unsecured loans for you ltd
unsecured loans for you ltd Company Information
Group Structure
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Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
the town hall 83 burnley road, padiham, burnley, lancashire, BB12 8BS
unsecured loans for you ltd Estimated Valuation
Pomanda estimates the enterprise value of UNSECURED LOANS FOR YOU LTD at £100k based on a Turnover of £120.5k and 0.83x industry multiple (adjusted for size and gross margin).
unsecured loans for you ltd Estimated Valuation
Pomanda estimates the enterprise value of UNSECURED LOANS FOR YOU LTD at £35 based on an EBITDA of £12 and a 2.86x industry multiple (adjusted for size and gross margin).
unsecured loans for you ltd Estimated Valuation
Pomanda estimates the enterprise value of UNSECURED LOANS FOR YOU LTD at £4.1k based on Net Assets of £3.1k and 1.31x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Unsecured Loans For You Ltd Overview
Unsecured Loans For You Ltd is a dissolved company that was located in burnley, BB12 8BS with a Companies House number of 07769033. It operated in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in September 2011, it's largest shareholder was paul stephen carter with a 100% stake. The last turnover for Unsecured Loans For You Ltd was estimated at £120.5k.
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Unsecured Loans For You Ltd Health Check
Pomanda's financial health check has awarded Unsecured Loans For You Ltd a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 7 areas for improvement. Company Health Check FAQs
2 Strong
1 Regular
7 Weak
Size
annual sales of £120.5k, make it smaller than the average company (£3.6m)
- Unsecured Loans For You Ltd
£3.6m - Industry AVG
Growth
3 year (CAGR) sales growth of 29%, show it is growing at a faster rate (5.9%)
- Unsecured Loans For You Ltd
5.9% - Industry AVG
Production
with a gross margin of 18.3%, this company has a higher cost of product (59%)
- Unsecured Loans For You Ltd
59% - Industry AVG
Profitability
an operating margin of 0% make it less profitable than the average company (10.6%)
- Unsecured Loans For You Ltd
10.6% - Industry AVG
Employees
with 2 employees, this is below the industry average (12)
2 - Unsecured Loans For You Ltd
12 - Industry AVG
Pay Structure
on an average salary of £69.9k, the company has an equivalent pay structure (£69.9k)
- Unsecured Loans For You Ltd
£69.9k - Industry AVG
Efficiency
resulting in sales per employee of £60.3k, this is less efficient (£196.9k)
- Unsecured Loans For You Ltd
£196.9k - Industry AVG
Debtor Days
it gets paid by customers after 66 days, this is later than average (36 days)
- Unsecured Loans For You Ltd
36 days - Industry AVG
Creditor Days
its suppliers are paid after 65 days, this is slower than average (45 days)
- Unsecured Loans For You Ltd
45 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Unsecured Loans For You Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Unsecured Loans For You Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 85.8%, this is a higher level of debt than the average (67.5%)
85.8% - Unsecured Loans For You Ltd
67.5% - Industry AVG
UNSECURED LOANS FOR YOU LTD financials
Unsecured Loans For You Ltd's latest turnover from September 2019 is estimated at £120.5 thousand and the company has net assets of £3.1 thousand. According to their latest financial statements, Unsecured Loans For You Ltd has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | |
|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||
| Other Income Or Grants | ||||||||
| Cost Of Sales | ||||||||
| Gross Profit | ||||||||
| Admin Expenses | ||||||||
| Operating Profit | ||||||||
| Interest Payable | ||||||||
| Interest Receivable | ||||||||
| Pre-Tax Profit | ||||||||
| Tax | ||||||||
| Profit After Tax | ||||||||
| Dividends Paid | ||||||||
| Retained Profit | ||||||||
| Employee Costs | ||||||||
| Number Of Employees | 2 | 2 | 3 | |||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | |
|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 66 | 416 | 831 | 510 | 1,020 | |||
| Intangible Assets | ||||||||
| Investments & Other | ||||||||
| Debtors (Due After 1 year) | ||||||||
| Total Fixed Assets | 66 | 416 | 831 | 510 | 1,020 | |||
| Stock & work in progress | ||||||||
