Pomanda estimates the enterprise value of AFH FINANCIAL GROUP LIMITED at £176.9m based on a Turnover of £76.5m and 2.31x industry multiple (adjusted for size and gross margin).
afh financial group limitedEstimated Valuation
£195.2m
Pomanda estimates the enterprise value of AFH FINANCIAL GROUP LIMITED at £195.2m based on an EBITDA of £19.9m and a 9.83x industry multiple (adjusted for size and gross margin).
afh financial group limitedEstimated Valuation
£195.9m
Pomanda estimates the enterprise value of AFH FINANCIAL GROUP LIMITED at £195.9m based on Net Assets of £121.6m and 1.61x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Afh Financial Group LimitedOverview
Afh Financial Group Limited is a live company located in bromsgrove, B60 4JE with a Companies House number of 07638831. It operates in the activities of financial services holding companies sector, SIC Code 64205. Founded in May 2011, it's largest shareholder is
afh wm holdings limited
with a 100% stake. Afh Financial Group Limited is a established,
large sized company, Pomanda has estimated its turnover at
£76.5m with
declining
growth in recent years.
Pomanda's financial health check has awarded Afh Financial Group Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 3 areas for improvement. Company Health Check FAQs
Health Rating4.5out of 5
6 Strong
2 Regular
3 Weak
Size
annual sales of £76.5m, make it larger than the average company (£11m)
£76.5m - Afh Financial Group Limited
£11m - Industry AVG
Growth
3 year (CAGR) sales growth of 0%, show it is growing at a slower rate (7.3%)
0% - Afh Financial Group Limited
7.3% - Industry AVG
Production
with a gross margin of 64.3%, this company has a comparable cost of product (75.8%)
64.3% - Afh Financial Group Limited
75.8% - Industry AVG
Profitability
an operating margin of 19.8% make it more profitable than the average company (9.2%)
19.8% - Afh Financial Group Limited
9.2% - Industry AVG
Employees
with 541 employees, this is above the industry average (64)
541 - Afh Financial Group Limited
64 - Industry AVG
Pay Structure
on an average salary of £49.3k, the company has a lower pay structure (£79.1k)
£49.3k - Afh Financial Group Limited
£79.1k - Industry AVG
Efficiency
resulting in sales per employee of £141.5k, this is less efficient (£201.7k)
£141.5k - Afh Financial Group Limited
£201.7k - Industry AVG
Debtor Days
it gets paid by customers after 51 days, this is near the average (49 days)
51 days - Afh Financial Group Limited
49 days - Industry AVG
Creditor Days
its suppliers are paid after 69 days, this is slower than average (48 days)
69 days - Afh Financial Group Limited
48 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Afh Financial Group Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 8 weeks, this is less cash available to meet short term requirements (28 weeks)
8 weeks - Afh Financial Group Limited
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 21.4%, this is a lower level of debt than the average (57%)
21.4% - Afh Financial Group Limited
57% - Industry AVG
AFH FINANCIAL GROUP LIMITED financials
EXPORT
Afh Financial Group Limited's latest turnover from October 2023 is £76.5 million and the company has net assets of £121.6 million. According to their latest financial statements, Afh Financial Group Limited has 541 employees and maintains cash reserves of £4.7 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Oct 2023
