furley financial ltd

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furley financial ltd Company Information

Share FURLEY FINANCIAL LTD

Company Number

07658123

Shareholders

christopher noel furler

joanna furley

Group Structure

View All

Industry

Other activities auxiliary to insurance and pension funding

 

Registered Address

1 chatsworth drive, cheltenham, gloucestershire, GL53 0AG

Website

-

furley financial ltd Estimated Valuation

£80.3k

Pomanda estimates the enterprise value of FURLEY FINANCIAL LTD at £80.3k based on a Turnover of £110.8k and 0.72x industry multiple (adjusted for size and gross margin).

furley financial ltd Estimated Valuation

£0

Pomanda estimates the enterprise value of FURLEY FINANCIAL LTD at £0 based on an EBITDA of £-46.2k and a 4.61x industry multiple (adjusted for size and gross margin).

furley financial ltd Estimated Valuation

£67.5k

Pomanda estimates the enterprise value of FURLEY FINANCIAL LTD at £67.5k based on Net Assets of £32.8k and 2.06x industry multiple (adjusted for liquidity).

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Furley Financial Ltd Overview

Furley Financial Ltd is a live company located in gloucestershire, GL53 0AG with a Companies House number of 07658123. It operates in the other activities auxiliary to insurance and pension funding sector, SIC Code 66290. Founded in June 2011, it's largest shareholder is christopher noel furler with a 70% stake. Furley Financial Ltd is a established, micro sized company, Pomanda has estimated its turnover at £110.8k with declining growth in recent years.

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Furley Financial Ltd Health Check

Pomanda's financial health check has awarded Furley Financial Ltd a 2 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 5 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating2out of 5
positive_score

1 Strong

positive_score

4 Regular

positive_score

5 Weak

size

Size

annual sales of £110.8k, make it smaller than the average company (£1.5m)

£110.8k - Furley Financial Ltd

£1.5m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of -15%, show it is growing at a slower rate (5.9%)

-15% - Furley Financial Ltd

5.9% - Industry AVG

production

Production

with a gross margin of 86.3%, this company has a comparable cost of product (100%)

86.3% - Furley Financial Ltd

100% - Industry AVG

profitability

Profitability

an operating margin of -41.7% make it less profitable than the average company (10.5%)

-41.7% - Furley Financial Ltd

10.5% - Industry AVG

employees

Employees

with 1 employees, this is below the industry average (9)

1 - Furley Financial Ltd

9 - Industry AVG

paystructure

Pay Structure

on an average salary of £56k, the company has an equivalent pay structure (£56k)

£56k - Furley Financial Ltd

£56k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £110.8k, this is equally as efficient (£120k)

£110.8k - Furley Financial Ltd

£120k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 162 days, this is later than average (50 days)

162 days - Furley Financial Ltd

50 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 885 days, this is slower than average (73 days)

885 days - Furley Financial Ltd

73 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Furley Financial Ltd

- - Industry AVG

cashbalance

Cash Balance

There is insufficient data available for this Key Performance Indicator!

- - Furley Financial Ltd

- - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 53%, this is a similar level of debt than the average (55%)

53% - Furley Financial Ltd

55% - Industry AVG

FURLEY FINANCIAL LTD financials

EXPORTms excel logo

Furley Financial Ltd's latest turnover from June 2023 is estimated at £110.8 thousand and the company has net assets of £32.8 thousand. According to their latest financial statements, we estimate that Furley Financial Ltd has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016Jun 2015Jun 2014Jun 2013Jun 2012
Turnover110,778282,083241,851183,105202,521121,59997,69713,710212,623
Other Income Or Grants
Cost Of Sales15,22326,38625,66123,25239,73828,22617,7877,865163,545
Gross Profit95,555255,698216,191159,853162,78393,37379,9105,84549,078
Admin Expenses141,775234,528197,089171,673152,308101,85492,960-38,92143,840-6,4839,951-46,586
Operating Profit-46,22021,17019,102-11,82010,475-8,481-13,05044,7665,2386,483-9,95146,586
Interest Payable11
Interest Receivable482702661125534
Pre-Tax Profit-46,22021,17019,102-11,82010,475-8,481-13,00245,0365,5036,595-9,89646,620
Tax-4,022-3,629-1,990-9,007-1,100-1,385-11,189
Profit After Tax-46,22017,14815,473-11,8208,485-8,481-13,00236,0294,4025,210-9,89635,431
Dividends Paid
Retained Profit-46,22017,14815,473-11,8208,485-8,481-13,00236,0294,4025,210-9,89635,431
Employee Costs55,955104,06496,67098,82694,03445,40544,53646,96999,202
Number Of Employees122221112
EBITDA*-46,22021,17019,102-11,82010,475-8,481-13,05044,76626,63927,88713,07369,610