| Trade Debtors | 21,905 | 24,749 | 30,673 | 19,738 | 22,557 | 15,346 | 14,938 | |
| Group Debtors | ||||||||
| Misc Debtors | ||||||||
| Cash | 35,781 | 33,287 | 25,483 | 20,248 | 7,363 | |||
| misc current assets | 805 | |||||||
| total current assets | 21,905 | 25,554 | 30,673 | 55,519 | 55,844 | 40,829 | 35,186 | 7,363 |
| total assets | 21,971 | 25,554 | 31,089 | 56,350 | 56,354 | 41,849 | 35,186 | 7,363 |
| Bank overdraft | ||||||||
| Bank loan | ||||||||
| Trade Creditors | 17,658 | 21,115 | 23,533 | 31,885 | 30,357 | 40,158 | 31,608 | 6,690 |
| Group/Directors Accounts | 12,975 | 21,611 | ||||||
| other short term finances | ||||||||
| hp & lease commitments | ||||||||
| other current liabilities | ||||||||
| total current liabilities | 17,658 | 21,115 | 23,533 | 44,860 | 51,968 | 40,158 | 31,608 | 6,690 |
| loans | ||||||||
| hp & lease commitments | ||||||||
| Accruals and Deferred Income | 1,200 | 1,170 | 1,140 | |||||
| other liabilities | ||||||||
| provisions | 166 | 166 | 166 | 102 | 204 | |||
| total long term liabilities | 1,200 | 1,336 | 1,306 | 166 | 102 | 204 | ||
| total liabilities | 18,858 | 22,451 | 24,839 | 45,026 | 52,070 | 40,362 | 31,608 | 6,690 |
| net assets | 3,113 | 3,103 | 6,250 | 11,324 | 4,284 | 1,487 | 3,578 | 673 |
| total shareholders funds | 3,113 | 3,103 | 6,250 | 11,324 | 4,284 | 1,487 | 3,578 | 673 |
| Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Operating Profit | ||||||||
| Depreciation | 925 | 510 | 511 | |||||
| Amortisation | ||||||||
| Tax | ||||||||
| Stock | ||||||||
| Debtors | -2,844 | -5,924 | 10,935 | -2,819 | 7,211 | 408 | 14,938 | |
| Creditors | -3,457 | -2,418 | -8,352 | 1,528 | -9,801 | 8,550 | 24,918 | 6,690 |
| Accruals and Deferred Income | 30 | 30 | 1,140 | |||||
| Deferred Taxes & Provisions | -166 | 64 | -102 | 204 | ||||
| Cash flow from operations | ||||||||
| Investing Activities | ||||||||
| capital expenditure | ||||||||
| Change in Investments | ||||||||
| cash flow from investments | ||||||||
| Financing Activities | ||||||||
| Bank loans | ||||||||
| Group/Directors Accounts | -12,975 | -8,636 | 21,611 | |||||
| Other Short Term Loans | ||||||||
| Long term loans | ||||||||
| Hire Purchase and Lease Commitments | ||||||||
| other long term liabilities | ||||||||
| share issue | ||||||||
| interest | ||||||||
| cash flow from financing | ||||||||
| cash and cash equivalents | ||||||||
| cash | -35,781 | 2,494 | 7,804 | 5,235 | 12,885 | 7,363 | ||
| overdraft | ||||||||
| change in cash | -35,781 | 2,494 | 7,804 | 5,235 | 12,885 | 7,363 |
unsecured loans for you ltd Credit Report and Business Information
Unsecured Loans For You Ltd Competitor Analysis
Perform a competitor analysis for unsecured loans for you ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other undefined companies, companies in BB12 area or any other competitors across 12 key performance metrics.
unsecured loans for you ltd Ownership
UNSECURED LOANS FOR YOU LTD group structure
Unsecured Loans For You Ltd has no subsidiary companies.
Ultimate parent company
UNSECURED LOANS FOR YOU LTD
07769033
unsecured loans for you ltd directors
Unsecured Loans For You Ltd currently has 1 director, Mr Paul Carter serving since Sep 2011.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Paul Carter | England | 46 years | Sep 2011 | - | Director |
P&L
September 2019turnover
120.5k
-7%
operating profit
12.4
0%
gross margin
18.3%
-13.46%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2019net assets
3.1k
0%
total assets
22k
-0.14%
cash
0
0%
net assets
Total assets minus all liabilities
unsecured loans for you ltd company details
company number
07769033
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
September 2011
age
14
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
September 2019
previous names
N/A
accountant
UGRAHAM H WOOD & CO
auditor
-
address
the town hall 83 burnley road, padiham, burnley, lancashire, BB12 8BS
Bank
-
Legal Advisor
-
unsecured loans for you ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to unsecured loans for you ltd.
unsecured loans for you ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for UNSECURED LOANS FOR YOU LTD. This can take several minutes, an email will notify you when this has completed.
unsecured loans for you ltd Companies House Filings - See Documents
| date | description | view/download |
|---|
