
-2,426
-1,583
-1,278
-3,432
-7,933
-5,713
-8,569
-1,705
-1,060
Profit After Tax
7,283
-12,267
10,863
10,341
-21,305
6,749
5,447
-71,631
13,727
31,733
21,491
28,688
5,398
3,016
Dividends Paid
16,000
Retained Profit
7,283
-12,267
10,863
-5,659
-21,305
6,749
5,447
-71,631
13,727
31,733
21,491
28,688
5,398
3,016
Employee Costs
241,731
224,898
222,833
276,289
278,074
280,748
271,405
253,080
246,839
58,584
59,978
58,925
56,925
58,377
Number Of Employees
3
3
3
4
4
4
4
4
4
1
1
1
1
1
EBITDA*
9,340
-13,053
13,412
12,767
-21,331
8,050
6,556
-71,805
16,694
39,348
26,986
37,143
7,085
4,076
* Earnings Before Interest, Tax, Depreciation and Amortisation
May 2024
May 2023
May 2022
May 2021
May 2020
May 2019
May 2018
May 2017
May 2016
May 2015
May 2014
May 2013
May 2012
May 2011
Tangible Assets
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
Stock & work in progress
Trade Debtors
19,454
15,582
5,796
2,971
3,910
Group Debtors
18,633
10,762
3,655
7,034
12,733
Misc Debtors
6,450
4,458
2,632
3,664
Cash
6,708
7,402
27,511
13,145
12,718
39,834
35,492
32,002
107,182
78,905
48,483
38,578
6,893
misc current assets
total current assets
25,341
18,164
31,166
20,179
25,451
46,284
39,950
34,634
110,846
98,359
64,065
44,374
9,864
3,910
total assets
25,341
18,164
31,166
20,179
25,451
46,284
39,950
34,634
110,846
98,359
64,065
44,374
9,864
3,910
Bank overdraft
Bank loan
Trade Creditors
7,933
5,372
7,172
1,350
794
Group/Directors Accounts
619
other short term finances
hp & lease commitments
other current liabilities
1,708
1,814
2,549
2,425
2,038
1,566
1,362
2,112
6,693
total current liabilities
1,708
1,814
2,549
2,425
2,038
1,566
1,981
2,112
6,693
7,933
5,372
7,172
1,350
794
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities
1,708
1,814
2,549
2,425
2,038
1,566
1,981
2,112
6,693
7,933
5,372
7,172
1,350
794
net assets
23,633
16,350
28,617
17,754
23,413
44,718
37,969
32,522
104,153
90,426
58,693
37,202
8,514
3,116
total shareholders funds
23,633
16,350
28,617
17,754
23,413
44,718
37,969
32,522
104,153
90,426
58,693
37,202
8,514
3,116
May 2024
May 2023
May 2022
May 2021
May 2020
May 2019
May 2018
May 2017
May 2016
May 2015
May 2014
May 2013
May 2012
May 2011
Operating Activities
Operating Profit
9,340
-13,053
13,412
12,767
-21,331
8,050
6,556
-71,805
16,694
39,348
26,986
37,143
7,085
4,076
Depreciation
Amortisation
Tax
-2,428
-2,549
-2,426
-1,583
-1,278
-3,432
-7,933
-5,713
-8,569
-1,705
-1,060
Stock
Debtors
7,871
7,107
-3,379
-5,699
6,283
1,992
1,826
-1,032
-15,790
3,872
9,786
2,825
-939
3,910
Creditors
-7,933
2,561
-1,800
5,822
556
794
Accruals and Deferred Income
-106
-735
124
387
472
204
-750
-4,581
6,693
Deferred Taxes & Provisions
Cash flow from operations
-1,065
-20,895
14,366
16,427
-27,142
4,679
2,702
-75,354
27,812
30,104
9,687
31,571
6,875
-100
Investing Activities
capital expenditure
Change in Investments
cash flow from investments
Financing Activities
Bank loans
Group/Directors Accounts
-619
619
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
100
interest
370
786
26
282
169
174
465
318
218
114
17
cash flow from financing
370
786
26
-337
788
174
465
318
218
114
17
100
cash and cash equivalents
cash
-694
-20,109
14,366
427
-27,116
4,342
3,490
-75,180
28,277
30,422
9,905
31,685
6,893
overdraft
change in cash
-694
-20,109
14,366
427
-27,116
4,342
3,490
-75,180
28,277
30,422
9,905
31,685
6,893
i financial solutions limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for i financial solutions limited. Get real-time insights into i financial solutions limited's credit score, group structure and payment trends.
Perform a competitor analysis for i financial solutions limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in BN3 area or any other competitors across 12 key performance metrics.
i financial solutions limited Ownership
I FINANCIAL SOLUTIONS LIMITED group structure
I Financial Solutions Limited has no subsidiary companies.
Ultimate parent company
I FINANCIAL SOLUTIONS LIMITED
07239305
I FINANCIAL SOLUTIONS LIMITED Shareholders
The largest shareholders in I Financial Solutions Limited include Fleming Financial Ltd and Curzon House Trustees Ltd.
fleming financial ltd
50%
curzon house trustees ltd
50%
i financial solutions limited directors
I Financial Solutions Limited currently has 3 directors.
The longest serving directors include
Mr Ian Saunders (Apr 2010) and
Mr Grant Hotson (Nov 2024).
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
April 2010
age
15
incorporated
UK
ultimate parent company
None
accounts
Total Exemption Full
last accounts submitted
May 2024
previous names
curzon 2782 limited (August 2010)
accountant
-
auditor
-
address
23 coleridge street, hove, BN3 5AB
Bank
-
Legal Advisor
-
i financial solutions limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to i financial solutions limited.
i financial solutions limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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i financial solutions limitedCompanies House Filings - See Documents