Oct 2022
Oct 2021
Oct 2020
Oct 2019
Oct 2018
Oct 2017
Oct 2016
Oct 2015
Oct 2014
Oct 2013
Oct 2012
Oct 2011
Turnover
76,528,000
71,366,000
66,254,000
77,001,000
74,337,000
50,664,000
33,639,000
24,130,000
20,977,000
15,037,000
10,797,092
7,200,950
2,107,966
Other Income Or Grants
Cost Of Sales
27,333,000
32,323,000
33,696,000
38,763,000
34,657,000
23,099,000
15,672,000
10,771,000
10,009,000
7,326,000
5,165,160
3,471,201
1,053,835
Gross Profit
49,195,000
39,043,000
32,558,000
38,238,000
39,680,000
27,565,000
17,967,000
13,359,000
10,968,000
7,711,000
5,631,932
3,729,749
1,054,131
Admin Expenses
34,050,000
39,437,000
27,721,000
24,196,000
25,691,000
19,629,000
14,234,000
11,121,000
9,213,000
6,811,000
4,561,124
3,435,547
950,386
Operating Profit
15,145,000
-394,000
4,837,000
14,042,000
13,989,000
7,936,000
3,733,000
2,238,000
1,755,000
900,000
1,070,808
294,202
103,745
Interest Payable
187,000
192,000
794,000
1,024,000
332,000
250,000
245,000
248,000
187,000
64,000
22,512
12,631
4,945
Interest Receivable
50,000
1,000
1,000
29,000
57,000
101,000
19,000
40,000
26,000
25,000
987
13,494
54
Pre-Tax Profit
15,008,000
-585,000
4,044,000
13,047,000
13,714,000
7,787,000
3,507,000
2,030,000
1,594,000
861,000
1,049,283
295,065
98,854
Tax
2,775,000
-1,828,000
107,000
-2,446,000
-2,901,000
-1,833,000
-444,000
-353,000
-421,000
-260,000
-245,277
-127,067
-55,538
Profit After Tax
17,783,000
-2,413,000
4,151,000
10,601,000
10,813,000
5,954,000
3,063,000
1,677,000
1,173,000
601,000
804,006
167,998
43,316
Dividends Paid
87,000
1,290,000
2,573,000
901,000
541,000
292,000
228,000
147,804
Retained Profit
17,783,000
-8,767,000
2,861,000
8,028,000
10,813,000
5,954,000
2,162,000
1,136,000
881,000
373,000
656,202
167,998
43,316
Employee Costs
26,668,000
22,183,000
21,384,000
18,760,000
19,741,000
13,611,000
9,515,000
7,712,000
5,905,000
4,230,000
2,782,514
2,102,055
503,755
Number Of Employees
541
499
492
539
527
358
272
239
184
141
101
67
54
EBITDA*
19,866,000
4,833,000
9,759,000
18,555,000
20,178,000
10,351,000
5,511,000
3,444,000
2,627,000
1,327,000
1,216,024
375,032
129,791
* Earnings Before Interest, Tax, Depreciation and Amortisation
Oct 2023
Oct 2022
Oct 2021
Oct 2020
Oct 2019
Oct 2018
Oct 2017
Oct 2016
Oct 2015
Oct 2014
Oct 2013
Oct 2012
Oct 2011
Tangible Assets
5,443,000
4,078,000
4,988,000
5,985,000
1,437,000
1,261,000
1,224,000
1,246,000
1,006,000
280,000
251,810
144,910
60,402
Intangible Assets
92,509,000
96,388,000
102,704,000
98,330,000
104,921,000
74,928,000
38,930,000
21,359,000
20,902,000
9,707,000
7,376,148
4,351,423
10,441,638
Investments & Other
1,000
1,000
1,000
1,000
1,000
1,000
1,000
44,000
1,000
1,000
598
598
514
Debtors (Due After 1 year)
572,000
7,000
15,000
23,000
Total Fixed Assets
97,380,000
100,466,000
107,692,000
104,300,000
106,358,000
76,189,000
40,154,000
22,605,000
21,908,000
9,987,000
7,627,958
4,496,333
10,502,554
Stock & work in progress
Trade Debtors
10,890,000
9,539,000
19,351,000
24,386,000
21,592,000
11,089,000
4,426,000
3,139,000
4,360,000
2,009,000
2,053,804
1,527,386
753,334
Group Debtors
36,897,000
20,799,000
Misc Debtors
2,347,000
3,027,000
7,429,000
4,576,000
4,640,000
2,541,000
1,589,000
1,326,000
465,000
570,965
472,950
184,809
Cash
4,726,000
4,533,000
4,746,000
13,111,000
11,955,000
21,543,000
9,275,000
6,717,000
3,767,000
5,653,000
4,333,949
922,957
1,722,273
misc current assets
total current assets
57,280,000
