Pomanda estimates the enterprise value of CHOICE CARD LIMITED at £0 based on a Turnover of £495.4k and -0.18x industry multiple (adjusted for size and gross margin).
choice card limitedEstimated Valuation
£768.8k
Pomanda estimates the enterprise value of CHOICE CARD LIMITED at £768.8k based on an EBITDA of £-568.7k and a -1.35x industry multiple (adjusted for size and gross margin).
choice card limitedEstimated Valuation
£12.9m
Pomanda estimates the enterprise value of CHOICE CARD LIMITED at £12.9m based on Net Assets of £6.1m and 2.13x industry multiple (adjusted for liquidity).
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Choice Card LimitedOverview
Choice Card Limited is a live company located in hertfordshire, HP3 9TD with a Companies House number of 07289392. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in June 2010, it's largest shareholder is
blackhawk network netherlands b.v.
with a 100% stake. Choice Card Limited is a established,
micro sized company, Pomanda has estimated its turnover at
£495.4k with
declining
growth in recent years.
Pomanda's financial health check has awarded Choice Card Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 6 areas for improvement. Company Health Check FAQs
Health Rating4.5out of 5
5 Strong
0 Regular
6 Weak
Size
annual sales of £495.4k, make it smaller than the average company (£4m)
£495.4k - Choice Card Limited
£4m - Industry AVG
Growth
3 year (CAGR) sales growth of -56%, show it is growing at a slower rate (3%)
-56% - Choice Card Limited
3% - Industry AVG
Production
with a gross margin of -62.3%, this company has a higher cost of product (38.4%)
-62.3% - Choice Card Limited
38.4% - Industry AVG
Profitability
an operating margin of -114.8% make it less profitable than the average company (6.2%)
-114.8% - Choice Card Limited
6.2% - Industry AVG
Employees
with 2 employees, this is below the industry average (25)
2 - Choice Card Limited
25 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Choice Card Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £247.7k, this is more efficient (£162.2k)
£247.7k - Choice Card Limited
£162.2k - Industry AVG
Debtor Days
it gets paid by customers after 21 days, this is earlier than average (44 days)
21 days - Choice Card Limited
44 days - Industry AVG
Creditor Days
its suppliers are paid after 6 days, this is quicker than average (33 days)
6 days - Choice Card Limited
33 days - Industry AVG
Stock Days
it holds stock equivalent to 23 days, this is less than average (34 days)
23 days - Choice Card Limited
34 days - Industry AVG
Cash Balance
has cash to cover current liabilities
for 69 weeks, this is more cash available to meet short term requirements (23 weeks)
69 weeks - Choice Card Limited
23 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 51.1%, this is a lower level of debt than the average (63.6%)
51.1% - Choice Card Limited
63.6% - Industry AVG
CHOICE CARD LIMITED financials
EXPORT
Choice Card Limited's latest turnover from December 2022 is £495.4 thousand and the company has net assets of £6.1 million. According to their latest financial statements, Choice Card Limited has 2 employees and maintains cash reserves of £8.5 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Aug 2013
Aug 2012
Aug 2011
Turnover
495,418
2,633,880
6,335,921
5,821,602
5,059,562
2,925,545
1,306,636
757,034
2,996,694
659,609
324,914
144,994
Other Income Or Grants
Cost Of Sales
804,079
1,444,083
2,849,983