* Earnings Before Interest, Tax, Depreciation and Amortisation

Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016Jun 2015Jun 2014Jun 2013Jun 2012
Tangible Assets20,26320,31022,52524,86947,22569,00191,28111202406610
Intangible Assets113,560134,760155,960177,160199,980
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets20,26320,31022,52524,86947,22569,00191,281113,561134,761156,162177,566200,590
Stock & work in progress
Trade Debtors49,442142,442115,40993,82687,99257,44244,442
Group Debtors
Misc Debtors
Cash38,43269,58736,6308,34513,564
misc current assets
total current assets49,442142,442115,40993,82687,99257,44244,44238,43269,58736,6308,34513,564
total assets69,705162,752137,934118,695135,217126,443135,723151,993204,348192,792185,911214,154
Bank overdraft225
Bank loan
Trade Creditors 36,94683,77376,10372,33777,03976,75077,54974,161162,545
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities161,925160,276178,618
total current liabilities36,94683,77376,10372,33777,03976,75077,54974,161162,545161,947160,276178,623
loans
hp & lease commitments
Accruals and Deferred Income6,5566,556
other liabilities
provisions
total long term liabilities6,5566,556
total liabilities36,94683,77376,10372,33777,03976,75077,54980,717169,101161,947160,276178,623
net assets32,75978,97961,83146,35858,17849,69358,17471,27635,24730,84525,63535,531
total shareholders funds32,75978,97961,83146,35858,17849,69358,17471,27635,24730,84525,63535,531
Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016Jun 2015Jun 2014Jun 2013Jun 2012
Operating Activities
Operating Profit-46,22021,17019,102-11,82010,475-8,481-13,05044,7665,2386,483-9,95146,586
Depreciation201204204204
Amortisation21,20021,20022,82022,820
Tax-4,022-3,629-1,990-9,007-1,100-1,385-11,189
Stock
Debtors-93,00027,03321,5835,83430,55013,00044,442
Creditors-46,8277,6703,766-4,702289-7993,388-88,384162,545
Accruals and Deferred Income-6,556-155,3691,649-18,342178,618
Deferred Taxes & Provisions
Cash flow from operations-47-2,215-2,344-22,356-21,776-22,280-60,660-52,62532,71528,151-5,269237,039
Investing Activities
capital expenditure472,2152,34422,35621,77622,28022,28021,200-223,614
Change in Investments
cash flow from investments472,2152,34422,35621,77622,28022,28021,200-223,614
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue-100100
interest482702651115534
cash flow from financing-5227026511155134
cash and cash equivalents
cash-38,432-31,15532,95728,285-5,21913,564
overdraft-2222-55
change in cash-38,432-31,15532,97928,263-5,21413,559

furley financial ltd Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Furley Financial Ltd Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for furley financial ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in GL53 area or any other competitors across 12 key performance metrics.

furley financial ltd Ownership

FURLEY FINANCIAL LTD group structure

Furley Financial Ltd has no subsidiary companies.

Ultimate parent company

FURLEY FINANCIAL LTD

07658123

FURLEY FINANCIAL LTD Shareholders

christopher noel furler 70%
joanna furley 30%

furley financial ltd directors

Furley Financial Ltd currently has 2 directors. The longest serving directors include Mrs Joanna Furley (Jun 2011) and Mr Christopher Furley (Jun 2011).

officercountryagestartendrole
Mrs Joanna FurleyUnited Kingdom56 years Jun 2011- Director
Mr Christopher FurleyEngland57 years Jun 2011- Director

P&L

June 2023

turnover

110.8k

-61%

operating profit

-46.2k

0%

gross margin

86.3%

-4.84%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

June 2023

net assets

32.8k

-0.59%

total assets

69.7k

-0.57%

cash

0

0%

net assets

Total assets minus all liabilities

furley financial ltd company details

company number

07658123

Type

Private limited with Share Capital

industry

66290 - Other activities auxiliary to insurance and pension funding

incorporation date

June 2011

age

14

incorporated

UK

ultimate parent company

None

accounts

Micro-Entity Accounts

last accounts submitted

June 2023

previous names

N/A

accountant

H J & ASSOCIATES

auditor

-

address

1 chatsworth drive, cheltenham, gloucestershire, GL53 0AG

Bank

-

Legal Advisor

-

furley financial ltd Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to furley financial ltd.

furley financial ltd Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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furley financial ltd Companies House Filings - See Documents

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