37,898,000
31,526,000
42,073,000
38,187,000
35,173,000
15,290,000
11,182,000
8,127,000
8,127,000
6,958,718
2,923,293
2,660,416
total assets
154,660,000
138,364,000
139,218,000
146,373,000
144,545,000
111,362,000
55,444,000
33,787,000
30,035,000
18,114,000
14,586,676
7,419,626
13,162,970
Bank overdraft
50,000
225,000
Bank loan
Trade Creditors
5,181,000
4,623,000
3,580,000
978,000
1,853,000
1,240,000
1,373,000
1,090,000
850,000
359,000
225,533
161,858
114,513
Group/Directors Accounts
4,597
other short term finances
50,000
82,000
81,000
832,000
11,323,000
4,714,000
76,000
63,000
138,542
138,542
hp & lease commitments
400,000
628,000
686,000
760,000
207,000
other current liabilities
24,048,000
24,107,000
18,988,000
23,526,000
24,192,000
11,004,000
5,753,000
7,069,000
7,778,000
4,557,000
3,881,319
1,953,790
1,425,493
total current liabilities
29,679,000
29,358,000
23,336,000
25,345,000
26,877,000
23,567,000
12,047,000
8,235,000
8,691,000
4,916,000
4,295,394
2,479,190
1,544,603
loans
5,910,000
4,616,000
5,948,000
59,380,000
30,482,000
35,343,000
3,281,000
6,704,000
6,864,000
1,504,000
2,971,920
852,877
hp & lease commitments
2,955,000
2,258,000
2,821,000
3,907,000
Accruals and Deferred Income
other liabilities
420,000
2,875,000
2,769,000
4,181,000
23,467,000
6,736,000
2,047,000
5,238,000
1,866,000
242,372
provisions
560,000
498,000
322,000
340,000
98,000
90,000
84,000
67,996
31,362
13,045
total long term liabilities
3,375,000
5,183,000
6,023,000
34,120,000
38,869,000
18,375,000
10,066,000
5,399,000
8,715,000
2,660,000
3,005,918
868,558
255,417
total liabilities
33,054,000
34,541,000
29,359,000
59,465,000
65,746,000
41,942,000
22,113,000
13,634,000
17,406,000
7,576,000
7,301,312
3,347,748
1,800,020
net assets
121,606,000
103,823,000
109,859,000
86,908,000
78,799,000
69,420,000
33,331,000
20,153,000
12,629,000
10,538,000
7,285,364
4,071,878
11,362,950
total shareholders funds
121,606,000
103,823,000
109,859,000
86,908,000
78,799,000
69,420,000
33,331,000
20,153,000
12,629,000
10,538,000
7,285,364
4,071,878
11,362,950
Oct 2023
Oct 2022
Oct 2021
Oct 2020
Oct 2019
Oct 2018
Oct 2017
Oct 2016
Oct 2015
Oct 2014
Oct 2013
Oct 2012
Oct 2011
Operating Activities
Operating Profit
15,145,000
-394,000
4,837,000
14,042,000
13,989,000
7,936,000
3,733,000
2,238,000
1,755,000
900,000
1,070,808
294,202
103,745
Depreciation
818,000
906,000
1,050,000
1,308,000
369,000
243,000
245,000
181,000
108,000
84,000
54,488
29,482
9,930
Amortisation
3,903,000
4,321,000
3,872,000
3,205,000
5,820,000
2,172,000
1,533,000
1,025,000
764,000
343,000
90,728
51,348
16,116
Tax
2,775,000
-1,828,000
107,000
-2,446,000
-2,901,000
-1,833,000
-444,000
-353,000
-421,000
-260,000
-245,277
-127,067
-55,538
Stock
Debtors
17,341,000
6,578,000
-2,190,000
2,722,000
12,625,000
7,615,000
1,550,000
105,000
1,886,000
-150,769
624,433
1,062,193
938,143
Creditors
558,000
1,043,000
2,602,000
-875,000
613,000
-133,000
283,000
240,000
491,000
133,467
63,675
47,345
114,513
Accruals and Deferred Income
-59,000
5,119,000
-4,538,000
-666,000
13,188,000
5,251,000
-1,316,000
-709,000
3,221,000
675,681
1,927,529
528,297
1,425,493
Deferred Taxes & Provisions
-560,000
62,000
176,000
-18,000
242,000
98,000
-90,000
6,000
16,004
36,634
18,317
13,045
Cash flow from operations
5,799,000
2,029,000
10,182,000
12,022,000
18,435,000
6,263,000
2,582,000
2,427,000
4,038,000
2,042,921
2,374,152
-220,269
689,161
Investing Activities