3,904,047
2,873,982
2,035,694
1,451,316
469,008
2,447,688
533,426
203,085
88,360
Gross Profit
-308,661
1,189,797
3,485,938
1,917,555
2,185,580
889,851
-144,680
288,026
549,006
126,183
121,829
56,633
Admin Expenses
260,033
256,654
314,822
323,212
84,039
27,395
149,589
224,685
225,789
74,786
128,887
71,629
Operating Profit
-568,694
933,143
3,171,116
1,594,343
2,101,541
862,456
-294,269
63,341
323,217
51,397
-7,058
-14,996
Interest Payable
1
5,858
6,447
5,898
9,342
7,512
468
4,006
Interest Receivable
47,361
7
1,371
950
1,949
87
143
114
Pre-Tax Profit
-521,334
933,150
3,166,629
1,588,846
2,095,643
853,114
-301,781
62,873
321,160
48,069
-6,915
-14,882
Tax
-393,174
-601,386
-147,928
-459,922
-200,093
47,966
-19,247
-58,224
-5,154
Profit After Tax
-521,334
539,976
2,565,243
1,440,918
1,635,721
653,021
-253,815
43,626
262,936
42,915
-6,915
-14,882
Dividends Paid
Retained Profit
-521,334
539,976
2,565,243
1,440,918
1,635,721
653,021
-253,815
43,626
262,936
42,915
-6,915
-14,882
Employee Costs
62,089
103,260
119,310
31,331
110,354
71,958
Number Of Employees
2
3
3
3
3
21
2
2
4
5
3
2
EBITDA*
-568,694
936,035
3,172,488
1,597,862
2,106,149
870,621
-289,232
74,468
328,319
51,972
-6,668
-14,771
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Aug 2013
Aug 2012
Aug 2011
Tangible Assets
5,274
7,420
2,748
504
559
278
Intangible Assets
2,892
4,264
3,783
8,391
11,282
14,173
13,500
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
2,892
4,264
3,783
8,391
16,556
21,593
16,248
504
559
278
Stock & work in progress
51,313
197,153
560,554
446,647
196,212
108,602
752
28,516
6,784
Trade Debtors
29,190
479,779
1,285,166
1,865,450
1,398,634
1,855,704
1,127,502
590,564
1,130,000
98,614
30,919
73
Group Debtors
1,337,770
860,506
2,859,857
7,979,958
5,909,636
3,645,505
1,449,356
995,497
Misc Debtors
2,465,213
5,920,951
9,389,301
7,363,750
2,978,070
928,787
346,658
106,623
Cash
8,513,779
8,065,189
4,937,118
958,350
1,572,983
2,941,960
1,694,246
561,065
264,531
178,334
11,515
45,577
misc current assets
total current assets
12,397,265
15,523,578
19,031,996
18,614,155
12,055,535
9,480,558
4,618,514
2,282,265
1,401,315
276,948
42,434
45,650
total assets
12,397,265
15,523,578
19,034,888
18,618,419
12,059,318
9,488,949
4,635,070
2,303,858
1,417,563
277,452
42,993
45,928
Bank overdraft
Bank loan
Trade Creditors
14,135
64,345
133,969
287,011
76,906
167,414
31,116
142,215
105,562
6,796
63,790
59,810
Group/Directors Accounts
352,472
1,970,344
311,734
2,334,996
1,161,517
1,759,886
other short term finances
hp & lease commitments
other current liabilities
5,962,210
6,899,107
12,539,379
12,511,849
8,777,250
7,153,725
4,849,051
2,152,925
24,007
total current liabilities
6,328,817
8,933,796
12,985,082
15,133,856
10,015,673
9,081,025
4,880,167
2,295,140
105,562
30,803
63,790
59,810
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
1,026,947
224,531
total long term liabilities
1,026,947
224,531
total liabilities
6,328,817
8,933,796
12,985,082
15,133,856
10,015,673
9,081,025
4,880,167
2,295,140
1,132,509
255,334
63,790
59,810
net assets
6,068,448
6,589,782
6,049,806
3,484,563
2,043,645
407,924
-245,097
8,718
285,054
22,118
-20,797
-13,882
total shareholders funds
6,068,448
6,589,782
6,049,806
3,484,563
2,043,645
407,924
-245,097
8,718
285,054
22,118
-20,797
-13,882
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Aug 2013
Aug 2012
Aug 2011
Operating Activities
Operating Profit
-568,694
933,143
3,171,116
1,594,343
2,101,541
862,456
-294,269
63,341
323,217
51,397
-7,058
-14,996
Depreciation
5,274
2,146
11,127
5,102
575
390
225
Amortisation
2,892
1,372
3,519
4,608
2,891
2,891
Tax
-393,174
-601,386
-147,928
-459,922
-200,093
47,966
-19,247
-58,224
-5,154
Stock
-145,840
-363,401
113,907
250,435
87,610
107,850
-27,764
21,732
6,784
Debtors
-3,429,063
-6,273,088
-3,674,834
6,922,818
3,856,344
3,506,480
1,230,832
562,684
1,031,386
67,695
30,846
73
Creditors
-50,210
-69,624
-153,042
210,105
-90,508
136,298
-111,099
36,653
98,766
-56,994
3,980
59,810
Accruals and Deferred Income
-936,897
-5,640,272
27,530
3,734,599
1,623,525
2,304,674
2,696,126
2,152,925
-24,007
24,007
Deferred Taxes & Provisions
-1,026,947
802,416
224,531
Cash flow from operations
2,019,102
1,469,454
6,006,517
-1,778,615
-764,710
-502,830
1,140,693
633,436
109,100
170,667
-33,534
44,966
Investing Activities
capital expenditure
-4,000
-16,472
-20,846
-520
-671
-503
Change in Investments
cash flow from investments
-4,000
-16,472
-20,846
-520
-671
-503
Financing Activities
Bank loans
Group/Directors Accounts
-1,617,872
1,658,610
-2,023,262
1,173,479
-598,369
1,759,886
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
-319,962
1,000
interest
47,360
7
-4,487
-5,497
-5,898
-9,342
-7,512
-468
-2,057
87
143
114
cash flow from financing
-1,570,512
1,658,617
-2,027,749
1,167,982
-604,267
1,750,544
-7,512
-320,430
-2,057
87
143
1,114
cash and cash equivalents
cash
448,590
3,128,071
3,978,768
-614,633
-1,368,977
1,247,714
1,133,181
296,534
86,197
166,819
-34,062
45,577
overdraft
change in cash
448,590
3,128,071
3,978,768
-614,633
-1,368,977
1,247,714
1,133,181
296,534
86,197
166,819
-34,062
45,577
choice card limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for choice card limited. Get real-time insights into choice card limited's credit score, group structure and payment trends.
Perform a competitor analysis for choice card limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other micro companies, companies in HP3 area or any other competitors across 12 key performance metrics.
choice card limited Ownership
CHOICE CARD LIMITED group structure
Choice Card Limited has no subsidiary companies.
Ultimate parent company
BLACKHAWK NETWORK HOLDINGS INC
#0059377
BLACKHAWK NETWORK NETHERLANDS BV
#0089855
2 parents
CHOICE CARD LIMITED
07289392
CHOICE CARD LIMITED Shareholders
The sole shareholder of Choice Card Limited is Blackhawk Network Netherlands B.V..
blackhawk network netherlands b.v.
100%
choice card limited directors
Choice Card Limited currently has 2 directors.
The longest serving directors include
Mr Patrick Gurney (Feb 2017) and
Mr Matthew Howe (Feb 2017).
82990 - Other business support service activities n.e.c.
incorporation date
June 2010
age
15
incorporated
UK
ultimate parent company
BLACKHAWK NETWORK HOLDINGS INC
accounts
Full Accounts
last accounts submitted
December 2022
previous names
the restaurant choice limited (February 2017)
accountant
-
auditor
MENZIES LLP
address
westside london road, hemel hempstead, hertfordshire, HP3 9TD
Bank
-
Legal Advisor
-
choice card limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to choice card limited. Currently there are 0 open charges and 2 have been satisfied in the past.
choice card limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for CHOICE CARD LIMITED. This can take several minutes, an email will notify you when this has completed.
choice card limitedCompanies House Filings - See Documents