capital expenditure
-2,207,000
1,999,000
-8,299,000
-2,470,000
-36,358,000
-38,450,000
-19,327,000
-1,903,000
-12,793,000
-2,786,042
-3,276,841
5,924,877
-474,832
Change in Investments
-43,000
43,000
402
84
514
cash flow from investments
-2,207,000
1,999,000
-8,299,000
-2,470,000
-36,358,000
-38,450,000
-19,284,000
-1,946,000
-12,793,000
-2,786,444
-3,276,841
5,924,793
-475,346
Financing Activities
Bank loans
Group/Directors Accounts
-4,597
4,597
Other Short Term Loans
50,000
-82,000
1,000
-751,000
-10,491,000
6,609,000
4,638,000
13,000
63,000
-138,542
138,542
Long term loans
1,294,000
-1,332,000
-53,432,000
28,898,000
-4,861,000
32,062,000
-3,423,000
-160,000
5,360,000
-1,467,920
2,119,043
852,877
Hire Purchase and Lease Commitments
469,000
-621,000
-1,160,000
4,667,000
-207,000
207,000
other long term liabilities
-2,455,000
106,000
-1,412,000
-19,286,000
23,467,000
-6,736,000
4,689,000
-3,191,000
3,372,000
1,866,000
-242,372
242,372
share issue
2,731,000
20,090,000
81,000
-1,434,000
30,135,000
11,016,000
6,388,000
1,210,000
2,879,636
2,557,284
-7,459,070
11,319,634
interest
-137,000
-191,000
-793,000
-995,000
-275,000
-149,000
-226,000
-208,000
-161,000
-39,000
-21,525
863
-4,891
cash flow from financing
-779,000
611,000
-36,706,000
12,614,000
6,406,000
61,714,000
16,901,000
2,842,000
9,844,000
3,100,174
4,654,802
-6,713,757
11,561,712
cash and cash equivalents
cash
193,000
-213,000
-8,365,000
1,156,000
-9,588,000
12,268,000
2,558,000
2,950,000
-1,886,000
1,319,051
3,410,992
-799,316
1,722,273
overdraft
-50,000
-175,000
225,000
change in cash
193,000
-213,000
-8,365,000
1,156,000
-9,588,000
12,268,000
2,558,000
2,950,000
-1,886,000
1,369,051
3,585,992
-1,024,316
1,722,273
afh financial group limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for afh financial group limited. Get real-time insights into afh financial group limited's credit score, group structure and payment trends.
Perform a competitor analysis for afh financial group limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in B60 area or any other competitors across 12 key performance metrics.
afh financial group limited Ownership
AFH FINANCIAL GROUP LIMITED group structure
Afh Financial Group Limited has 7 subsidiary companies.
The sole shareholder of Afh Financial Group Limited is Afh Wm Holdings Limited.
afh wm holdings limited
100%
afh financial group limited directors
Afh Financial Group Limited currently has 4 directors.
The longest serving directors include
Mr Alan Hudson (May 2011) and
Mrs Alexis Larvin (Oct 2015).
64205 - Activities of financial services holding companies
incorporation date
May 2011
age
14
incorporated
UK
ultimate parent company
AFH WM HOLDINGS LTD
accounts
Group
last accounts submitted
October 2023
previous names
afh financial group plc (June 2021)
accountant
-
auditor
SAFFERY LLP
address
afh house buntsford drive, stoke heath, bromsgrove, worcestershire, B60 4JE
Bank
-
Legal Advisor
-
afh financial group limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 4 charges/mortgages relating to afh financial group limited. Currently there are 2 open charges and 2 have been satisfied in the past.
afh financial group limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for AFH FINANCIAL GROUP LIMITED. This can take several minutes, an email will notify you when this has completed.
afh financial group limitedCompanies House Filings - See Documents
